CyberPolicy
CyberPolicy is a US online insurance marketplace that lets small and medium businesses compare quotes from six major carriers (Chubb, Hiscox, Amtrust, Liberty Mutual, Nationwide, biBERK) and purchase cyber, general liability, professional liability, workers comp, D&O, BOP, and commercial auto coverage online.
- Company typePrivate
- Founded2010
- HeadquartersSan Francisco, United States
- Headcount101–250
- GTM typeB2B
- OfferingDigital Commerce or Content
What CyberPolicy does
CyberPolicy is an online insurance comparison and distribution marketplace operated as a brand of CoverHound LLC (DBA CoverHound Insurance Solutions, founded 2010; CyberPolicy brand first used 2016). The platform enables small and medium businesses across the United States to compare personalized quotes from multiple top-tier insurance carriers — Chubb, Hiscox, Amtrust, Liberty Mutual, Nationwide, and biBERK (Berkshire Hathaway) — and purchase coverage online across seven product lines: Cyber Insurance, General Liability, Business Owners Policy (BOP), Professional Liability (E&O), Workers Compensation, Directors & Officers, and Commercial Auto. CyberPolicy holds insurance licenses in all 50 US states plus DC, and supports a primarily self-serve, product-led funnel complemented by licensed phone advisors.
The underlying technology is a real-time quote aggregation and online policy purchase platform, supported by two diagnostic tools — CyberCheckup™ (a vulnerability identifier launched 2019) and Insurance Guru / Insurance Checkup (a policy recommendation tool). There is no disclosed API, no developer portal, and no mobile app; the platform is web-based and integrates with carrier quoting systems to deliver instant quotes. The site is built out across 40+ profession-specific landing pages (consultants, IT, food & beverage, service trades, non-profits, fitness/wellness), indicating a deliberate SEO-led, vertical-by-vertical acquisition strategy targeting the SMB long tail.
CyberPolicy earns revenue through a marketplace commission model: it does not charge customers directly for quoting or comparison services, instead collecting referral fees or commissions from carrier partners when policies are sold. Customer pricing is entry-level (e.g., cyber insurance starting at $15/month, workers comp from $25/month, other lines from $20/month) on monthly billing cycles with annual policy contracts. GTM is digital-first — organic search, content marketing, and self-service quote tools — backed by phone-based licensed advisors. The company is privately held, independently owned (no disclosed VC backing, parent company, or M&A activity), with 101–250 employees and headquarters at 1001 Mark Ave Ste 201, Carpinteria, CA.
CyberPolicy firmographics
Firmographics- Name
- CyberPolicy
- Legal name
- CoverHound LLC
- Website
- https://cyberpolicy.com
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- CyberPolicy is a US online insurance marketplace that lets small and medium businesses compare quotes from six major carriers (Chubb, Hiscox, Amtrust, Liberty Mutual, Nationwide, biBERK) and purchase cyber, general liability, professional liability, workers comp, D&O, BOP, and commercial auto coverage online.
- Ownership category
- akta.pro rank
CyberPolicy industry classification
Industry- Product category
- Small Business Insurance Marketplace
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Digital Distribution & Comparison Platforms (Aggregators/Marketplaces) (FSAGAGAA)
- akta.pro secondary industry
- Network Security & Privacy Liability (Third-Party) (FSAJAOAE)
Keywords
Where CyberPolicy is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
CyberPolicy business model
Business model- GTM type
- B2B
- Offering type
- Digital Commerce or Content
- Cost components
- Marketing or Sales, Technology or R&D, Personnel, Operations
Revenue model
- Insurance Distribution/Referral: CyberPolicy earns revenue by facilitating insurance policy sales between customers and insurance carriers. The company serves as an insurance aggregator/distributor, earning commissions or referral fees from partner insurance carriers (Chubb, Hiscox, Amtrust, Liberty Mutual, Nationwide, biBERK) when customers purchase policies through the platform. This is a marketplace commission model where CyberPolicy does not charge customers directly for the quoting and comparison service.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Cyber Insurance - Starting at $15/month |
| Subscription | Monthly | Workers Compensation - Starting at $25/month |
| Subscription | Monthly | General Liability, Professional Liability, BOP, D&O - Starting at $20/month |
| Subscription | Monthly | Commercial Auto - Starting at $20/month |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
CyberPolicy product offering
Product offeringCore offering
CyberPolicy is an online insurance marketplace operated by CoverHound LLC that enables small businesses to compare and purchase multiple business insurance policies in one place. The platform aggregates quotes from carriers including Chubb, Hiscox, Amtrust, Liberty Mutual, Nationwide, and biBERK, allowing customers to obtain cyber, general liability, professional liability, workers' compensation, D&O, BOP, and commercial auto coverage online with policies beginning within 24 hours. Licensed advisors are also available by phone for consultation.
