UAS

What UAS does

UAS (United Administrative Services Group Inc.), headquartered at 6800 Santa Teresa Blvd in San Jose, California, is a privately held Third Party Administrator founded in 1947 as Stephen Chelbay Company and rebranded as UAS in 1971. The firm specializes in the full administration of employee benefit plans for Taft-Hartley union trust funds, corporate employer plans, and public school districts in California, with a focus on groups exceeding 250 lives. Service lines include Health and Welfare administration (medical, dental, vision, life, disability, FSA/HRA, COBRA/HIPAA, Section 125), Pension administration (Defined Benefit, Defined Contribution, and 401K), and compliance support, supplemented by an in-house casualty division.

The company operates its core technology on an IBM i7 Series platform, internally designed and integrated systems that manage eligibility, claims, and pension data with automated auditing at each processing step. The proprietary auto adjudication engine reimburses claims in approximately three days versus an industry standard of two to four weeks, with daily accuracy audits. UAS holds Preferred TPA status with major insurance carriers including Anthem, Aetna, Blue Shield, CIGNA, Kaiser Permanente, United Healthcare, Delta Dental, VSP, MetLife, Express Scripts, and HCC, and partners with Sav-Rx for pharmacy benefit coordination. Stephen Chelbay Company operates as an affiliated brokerage and consulting sub-brand under unified ownership.

UAS is a privately held corporation owned and led by CEO Judy Sargent, who became sole owner in 2019 after joining in 1989. The leadership team is characterized by long tenure, with the Vice President of Administration exceeding 36 years at the firm and the Vice President of IT exceeding 30 years. Revenue is generated through customized administrative fees under multi-year contracts, with services delivered entirely in-house through proprietary systems, targeting a regional California client base in the Silicon Valley and Bay Area.

Name

UAS

Legal name

United Administrative Services Group Inc.

Website

https://uastpa.com

Company type

Private

Founded year

1947

Operating status

Operating

Headcount range

1–10 employees

Short description

UAS is a privately held Third Party Administrator founded in 1947, providing full-service employee benefit plan administration (health, welfare, pension, COBRA, FSA/HRA) primarily to Taft-Hartley union trust funds, corporate employers, and Silicon Valley school districts in California, using proprietary IBM i7-based systems with three-day auto adjudication claims processing.

Ownership category

akta.pro rank

Product category

Third-Party Benefit Plan Administration

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

akta.pro primary industry

Ancillary Benefits TPA (Dental/Vision/Life/Accident/Critical Illness) (HLAEALAN)

akta.pro secondary industries

Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK), Dental & Vision Third-Party Administration (TPA) (FSAIAHAL)

Keywords

• Third party administration
• Employee benefit plans
• Health welfare administration
• Pension plan administration
• Insurance brokerage services

Headquarters

HQ city

San Jose

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Third-Party Administration Services: Full administration of employee benefit plans including medical, dental, vision, life, disability, FSA/HRA, COBRA, and pension plans. Revenue generated through administrative fees for managing benefit plans for employers, unions, and public entities.
2. Insurance Premium Administration: Premium billing and administration services for various insurance types including health, life, and related coverage.
3. Brokerage and Consulting Services: Insurance brokerage and consulting services for employee benefit plans offered through affiliate Stephen Chelbay Company.
4. Casualty Division Services: Casualty insurance services for both business and individual accounts, provided as part of comprehensive insurance offerings under one roof.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

UAS is a Third Party Administrator (TPA) providing full administration of employee benefit plans for Taft-Hartley union trust funds, corporate employers, and public school districts. Services include group plan administration, health and welfare (medical, dental, vision, FSA/HRA, COBRA, life and disability), pension administration (defined benefit, defined contribution, 401(k)), and quality assurance/security. Through affiliate Stephen Chelbay Company, UAS also offers insurance brokerage, consulting, and casualty insurance for both business and individual accounts.

