What Interamerican does

Interamerican (legal name: ΙΝΤΕΡΑΣΙΟΥΡΑΝ Ανώνυμη Ασφαλιστική Εταιρία / Interamerican Insurance Company S.A.) is a Greek insurance company founded in 1969 and wholly owned by the Dutch insurance group Achmea. The company provides a full-stack insurance portfolio spanning property and casualty (auto, home, business), health, life and savings (Capital system), and group/employee benefits (Managed Care, group life and income protection, pensions, emergency medical assistance), supplemented by professional liability coverage for regulated professions such as physicians, lawyers, accountants, pharmacists, and technicians. Its distribution combines a traditional advisor network of 30 sales offices across Greece, corporate field sales for enterprise accounts, and the Anytime digital direct-to-consumer brand for online purchase and self-service.

The company is supported by an unusually integrated physical service infrastructure: a 350-person road assistance team, 111 service points, 246 company-owned assistance vehicles, 12+ Car Point standardized claims-and-repair centers, and 600+ glass repair partners, handling roughly 500,000 incidents per year with a 30-minute average urban response time. Digital technology layers include the my interamerican customer portal (OpenID Connect / Keycloak authentication), the Drive On mobile roadside assistance app, the VCS smartphone-based vehicle pre-inspection service, the Medi ON telemedicine platform, and proprietary health infrastructure (Athinaiki Mediclinic, Medifirst polyclinics). Certifications include ISO certification for Immediate Medical and Road Assistance services and a 2024 Brandon Hall Group international award for training program excellence (Digital Learning Academy).

Interamerican serves approximately 1.6 million insured individuals and businesses in Greece and has begun international expansion through its Anytime digital brand in Romania (2025 market entry, 2026 full commercial rollout), backed by a planned €30 million investment. Revenue is generated primarily through annual subscription premiums across personal and commercial lines, with managed-services revenue from road assistance. The company is privately held with no public ticker, and no external funding rounds are disclosed; capital flows through the Achmea parent group. In 2025 it paid €272 million in claims, including €82 million+ for natural disaster losses over the 2021-2025 period, and reports a 90% customer satisfaction rate on the Anytime digital brand.

Name

Interamerican

Legal name

Interamerican

Website

https://interamerican.gr

Company type

Private

Founded year

1969

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Interamerican is a Greek insurance company (founded 1969, subsidiary of Dutch group Achmea) offering property, casualty, health, life, savings, and group/employee benefits products to 1.6 million individuals and businesses through 30 sales offices, the Anytime digital brand, and an integrated road-assistance and healthcare service network.

Ownership category

akta.pro rank

Product category

Multi-line Insurance

NAICS

Insurance Carriers (5241), Direct Life, Health, and Medical Insurance Carriers (52411), Direct Health and Medical Insurance Carriers (524114), Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)

SIC

Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Life Insurance (6311)

akta.pro primary industry

Self-Funded (ASO) Group Health Plans & Stop-Loss (FSAIAFAB)

akta.pro secondary industry

Individual Health Insurance Administration (TPA/ASO) (FSAIAEAK)

Keywords

• General insurance services
• Health insurance programs
• Auto and home insurance
• Professional liability insurance
• Group employee benefits

Headquarters

HQ city

Athens

HQ country

Greece

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Supply Chain

Revenue model

1. Insurance Premiums - Property & Casualty: Core revenue from property and casualty insurance including auto, home, and business insurance policies with annual premiums.
2. Insurance Premiums - Health: Health insurance programs including bewell health plans and group corporate health programs (Managed Care).
3. Insurance Premiums - Life & Savings: Life insurance and savings/investment products through Capital system.
4. Insurance Premiums - Group/Corporate: Group insurance products for businesses including life, income protection, pensions, and employee benefits.
5. Road Assistance Services: Roadside assistance services provided through own infrastructure and network.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels5 records

Core offering

Interamerican is a Greek insurance company that underwrites and distributes personal, commercial, and group insurance products — including health (bewell), auto, home, life and savings (Capital), business property, professional liability, and corporate group/employee benefits — supported by integrated in-house roadside assistance (1158 hotline), telemedicine (Medi ON), claims and repair centers (Car Point), and digital self-service tools (my interamerican portal, Drive On app, Anytime digital brand).

