CyberPolicy

What CyberPolicy does

CyberPolicy is an online insurance comparison and distribution marketplace operated as a brand of CoverHound LLC (DBA CoverHound Insurance Solutions, founded 2010; CyberPolicy brand first used 2016). The platform enables small and medium businesses across the United States to compare personalized quotes from multiple top-tier insurance carriers — Chubb, Hiscox, Amtrust, Liberty Mutual, Nationwide, and biBERK (Berkshire Hathaway) — and purchase coverage online across seven product lines: Cyber Insurance, General Liability, Business Owners Policy (BOP), Professional Liability (E&O), Workers Compensation, Directors & Officers, and Commercial Auto. CyberPolicy holds insurance licenses in all 50 US states plus DC, and supports a primarily self-serve, product-led funnel complemented by licensed phone advisors.

The underlying technology is a real-time quote aggregation and online policy purchase platform, supported by two diagnostic tools — CyberCheckup™ (a vulnerability identifier launched 2019) and Insurance Guru / Insurance Checkup (a policy recommendation tool). There is no disclosed API, no developer portal, and no mobile app; the platform is web-based and integrates with carrier quoting systems to deliver instant quotes. The site is built out across 40+ profession-specific landing pages (consultants, IT, food & beverage, service trades, non-profits, fitness/wellness), indicating a deliberate SEO-led, vertical-by-vertical acquisition strategy targeting the SMB long tail.

CyberPolicy earns revenue through a marketplace commission model: it does not charge customers directly for quoting or comparison services, instead collecting referral fees or commissions from carrier partners when policies are sold. Customer pricing is entry-level (e.g., cyber insurance starting at $15/month, workers comp from $25/month, other lines from $20/month) on monthly billing cycles with annual policy contracts. GTM is digital-first — organic search, content marketing, and self-service quote tools — backed by phone-based licensed advisors. The company is privately held, independently owned (no disclosed VC backing, parent company, or M&A activity), with 101–250 employees and headquarters at 1001 Mark Ave Ste 201, Carpinteria, CA.

Name

CyberPolicy

Legal name

CoverHound LLC

Website

https://cyberpolicy.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

101–250 employees

Short description

CyberPolicy is a US online insurance marketplace that lets small and medium businesses compare quotes from six major carriers (Chubb, Hiscox, Amtrust, Liberty Mutual, Nationwide, biBERK) and purchase cyber, general liability, professional liability, workers comp, D&O, BOP, and commercial auto coverage online.

Ownership category

akta.pro rank

Product category

Small Business Insurance Marketplace

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Digital Distribution & Comparison Platforms (Aggregators/Marketplaces) (FSAGAGAA)

akta.pro secondary industry

Network Security & Privacy Liability (Third-Party) (FSAJAOAE)

Keywords

• Cyber insurance
• Business insurance marketplace
• Small business insurance
• Insurance comparison platform
• Commercial liability insurance

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Digital Commerce or Content

Cost components

Marketing or Sales, Technology or R&D, Personnel, Operations

Revenue model

1. Insurance Distribution/Referral: CyberPolicy earns revenue by facilitating insurance policy sales between customers and insurance carriers. The company serves as an insurance aggregator/distributor, earning commissions or referral fees from partner insurance carriers (Chubb, Hiscox, Amtrust, Liberty Mutual, Nationwide, biBERK) when customers purchase policies through the platform. This is a marketplace commission model where CyberPolicy does not charge customers directly for the quoting and comparison service.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

CyberPolicy is an online insurance marketplace operated by CoverHound LLC that enables small businesses to compare and purchase multiple business insurance policies in one place. The platform aggregates quotes from carriers including Chubb, Hiscox, Amtrust, Liberty Mutual, Nationwide, and biBERK, allowing customers to obtain cyber, general liability, professional liability, workers' compensation, D&O, BOP, and commercial auto coverage online with policies beginning within 24 hours. Licensed advisors are also available by phone for consultation.

Product overview

CyberPolicy is an online insurance marketplace and comparison platform operated by CoverHound LLC that enables small businesses to compare, purchase, and manage multiple business insurance policies in one place. The platform offers a portfolio of core insurance products including Cyber Insurance, General Liability Insurance, Business Owners Policy (BOP), Professional Liability Insurance, Workers Compensation Insurance, Directors and Officers (D&O) Liability Insurance, and Commercial Auto Insurance. These products are distributed through an integrated online platform that provides instant quotes, policy management, and access to tools like Insurance Guru for policy recommendations and CyberCheckup for vulnerability assessment. The platform aggregates quotes from multiple insurance carriers (including Chubb, Hiscox, AmTrust, Liberty, Nationwide, and BI BERK) and enables customers to purchase coverage online with policies typically beginning within 24 hours.

