Jozo
Jozo is a Riyadh-based proptech platform that enables Saudi retail investors to buy fractional shares in income-generating real estate via a mobile app, with ownership recorded on official property registry deeds under the REGA regulatory sandbox.
- Company typePrivate
- Founded2024
- HeadquartersRiyadh, Saudi Arabia
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
What Jozo does
Jozo (legal entity: شركة جزء ثاني لتقنية المعلومات, Commercial Registration No. 1009113136) is a Riyadh-based proptech startup founded in 2024 by Turki Al-Shlati (CEO) and Fahad Almansour. The company operates a mobile-first fractional real estate ownership platform that converts physical, income-generating properties into digital shares linked to official property registry records. Its core product is a tokenized real estate deed — the first such instrument issued by a private-sector platform in Saudi Arabia's history — issued within the General Real Estate Authority's (REGA) regulatory sandbox with technical support from the National Real Estate Registry (RER). The platform integrates with RER's RER ID infrastructure and uses SettleMint's tokenization tooling, enabling fractional ownership records to be tied directly to the national real estate register.
Jozo serves retail investors in Saudi Arabia, allowing entry into real estate at minimums under SAR 1,000 via iOS and Android apps, with quarterly rental distributions and a stated target of approximately 8.2% annual rental yield plus roughly 30% capital appreciation over 3-4 years. Revenue is generated through three streams: per-opportunity subscription/platform fees, annual opportunity management fees, and a 20% performance fee on any appreciation exceeding 20% at exit. Property management — tenant relations, rent collection, and maintenance — is handled in-house or via partner GuestReady Saudi Arabia.
The go-to-market is product-led and self-serve, supported by an Arabic-language blog, 10M+ aggregated X followers, 1M+ X views, and 20+ media placements in regional outlets (Wamda, Zawya, Jawlah, Sharikat Mubasher, SaudiNews50) and international coverage (CoinMarketCap). The company raised SAR 8.3 million (~$2.21 million) in seed funding in April 2026, led by Sheikh Hamad Bin Saedan Real Estate Co. as strategic partner. Strategic partnerships with REGA, RER, Liwan, GuestReady, and International Investment Gate position Jozo across the full stack — regulation, registry, asset sourcing, operations, and cross-border capital.
Jozo firmographics
Firmographics- Name
- Jozo
- Legal name
- شركة جزء ثاني لتقنية المعلومات
- Website
- https://jozo.sa
- Company type
- Private
- Founded year
- 2024
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Jozo is a Riyadh-based proptech platform that enables Saudi retail investors to buy fractional shares in income-generating real estate via a mobile app, with ownership recorded on official property registry deeds under the REGA regulatory sandbox.
- Ownership category
- akta.pro rank
Jozo industry classification
Industry- Product category
- Real Estate Investment Platform
- NAICS
- Offices of Real Estate Agents and Brokers (5312), Residential Property Managers (531311)
- SIC
- Real Estate Agents & Managers (For Others) (6531), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Robo-Advisors & Digital Wealth Managers (FSAAAAAD)
- akta.pro secondary industry
- Retail Investment Products (RIPs) & Packaged Products (PRIIPs/KIDs) (FSACAMAN)
Keywords
Where Jozo is headquartered
LocationHeadquarters
- HQ city
- Riyadh
- HQ country
- Saudi Arabia
- HQ region
- Middle East
Offices1 record
Markets served
Jozo business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Personnel, Marketing or Sales
Revenue model
- Subscription / Platform Fees: Jozo charges subscription fees determined per investment opportunity. These fees are refundable in cases where the subscription is cancelled or the investment cannot be completed for reasons not attributable to the investor.
- Opportunity Management Fees (رسوم إدارة الفرصة): Annual fees charged for managing, operating, and monitoring each investment opportunity.
- Performance Fees (رسوم الأداء): Jozo earns a 20% performance fee on any appreciation exceeding 20% in the asset value at exit. This aligns platform incentives with investor returns.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Minimum investment starting from less than SAR 1,000 |
| Outcome Based/ Performance | Pay-as-you-go | Target annual rental return of approximately 8.2% |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Jozo product offering
Product offeringCore offering
Jozo is a Saudi-based proptech platform that converts income-generating real estate properties into digital fractional shares linked to official property registry records (RER). Through a mobile and web platform, retail investors can purchase fractional ownership in selected properties starting from less than SAR 1,000, with full property management (tenant relations, rent collection, maintenance) handled by Jozo and rental income distributed quarterly to fractional owners.
Product overview
Jozo operates as a unified fractional real estate ownership platform consisting of a mobile application (available on iOS and Android) and a web portal (jozo.sa). The core offering is a digital platform that enables fractional property ownership through tokenized digital shares linked to official Real Estate Registry records. Investors can purchase fractional shares in income-generating properties starting from under 1,000 SAR, receive quarterly rental returns (targeting approximately 8.2% annual yield), and benefit from property appreciation. The platform has issued the first tokenized real estate deed through private sector platforms in Saudi Arabia within the General Real Estate Authority's regulatory sandbox.
Differentiator
Problem solved
Functional benefit
Products and services
- Jozo Fractional Real Estate Ownership Platform A digital platform (delivered via iOS/Android mobile apps and jozo.sa web portal) that enables individual retail investors in Saudi Arabia to purchase fractional shares in income-generating properties starting from less than SAR 1,000. Ownership is linked to official Real Estate Registry records via digital fractional property deeds; investors receive quarterly rental distributions directly in the app, with full property management (tenant relations, rent collection, maintenance) handled by Jozo.
