PRYPCO
- Company typePrivate
- Founded2022
- HeadquartersDubai, United Arab Emirates
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
PRYPCO firmographics
Firmographics- Name
- PRYPCO
- Legal name
- PRYPCO Real Estate LLC
- Website
- https://prypco.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
PRYPCO industry classification
Industry- Product category
- PropTech
- NAICS
- Other Financial Vehicles (525990), Mortgage and Nonmortgage Loan Brokers (522310), Real Estate Credit (522292), Other Activities Related to Credit Intermediation (522390)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Loan Brokers (6163), Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- P2P Secured / Collateralized Lending (General) (FSAKAHAJ)
- akta.pro secondary industries
- Order-Book (CLOB) DEXs (FSADABAB), Loan Due Diligence, Collateral Review & Reps/Warrants Management (FSALAFAL)
Keywords
Where PRYPCO is headquartered
LocationHeadquarters
- HQ city
- Dubai
- HQ country
- United Arab Emirates
- HQ region
- Middle East
Offices5 records
Markets served
PRYPCO business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure, Others
Revenue model
- Acquisition & Management Fees (PRYPCO Blocks): PRYPCO Blocks charges investors a 1% acquisition fee on Funding Target, 0.2% KYC/AML fee at acquisition plus 0.1% annual KYC/AML fee, 0.5% annual administration fee from Year 2, a 2.5% exit fee on Sale Value or Funding Target (whichever is greater), and a 7% incentive fee on excess returns above Investment Cost. Sellers also pay 0%–10% of the purchase price.
- Mortgage Referral Commissions (PRYPCO Mortgage): PRYPCO Mortgage receives fees and commissions from 19+ UAE bank partners when borrowers use the platform; free for buyers to use, monetized through lender-side commissions.
- Tokenization Platform Fees (PRYPCO Mint): Broker-dealer activity licensed by VARA under Licence VL/25/05/001; generates revenue from property tokenization, marketplace transactions, and digital gold trading; 0 platform fees on gold, with transaction-based revenue on real estate tokens.
- Agent Commissions & Referral Fees (PRYPCO One): Earns up to 3.5% commission on agent-brokered transactions (1.5% PRYPCO share + 2% buyer agent share kept by agent), plus 0.35% on mortgage referrals and AED 1,500 per Golden Visa referral.
- Golden Visa Service Fees: Service fees for UAE Golden Visa applications, including a 20% promotional offer on packages (VVIP), and additional residency services (2-year property investor visa, 5-year retirement visa, company/bank account setup).
- Real Estate Brokerage & Property Management Fees: Buy/sell/rent/manage services across a network of 8,500+ trusted partners, including dedicated DAMAC community services; revenue generated from brokerage commissions, conveyancing, and ongoing property management.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | PRYPCO Blocks - Fractional ownership from AED 500 per property, 8-10% expected annual ROI, 31% per-property / AED 183,500 (USD 50,000) per-property cap, AED 367,000 (USD 100,000) annual cap for retail clients |
| Unit Pricing | Pay-as-you-go | PRYPCO Mint - Tokenized real estate from AED 2,000 and gold from AED 100, 8-12% net annual ROI, 2% DLD fees vs. standard 4% |
| Other | Pay-as-you-go | PRYPCO Mortgage - Zero fees to borrower, instant pre-approval in 2 minutes, access to 19+ UAE banks |
| Other | One time/ perpetual license | PRYPCO Golden Visa - 10-year residency service with 20% promotional discount, free consultation |
| Transaction based/ take rate | Pay-as-you-go | PRYPCO One - Agent super-app with up to 3.5% commission, 0% platform fees on Ready properties, 10% on Exclusive listings |
Go-to-market motion6 records
Distribution channels9 records
Marketing channels9 records
PRYPCO product offering
Product offeringCore offering
PRYPCO is a UAE-based end-to-end PropTech ecosystem that enables fractional ownership of Dubai rental properties from AED 500 via DFSA-regulated crowdfunding (Blocks), tokenized real estate and gold trading from AED 100 via a VARA-licensed marketplace (Mint), digital mortgage brokerage with 19+ UAE banks at zero borrower fees, UAE Golden Visa residency services, traditional buy/sell/rent/manage brokerage, and a B2B agent super-app (One) spanning the full real estate journey from discovery and financing to ownership, investment, and exit.
