Cabinet de Courcelles & Associés

Name

Cabinet de Courcelles & Associés

Legal name

Cabinet de Courcelles & Associés

Website

https://cabinetdecourcelles.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Wealth Management Advisory

NAICS

Portfolio Management and Investment Advice (52394), Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Discretionary Portfolio Management (Retail) (FSAAAAAH)

akta.pro secondary industry

Family Office Advisory & Outsourced CIO (OCIO) (FSAAADAC)

Keywords

• Wealth management advisory
• Financial investment services
• Real estate investment
• Tax optimization advisory
• Insurance brokerage

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Financial Advisory & Wealth Management Consulting: The firm earns revenue by providing personalized wealth management advisory services, including portfolio optimization, real estate investment advisory, and tax planning. As an ORIAS-registered intermediary (courtier) and insurance broker, the firm also earns commissions on financial products (insurance, investment products) placed with clients.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Cabinet de Courcelles & Associés is an independent French wealth management advisory firm that provides personalised conseil en gestion de patrimoine services to private clients and business owners. Its core offering combines financial investment advisory (life insurance, discretionary portfolio management, structured products, retirement savings plans) with real estate investment advisory (new property acquisition, LMNP, rental management), personal protection insurance (loan insurance, Madelin, disability), and corporate wealth services (employee savings, succession planning). The firm is also an ORIAS-registered insurance broker and real estate transaction intermediary.

Product overview

Cabinet de Courcelles & Associés is an independent wealth management advisory firm offering a comprehensive suite of financial and real estate investment services. The core offering spans four main pillars: (1) Financial Investment (Assurance Vie, Gestion Sous Mandat, Structured Products, Retirement Planning), (2) Real Estate Investment (Pinel/new property, LMNP furnished rentals, Deficit Foncier, rental management), (3) Personal Protection/Insurance (Disability coverage, Loan insurance, Madelin), and (4) Business/Professional Wealth (Employee savings, Corporate assets). The firm also provides educational resources including a free First Investment Guide and specialized services such as Family Office, Wealth Audit, and Estate Planning. The company operates primarily in Paris (6 Rue Abel, 75012) and Lyon (11 Boulevard des Brotteaux, 69006).

Differentiator

Problem solved

Functional benefit

Products and services

• Assurance Vie (Life Insurance) Life insurance investment solutions offering tax advantages, flexible withdrawal options, and beneficiary designation for estate planning, offered to private clients as part of the firm's financial investment advisory suite.
• Gestion Sous Mandat (Discretionary Portfolio Management) Professional management of investment portfolios in which the advisor makes investment decisions on behalf of the client within agreed parameters, offered to private clients seeking delegated portfolio management.
• Produit Structuré (Structured Products) Customised structured financial products combining multiple asset classes to meet specific return and risk profile requirements, offered to private clients with tailored risk-return mandates.
• Plan Épargne Retraite (Retirement Savings Plan) Long-term retirement savings vehicle with tax advantages, allowing systematic contributions for retirement income accumulation, offered to private clients for retirement planning.
• Investir dans le Neuf (New Property Investment Advisory) Advisory services for purchasing new construction real estate, often leveraging government incentives such as the Pinel law for tax benefits, offered to private clients seeking first-time or additional rental property investment.
• Déficit Foncier (Real Estate Tax Deficit Advisory) Tax optimisation advisory leveraging the Déficit Foncier regime, allowing rental-property expenses to be deducted against global income, offered to private real estate investors.
• Défiscalisation (Tax Optimisation Advisory) Tax optimisation strategies through real estate investments, including Pinel law, Déficit Foncier, and other fiscal advantage programmes, offered to private investors seeking to reduce tax exposure.
• Loueur Meublé (LMNP Furnished Rental Advisory) Advisory for furnished rental property investment under LMNP (Loueur Meublé Non Professionnel) status, offering tax advantages through amortissement, offered to private clients seeking furnished-rental portfolios.
• La Gestion Locative (Rental Property Management) Delegated rental management services for investment properties, handling tenant search, rent collection, maintenance, and legal compliance, offered to property-owning clients.
• Prévoyance (Personal Protection Insurance) Personal protection insurance advisory including disability/invalidity coverage and loan insurance (Assurance Emprunteur), offered to private clients to cover life and borrowing risks.
• Prévoyance Madelin (Madelin Insurance) Tax-deductible retirement and protection insurance products for self-employed professionals under the Madelin law framework, offered to independent professionals and business owners.
• Patrimoine Professionnel (Business & Professional Wealth Advisory) Corporate wealth management services including professional asset optimisation and business succession planning, offered to business owners, independent professionals, and small French companies.
• Épargne Salariale (Employee Savings Advisory) Employee savings scheme advisory for businesses, including participation plans, profit-sharing, and collective retirement savings (PEE, PERCO/PER), offered to companies structuring employee benefit programmes.
• Family Office Service Comprehensive wealth management service providing holistic oversight of high-net-worth client portfolios including investments, tax planning, and estate management, offered to HNW families and individuals seeking consolidated advisory.
• Audit Patrimonial (Wealth Audit) In-depth analysis and evaluation of client wealth situation, identifying optimisation opportunities across all asset classes and investment strategies, offered as a diagnostic engagement to private and professional clients.
• Services aux Professionnels (Professional Services) Specialised advisory services for business owners and professionals covering corporate wealth, tax optimisation, and business-related financial planning, offered to independent professionals and small French companies.
• Transmissions de Patrimoine (Estate Planning) Wealth transfer and inheritance planning services, including succession strategies, trust structures, and tax-efficient wealth transmission methods, offered to private clients and family estate holders.