Quantifiable outcome
- 8.2% target annual rental return, ~30% capital appreciation over 3-4 years
- +2 more outcomes
Companies that use Jozo
Customer profileSegments1 record
Ideal customer profiles1 record
Jozo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Jozo partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered major and core.
- International Investment Gate (البوابة الدولية للاستثمار)majorMoU signed to strengthen international collaboration in the Saudi real estate market. The partnership will connect international investors with Jozo's fractional ownership opportunities and introduce Saudi investors to selected international opportunities, aligned with Saudi Vision 2030 goals. International Investment Gate specializes in Sharia-compliant international real estate investment, combining local expertise in Riyadh with financial presence in London.
- GuestReady Saudi Arabia (قست ريدي السعودية)coreStrategic partnership to develop an advanced ecosystem for real estate asset management and operations in Saudi Arabia. Unites expertise in asset operations, property management, and digital solutions to elevate service quality, enhance property readiness, and achieve higher efficiency and professionalism in the market.
- National Real Estate Registration Services Company (RER)coreStrategic partnership agreement signed at Cityscape Riyadh 2025 with RER CEO Dr. Mohammed Al-Sulaiman, in the presence of Minister of Municipal and Housing Affairs Majed Al-Hogail. The agreement aims to enhance digital transformation, improve real estate data efficiency, and enable tokenization models using RER asset identity (RER ID) in advanced digital infrastructure for modern ownership and investment tracking.
- Liwan (ليوان)coreStrategic MoU signed under the patronage of REGA (represented by CEO of Strategy and Partnerships Ziyad Al-Shammari). Aims to collaboratively design and develop advanced digital solutions based on fractional ownership models for real estate assets and projects, leveraging Liwan's expertise in mixed-use developments (residential, commercial, administrative, entertainment, and tourism).
Scale indicators9 records
Recent moves6 records
Expansion highlights5 records
Jozo competitors and assessment
Company assessmentBroad incumbents
- Emaar Properties: One of the largest real estate developers in the Middle East with significant Saudi operations including luxury and master-planned communities. Represents a broad incumbent in the Saudi property market that could potentially launch its own tokenization initiatives.
- ROSHN: Saudi national housing developer backed by the Public Investment Fund delivering master-planned communities. Comparable as a major Saudi residential real estate incumbent that controls large-scale inventory relevant to fractional ownership supply.
- Dar Al Arkan Real Estate Development: Major Saudi-listed real estate developer focused on residential, commercial, and mixed-use projects. Relevant as a potential supplier of inventory properties for tokenization and as a broad Saudi real estate incumbent.
Direct peers
- Stake: Dubai-based fractional real estate platform offering shares in rental properties starting from AED 500. Closely matches Jozo's retail-accessible, mobile-first fractional ownership model with rental income distributions.
- RealT: US-based platform that tokenizes US rental properties into fractional Ethereum-based shares with proportional rental distributions. Closest global comparable in terms of tokenized real estate deeds and yield distribution mechanics.
- PRYPCO: Dubai-based fractional ownership and property investment platform backed by Dubai's real estate regulator. Operates a similar tokenized share model for prime Dubai properties, directly comparable to Jozo's Saudi offering.
- SmartCrowd: UAE-based fractional real estate investment platform enabling retail investors to buy shares in income-generating properties with low minimums. Most directly comparable peer in terms of product, target customer, and business model to Jozo.
- Lofty: US-based tokenized real estate platform enabling fractional ownership of single-family rentals with daily rental income distributions. Comparable to Jozo in product structure and target retail yield-seeking investor.
Others
- Property Finder: Leading MENA proptech platform for property listings and agent connections in Saudi Arabia and the UAE. Comparable as a regional proptech serving Saudi real estate consumers, though focused on brokerage rather than fractional ownership.
- SettleMint: Enterprise blockchain infrastructure provider that partnered with Jozo for the first Saudi private-sector tokenized real estate deed. Comparable as a tokenization infrastructure/technology partner rather than a direct competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Jozo social profiles
Digital presenceJozo compliance and trust
Trust signalCompliance1 record
Jozo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Jozo leadership team
Management profileNumber of profiles
Profiles2 records
Jozo funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Jozo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Jozo
What does Jozo do?
Jozo is a Saudi-based proptech platform that converts income-generating real estate properties into digital fractional shares linked to official property registry records (RER). Through a mobile and web platform, retail investors can purchase fractional ownership in selected properties starting from less than SAR 1,000, with full property management (tenant relations, rent collection, maintenance) handled by Jozo and rental income distributed quarterly to fractional owners.
Is Jozo a public or private company?
Jozo is a private company. It is classified as venture growth investor backed and is currently operating.
When was Jozo founded?
Jozo was founded in 2024. It employs 1 to 10 people.
Where is Jozo based?
Jozo is headquartered in Riyadh, Saudi Arabia, in the Middle East region.
How does Jozo make money?
Three revenue lines are on record. Subscription / Platform Fees are the primary driver. The others are opportunity Management Fees (رسوم إدارة الفرصة) and performance Fees (رسوم الأداء).
Who are Jozo's main competitors?
Broad incumbents on record are Emaar Properties, ROSHN and Dar Al Arkan Real Estate Development. Direct peers are Stake, RealT, PRYPCO, SmartCrowd and Lofty. Others are Property Finder and SettleMint.
Does Jozo have an API?
No public API is recorded for Jozo.
What industry is Jozo in?
Jozo's product category is Real Estate Investment Platform. Its primary akta.pro industry code is FSAAAAAD, Robo-Advisors & Digital Wealth Managers, with a secondary code of FSACAMAN, Retail Investment Products (RIPs) & Packaged Products (PRIIPs/KIDs). Its NAICS code is 5312 and its SIC code is 6531.