Product overview
PRYPCO is an end-to-end UAE PropTech platform built around a unified ecosystem of modular products that together cover the full real estate journey — from discovery and financing to ownership, investment, and exit. Its core consumer/investor modules include PRYPCO Blocks (DFSA-regulated fractional ownership of Dubai rental properties from AED 500, including the Flip the Blocks short-term renovation-resale strategy), PRYPCO Mint (VARA-licensed tokenized real estate and gold marketplace in partnership with the Dubai Land Department, powered by Fireblocks and Ctrl Alt infrastructure), PRYPCO Mortgage (digital mortgage marketplace offering instant pre-approval with 19+ UAE banks at zero fees), and PRYPCO Golden Visa (UAE residency application services). On the brokerage/property management side, the platform offers PRYPCO Real Estate services for buying, selling, renting, and managing Dubai property, while PRYPCO One is a closed B2B super app for real estate agents. The architecture is platform-plus-modules, with shared underlying infrastructure (KYC/AML, customer wallet, property management, banking integrations) serving the consumer-facing investment and lending products, and AI-powered tools (Ovaluate valuation, Journify marketing) layered across the stack.
Differentiator
Problem solved
Functional benefit
Brands
- PRYPCO Blocks: DFSA-regulated fractional property investment / crowdfunding platform enabling ownership of shares in Dubai rental properties from AED 500 via DIFC-incorporated SPVs.
- PRYPCO Mint
- PRYPCO Mortgage
- PRYPCO Golden Visa
- PRYPCO One
- Flip the Blocks
Products and services
- PRYPCO Blocks DFSA-regulated real estate crowdfunding platform (PRYPCO Blocks (DIFC) Ltd, DFSA ref F007958) that enables fractional ownership of Dubai rental properties from AED 500 via dedicated SPVs, with monthly rental income distribution, expected 8–10% annual ROI, Shariah certification from Shariyah Review Bureau, and segregated client money accounts with Emirates NBD. Available to UAE residents and non-resident international investors.
- PRYPCO Mint VARA-licensed tokenized real estate and gold platform (PRYPCO FZE) allowing investors to buy, sell, and transfer digital tokens representing fractional ownership of Dubai real estate (from AED 2,000) and physically-backed gold (from AED 100) on a blockchain-backed marketplace with 3-month lock-in, ±15% DLD valuation compliance band, and reduced 2% DLD fees vs. standard 4%.
- PRYPCO Mortgage Digital mortgage brokerage offering instant pre-approval in 2 minutes from 19+ leading UAE banks, with zero fees to borrowers, supporting new home loans, refinancing, equity release, and tailored financing for UAE nationals, residents, and non-residents. Revenue comes from lender-side referral commissions.
- PRYPCO Golden Visa Residency service assisting eligible applicants with UAE Golden Visa (10-year renewable residency) processing, including 2-year property investor visas, 5-year retirement visas, family sponsorship, and company/bank account setup, with a 20% promotional discount on packages.
- PRYPCO One Closed B2B super-app for Dubai real estate agents offering instant mortgage pre-qualification, project data and in-depth analysis, branded website creation, exclusive secondary listings (300+), gamified rewards, and referral commissions up to 3.5% (1.5% PRYPCO + 2% buyer agent), plus 0.35% mortgage referral and AED 1,500 per Golden Visa referral.
- PRYPCO Real Estate (Buy, Sell, Rent, Manage) Full-service Dubai property brokerage and management offering buying, selling, renting, and managing residential property through a network of 8,500+ trusted partners, with dedicated DAMAC community services, conveyancing, mortgage support, and ongoing property management.
- Flip the Blocks (FTB Investments) Short-term buy-renovate-resell investment strategy on PRYPCO Blocks that lets investors acquire below-market shares in properties, fund renovations, and sell at a profit, using SPV structures under PRYPCO Blocks with defined exit mechanics and Investor voting rights.
- PRYPCO Mint Gold Tokenized gold product within PRYPCO Mint offering 100% physically-backed gold investment from AED 100 with zero platform fees and instant liquidity through the PRYPCO Mint Marketplace.