Product overview

Interamerican is a Greek insurance company (member of Dutch group Achmea) offering a comprehensive insurance portfolio organized into personal lines, commercial/business lines, and group/employee benefits. The personal lines include health insurance (bewell with Medi ON telemedicine), car insurance (traditional and Anytime digital brand), home insurance (traditional and Anytime digital brand), and investment/savings products (Capital). The commercial portfolio covers business property insurance, professional liability for doctors, lawyers, accountants, pharmacists, and technicians, product liability, employers liability, and D&O insurance. The group benefits offering includes Managed Care health plans, group life and income protection, pension programs, and emergency medical assistance. Supporting services include the my interamerican digital portal, Drive On roadside assistance app, 1158 road assistance hotline, Car Point standardized claims and repair centers, a vehicle repair network with glass partners, and VCS smartphone-based vehicle inspection. The company operates 30 sales offices across Greece and employs approximately 1.6 million insured individuals.

Differentiator

Problem solved

Functional benefit

Brands

• bewell: Comprehensive health insurance program offering personalized health coverage and medical services.
• Drive On
• Rebuilding Tomorrow
• my interamerican
• Capital
• bewell
• Car Point
• Drive On
• Medi ON

Products and services

• bewell Health Insurance Comprehensive health insurance program offering personalized coverage plans for individuals and families, providing medical insurance and healthcare services across the policyholder lifecycle.
• Medi ON Telemedicine Telemedicine service enabling remote medical consultations via video call, extending healthcare access for policyholders.
• Car Insurance (Basic/Classic/Extra/Total) Vehicle insurance programs offering mandatory civil liability coverage plus optional coverages including fire, theft, natural disasters, legal protection, and roadside assistance.
• Electric/Hybrid Vehicle Insurance (EV Basic/EV Extra/EV Total) Specialized insurance for electric and plug-in hybrid vehicles including coverage for charging cable theft and charging-related damages.
• Anytime Car Insurance (Standard Drive/Smart Drive/Short Drive) Digital car insurance brand offering usage-based coverage options with pay-per-mile and safe driving reward programs for online customers.
• Home Insurance (Building/Content/Building & Content) Residential property insurance covering building structure, contents, or both against fire, natural disasters, theft, and liability risks.
• Anytime Home Insurance Digital home insurance brand available for both owners and renters with flexible coverage options.
• Business Insurance (Mandatory/Classic/Extra/Total) Commercial property insurance for small and medium enterprises covering buildings, contents, equipment, and business interruption up to €1.5 million insured capital.
• Business Civil Liability Insurance Third-party liability coverage for businesses against claims from accidents occurring on business premises.
• Medical Practitioners Professional Liability Malpractice insurance for physicians covering bodily injury claims, legal defense costs, and clinic visitor accidents with coverage limits from €100,000 to €1,500,000.
• Lawyers Professional Liability Professional liability insurance for attorneys covering negligence claims, document loss, fraud, and defamation with coverage from €30,000 to €600,000.
• Accountants Professional Liability Professional indemnity coverage for accountants protecting against client claims for errors in accounting services.
• Pharmacists Professional Liability Professional liability insurance for pharmacists covering pharmacy operations and employer liability with coverage from €100,000 to €1,000,000.
• Technicians Professional Liability Professional liability coverage for electricians, plumbers, HVAC technicians, and maintenance contractors with turnover-based coverage limits.
• Product Liability Insurance Coverage for manufacturers, importers, and traders against claims for bodily injury or property damage caused by defective products.
• Employers Liability Insurance Coverage for employer legal obligations under civil law for workplace accidents, including compensation for moral damages.
• Directors & Officers (D&O) Liability Insurance Executive liability protection for corporate directors and officers against third-party claims arising from management decisions.
• Group Health Insurance (Managed Care) Corporate health plan combining inpatient and outpatient care with proprietary health infrastructure including Athens Mediclinic, Medifirst polyclinics, and partner hospitals.
• Group Life & Income Insurance Employee benefits covering death, disability, and income replacement to protect families and replace lost earnings.
• Group Pension Programs Defined-contribution retirement plans with professional investment management through international asset managers.
• Group Emergency Medical Assistance 24/7 emergency medical assistance including health advice hotline, medical transport, hospitalization abroad, and family care services.
• Capital Savings & Investment System Comprehensive savings and investment system offering structured investment products for policyholders.
• 1158 Road Assistance Service 24/7 roadside assistance service with 111 service points, 246 company-owned vehicles, and 350 specialized personnel handling approximately 500,000 incidents annually.
• Car Point Claims & Repair Centers Standardized claims and repair centers consolidating vehicle inspection, claims settlement, repairs, and replacement vehicle provision in one location.
• Vehicle & Glass Repair Network Network of approved repair shops and glass replacement partners including Carglass, Glassdrive, ΦΙΛΗΣGlass, and GlassFit with over 600 glass repair locations.
• Anytime Romania Digital Insurance Digital direct-to-consumer insurance offering motor (MTPL, CASCO), home, and health products purchased and managed online through the Anytime brand in the Romanian market.