Product overview
CyberPolicy is an online insurance marketplace and comparison platform operated by CoverHound LLC that enables small businesses to compare, purchase, and manage multiple business insurance policies in one place. The platform offers a portfolio of core insurance products including Cyber Insurance, General Liability Insurance, Business Owners Policy (BOP), Professional Liability Insurance, Workers Compensation Insurance, Directors and Officers (D&O) Liability Insurance, and Commercial Auto Insurance. These products are distributed through an integrated online platform that provides instant quotes, policy management, and access to tools like Insurance Guru for policy recommendations and CyberCheckup for vulnerability assessment. The platform aggregates quotes from multiple insurance carriers (including Chubb, Hiscox, AmTrust, Liberty, Nationwide, and BI BERK) and enables customers to purchase coverage online with policies typically beginning within 24 hours.
Differentiator
Problem solved
Functional benefit
Brands
- CyberCheckup: A tool to identify vulnerabilities that expose businesses to cyber risks.
- Insurance Guru
Products and services
- Cyber Insurance Cyber liability insurance that protects small businesses against data breaches, cyber attacks, and digital threats, covering data recovery costs, reputation damage, and income loss. Starting at $15/month.
- General Liability Insurance General liability insurance protecting small businesses against third-party claims of bodily injury or property damage.
- Business Owners Policy (BOP) Bundled insurance combining General Liability and Property insurance, recommended for businesses that rent or own business property.
- Professional Liability Insurance (Errors & Omissions) Errors & Omissions insurance that protects professional services firms against claims of negligence, inadequate work, or professional mistakes.
- Workers Compensation Insurance Coverage for workplace accidents and illnesses, covering medical expenses and lost wages for employees. Starting at $25/month.
- Directors and Officers Liability (D&O) Insurance Protects the personal assets of directors and officers against claims and lawsuits arising from managing a company.
- Commercial Auto Insurance Liability and damage protection for vehicles used for business purposes. Starting at $20/month.
Quantifiable outcome
- Coverage begins within 24 hours of purchase
- +1 more outcomes
Companies that use CyberPolicy
Customer profileNamed customers7 records
Segments6 records
Ideal customer profiles1 record
CyberPolicy technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
CyberPolicy partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- ChubbcoreChubb is one of the premier insurance carriers whose products are distributed through CyberPolicy's platform. Their logos appear prominently on the main website and profession-specific pages, indicating a primary distribution partnership. Chubb provides property and casualty insurance products including cyber, general liability, and commercial coverage.
- HiscoxcoreHiscox is a specialist insurer distributed through CyberPolicy. Their logo appears on the main site and across profession-specific pages. Hiscox is known for small business and professional liability insurance.
- AmtrustcoreAmtrust Financial Services provides commercial insurance products distributed via CyberPolicy. Their logo appears on all profession-specific insurance pages.
- Liberty MutualcoreLiberty Mutual Insurance is a major carrier partner whose products are distributed through the CyberPolicy platform. Their logo appears prominently across all pages.
- NationwidecoreNationwide Insurance is a carrier partner providing business insurance products through CyberPolicy. Their logo appears on the main site and profession-specific pages.
- biBERKcorebiBERK is a direct-to-consumer commercial insurance carrier owned by Berkshire Hathaway, distributed through CyberPolicy. Their logo appears on the platform.
