UAS
UAS is a privately held Third Party Administrator founded in 1947, providing full-service employee benefit plan administration (health, welfare, pension, COBRA, FSA/HRA) primarily to Taft-Hartley union trust funds, corporate employers, and Silicon Valley school districts in California, using proprietary IBM i7-based systems with three-day auto adjudication claims processing.
- Company typePrivate
- Founded1947
- HeadquartersSan Jose, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What UAS does
UAS (United Administrative Services Group Inc.), headquartered at 6800 Santa Teresa Blvd in San Jose, California, is a privately held Third Party Administrator founded in 1947 as Stephen Chelbay Company and rebranded as UAS in 1971. The firm specializes in the full administration of employee benefit plans for Taft-Hartley union trust funds, corporate employer plans, and public school districts in California, with a focus on groups exceeding 250 lives. Service lines include Health and Welfare administration (medical, dental, vision, life, disability, FSA/HRA, COBRA/HIPAA, Section 125), Pension administration (Defined Benefit, Defined Contribution, and 401K), and compliance support, supplemented by an in-house casualty division.
The company operates its core technology on an IBM i7 Series platform, internally designed and integrated systems that manage eligibility, claims, and pension data with automated auditing at each processing step. The proprietary auto adjudication engine reimburses claims in approximately three days versus an industry standard of two to four weeks, with daily accuracy audits. UAS holds Preferred TPA status with major insurance carriers including Anthem, Aetna, Blue Shield, CIGNA, Kaiser Permanente, United Healthcare, Delta Dental, VSP, MetLife, Express Scripts, and HCC, and partners with Sav-Rx for pharmacy benefit coordination. Stephen Chelbay Company operates as an affiliated brokerage and consulting sub-brand under unified ownership.
UAS is a privately held corporation owned and led by CEO Judy Sargent, who became sole owner in 2019 after joining in 1989. The leadership team is characterized by long tenure, with the Vice President of Administration exceeding 36 years at the firm and the Vice President of IT exceeding 30 years. Revenue is generated through customized administrative fees under multi-year contracts, with services delivered entirely in-house through proprietary systems, targeting a regional California client base in the Silicon Valley and Bay Area.
UAS firmographics
Firmographics- Name
- UAS
- Legal name
- United Administrative Services Group Inc.
- Website
- https://uastpa.com
- Company type
- Private
- Founded year
- 1947
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- UAS is a privately held Third Party Administrator founded in 1947, providing full-service employee benefit plan administration (health, welfare, pension, COBRA, FSA/HRA) primarily to Taft-Hartley union trust funds, corporate employers, and Silicon Valley school districts in California, using proprietary IBM i7-based systems with three-day auto adjudication claims processing.
- Ownership category
- akta.pro rank
UAS industry classification
Industry- Product category
- Third-Party Benefit Plan Administration
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)
- akta.pro primary industry
- Ancillary Benefits TPA (Dental/Vision/Life/Accident/Critical Illness) (HLAEALAN)
- akta.pro secondary industries
- Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK), Dental & Vision Third-Party Administration (TPA) (FSAIAHAL)
Keywords
Where UAS is headquartered
LocationHeadquarters
- HQ city
- San Jose
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
UAS business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Third-Party Administration Services: Full administration of employee benefit plans including medical, dental, vision, life, disability, FSA/HRA, COBRA, and pension plans. Revenue generated through administrative fees for managing benefit plans for employers, unions, and public entities.
- Insurance Premium Administration: Premium billing and administration services for various insurance types including health, life, and related coverage.
- Brokerage and Consulting Services: Insurance brokerage and consulting services for employee benefit plans offered through affiliate Stephen Chelbay Company.
- Casualty Division Services: Casualty insurance services for both business and individual accounts, provided as part of comprehensive insurance offerings under one roof.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Custom quote-based pricing for TPA services |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
UAS product offering
Product offeringCore offering
UAS is a Third Party Administrator (TPA) providing full administration of employee benefit plans for Taft-Hartley union trust funds, corporate employers, and public school districts. Services include group plan administration, health and welfare (medical, dental, vision, FSA/HRA, COBRA, life and disability), pension administration (defined benefit, defined contribution, 401(k)), and quality assurance/security. Through affiliate Stephen Chelbay Company, UAS also offers insurance brokerage, consulting, and casualty insurance for both business and individual accounts.
Product overview
UAS is a Third Party Administrator offering a unified platform of benefit plan administration services. The core offering is Third-Party Administration (TPA), supplemented by four main service modules: Group Plans Administration (covering Taft-Hartley, Corporate, School Districts, and Insurance Premium plans), Health & Welfare (medical, dental, vision, FSA/HRA, COBRA/HIPAA, and Life & Disability), Pension Administration (Defined Benefit, Defined Contribution, and 401K), and Security Services (Quality Assurance and Quality Control). The company also offers Auto Adjudication as a feature enabling three-day claims reimbursement. Stephen Chelbay Company operates as an affiliated consulting and brokerage sub-brand providing business and personal insurance services.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Claims processed in 3 days vs 2-4 weeks industry standard
- +2 more outcomes
Companies that use UAS
Customer profileNamed customers9 records
Segments4 records
Ideal customer profiles3 records
UAS technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
UAS partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and minor.
