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H & H Insurance Services

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Namestring
H & H Insurance Services
Legal namestring
H+H Insurance Services, Inc.
Company typeenum
Private
Founded yearint
1987
Descriptiontext

H+H Insurance Services, Inc. is a privately held insurance brokerage and surety bonding agency founded in 1987 and headquartered in Norcross, Georgia, within the Atlanta metropolitan area. The firm is co-owned by its four founders — Kim Haynes, Michael Jones, Pat Lisk, and Christopher Wortham — all of whom remain in leadership positions nearly four decades after inception. H+H serves more than 150 commercial contractors in the southeast region and across the United States, with a stated sweet spot of contractors whose revenues range from $3 million to $500 million across heavy-civil, general contracting, and specialty trade disciplines.

The company's offering is organized into four core product lines: Surety (bonding placement with all major bonding companies), Business Insurance (commercial coverage across construction, manufacturing, agriculture, architects and engineers, distribution, and healthcare services), Risk Management (risk analysis, contract review, certificate compliance, and claims assistance), and Group Health Plans (employee benefits consulting including health, dental, disability, life, and cafeteria plans as well as succession planning). The firm also holds a strategic partnership with Georgia AgiTrust enabling workers compensation placement for farms. There is no proprietary technology platform; service delivery is consultative and relationship-driven through direct sales by bond professionals.

H+H earns revenue primarily through commissions on insurance policies and surety bonds placed with carriers and bonding companies, with pricing determined per-client by risk assessment and coverage scope. Customer acquisition is sales-led and consultative, relying on the founders' and producers' combined 100+ years of industry experience and long-standing relationships with major bonding companies rather than digital marketing. The firm does not disclose financials, has no external investors, and operates as a stable, founder-owned regional brokerage.

Short descriptiontext

H+H Insurance Services is a privately held, founder-owned insurance brokerage and surety bonding agency founded in 1987, serving 150+ commercial contractors and other mid-market businesses across the southeast United States through four product lines: Surety, Business Insurance, Risk Management, and Group Health Plans.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
11–50
akta.pro rankint
HeadquartersNorcross, United States
HQ citystring
Norcross
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
commercial insurance brokerage, surety bond services, construction risk management, employee benefits consulting, commercial property insurance
Industry3 codes
1Flexible Benefits Administration (FSA/HSA/HRA)
CodeHLAEALAKPrimaryYes
2Basic Group Term Life (Employer-Paid)
CodeFSAIADAAPrimaryNo
3Group AD&D (Standalone or Bundled with Life)
CodeFSAIADAGPrimaryNo
NAICS code2 codes
  • Insurance Agencies and Brokerages524210
  • Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds524292
SIC code2 codes
  • Insurance Agents, Brokers & Service6411
  • Accident & Health Insurance6321
Product category
Commercial Insurance Brokerage
No data
GTM motion2 records

Each record includes

Type, Description, Source

Revenue model1 record
1Insurance and Bonding Commissions
TypeSubscription Recurring
Description

H+H earns commissions from insurance carriers and bonding companies for placing coverage for clients. The company represents over 150 commercial contractors and maintains relationships with all major bonding companies.

Marketing channels1 record

Each record includes

Title, Type, Stage, Description, Source

Distribution channels2 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Pricing details1 tier
1Custom quote-based insurance packages
ModelOtherBilling cadenceAnnual
Notes

Pricing determined by risk assessment, coverage requirements, and carrier evaluation for each client.

GTM typeB2B
B2B
Offering typeServices
Services
Core offering1 text field

H+H Insurance Services is an independent insurance brokerage and bonding agency that places commercial insurance policies and surety bonds on behalf of business clients. The firm specializes in serving general contractors, heavy-civil primes, and specialty manufacturers with revenues between $3 million and $500 million, and also offers risk management consulting and group health/employee benefits advisory services. The company represents more than 150 commercial contractors and maintains working relationships with all major bonding companies and insurance carriers.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

H+H Insurance Services offers a portfolio of four core insurance and risk management products. Surety provides bonding services for commercial contractors with access to major bonding markets. Business Insurance delivers coverage across six industry verticals: Construction, Manufacturing, Agriculture, Architects & Engineers, Distribution, and Healthcare Services. Risk Management supports clients with risk analysis, contract review, certificate compliance, and claims assistance. Group Health Plans assists companies with employee benefits packages including health, dental, disability, and life insurance, as well as succession planning products. The company was founded in 1987 and serves clients throughout the United States.

