What Tesselate does

Tesselate Group is a privately held, France-headquartered consultancy and managed services firm that provides technology integration and platform solutions to corporate banks and financial institutions across EMEA. Founded in 2012 and operating from offices in seven countries (France, Netherlands, Belgium, UK, Denmark, Morocco, and UAE), the company positions itself as an "AI execution layer for corporate banking" by combining professional services with three proprietary platform-as-a-service products: Marble (Lending as a Service for Tier 2-5 institutions), Tegula (Trade Finance as a Service, cloud-hosted and fully managed, with implementation in under 20 weeks), and hive.t (an interoperability platform that connects banks to a marketplace of fintech partners via reusable webservices, APIs, and connectors). These platforms are unified under the "Kinetic Mosaic" framework, which also encompasses Kinetic Trade, Kinetic Lending, and a Knowledge Management domain.

The company monetizes through a mix of managed services subscriptions (monthly pricing on Tegula and Marble), professional services and fixed-price projects, business process outsourcing, bespoke automation engagements, and training delivered through the Tesselate Academy. GTM is enterprise-field-sales, with direct engagement of bank decision-makers and an extensive co-distribution network of fintech partners including Finastra, Temenos, MITech, AccessFintech, Finverity, FintechOS, LexisNexis, and others. The firm claims the unique distinction of being the only company worldwide providing syndicated lending managed services for five clients. Security and compliance posture is anchored by ISO 27001 certification, SOC 2 Type 1 compliance, and an Ecovadis Bronze medal, which are baseline procurement requirements for regulated bank customers. In February 2026 the firm executed its first disclosed acquisition, Gateway 2 Finance (an open accounting and ERP connectivity platform from Finecta), extending its capability into real-time SME financial data for accelerated credit decisioning.

Name

Tesselate

Legal name

Tesselate Group

Website

https://tesselategroup.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

251–500 employees

Short description

Tesselate Group is a France-headquartered consultancy and managed services firm providing lending, trade finance, and interoperability platforms (Marble, Tegula, hive.t) to corporate banks and financial institutions across EMEA, monetizing via subscriptions, professional services, and a fintech partner ecosystem.

Ownership category

akta.pro rank

Product category

Corporate Banking Software

NAICS

Computer Systems Design and Related Services (5415), Computer Systems Design and Related Services (54151), Computer Systems Design Services (541512)

SIC

Services-Computer Integrated Systems Design (7373), Services-Management Consulting Services (8742), Services-Computer Programming Services (7371)

akta.pro primary industry

Enterprise PaaS (App Runtime & Managed Application Platforms) (HDAEAKAB)

akta.pro secondary industries

Loan Servicing Platforms (Billing, Statements, Customer Self-Service) (FSAGAHAH), Institutional API Connectivity, OMS/EMS & FIX Gateways (FSADAJAJ), AI Integration & Orchestration Platforms (Connectors, Workflow, iPaaS for AI) (HDAEANAI), SFT Technology Platforms (Repo/SLB OMS/EMS, Matching) (FSACAIAM)

Keywords

• Corporate banking software
• Trade finance platform
• Lending-as-a-service
• Fintech interoperability
• Banking digital transformation

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices9 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Managed Services: Fully managed service model where Tesselate implements, integrates, updates, upgrades, and operationally manages applications for clients. This includes application operations, proactive upgrades, and strategic guidance. Offered as a predictable cost model with transparent pricing.
2. Consultancy Services: Expert advisory and consulting engagements providing business analysis, strategic planning, and fintech expertise. Consultants work closely with clients to analyze requirements and implement innovative strategies.
3. Fixed Price Projects: Project-based engagements at fixed prices for specific work packages, implementing out-of-the-box services with preconfigured applications at lower cost and shorter installation time.
4. Bespoke Automation Services: Custom automation solutions using partner technology (Automation Anywhere) to automate repetitive manual processes in back-office operations.
5. Business Process Outsourcing: Banking operations process management delivered by experienced banking professionals, allowing client teams to focus on competitive positioning while Tesselate manages operational processes.
6. Training Modules: Professional training services delivered by experienced consultants, with customized training modules for business and project teams, specializing in Finastra solutions.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Tesselate Group delivers a Platform-as-a-Service (PaaS) AI execution layer for corporate banking through three integrated platforms: Marble (Lending as a Service) for corporate loan servicing, Tegula (Trade Finance as a Service) for documentary credits and guarantees, and hive.t (Interoperability Platform) for fintech ecosystem connectivity. The company wraps these platforms with managed services, consultancy, integration, and business process outsourcing to help corporate banks transition from legacy systems to future-ready frameworks.

Product overview

Tesselate Group operates as an AI execution layer for corporate banking, delivering a platform-as-a-service (PaaS) infrastructure through three core integrated solutions: Marble (Lending as a Service), Tegula (Trade Finance as a Service), and hive.t (Interoperability Platform). Each platform runs independently, integrates natively, and compounds in value as part of the unified Kinetic Mosaic framework, which also encompasses Kinetic Trade, Kinetic Lending, and Knowledge Management capabilities.