- Sav-RxcorePrescription benefit management partner. Sav-Rx shares principles and customer satisfaction goals with UAS. They describe their partnership as valued, noting UAS's high level of customer and client services combined with cost-effective management to promote healthy, happy participants.
- Anthem Blue CrosscorePrimary health insurance carrier partner providing preferred TPA status relationship for medical plan administration.
- Aetna US HealthcarecoreHealth insurance carrier partnership for medical benefit administration services.
- Blue Shield of CaliforniacoreRegional health insurance carrier partnership serving California market.
- CIGNAcoreHealth insurance carrier partner for medical and related benefit administration.
- Kaiser PermanentecoreHealth maintenance organization partnership for integrated healthcare benefit delivery.
- United Healthcare (UHC)coreMajor national health insurance carrier partnership for comprehensive medical benefit administration.
- Express ScriptsminorPharmacy benefit management partner for prescription drug administration.
- Delta DentalcoreDental insurance carrier partnership for dental benefit administration.
- VSPminorVision insurance carrier partnership for vision benefit administration.
- MetLifeminorLife insurance carrier partnership for life and related benefit administration.
- HCC Insurance HoldingsminorStop loss insurance carrier partnership for self-funded plan risk management.
- PSG ConsultantsminorConsulting partner providing specialized benefits consulting services to clients.
Scale indicators6 records
Recent moves6 records
Expansion highlights2 records
UAS competitors and assessment
Company assessmentDirect peers
- Benefitfocus: Cloud-based benefits administration platform offering enrollment, eligibility, and billing workflows for employers and TPAs serving similar mid-market and Taft-Hartley-adjacent clients. Directly comparable as a technology-enabled TPA operating model.
- WEX Health: Benefits administration subsidiary of WEX focused on consumer-directed healthcare (HSA/FSA/HRA), COBRA, and billing — directly mirroring UAS's Health & Welfare TPA suite and competing for the same employer/plan-sponsor relationships.
- BeneSys: Specialist third-party administrator exclusively focused on Taft-Hartley and multi-employer benefit funds. Direct competitor in UAS's anchor Taft-Hartley niche with overlapping union trust client profile.
- OneDigital: Mid-market employee benefits brokerage and consulting firm that also provides TPA and HR services. Comparable full-service employee benefits model aimed at the same mid-sized employer segments UAS targets outside its union core.
- PlanSource: Benefits administration technology platform focused on employer benefits, billing, and compliance. Comparable benefits administration functionality and competing for the same SMB/mid-market benefits buyer.
Broad incumbents
- ADP TotalSource/Lyric: Massive HR/Benefits/Payroll incumbent whose benefits administration and PEO offerings cover overlapping functions (claims, eligibility, COBRA, FSA) as part of a much broader HR suite rather than a specialized TPA-only model.
- Paychex: Large HR, payroll, and benefits administration provider for SMB and mid-market employers. Offers retirement services, FSA/HRA administration, and insurance benefits that overlap UAS's product set within a far broader portfolio.
- Lockton Companies: Largest privately held insurance brokerage in the world offering employee benefits consulting and adjacent administration services. Overlaps UAS's Stephen Chelbay brokerage/consulting arm and competes for the same mid-market benefits RFPs.
- Insperity: PEO and HR/Benefits/Payroll provider for small and mid-market businesses, with bundled benefits administration including FSA, COBRA, and retirement services that functionally compete with UAS's corporate plan administration offering.
Emerging players
- Zenefits: Modern cloud-native HR and benefits administration platform targeting SMB employers with self-service enrollment and benefits workflows. Competes with UAS for corporate/SMB clients rather than UAS's Taft-Hartley niche.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
UAS social profiles
Digital presenceUAS financial estimates
Financial estimateRevenue estimate
Valuation estimate
UAS leadership team
Management profileNumber of profiles
Profiles6 records
UAS funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
UAS M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about UAS
What does UAS do?
UAS is a Third Party Administrator (TPA) providing full administration of employee benefit plans for Taft-Hartley union trust funds, corporate employers, and public school districts. Services include group plan administration, health and welfare (medical, dental, vision, FSA/HRA, COBRA, life and disability), pension administration (defined benefit, defined contribution, 401(k)), and quality assurance/security. Through affiliate Stephen Chelbay Company, UAS also offers insurance brokerage, consulting, and casualty insurance for both business and individual accounts.
Is UAS a public or private company?
UAS is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was UAS founded?
UAS was founded in 1947. It employs 1 to 10 people.
Where is UAS based?
UAS is headquartered in San Jose, United States, in the North America region.
How does UAS make money?
Four revenue lines are on record. Third-Party Administration Services are the primary driver. The others are insurance Premium Administration, brokerage and Consulting Services and casualty Division Services.
Who are UAS's main competitors?
Direct peers on record are Benefitfocus, WEX Health, BeneSys, OneDigital and PlanSource. Broad incumbents are ADP TotalSource/Lyric, Paychex, Lockton Companies and Insperity. Zenefits is listed as an emerging player.
Does UAS have an API?
No public API is recorded for UAS.
What industry is UAS in?
UAS's product category is Third-Party Benefit Plan Administration. Its primary akta.pro industry code is HLAEALAN, Ancillary Benefits TPA (Dental/Vision/Life/Accident/Critical Illness), with a secondary code of HLAEALAK, Flexible Benefits Administration (FSA/HSA/HRA). Its NAICS code is 524292.