WT Wealth Management
WT Wealth Management is a private, SEC-registered investment adviser managing over $100 million in Separately Managed Accounts for mass-affluent to high-net-worth individuals and families across Arizona, Wyoming, and Nevada, with affiliated tax and estate planning services via WT Tax Accounting and WesternTrust Law.
- Company typePrivate
- Founded2013
- HeadquartersFlagstaff, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What WT Wealth Management does
WT Wealth Management is a private, SEC-registered investment adviser headquartered in Flagstaff, Arizona, founded in 2013 and managing in excess of $100 million in assets under management (AUM). The firm operates as a manager of Separately Managed Accounts (SMAs), individually constructing each client's portfolio from ETFs, individual equities, and mutual funds using in-house investment models, including the proprietary TimeBand time-horizon portfolio construction approach and the NexGen thematic strategy focused on artificial intelligence and technology investment themes. Risk tolerance is assessed via the Riskalyze platform and accounts are custodied with Charles Schwab, with clients accessing their accounts through the Schwab Alliance Portal hosted on YHL Soft infrastructure.
The company serves mass-affluent to high-net-worth individuals and families, positioning itself as "a Family Office for the Common Man" with comprehensive offerings spanning investment management, estate planning, tax planning, insurance and risk management, charitable giving advisory, and lifestyle and concierge services. Its distribution is exclusively direct and relationship-based, anchored by five physical offices across Arizona (Scottsdale, Flagstaff/Sedona, Tucson), Wyoming (Jackson Hole), and Nevada (Las Vegas), with adviser registrations in Arizona, California, Nevada, New York, and Washington. Lead generation combines in-person consultations, community events such as the Lionheart conservative-investing luncheon series, a toll-free phone line and website contact form, an active YouTube channel, and a sustained library of educational content (44+ pages of Learning Spotlights and whitepapers since 2013).
WT Wealth Management operates an affiliated ecosystem under common ownership with WT Tax Accounting (tax planning, return preparation, and bookkeeping) and WesternTrust Law (estate planning), enabling cross-referral and integrated financial planning across investment, tax, and legal domains. Revenue is generated primarily through AUM-based advisory fees on the SMAs and ancillary professional services; specific fee schedules are not publicly disclosed and onboarding begins with a complimentary consultation. The team of approximately 10 named investment professionals, including Chief Investment Officer John Heilner, brings 100+ years of combined investment experience spanning institutional pedigree firms including Smith Barney, John Nuveen, ING Mutual Funds, and Palo Verde Capital.
WT Wealth Management firmographics
Firmographics- Name
- WT Wealth Management
- Legal name
- WT Wealth Management
- Website
- https://wtwealthmanagement.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- WT Wealth Management is a private, SEC-registered investment adviser managing over $100 million in Separately Managed Accounts for mass-affluent to high-net-worth individuals and families across Arizona, Wyoming, and Nevada, with affiliated tax and estate planning services via WT Tax Accounting and WesternTrust Law.
- Ownership category
- akta.pro rank
WT Wealth Management industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)
- akta.pro secondary industries
- Managed Accounts & Model Portfolios (SMA/UMA) (FSAAAAAG), Family Wealth & Multi-Generational Planning RIAs (HNW/UHNW-lite) (FSAAACAH)
Keywords
Where WT Wealth Management is headquartered
LocationHeadquarters
- HQ city
- Flagstaff
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
WT Wealth Management business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Separately Managed Account (SMA) Management Fees: WT Wealth Management earns fees based on assets under management (AUM) for separately managed accounts. Each portfolio is individually constructed using ETFs, individual equities, or mutual funds, with fees tied to the value of assets managed. Performance can vary per investor as each SMA is customized.
- Financial Planning and Advisory Services: The firm provides comprehensive financial planning services including investment management, estate planning, tax planning, insurance/risk management, and charitable giving advisory. Revenue is generated through advisory fee arrangements associated with the AUM-based management of client portfolios.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | No Cost Initial Consultation — complimentary discovery meeting to discuss financial goals and planning needs. |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels7 records
WT Wealth Management product offering
Product offeringCore offering
WT Wealth Management manages Separately Managed Accounts (SMAs) for individual investors and families, with each portfolio individually constructed from ETFs, individual equities, and mutual funds using in-house investment models. The firm delivers relationship-based wealth advisory services including investment management, estate planning coordination, tax planning, risk management, charitable giving strategy, and lifestyle/concierge services under a fiduciary standard.