Scale indicators2 records
Recent moves5 records
Expansion highlights5 records
CyberPolicy competitors and assessment
Company assessmentDirect peers
- CoverWallet: CoverWallet operates a digital commercial insurance platform for SMBs that aggregates quotes from multiple carriers and includes advisory support — closely matching CyberPolicy's quote-and-compare plus licensed advisor model.
- Insurify: Insurify is a digital insurance comparison marketplace offering auto, home, life, and small-business insurance quotes from multiple carriers via a self-serve platform — directly overlapping with CyberPolicy's SMB aggregator model.
- SmartFinancial: SmartFinancial is an insurance comparison platform that aggregates quotes from multiple carriers across personal and commercial lines — directly comparable to CyberPolicy's aggregator model.
- Simply Business: Simply Business is an online insurance marketplace focused exclusively on small business coverage, distributing policies from multiple carriers in a self-serve comparison flow — a direct SMB insurance aggregator peer.
Emerging players
- Thimble: Thimble offers on-demand, short-term small business insurance (GL, professional liability) purchased by-the-hour or month — overlapping with CyberPolicy's micro-SMB and freelancer segment.
- Embroker: Embroker is a digital commercial insurance platform targeting growing businesses with curated policy options and a tech-forward UX — overlapping with CyberPolicy's professional-services SMB segment.
- Bold Penguin: Bold Penguin operates a commercial insurance marketplace that connects SMBs with carriers via agents — overlapping with CyberPolicy in the SMB commercial insurance distribution layer.
- Next Insurance: Next Insurance is a digitally-native carrier offering small business insurance (GL, professional liability, commercial auto, workers comp) online — competing with CyberPolicy's SMB customers via a direct-carrier model rather than aggregator.
Broad incumbents
- biBERK: biBERK is a Berkshire Hathaway-owned direct-to-consumer commercial insurance carrier distributed through CyberPolicy — its growing D2C presence makes it both partner and competitor.
- Hiscox: Hiscox is a specialist SMB and professional liability carrier that also sells direct to small businesses online — both a CyberPolicy carrier partner and a competitive force that could disintermediate the aggregator.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
CyberPolicy social profiles
Digital presenceCyberPolicy financial estimates
Financial estimateRevenue estimate
Valuation estimate
CyberPolicy leadership team
Management profileNumber of profiles
CyberPolicy funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CyberPolicy M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CyberPolicy
What does CyberPolicy do?
CyberPolicy is an online insurance marketplace operated by CoverHound LLC that enables small businesses to compare and purchase multiple business insurance policies in one place. The platform aggregates quotes from carriers including Chubb, Hiscox, Amtrust, Liberty Mutual, Nationwide, and biBERK, allowing customers to obtain cyber, general liability, professional liability, workers' compensation, D&O, BOP, and commercial auto coverage online with policies beginning within 24 hours. Licensed advisors are also available by phone for consultation.
Is CyberPolicy a public or private company?
CyberPolicy is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was CyberPolicy founded?
CyberPolicy was founded in 2010. It employs 101 to 250 people.
Where is CyberPolicy based?
CyberPolicy is headquartered in San Francisco, United States, in the North America region.
How does CyberPolicy make money?
One revenue line is on record: insurance Distribution/Referral.
Who are CyberPolicy's main competitors?
Direct peers on record are CoverWallet, Insurify, SmartFinancial and Simply Business. Emerging players are Thimble, Embroker, Bold Penguin and Next Insurance. Broad incumbents are biBERK and Hiscox.
Does CyberPolicy have an API?
No public API is recorded for CyberPolicy.
What industry is CyberPolicy in?
CyberPolicy's product category is Small Business Insurance Marketplace. Its primary akta.pro industry code is FSAGAGAA, Digital Distribution & Comparison Platforms (Aggregators/Marketplaces), with a secondary code of FSAJAOAE, Network Security & Privacy Liability (Third-Party). Its NAICS code is 524210 and its SIC code is 6411.