Product overview

UAS is a Third Party Administrator offering a unified platform of benefit plan administration services. The core offering is Third-Party Administration (TPA), supplemented by four main service modules: Group Plans Administration (covering Taft-Hartley, Corporate, School Districts, and Insurance Premium plans), Health & Welfare (medical, dental, vision, FSA/HRA, COBRA/HIPAA, and Life & Disability), Pension Administration (Defined Benefit, Defined Contribution, and 401K), and Security Services (Quality Assurance and Quality Control). The company also offers Auto Adjudication as a feature enabling three-day claims reimbursement. Stephen Chelbay Company operates as an affiliated consulting and brokerage sub-brand providing business and personal insurance services.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Claims processed in 3 days vs 2-4 weeks industry standard
• +2 more outcomes

Named customers9 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

13 partnerships are on record, tiered core and minor.

• Sav-RxcoreStrategic or Co-development PartnerPrescription benefit management partner. Sav-Rx shares principles and customer satisfaction goals with UAS. They describe their partnership as valued, noting UAS's high level of customer and client services combined with cost-effective management to promote healthy, happy participants.
• Anthem Blue CrosscoreOthersPrimary health insurance carrier partner providing preferred TPA status relationship for medical plan administration.
• Aetna US HealthcarecoreOthersHealth insurance carrier partnership for medical benefit administration services.
• Blue Shield of CaliforniacoreOthersRegional health insurance carrier partnership serving California market.
• CIGNAcoreOthersHealth insurance carrier partner for medical and related benefit administration.
• Kaiser PermanentecoreOthersHealth maintenance organization partnership for integrated healthcare benefit delivery.
• United Healthcare (UHC)coreOthersMajor national health insurance carrier partnership for comprehensive medical benefit administration.
• Express ScriptsminorOthersPharmacy benefit management partner for prescription drug administration.
• Delta DentalcoreOthersDental insurance carrier partnership for dental benefit administration.
• VSPminorOthersVision insurance carrier partnership for vision benefit administration.
• MetLifeminorOthersLife insurance carrier partnership for life and related benefit administration.
• HCC Insurance HoldingsminorOthersStop loss insurance carrier partnership for self-funded plan risk management.
• PSG ConsultantsminorImplementation/ SI/ Consulting PartnerConsulting partner providing specialized benefits consulting services to clients.

Scale indicators6 records

Recent moves6 records

Expansion highlights2 records

Direct peers

• Benefitfocus: Cloud-based benefits administration platform offering enrollment, eligibility, and billing workflows for employers and TPAs serving similar mid-market and Taft-Hartley-adjacent clients. Directly comparable as a technology-enabled TPA operating model.
• WEX Health: Benefits administration subsidiary of WEX focused on consumer-directed healthcare (HSA/FSA/HRA), COBRA, and billing — directly mirroring UAS's Health & Welfare TPA suite and competing for the same employer/plan-sponsor relationships.
• BeneSys: Specialist third-party administrator exclusively focused on Taft-Hartley and multi-employer benefit funds. Direct competitor in UAS's anchor Taft-Hartley niche with overlapping union trust client profile.
• OneDigital: Mid-market employee benefits brokerage and consulting firm that also provides TPA and HR services. Comparable full-service employee benefits model aimed at the same mid-sized employer segments UAS targets outside its union core.
• PlanSource: Benefits administration technology platform focused on employer benefits, billing, and compliance. Comparable benefits administration functionality and competing for the same SMB/mid-market benefits buyer.

Broad incumbents

• ADP TotalSource/Lyric: Massive HR/Benefits/Payroll incumbent whose benefits administration and PEO offerings cover overlapping functions (claims, eligibility, COBRA, FSA) as part of a much broader HR suite rather than a specialized TPA-only model.
• Paychex: Large HR, payroll, and benefits administration provider for SMB and mid-market employers. Offers retirement services, FSA/HRA administration, and insurance benefits that overlap UAS's product set within a far broader portfolio.
• Lockton Companies: Largest privately held insurance brokerage in the world offering employee benefits consulting and adjacent administration services. Overlaps UAS's Stephen Chelbay brokerage/consulting arm and competes for the same mid-market benefits RFPs.
• Insperity: PEO and HR/Benefits/Payroll provider for small and mid-market businesses, with bundled benefits administration including FSA, COBRA, and retirement services that functionally compete with UAS's corporate plan administration offering.

Emerging players

• Zenefits: Modern cloud-native HR and benefits administration platform targeting SMB employers with self-service enrollment and benefits workflows. Competes with UAS for corporate/SMB clients rather than UAS's Taft-Hartley niche.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/united-administrative-services

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about UAS