Quantifiable outcome

• 90% customer satisfaction rate for Anytime digital brand
• +3 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature4 records

Partnerships

One partnership is on record.

• INSUROPEcoreStrategic or Co-development PartnerOne of the largest multinational Employee Benefits networks globally with over 50 years of history and partnerships in over 100 countries. Interamerican is the exclusive representative of INSUROPE in Greece, enabling multinational corporate clients to have consistent employee benefits coverage.

Scale indicators14 records

Recent moves6 records

Expansion highlights6 records

Emerging players

• Hellas Direct: Greek digital-first auto insurer using usage-based pricing and online distribution. Direct challenger to Interamerican's Anytime brand in the Greek motor insurance market.
• Lemonade: AI-native, mobile-first insurance carrier using behavioral economics and digital distribution. Comparable as the digital-native archetype Interamerican's Anytime brand is designed to emulate in its Greek and Romanian markets.

Broad incumbents

• Generali Hellas: Greek subsidiary of global insurer Generali offering P&C, life, and health products. Comparable as an international group carrier operating in Greece through traditional and digital channels.
• NN Hellas: Greek subsidiary of Dutch insurer NN Group (similar parent structure to Interamerican/Achmea). Offers life, health, and pensions in Greece via advisor networks — directly comparable distribution model.
• Allianz Hellas: Greek arm of Allianz, one of the world's largest insurers, offering comparable P&C, health, life, and asset-management products. Comparable as a broad-line incumbent with multi-channel distribution.
• ERGO Hellas: Greek subsidiary of Munich Re's ERGO, offering P&C and life insurance. Comparable broad-line international carrier competing for the same Greek corporate and consumer segments.

Regional players

• Groupama Asigurari: Major Romanian insurer with established P&C and life operations. Comparable as a regional European carrier in Interamerican's expansion market, providing a benchmark for Romania competitive dynamics.
• Euroins Romania: One of the leading MTPL insurers in Romania and a direct competitor to Anytime's initial product focus. Comparable as the established local incumbent Anytime must displace in its launch market.

Direct peers

• Ethniki Insurance: Largest direct domestic competitor in the Greek insurance market offering similar P&C, life, and health products through a multi-channel distribution network. Closest head-to-head rival for Greek market share.

Others

• AXA Hellas:

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/in/%CF%81%CE%BF%CE%B4%CE%B9%CE%BD%CE%BF%CF%82-%CE%BA%CF%89%CE%BD%CF%83%CF%84%CE%B1%CE%BD%CF%84%CE%B9%CE%BD%CE%BF%CF%82-276848b7
• Xx.com/interamericangr

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Interamerican