Differentiator

Problem solved

Functional benefit

Brands

• CyberCheckup: A tool to identify vulnerabilities that expose businesses to cyber risks.
• Insurance Guru

Products and services

• Cyber Insurance Cyber liability insurance that protects small businesses against data breaches, cyber attacks, and digital threats, covering data recovery costs, reputation damage, and income loss. Starting at $15/month.
• General Liability Insurance General liability insurance protecting small businesses against third-party claims of bodily injury or property damage.
• Business Owners Policy (BOP) Bundled insurance combining General Liability and Property insurance, recommended for businesses that rent or own business property.
• Professional Liability Insurance (Errors & Omissions) Errors & Omissions insurance that protects professional services firms against claims of negligence, inadequate work, or professional mistakes.
• Workers Compensation Insurance Coverage for workplace accidents and illnesses, covering medical expenses and lost wages for employees. Starting at $25/month.
• Directors and Officers Liability (D&O) Insurance Protects the personal assets of directors and officers against claims and lawsuits arising from managing a company.
• Commercial Auto Insurance Liability and damage protection for vehicles used for business purposes. Starting at $20/month.

Quantifiable outcome

• Coverage begins within 24 hours of purchase
• +1 more outcomes

Named customers7 records

Segments6 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered core.

• ChubbcoreChannel Partner/ Reseller/ DistributorChubb is one of the premier insurance carriers whose products are distributed through CyberPolicy's platform. Their logos appear prominently on the main website and profession-specific pages, indicating a primary distribution partnership. Chubb provides property and casualty insurance products including cyber, general liability, and commercial coverage.
• HiscoxcoreChannel Partner/ Reseller/ DistributorHiscox is a specialist insurer distributed through CyberPolicy. Their logo appears on the main site and across profession-specific pages. Hiscox is known for small business and professional liability insurance.
• AmtrustcoreChannel Partner/ Reseller/ DistributorAmtrust Financial Services provides commercial insurance products distributed via CyberPolicy. Their logo appears on all profession-specific insurance pages.
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorLiberty Mutual Insurance is a major carrier partner whose products are distributed through the CyberPolicy platform. Their logo appears prominently across all pages.
• NationwidecoreChannel Partner/ Reseller/ DistributorNationwide Insurance is a carrier partner providing business insurance products through CyberPolicy. Their logo appears on the main site and profession-specific pages.
• biBERKcoreChannel Partner/ Reseller/ DistributorbiBERK is a direct-to-consumer commercial insurance carrier owned by Berkshire Hathaway, distributed through CyberPolicy. Their logo appears on the platform.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• CoverWallet: CoverWallet operates a digital commercial insurance platform for SMBs that aggregates quotes from multiple carriers and includes advisory support — closely matching CyberPolicy's quote-and-compare plus licensed advisor model.
• Insurify: Insurify is a digital insurance comparison marketplace offering auto, home, life, and small-business insurance quotes from multiple carriers via a self-serve platform — directly overlapping with CyberPolicy's SMB aggregator model.
• SmartFinancial: SmartFinancial is an insurance comparison platform that aggregates quotes from multiple carriers across personal and commercial lines — directly comparable to CyberPolicy's aggregator model.
• Simply Business: Simply Business is an online insurance marketplace focused exclusively on small business coverage, distributing policies from multiple carriers in a self-serve comparison flow — a direct SMB insurance aggregator peer.

Emerging players

• Thimble: Thimble offers on-demand, short-term small business insurance (GL, professional liability) purchased by-the-hour or month — overlapping with CyberPolicy's micro-SMB and freelancer segment.
• Embroker: Embroker is a digital commercial insurance platform targeting growing businesses with curated policy options and a tech-forward UX — overlapping with CyberPolicy's professional-services SMB segment.
• Bold Penguin: Bold Penguin operates a commercial insurance marketplace that connects SMBs with carriers via agents — overlapping with CyberPolicy in the SMB commercial insurance distribution layer.
• Next Insurance: Next Insurance is a digitally-native carrier offering small business insurance (GL, professional liability, commercial auto, workers comp) online — competing with CyberPolicy's SMB customers via a direct-carrier model rather than aggregator.

Broad incumbents

• biBERK: biBERK is a Berkshire Hathaway-owned direct-to-consumer commercial insurance carrier distributed through CyberPolicy — its growing D2C presence makes it both partner and competitor.
• Hiscox: Hiscox is a specialist SMB and professional liability carrier that also sells direct to small businesses online — both a CyberPolicy carrier partner and a competitive force that could disintermediate the aggregator.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/cyberpolicy_com
• LinkedInlinkedin.com/company/cyberpolicy

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CyberPolicy