Differentiator

Problem solved

Functional benefit

Brands

• Marble: Lending as a Service (LaaS) Platform designed for corporate lending market, integrating technology, managed services, and interoperability.
• Tegula
• hive.t

Products and services

• Marble - Lending as a Service Modular lending platform that combines third-party software solutions (Loan IQ, AFS Vision), the Hive.t interoperability layer, and Tesselate's value-added managed services to deliver comprehensive corporate loan servicing for Tier 2-5 financial institutions.
• Tegula - Trade Finance as a Service Cloud-hosted, fully managed Trade Finance-as-a-Service platform offering import/export documentary credits, guarantees, collections, financing, and discounting. Implementation in under 20 weeks with all costs confirmed upfront and basic changes included in the monthly price.
• hive.t - Interoperability Platform Innovative interoperability platform that integrates financial institutions with the fintech ecosystem, enabling seamless digital transformation through standardized communication models, Open APIs, webservices, data services, custom connectors, and a marketplace for fintech connectors.
• Managed Services for Corporate Banking Platforms Fully managed service offering where Tesselate implements, integrates, updates, upgrades, and operationally manages corporate banking applications for financial institution clients. Includes application operations, proactive upgrades, and strategic guidance delivered under a predictable cost model with transparent pricing.
• Consultancy Services for Corporate Banking Transformation Expert advisory and consulting engagements combining business and IT expertise to advise financial institutions on digital strategy and software solutions. Includes business analysis, strategic planning, and fintech expertise to bridge banks with fintech ecosystems.
• Business Process Outsourcing for Banking Operations Banking operations process management delivered by experienced banking professionals, allowing client teams to focus on competitive positioning while Tesselate manages operational back-office processes.
• Bespoke Automation Services Custom automation solutions using partner technology (Automation Anywhere) to automate repetitive manual processes in back-office operations for corporate banks and financial institutions.

Quantifiable outcome

• Implementation time reduced from months to as little as 30 days when combining Tesselate's interoperability with fintech technology
• +2 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability6 records

Feature4 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Gateway 2 Finance (Finecta)coreTechnology or Integration · 13 February 2026Acquisition of Gateway 2 Finance, an open accounting and ERP connectivity platform developed by Finecta. Strengthens corporate banking transformation offering by combining Gateway 2 Finance's connectivity capabilities with Tesselate's existing trade finance, lending, and treasury workflow solutions for real-time SME financial data access.
• FinveritycoreTechnology or Integration · 17 September 2024Strategic partnership enabling banks and NBFIs to fully digitalize working capital and supply chain finance operations using FinverityOS technology. Tesselate's banking relationships and interoperability layer Hive.t combines with Finverity's cutting-edge technology to create an industry-leading solution deployable in as little as 30 days.
• AccessFintechcoreTechnology or Integration · 8 August 2024Partnership leveraging Tesselate's strategic connectivity for faster data access and more cost-effective integration to AccessFintech's Synergy platform. Combines Tesselate's consultancy services with AccessFintech's Loan Data Management solution to enhance operational efficiency and reduce manual errors in loan market operations.
• MITech (MIT Make Intuitive Tech SA)coreTechnology or Integration · 1 January 2024Swiss-based fintech partnership delivering Tegula Trade Finance-as-a-Service powered by CREDOC 5G, a state-of-the-art Trade Finance backend system. MITech's 35+ years of Trade Finance automation experience complements Tesselate's consultancy services for comprehensive corporate banking solutions.
• FinastracoreTechnology or IntegrationPartnership with Finastra to offer best-in-class financial products and best-in-class integration services. Tesselate specializes in Finastra solutions and provides automated testing using Katalon on trade finance products.
• BlueSPACE AfricaminorStrategic or Co-development PartnerPartnership with BlueSPACE Africa to drive positive impact in the African financial ecosystem. Combines BlueSPACE's financial backbone systems with Tesselate's extensive experience in corporate banking and risk management for revolutionary trade finance approach.
• FintechOSminorStrategic or Co-development PartnerPartnership since 2021 delivering Banking-as-a-Service programs for European financial institutions. Currently providing differentiated solutions within the lending space, particularly for SMEs, across multiple Western European countries.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Murex: Leading vendor of trade finance, lending, and capital markets platforms (MX.3). Competes head-on with Tegula in trade finance and is a benchmark incumbent for the corporate banking transformation deals Tesselate targets.
• Finastra: Global Tier-1 provider of lending, trade, and treasury platforms (Loan IQ, Fusion Trade). Tesselate is both a Finastra implementation partner and a competitor via Tegula and Marble, making Finastra the closest incumbent analogue.
• TCS (Tata Consultancy Services): Large IT services firm with deep banking, lending, and trade-finance implementation practices and its own BaNCS product suite (a Tesselate partner). Competes for similar transformation and BPO mandates.
• HCLTech: Global IT services firm with significant financial-services practice delivering Finastra and other banking-platform implementations, competing directly with Tesselate's systems integration and managed-services business.
• Infosys Finacle: Banking platform suite from Infosys covering lending, trade, and treasury. Competes with Tegula and Marble in addition to offering large-scale implementation services that overlap with Tesselate's consultancy arm.
• Capgemini: Global IT services and consulting firm with a large banking practice that delivers corporate-banking transformation projects similar to Tesselate's consultancy and managed-services offerings, particularly across EMEA.
• Temenos: Core banking and lending platform vendor (Temenos Transact, Infinity). Listed as a Tesselate partner via Temenos Exchange, but also competes for the same Tier 2-5 modernization budget that Marble addresses.

Emerging players

• Mambu: Composable cloud banking platform serving lenders and NBFIs, including SME lending. Adjacent competitor in the SME and mid-market lending space where Tesselate is expanding via the Gateway 2 Finance acquisition.
• 10x Banking: Cloud-native core and digital banking platform serving challenger and incumbent banks in Europe. Comparable to Tesselate's mission of modernizing legacy corporate banking stacks.
• Thought Machine: Cloud-native core banking challenger (Vault) targeting Tier 1-2 banks with modern lending and accounts infrastructure, representing the SaaS-native direction the corporate-banking market is moving toward.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tesselate