Product and service1 record
1Surety
Scale indicator4 records

Each record includes

Type, Value, Description, Source

Partnership1 partner
1Georgia AgiTrust
Strategic tierCoreTypeStrategic or Co-development Partner
Description

Strategic partnership with Georgia AgiTrust enables H+H to write workers compensation policies for all types of farms, addressing the specialized agricultural market segment including capital-intensive operations requiring high value structure and equipment coverage.

h-hinsurance.com
Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight4 records

Each record includes

Type, Description

Peers10 records
1RPS (Risk Placement Services)
TypeDirect peer
Description

Specialty wholesale broker and managing general agent with deep expertise in surety and construction-related lines. Direct peer to H+H in the surety bond placement workflow for commercial contractors.

TypeDirect peer
Description

Specialty insurance broker focused on construction, surety, and excess & surplus lines. Comparable to H+H in serving construction and specialty contractor clients with hard-to-place risks.

TypeBroad incumbent
Description

Large, tech-enabled insurance brokerage with commercial and surety offerings. Broad incumbent peer to H+H, distinguished by scale and a digital platform that contrasts with H+H's traditional brokerage model.

TypeBroad incumbent
Description

Large US brokerage with established construction and surety practices. Comparable to H+H as a broader incumbent offering overlapping commercial insurance, surety, and benefits capabilities at greater scale.

TypeDirect peer
Description

Large US commercial insurance brokerage with a dedicated construction practice. Direct peer to H+H in serving mid-market contractors with bonding, commercial insurance, and risk management services across multiple industries.

TypeBroad incumbent
Description

World's largest independent insurance brokerage with construction and surety capabilities. Broad incumbent peer to H+H, overlapping on commercial insurance, surety, and risk management for mid-to-large contractors.

TypeDirect peer
Description

Mid-size US insurance brokerage offering commercial, surety, risk management, and employee benefits. Comparable to H+H in scale and product breadth, with a similar consultative, relationship-led approach to mid-market clients.

TypeBroad incumbent
Description

Global insurance brokerage and risk advisory firm with a substantial construction and surety practice. Broad incumbent peer to H+H, operating at a vastly larger scale across overlapping commercial lines.

TypeDirect peer
Description

Southeast US-rooted insurance brokerage (originally McGriff, Seibels & Williams) with deep commercial and surety capabilities. Direct peer to H+H given overlapping geography, construction/specialty contractor book, and full-service brokerage model.

TypeDirect peer
Description

Mid-market US insurance brokerage with a focus on construction, surety, and specialty commercial lines. Direct peer to H+H in serving small-to-mid contractors with a relationship-driven, multi-product model.

Market position
Strengths5 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat4 records

Each record includes

Type, Details

Key risks7 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment8 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile3 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles4 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

H & H Insurance Services

Commercial Insurance Brokerageh-hinsurance.com

H+H Insurance Services is a privately held, founder-owned insurance brokerage and surety bonding agency founded in 1987, serving 150+ commercial contractors and other mid-market businesses across the southeast United States through four product lines: Surety, Business Insurance, Risk Management, and Group Health Plans.

What H & H Insurance Services does

H+H Insurance Services, Inc. is a privately held insurance brokerage and surety bonding agency founded in 1987 and headquartered in Norcross, Georgia, within the Atlanta metropolitan area. The firm is co-owned by its four founders — Kim Haynes, Michael Jones, Pat Lisk, and Christopher Wortham — all of whom remain in leadership positions nearly four decades after inception. H+H serves more than 150 commercial contractors in the southeast region and across the United States, with a stated sweet spot of contractors whose revenues range from $3 million to $500 million across heavy-civil, general contracting, and specialty trade disciplines.