Product overview
WT Wealth Management offers a unified wealth management platform centered on Separately Managed Accounts (SMAs). The core offering consists of personalized investment advisory services where each client's portfolio is individually constructed using in-house investment models. This is supplemented by affiliated services including WT Tax Accounting for tax planning and preparation, and WesternTrust Law for estate planning. The firm publishes educational content through its Learning Spotlights and White Papers, providing market insights and investment research. WT Wealth Management positions itself as a family office for the common man, delivering comprehensive relationship-based wealth services through offices in Arizona, Nevada, and Wyoming.
Differentiator
Problem solved
Functional benefit
Brands
- WesternTrust Law: Estate planning and legal services associated with the WT Wealth Management family
- WT Tax Accounting
Products and services
- Separately Managed Accounts (SMAs) WT Wealth Management manages Separately Managed Accounts in which each portfolio is individually constructed and tailored to the client's personal risk tolerance and investment objectives using in-house investment models. Clients own individual ETFs, equities, or mutual funds within their own separately managed account, with asset allocation and security selection tailored to each investor.
- Investment Advisory and Wealth Planning Services Comprehensive wealth advisory offering covering investment and asset management, estate planning coordination, tax services, risk management for life and health, charitable giving strategies, and lifestyle and concierge services for families seeking to create and preserve wealth across generations.
- In-House Investment Models and Strategies (TimeBand and NexGen) Sophisticated, flexible, and disciplined investment models created and maintained in-house that are personalized to fit individual financial needs, including time-horizon-based asset allocation (TimeBand) and a thematic AI and technology supercycle strategy (NexGen).
Quantifiable outcome
- 100+ years of combined investment experience across advisor team
- +3 more outcomes
Companies that use WT Wealth Management
Customer profileNamed customers1 record
Segments1 record
Ideal customer profiles1 record
WT Wealth Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature4 records
WT Wealth Management partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and supporting.
- Charles SchwabcoreCharles Schwab serves as the primary custodian for WT Wealth Management's separately managed accounts. The firm uses the Schwab Alliance Portal as the digital backbone for account management, enabling clients to access their accounts 24/7, view statements, trade confirmations, and tax documents, and execute digital signatures. This is a deeply integrated operational partnership essential to the firm's service delivery model.
- RiskalyzesupportingRiskalyze is a third-party risk assessment platform used by WT Wealth Management to evaluate client risk tolerance and align portfolio construction accordingly. The firm's website prominently features the Riskalyze badge and links to a 'Find Out Your Risk Score' tool, indicating an active client-facing integration for risk profiling.
- WT Tax AccountingcoreWT Tax Accounting is a sister company under the same ownership/group that provides tax planning, return preparation, and bookkeeping services. The two firms cross-refer clients and coordinate on financial planning matters, with the tax firm noting it provides better service when it has 'insight into your overall financial picture and plan objectives.' Both are promoted under the WT Wealth Management umbrella alongside WesternTrust Law (estate planning).
- WesternTrust LawcoreWesternTrust Law is a sister law firm that provides estate planning services. It is promoted alongside WT Wealth Management and WT Tax Accounting as part of a comprehensive wealth management ecosystem. The firm focuses on helping clients develop functional, practical estate plans through in-depth conversations and tough questions.
- YHL Soft (Client Portal)supportingYHL Soft provides the client login portal infrastructure (main.yhlsoft.com) used by WT Wealth Management for client authentication and access to account management tools. This is a technology infrastructure partnership enabling the firm's client-facing digital experience.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
WT Wealth Management competitors and assessment
Company assessmentBroad incumbents
- Moneta Group: Moneta is a large fee-only independent RIA based in St. Louis serving HNW individuals and families with comprehensive wealth management. Comparable comprehensive-fee-only RIA positioning at materially greater scale.
- Edelman Financial Engines: Edelman Financial Engines is among the largest independent RIAs in the U.S., offering investment advisory, retirement planning, and wealth management nationally. Overlaps with WT Wealth's RIA-advisory business broadly but operates at vastly greater scale.