Quantifiable outcome

• The firm has been operating as an ORIAS-registered intermediary since registration (RCS 502 890 742), demonstrating established regulatory standing.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Primonial: Major French wealth and asset management group offering wealth advisory, real estate investment solutions, and insurance products — overlapping service pillars at much larger scale and serving as a potential product partner/competitor.
• Crystal Finance: Network/platform for independent French wealth advisors (CGPs) and a major scaled player in the same CGP category — comparable offering but at significantly greater scale and as a multi-advisor platform rather than a single boutique cabinet.

Direct peers

• Cyrus Conseil: Independent French wealth management advisory (CGP) firm offering multi-product patrimonial advisory across financial, real estate, and corporate wealth — directly comparable in business model, independence positioning, and product breadth to Cabinet de Courcelles.
• Magnacarta Patrimoine: Paris-based independent CGP providing wealth management, tax optimization (Pinel, LMNP), and family office services to individuals and professionals — directly comparable to Cabinet de Courcelles on advisory-only model and product mix.
• Vega Investment Managers: Independent French wealth management advisor with discretionary portfolio management (gestion sous mandat) and advisory services to private clients — overlapping on Gestion Sous Mandat and multi-pillar offering.
• K&P Finance: Independent French wealth advisory firm (CGPI) covering investment, real estate, tax optimization, and family office services — comparable as a directly competing independent CGP of similar scale and product breadth.
• Nortia: French independent wealth advisory firm providing multi-product patrimonial advisory (financial, real estate, insurance) to individuals and business owners — directly comparable on independent CGP positioning and product breadth.
• Patrimoine Partners: Independent French wealth advisor offering financial investment, real estate (Pinel/LMNP), and estate planning services to retail and professional clients — directly comparable on service pillars and independence positioning.
• Messieurs Finances: French independent patrimonial advisory firm offering wealth management, tax optimization, and real estate investment services — overlapping with Cabinet de Courcelles on independence model and core advisory services.

Emerging players

• Nalo: French digital wealth management platform offering automated portfolio management and online advisory to mass-affluent clients — competing for the same target client with a tech-driven, lower-fee model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/cabinetdecourcelles
• LinkedInfr.linkedin.com/company/cabinet-de-courcelles-&-associ%C3%A9s
• Instagraminstagram.com/cabinetdecourcelles

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cabinet de Courcelles & Associés