AmTrust International

What AmTrust International does

AmTrust International is a London-headquartered global specialty insurance provider and wholly-owned subsidiary of NASDAQ-listed AmTrust Financial Services, Inc. Founded in 1998, the company underwrites six core specialty lines — warranty and specialty risk, mortgage and credit, legal expenses, professional lines, property, and medical malpractice — distributed through multiple regulated carrier entities (AmTrust Specialty Limited in London, AmTrust International Underwriters DAC in Dublin, and AmTrust Assicurazioni in Milan) and sub-brands (Car Care Plan, AmTrust Specialty, AmTrust Assicurazioni). The company serves manufacturers, retailers, financial institutions, healthcare providers, legal professionals, motorists, and tenants across 80+ countries through 35+ offices, writing approximately 9 million warranty and specialty risk policies in Europe and Asia.

The company makes money through recurring insurance premiums across its specialty lines, with pricing determined by individual risk assessment rather than publicly disclosed schedules. Distribution is primarily intermediated: insurance brokers, coverholders, and intermediaries handle the bulk of placements, supplemented by embedded OEM partnerships (e.g., Samsung Care+ device protection across 17 European markets via bolttech) and affinity panels (e.g., Paymentshield tenants' contents insurance). Underwriting is supported by proprietary information systems and an A.M. Best 'A-' (Excellent) rating with Financial Size Category XV, which serves as a key commercial credential with brokers and cedents. The company writes specialty risks that larger generalist insurers typically decline, with empowered underwriters able to make rapid, customized decisions on unusual exposures.

The business is in an active growth phase, with 2025-2026 marked by the Australian market entry via APRA authorization, a strategic spin-off of MGA and fee businesses into Blackstone-backed ANV Group Holdings, multiple senior leadership appointments, and continued geographic buildout in Turkey and Canada. Recent years have also seen portfolio transfers and structural simplification at the parent level, suggesting capital is being reallocated toward the core specialty underwriting franchise.

Name

AmTrust International

Legal name

AmTrust International Limited

Website

https://amtrustinternational.com

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

AmTrust International is a London-based global specialty insurer (subsidiary of NASDAQ-listed AmTrust Financial Services) underwriting warranty, legal expenses, mortgage, professional lines, property, and medical malpractice coverage across 80+ countries through 35+ offices and intermediated broker and OEM distribution channels.

Ownership category

akta.pro rank

Product category

Specialty Insurance Underwriting

NAICS

Direct Property and Casualty Insurance Carriers (524126), Direct Insurance (except Life, Health, and Medical) Carriers (52412), Insurance Carriers (5241)

SIC

Fire, Marine & Casualty Insurance (6331), Insurance Carriers, Nec (6399)

akta.pro primary industry

Dealer-Sold & F&I Administered Service Contracts (Dealer Obligors) (FSAJALAD)

akta.pro secondary industries

Product Liability (FSAJADAC), Product Liability & Recall (FSAJAGAG)

Keywords

• Specialty insurance underwriting
• Warranty insurance products
• Legal expenses insurance
• Medical malpractice insurance
• Vehicle warranty protection

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices25 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Insurance Premiums: AmTrust International generates revenue through insurance premiums across multiple specialty lines including warranty and specialty risk, mortgage and credit, property, professional lines, legal expenses, and medical malpractice insurance. The company writes policies for leading manufacturers, retailers, financial institutions, and individual consumers globally.

Go-to-market motion2 records

Distribution channels5 records

Marketing channels3 records

Core offering

AmTrust International underwrites and distributes global specialty insurance products including warranty and specialty risk, mortgage and credit, legal expenses (ATE/BTE), professional lines (casualty, liability, professional indemnity), property, and medical malpractice coverage. The company serves manufacturers, retailers, financial institutions, SMEs, and individual consumers across 80+ countries through multiple regulated carrier entities and intermediary/broker distribution channels.

Product overview

AmTrust International is a global specialty insurance provider operating through a multi-brand portfolio structure. The company offers six core specialty insurance product lines: Warranty & Specialty Risk, Mortgage & Credit, Legal Expenses, Professional Lines, Property Insurance, and Medical Malpractice. These products are distributed through multiple operating entities including AmTrust Specialty Limited (UK/London-based, FCA/PRA regulated), AmTrust International Underwriters DAC (Ireland/Dublin-based, Central Bank of Ireland regulated), and AmTrust Assicurazioni (Italy-based, IVASS regulated). The subsidiary Car Care Plan provides vehicle warranty and asset protection products. The company serves businesses and consumers across 80+ countries through insurance intermediaries, brokers, and coverholders, writing approximately 9 million warranty and specialty risk policies in Europe and Asia.