- Creative Planning: Creative Planning is one of the largest independent RIAs in the U.S., serving mass-affluent and HNW clients with comprehensive investment, tax, and estate services. Overlaps with WT Wealth's comprehensive-RIA and mass-affluent positioning at much greater nationwide scale.
- Mariner Wealth Advisors: Mariner is a large national RIA offering comprehensive wealth management including investment advisory, tax, estate planning, and family office services. Operates in the same comprehensive-RIA category as WT Wealth but at materially greater scale, providing a reference point for the firm's addressable trajectory.
Direct peers
- Robertson Stephens Wealth Management: Robertson Stephens is a San Francisco-based independent RIA serving HNW individuals, families, and institutions with personalized investment management and wealth planning. West Coast regional independent RIA directly comparable in target market and delivery model.
- Coldstream Capital Management: Coldstream is a Pacific Northwest-based independent RIA with offices in Washington and elsewhere, providing personalized investment management and financial planning for HNW individuals and families. Closely comparable in geography, scale, and relationship-based delivery model to WT Wealth.
- Carson Group: Carson Group is an RIA with a hybrid advisory-and-technology platform serving independent advisors and their clients. Comparable in serving independent financial advisors and offering comprehensive wealth management; broader in scale and business-model scope.
- Brighton Jones: Brighton Jones is a Seattle-based RIA offering comprehensive wealth management including investment management, tax planning, and estate planning. Directly comparable to WT Wealth's full-service family-office-style model targeting mass-affluent and HNW clients on the West Coast.
- Buckingham Strategic Wealth: Buckingham is a fee-only RIA providing comprehensive financial planning and investment management to individuals and families nationwide. Comparable comprehensive offering and fiduciary-fee-only positioning with comparable target clientele.
Emerging players
- Sanctuary Wealth Group: Sanctuary is an RIA-supporting platform providing compliance, investment offerings, and operational infrastructure to independent advisors and breakaway wirehouse teams. Adjacent emerging peer in the independent-wealth channel that supports similar advisor practices.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
WT Wealth Management social profiles
Digital presenceWT Wealth Management compliance and trust
Trust signalCompliance1 record
WT Wealth Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
WT Wealth Management leadership team
Management profileNumber of profiles
Profiles10 records
WT Wealth Management subsidiaries and ownership
Company hierarchySubsidiaries1 record
WT Wealth Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
WT Wealth Management M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about WT Wealth Management
What does WT Wealth Management do?
WT Wealth Management manages Separately Managed Accounts (SMAs) for individual investors and families, with each portfolio individually constructed from ETFs, individual equities, and mutual funds using in-house investment models. The firm delivers relationship-based wealth advisory services including investment management, estate planning coordination, tax planning, risk management, charitable giving strategy, and lifestyle/concierge services under a fiduciary standard.
Is WT Wealth Management a public or private company?
WT Wealth Management is a private company. It is classified as unknown and is currently operating.
When was WT Wealth Management founded?
WT Wealth Management was founded in 2013. It employs 11 to 50 people.
Where is WT Wealth Management based?
WT Wealth Management is headquartered in Flagstaff, United States, in the North America region.
How does WT Wealth Management make money?
Two revenue lines are on record. Separately Managed Account (SMA) Management Fees are the primary driver. The others are financial Planning and Advisory Services.
Who are WT Wealth Management's main competitors?
Broad incumbents on record are Moneta Group, Edelman Financial Engines, Creative Planning and Mariner Wealth Advisors. Direct peers are Robertson Stephens Wealth Management, Coldstream Capital Management, Carson Group, Brighton Jones and Buckingham Strategic Wealth. Sanctuary Wealth Group is listed as an emerging player.
Does WT Wealth Management have an API?
No public API is recorded for WT Wealth Management.
What industry is WT Wealth Management in?
WT Wealth Management's product category is Wealth Management. Its primary akta.pro industry code is FSAAACAA, Comprehensive/Full-Service RIAs & Independent Wealth Managers, with a secondary code of FSAAAAAG, Managed Accounts & Model Portfolios (SMA/UMA). Its NAICS code is 523940 and its SIC code is 6282.