France Retraite

What France Retraite does

France Retraite is a French private retirement consulting firm established around 2000, operating as a subsidiary of SIACI SAINT HONORE within the DIOT-SIACI insurance and reinsurance brokerage group. The firm is headquartered in Paris (39 rue Mstislav Rostropovitch, 75815 Paris cedex 17) and employs approximately 45 specialist experts covering French retirement schemes and principal foreign regimes. Its core function is to decode the complexity of French retirement regulation for individuals and corporates and to deliver personalized retirement assessments, consultations, and administrative accompaniment.

The firm's product offering is a suite of professional services rather than a software platform: (1) Bilan retraite avec un expert, a detailed career analysis and pension projection; (2) Entretien individuel, a one-hour expert consultation; (3) Démarches administratives, full-dossier administrative support from rights assessment through pension disbursement; and (4) Bien préparer et vivre sa retraite, preparation and lifestyle transition guidance. Distribution is direct, through website contact forms, scheduled expert appointments, and a client portal (espace-client.franceretraite.fr). The firm segments the market into five personas — salariés, fonctionnaires, TNS (self-employed), expatriés, and entreprises — each with dedicated landing pages and tailored content. Reported 2024 volumes include over 5,000 individual assessments completed and approximately 1,500 retirement accompaniment engagements per year.

The revenue model is fee-for-service professional consulting with no publicly disclosed pricing; acquisition is content-led through an educational blog staffed by named expert contributors, supported by the corporate website and a LinkedIn presence. There is no proprietary technology platform, mobile application, API, or disclosed AI capability — the underlying infrastructure is a WordPress-based marketing site plus the client portal, with the firm's competitive position resting on the human expertise of its 45 specialists and its 25-year track record in the French retirement consulting market.

Name

France Retraite

Legal name

SIACI SAINT HONORE – Groupe DIOT-SIACI – Société de Courtage d'Assurance et de Réassurance

Website

https://franceretraite.fr

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

France Retraite is a French retirement consulting firm employing 45 specialists who provide personalized retirement assessments, administrative assistance, and preparation guidance to employees, civil servants, self-employed professionals, expatriates, and corporates. It operates as a subsidiary of the DIOT-SIACI insurance brokerage group.

Ownership category

akta.pro rank

Product category

Retirement Consulting Services

NAICS

Management Consulting Services (54161), Other Management Consulting Services (541618)

SIC

Services-Management Consulting Services (8742), Investment Advice (6282)

akta.pro primary industry

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)

Keywords

• Retirement consulting
• Pension planning
• Retirement assessment
• Administrative support
• Expatriate retirement

Headquarters

HQ city

Écully

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Professional Retirement Consulting Services: France Retraite provides expert retirement planning services including personalized retirement assessments, individual consultations, and administrative support for retirement procedures. The company operates as a private consulting firm under the Diot-Siaci group.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

France Retraite is a private retirement consulting firm that provides personalized retirement advisory services to individuals across multiple professional profiles (salaried employees, civil servants, self-employed professionals, expatriates) and to companies. Its core offerings include a detailed retirement assessment (Bilan retraite) with career analysis and pension projections, one-hour individual consultations with retirement experts, administrative dossier support, and retirement preparation and lifestyle guidance. The firm employs 45 specialist consultants with 25 years of expertise and operates as a subsidiary of SIACI SAINT HONORE – Groupe DIOT-SIACI.

Product overview

France Retraite is a private consulting firm (cabinet de conseil privé) that offers a suite of personalized retirement advisory services, not a unified software platform. The core offering consists of four main services: (1) Bilan retraite avec un expert — a detailed retirement assessment with career analysis and pension projections; (2) Entretien individuel — a one-hour expert consultation; (3) Démarches administratives — administrative support for retirement procedures; and (4) Bien préparer et vivre sa retraite — preparation and lifestyle guidance for retirement. These services are targeted to five distinct profiles (employees, civil servants, self-employed professionals, expatriates, and companies) and are supplemented by a blog providing informational content on retirement topics. The company has 45 specialist experts and 25 years of expertise, operating under the SIACI SAINT HONORE – Groupe DIOT-SIACI umbrella.

Differentiator

Problem solved

Functional benefit

Products and services

• Bilan retraite avec un expert A comprehensive retirement assessment conducted with a France Retraite expert, including career analysis, pension amount projections, and personalized advice to optimize or adjust the end of career. Targeted at individuals approaching retirement across all professional profiles (employees, civil servants, self-employed, expatriates).
• Entretien individuel A one-hour retirement consultation session with an expert retirement advisor to review the client's situation and provide clear answers and concrete solutions tailored to their circumstances. Designed for individuals seeking focused, time-bounded expert guidance on retirement questions.
• Démarches administratives Administrative guidance service that accompanies clients through the entire retirement dossier process, from rights assessment to pension payment disbursement. Targeted at individuals needing hands-on administrative support to complete their retirement file.
• Bien préparer et vivre sa retraite Guidance service for preparing for and living through retirement, helping clients transition smoothly into retirement life. Designed for individuals seeking both pre-retirement preparation and post-retirement lifestyle support.

Quantifiable outcome

• 5000+ individual retirement assessments completed in 2024
• +1 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• SIACI SAINT HONORE – Groupe DIOT-SIACIcoreOthersFrance Retraite is a subsidiary of SIACI SAINT HONORE, part of the DIOT-SIACI Group, a private insurance and reinsurance brokerage firm. The parent company is headquartered at Season, 39 rue Mstislav Rostropovitch, 75815 Paris. The group provides regulatory oversight and operational infrastructure for France Retraite.

Scale indicators3 records

Expansion highlights4 records

Direct peers

• Optimaretraite: Optimaretraite is a French retirement advisory boutique providing personalized retirement assessments and administrative support. It is a small direct peer to France Retraite, competing for the same individual customer segments (salaried, civil servant, self-employed) on a similar consulting-led model.
• Sapiendo: Sapiendo is a French online retirement advisory platform that helps individuals simulate and plan their pension via digital tools and expert support. It directly competes with France Retraite on the bilan retraite and individual advisory proposition, though delivered through a more tech-enabled model.
• Klaro: Klaro is a French fintech that specializes in retirement and savings advisory, including support for expatriates and cross-border pension rights. It overlaps directly with France Retraite's expat segment and broader individual retirement advisory offering.

Emerging players

• Nalo: Nalo is a French digital wealth manager offering automated, goals-based investing including retirement planning. It is an emerging, tech-led player addressing retirement savings for individuals and partially overlaps with France Retraite's customer base via a self-serve, low-cost model.

Broad incumbents

• AXA France: AXA France is a leading life, health, and retirement insurer offering individual retirement savings products and advisory. It is a broad incumbent in the same customer domain, competing for retirement savings and advisory wallet share at much greater scale.
• AG2R La Mondiale: AG2R La Mondiale is one of France's largest insurance and retirement protection groups, managing supplementary pension schemes and offering retirement advisory to millions of members. It serves the same end customer (French individuals preparing retirement) but operates at far greater scale and as a regime manager rather than a pure advisory boutique.
• Allianz France: Allianz France is a large multi-line insurer with a retirement and savings business serving individuals and enterprises. It is comparable as a broad incumbent that competes with France Retraite's enterprise and individual retirement advisory proposition as part of a wider portfolio.
• Malakoff Humanis: Malakoff Humanis is a major French social protection group covering health, prévoyance, retirement, and savings. It competes for the same individual retirement-planning wallet share as France Retraite, but as part of a much broader insurance portfolio serving both employers and individuals.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/france-retraite

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about France Retraite