The company's offering is organized into four core product lines: Surety (bonding placement with all major bonding companies), Business Insurance (commercial coverage across construction, manufacturing, agriculture, architects and engineers, distribution, and healthcare services), Risk Management (risk analysis, contract review, certificate compliance, and claims assistance), and Group Health Plans (employee benefits consulting including health, dental, disability, life, and cafeteria plans as well as succession planning). The firm also holds a strategic partnership with Georgia AgiTrust enabling workers compensation placement for farms. There is no proprietary technology platform; service delivery is consultative and relationship-driven through direct sales by bond professionals.

H+H earns revenue primarily through commissions on insurance policies and surety bonds placed with carriers and bonding companies, with pricing determined per-client by risk assessment and coverage scope. Customer acquisition is sales-led and consultative, relying on the founders' and producers' combined 100+ years of industry experience and long-standing relationships with major bonding companies rather than digital marketing. The firm does not disclose financials, has no external investors, and operates as a stable, founder-owned regional brokerage.

H & H Insurance Services firmographics

Firmographics
Name
H & H Insurance Services
Legal name
H+H Insurance Services, Inc.
Website
https://h-hinsurance.com
Company type
Private
Founded year
1987
Operating status
Operating
Headcount range
11–50 employees
Short description
H+H Insurance Services is a privately held, founder-owned insurance brokerage and surety bonding agency founded in 1987, serving 150+ commercial contractors and other mid-market businesses across the southeast United States through four product lines: Surety, Business Insurance, Risk Management, and Group Health Plans.
Ownership category
akta.pro rank

H & H Insurance Services industry classification

Industry
Product category
Commercial Insurance Brokerage
NAICS
Insurance Agencies and Brokerages (524210), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)
SIC
Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)
akta.pro primary industry
Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK)
akta.pro secondary industries
Basic Group Term Life (Employer-Paid) (FSAIADAA), Group AD&D (Standalone or Bundled with Life) (FSAIADAG)

Keywords

  • Commercial insurance brokerage
  • Surety bond services
  • Construction risk management
  • Employee benefits consulting
  • Commercial property insurance

Where H & H Insurance Services is headquartered

Location

Headquarters

HQ city
Norcross
HQ country
United States
HQ region
North America

Offices1 record

Markets served

H & H Insurance Services business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

  1. Insurance and Bonding Commissions: H+H earns commissions from insurance carriers and bonding companies for placing coverage for clients. The company represents over 150 commercial contractors and maintains relationships with all major bonding companies.

Pricing tiers

ModelBillingPrice
OtherAnnualCustom quote-based insurance packages

Go-to-market motion2 records

Distribution channels2 records

Marketing channels1 record

H & H Insurance Services product offering

Product offering

Core offering

H+H Insurance Services is an independent insurance brokerage and bonding agency that places commercial insurance policies and surety bonds on behalf of business clients. The firm specializes in serving general contractors, heavy-civil primes, and specialty manufacturers with revenues between $3 million and $500 million, and also offers risk management consulting and group health/employee benefits advisory services. The company represents more than 150 commercial contractors and maintains working relationships with all major bonding companies and insurance carriers.

Product overview

H+H Insurance Services offers a portfolio of four core insurance and risk management products. Surety provides bonding services for commercial contractors with access to major bonding markets. Business Insurance delivers coverage across six industry verticals: Construction, Manufacturing, Agriculture, Architects & Engineers, Distribution, and Healthcare Services. Risk Management supports clients with risk analysis, contract review, certificate compliance, and claims assistance. Group Health Plans assists companies with employee benefits packages including health, dental, disability, and life insurance, as well as succession planning products. The company was founded in 1987 and serves clients throughout the United States.