Differentiator

Problem solved

Functional benefit

Brands

• Car Care Plan: Award-winning vehicle warranty and asset protection products serving 1.5 million motorists in over 100 countries
• AmTrust Assicurazioni
• AmTrust Specialty

Products and services

• Warranty & Specialty Risk Insurance Insurance coverage for warranty and specialty risk exposures, including extended warranty products for consumer goods, automotive, electronics, and equipment. Underwritten for manufacturers, retailers, and financial institutions through AmTrust's specialty carriers and intermediaries.
• Mortgage & Credit Insurance Insurance products protecting mortgage lenders and credit providers against borrower default and related credit risks. Written through AmTrust International Underwriters DAC and AmTrust Specialty Limited for financial institution clients.
• Legal Expenses Insurance Coverage for legal costs and expenses, including After the Event (ATE) and Before the Event (BTE) products covering litigation expenses, solicitor fees, and court costs. Distributed through insurance intermediaries, litigation funders, and solicitors.
• Professional Lines Insurance Insurance for professional liability exposures including Casualty, Liability, and Professional Indemnity coverage tailored to businesses and professionals with unusual or niche risk profiles.
• Property Insurance Insurance coverage for property risks, protecting residential and commercial properties against specified perils and losses. Underwritten by the Property team at AmTrust International Specialty.
• Medical Malpractice Insurance Professional liability coverage for healthcare providers against claims arising from alleged medical negligence or malpractice. Offered to Italian doctors and hospitals through AmTrust Assicurazioni S.p.A. (IVASS authorized).
• Car Care Plan Vehicle Warranty & Asset Protection Award-winning vehicle warranty and asset protection products serving 1.5 million motorists in over 100 countries. Provided through Motors Insurance Company Limited t/a Car Care Plan Insurance (FCA/PRA authorized).

Quantifiable outcome

• 9 million warranty policies written in Europe and Asia
• +3 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Six partnerships are on record, tiered core and minor.

• SamsungcoreChannel Partner/ Reseller/ Distributor · 29 January 2026Samsung partnered with AmTrust Specialty Limited as the underwriter for enhanced Samsung Care+ device protection plans across 17 European markets. The service includes unlimited accidental damage repairs, extended coverage to five years, 24/7 customer support, and theft/loss protection. This is a significant distribution partnership for AmTrust in the consumer device protection space.
• bolttech Insurance ServicescoreChannel Partner/ Reseller/ Distributor · 29 January 2026Bolttech Insurance Services is the provider bringing Samsung Care+ device protection plans to customers across Europe, with AmTrust Specialty Limited as the underwriter. This partnership enables distribution of AmTrust's specialty insurance products through bolttech's platform.
• ANV Group Holdings Ltd.coreStrategic or Co-development Partner · 5 December 2025Newly formed multinational MGA company resulting from the strategic transaction between AmTrust and Blackstone Credit & Insurance. ANV Group Holdings Ltd. comprises spun-off MGAs and fee-based businesses from AmTrust in the U.S., UK, and Continental Europe.
• PaymentshieldcoreChannel Partner/ Reseller/ Distributor · 16 June 2025Paymentshield, a general insurance provider, added AmTrust Specialty Limited to its tenants' contents insurance panel alongside existing members Tradex and Allianz. The partnership strengthens Paymentshield's competitive offerings as other insurers retreat from personal lines.
• Tradex and AllianzminorChannel Partner/ Reseller/ Distributor · 16 June 2025Existing panel members on Paymentshield's tenants' contents insurance panel alongside AmTrust Specialty Limited.
• STERLON Legal Expense Insurance SpecialistscoreStrategic or Co-development Partner · 4 June 2024AmTrust International created a Legal Expenses Canadian Team with the founders of STERLON Legal Expense Insurance Specialists, Kevin Le Messurier-Girling and Victoria Girling, joining the company's international division.

Scale indicators7 records

Recent moves9 records

Expansion highlights6 records

Direct peers

• Hiscox Ltd: Specialty insurer focused on professional lines, liability and specialty risks; competes with AmTrust in UK/European SME and mid-market professional indemnity and warranty segments.
• Lancashire Holdings: Bermuda-based specialty property and casualty reinsurer with overlap in property, professional lines and specialty risk - comparable underwriting expertise and international licensing footprint.
• Assurant Inc. Global provider of extended service contracts and device protection; directly comparable to AmTrust's Car Care Plan and Samsung Care+ warranty business.
• Beazley plc: London-listed specialty insurer with overlapping lines in professional indemnity, legal expenses, warranty and specialty property - directly comparable to AmTrust's portfolio and geographic focus.

Broad incumbents

• Travelers Companies: Major US-listed P&C insurer with warranty and specialty business units, providing competition to AmTrust in the US and in warranty/extended service contract distribution.
• Zurich Insurance Group: Global insurer with strong specialty lines and warranty offerings in Europe; competes with AmTrust in professional indemnity, property and warranty products.
• AXA XL: Specialty and professional lines division of AXA providing direct overlap in professional indemnity, casualty and specialty risks in European and global markets.
• Chubb Limited: Large global P&C insurer with significant specialty lines operations competing with AmTrust in professional indemnity, warranty and specialty commercial risks.
• AIG (American International Group): Large multinational insurer with specialty and warranty exposure including device protection products, competing with AmTrust in global commercial and consumer specialty lines.
• Allianz Specialty: Specialty operations of Allianz offering warranty, legal expenses and commercial lines in Europe - competes with AmTrust particularly in Italy, Germany and wider EU.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/AmTrustInt
• LinkedInlinkedin.com/company/amtrust-international

Compliance8 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about AmTrust International