Quantifiable outcome
- 80,000+ investors on PRYPCO Blocks
- +13 more outcomes
Companies that use PRYPCO
Customer profileNamed customers6 records
Segments8 records
Ideal customer profiles5 records
PRYPCO technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
AI capability4 records
Feature7 records
PRYPCO partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered flagship, core and supporting.
- Ctrl AltflagshipUK-headquartered Web3 infrastructure provider whose trading system infrastructure underpins the PRYPCO Mint tokenized real estate marketplace; enabling Phase II of Dubai's Real Estate Tokenisation Project and secondary market trading.
- Dubai Land Department (DLD)flagshipStrategic partnership backing the launch of the MENA region's first tokenized real estate marketplace on the PRYPCO Mint platform. DLD data is used for valuation compliance (±15% band) and the platform charges only 2% DLD fees versus the standard 4%.
- Dubai Future FoundationcoreBacks the Prypco Mint tokenized real estate marketplace as part of Dubai's broader strategy to position the emirate as a leader in regulated digital property asset markets.
- FireblocksflagshipSelected as PRYPCO's strategic technology and infrastructure provider to power its real-world asset (RWA) tokenization strategy. Fireblocks provides secure wallet technology, private key management, digital asset custody, and tokenization across 120+ blockchains and 550M+ wallets, supporting $10T+ in digital asset transfers.
- DAMAC PropertiesflagshipRecognised trusted partner of DAMAC for buy/sell/rent/manage services within DAMAC communities, with deep familiarity of their processes and projects; featured on DAMAC's blog supporting the DAMAC property journey.
- Georgia's Ministry of JusticecoreMoU to develop a compliant framework for real estate tokenization in Georgia, signed in the presence of Georgia's Prime Minister and Justice Minister alongside PRYPCO's Founder and CEO. Aims to modernize Georgia's property sector and position it as an innovation-friendly jurisdiction for digital property ownership.
- Emirates Petroleum Company (Emarat)coreMoU for the UAE's first 'fuel-to-property' rewards partnership via PRYPCO Blocks, enabling Emcan loyalty programme customers to convert fuel rewards into fractional real estate investments from AED 2,000. New PRYPCO Blocks users receive an AED 350 welcome credit.
- JournifysupportingPartnership with the US and UAE-headquartered AI-powered growth platform to improve PRYPCO's marketing and investor engagement strategies through real-time intelligence, personalization, and campaign optimization.
- Bayut & dubizzleflagshipMoU makes PRYPCO the exclusive online mortgage provider for users of UAE-based classifieds marketplace Dubizzle and real estate marketplace Bayut. Integrates Prypco Mortgage into the platforms and offers users personalized mortgage estimates.
- OvaluatecorePartnered to launch an AI-powered instant property valuation tool integrated within PRYPCO Blocks, enabling rapid property valuations for investors worldwide.
- Shariyah Review Bureau (SRB)coreIssued Shariah certification to PRYPCO Blocks, ensuring all investments adhere to Islamic finance principles. PRYPCO Blocks also operates under an Islamic Window Licence issued by the DFSA.
- UAE Banks (19+ mortgage partners)flagshipPRYPCO Mortgage has partnered with 19+ leading UAE banks to offer borrowers the best mortgage options, with no fees or commissions charged to customers; lenders pay referral commissions.
- Dubai Virtual Assets Regulatory Authority (VARA)flagshipAuthorises and licenses PRYPCO FZE for broker-dealer activities under VARA Licence Number VL/25/05/001, restricting the licence to specific regulated activities related to virtual assets.
Scale indicators16 records
Recent moves7 records
Expansion highlights7 records
PRYPCO competitors and assessment
Company assessmentDirect peers
- Stake: UAE-based fractional real estate investment platform offering shares in rental properties from low minimums. Directly comparable to PRYPCO Blocks in the same DFSA-style Dubai fractional property market with similar SPV-based structures.
- SmartCrowd: Dubai-headquartered DFSA-regulated property crowdfunding platform enabling fractional ownership of UAE rental properties. Closest direct competitor to PRYPCO Blocks, operating in the same regulatory and customer pool.