Differentiator

Problem solved

Functional benefit

Products and services

  • Surety

Companies that use H & H Insurance Services

Customer profile

Segments8 records

Ideal customer profiles3 records

H & H Insurance Services technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

H & H Insurance Services partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • Georgia AgiTrustcoreStrategic or Co-development PartnerStrategic partnership with Georgia AgiTrust enables H+H to write workers compensation policies for all types of farms, addressing the specialized agricultural market segment including capital-intensive operations requiring high value structure and equipment coverage.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

H & H Insurance Services competitors and assessment

Company assessment

Direct peers

  • RPS (Risk Placement Services): Specialty wholesale broker and managing general agent with deep expertise in surety and construction-related lines. Direct peer to H+H in the surety bond placement workflow for commercial contractors.
  • Brown & Riding Insurance Services: Specialty insurance broker focused on construction, surety, and excess & surplus lines. Comparable to H+H in serving construction and specialty contractor clients with hard-to-place risks.
  • IMA Financial Group: Large US commercial insurance brokerage with a dedicated construction practice. Direct peer to H+H in serving mid-market contractors with bonding, commercial insurance, and risk management services across multiple industries.
  • The Horton Group: Mid-size US insurance brokerage offering commercial, surety, risk management, and employee benefits. Comparable to H+H in scale and product breadth, with a similar consultative, relationship-led approach to mid-market clients.
  • McGriff Insurance Services: Southeast US-rooted insurance brokerage (originally McGriff, Seibels & Williams) with deep commercial and surety capabilities. Direct peer to H+H given overlapping geography, construction/specialty contractor book, and full-service brokerage model.
  • AssurePartners: Mid-market US insurance brokerage with a focus on construction, surety, and specialty commercial lines. Direct peer to H+H in serving small-to-mid contractors with a relationship-driven, multi-product model.

Broad incumbents

  • Acrisure: Large, tech-enabled insurance brokerage with commercial and surety offerings. Broad incumbent peer to H+H, distinguished by scale and a digital platform that contrasts with H+H's traditional brokerage model.
  • USI Insurance Services: Large US brokerage with established construction and surety practices. Comparable to H+H as a broader incumbent offering overlapping commercial insurance, surety, and benefits capabilities at greater scale.
  • Lockton Companies: World's largest independent insurance brokerage with construction and surety capabilities. Broad incumbent peer to H+H, overlapping on commercial insurance, surety, and risk management for mid-to-large contractors.
  • Marsh McLennon: Global insurance brokerage and risk advisory firm with a substantial construction and surety practice. Broad incumbent peer to H+H, operating at a vastly larger scale across overlapping commercial lines.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

H & H Insurance Services financial estimates

Financial estimate

Revenue estimate

Valuation estimate

H & H Insurance Services leadership team

Management profile

Number of profiles

Profiles4 records

H & H Insurance Services funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

H & H Insurance Services M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about H & H Insurance Services

What does H & H Insurance Services do?

H+H Insurance Services is an independent insurance brokerage and bonding agency that places commercial insurance policies and surety bonds on behalf of business clients. The firm specializes in serving general contractors, heavy-civil primes, and specialty manufacturers with revenues between $3 million and $500 million, and also offers risk management consulting and group health/employee benefits advisory services. The company represents more than 150 commercial contractors and maintains working relationships with all major bonding companies and insurance carriers.

Is H & H Insurance Services a public or private company?

H & H Insurance Services is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was H & H Insurance Services founded?

H & H Insurance Services was founded in 1987. It employs 11 to 50 people.

Where is H & H Insurance Services based?

H & H Insurance Services is headquartered in Norcross, United States, in the North America region.

How does H & H Insurance Services make money?

One revenue line is on record: insurance and Bonding Commissions.

Who are H & H Insurance Services's main competitors?

Direct peers on record are RPS (Risk Placement Services), Brown & Riding Insurance Services, IMA Financial Group, The Horton Group, McGriff Insurance Services and AssurePartners. Broad incumbents are Acrisure, USI Insurance Services, Lockton Companies and Marsh McLennon.

Does H & H Insurance Services have an API?

No public API is recorded for H & H Insurance Services.

What industry is H & H Insurance Services in?

H & H Insurance Services's product category is Commercial Insurance Brokerage. Its primary akta.pro industry code is HLAEALAK, Flexible Benefits Administration (FSA/HSA/HRA), with a secondary code of FSAIADAA, Basic Group Term Life (Employer-Paid). Its NAICS code is 524210 and its SIC code is 6411.

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