- RealT: US-based platform for tokenized fractional ownership of rental properties via blockchain-based shares. Comparable to PRYPCO Mint in product mechanics (fractional tokenized real estate with rental distributions), but operating in the US with different regulation.
- Lofty: AI-driven tokenized real estate marketplace offering fractional ownership of US rental properties. Comparable to PRYPCO Mint's tokenized marketplace model, with a focus on secondary-market liquidity similar to Mint's value proposition.
Emerging players
- Roofstock: US single-family rental investment marketplace enabling fractional and whole-property investing. Comparable to PRYPCO Blocks for fractional real estate exposure, though operating in US rental market with a more institutional buyer profile.
- HoneyBricks: US fractional real estate investing platform offering passive rental income and appreciation via SPV structures. Comparable to PRYPCO Blocks in offering model and target retail/professional investors, but US-only today.
Broad incumbents
- Betterhomes: One of the largest UAE real estate brokerages offering sales, leasing and property management across Dubai and Abu Dhabi. Comparable to PRYPCO's real estate brokerage and property management arm as an established incumbent with broad service coverage.
- Property Finder: Leading UAE property portal competing with Bayut/Dubizzle for listings and lead generation. Comparable as a UAE real estate marketplace incumbent — relevant to PRYPCO's distribution strategy and mortgage lead funnel.
Others
- Emaar Properties: UAE's largest real estate developer and listed operator of major Dubai property ecosystems. Relevant adjacent player as a potential supplier/competitor ecosystem to PRYPCO's curated investment supply and could partner with or compete with PRYPCO's tokenized marketplace.
- Mashreq Bank: One of the leading UAE banks in mortgage origination and a likely participant in PRYPCO Mortgage's 19+ bank network. Comparable as a UAE mortgage distribution counterparty and a potential competitor or partner for PRYPCO's digital mortgage funnel.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat7 records
Key risks6 records
Key highlights7 records
Customer concentration
PRYPCO social profiles
Digital presencePRYPCO compliance and trust
Trust signalCompliance4 records
PRYPCO financial estimates
Financial estimateRevenue estimate
Valuation estimate
PRYPCO leadership team
Management profileNumber of profiles
Profiles1 record
PRYPCO subsidiaries and ownership
Company hierarchySubsidiaries3 records
PRYPCO funding detail
Funding detailFunding overview
Funding rounds2 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PRYPCO M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PRYPCO
What does PRYPCO do?
PRYPCO is a UAE-based end-to-end PropTech ecosystem that enables fractional ownership of Dubai rental properties from AED 500 via DFSA-regulated crowdfunding (Blocks), tokenized real estate and gold trading from AED 100 via a VARA-licensed marketplace (Mint), digital mortgage brokerage with 19+ UAE banks at zero borrower fees, UAE Golden Visa residency services, traditional buy/sell/rent/manage brokerage, and a B2B agent super-app (One) spanning the full real estate journey from discovery and financing to ownership, investment, and exit.
Is PRYPCO a public or private company?
PRYPCO is a private company. It is classified as venture growth investor backed and is currently operating.
When was PRYPCO founded?
PRYPCO was founded in 2022. It employs 101 to 250 people.
Where is PRYPCO based?
PRYPCO is headquartered in Dubai, United Arab Emirates, in the Middle East region.
How does PRYPCO make money?
Six revenue lines are on record. Acquisition & Management Fees (PRYPCO Blocks) is the primary driver. The others are mortgage Referral Commissions (PRYPCO Mortgage), tokenization Platform Fees (PRYPCO Mint), agent Commissions & Referral Fees (PRYPCO One), golden Visa Service Fees and real Estate Brokerage & Property Management Fees.
Who are PRYPCO's main competitors?
Direct peers on record are Stake, SmartCrowd, RealT and Lofty. Emerging players are Roofstock and HoneyBricks. Broad incumbents are Betterhomes and Property Finder. Others are Emaar Properties and Mashreq Bank.
Does PRYPCO have an API?
No public API is recorded for PRYPCO.
What industry is PRYPCO in?
PRYPCO's product category is PropTech. Its primary akta.pro industry code is FSAKAHAJ, P2P Secured / Collateralized Lending (General), with a secondary code of FSADABAB, Order-Book (CLOB) DEXs. Its NAICS code is 525990 and its SIC code is 6200.