Transactium

What Transactium does

Transactium Ltd is a Malta-based fintech services company founded in 2003 that operates a payment gateway platform connecting merchants to multiple acquirers. The company serves a horizontal customer base ranging from small online shops and large retailers to licensed financial institutions, offering payment gateway integration through specialized APIs, ready-made plugins, hosted payment forms, and the EZPay embedded payments solution. Its product portfolio also includes white-label payment gateway and white-label multi-currency wallet platforms, enabling partners to operate as their own Payment Service Provider with customizable branding, fraud settings, and APIs.

The underlying technology is built primarily on the Microsoft .Net framework with AngularJS front-ends, hosted on a PCI DSS Level 1 compliant cloud infrastructure with 24x7 SLA and 100% uptime claims. The platform supports 175 currencies, processes over 10 million transactions per year at a stated capacity of 30 transactions per second, and includes double-entry accounting, real-time reporting, enhanced fraud screening, and Visa 3D Secure/MasterCard SecureCode support. Managed PCI Services provide outsourced server farm compliance management, and addon integrations extend the platform to MaxMind (fraud), Xero (accounting), Ethoca (chargeback), and BitCoin (cryptocurrency) payment rails.

Transactium generates revenue through a mix of transaction-based fees on payment processing, recurring subscription revenue from white-label platform licensing, managed services fees for PCI hosting, and professional services revenue from bespoke payment system development. The company operates from a single headquarters in Haz-Zebbug, Malta, with a headcount of 1-10 employees, and distributes its solutions through direct enterprise sales, ready-made plugins for SMBs, white-label channels for partners, and managed cloud services — with geographic reach described as global though actual market evidence is primarily European. Pricing is not publicly disclosed, but the company advertises no start-up fees and a free staging platform.

Name

Transactium

Legal name

Transactium Ltd

Website

https://transactium.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

1–10 employees

Short description

Transactium is a Malta-based fintech founded in 2003 that operates a PCI Level 1 compliant payment gateway and white-label wallet platform, processing over 10 million transactions annually across 175 currencies for merchants, retailers, and licensed financial institutions.

Ownership category

akta.pro rank

Product category

Payment Processing Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Prepackaged Software (7372)

akta.pro primary industry

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)

akta.pro secondary industries

Payment Gateways & API Connectivity (FSAGABAB), Payment Orchestration Platforms (FSAGABAA), Payment Gateways & Orchestration (BPAMAFAA)

Keywords

• Payment gateway services
• White-label payments
• PCI compliance hosting
• Multi-currency wallet
• Payment processing platform

Headquarters

HQ city

Zebbug

HQ country

Malta

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Payment Gateway Services: Transaction processing services through connected acquirers, utilizing various technical solutions including customized development, ready-made cloud solutions, specialized APIs, and ready-made plugins
2. White-Label Solutions: Payment platform licensing for resellers and merchants to manage their own operations with customized screen layout, domain, APIs, and fraud settings
3. Managed PCI Services: Server farm management compliant with PCI standards, simplifying PCI attestation and providing cloud hosting with 24x7 SLA
4. Custom Solution Development: Bespoke payment systems development combining various technologies and services tailored to client requirements

Go-to-market motion1 record

Distribution channels4 records

Marketing channels2 records

Core offering

Transactium provides payment infrastructure and processing services, including a multi-acquirer Payment Gateway, White-Label Payment Gateway and Wallet platforms, Managed PCI-compliant cloud hosting, and bespoke payment system development. The platform supports 175 currencies, processes over 10 million transactions annually, and is built on Microsoft .Net with PCI Level 1 certified hosting. Its clients range from small online shops and large retailers to licensed financial institutions across Europe.

Product overview

Transactium offers a comprehensive payment services platform comprising core products and add-on modules. The core offering includes the Payment Gateway with multiple integration methods (Hosted Payments System, EZPay, and Plugins), supplemented by two white-label solutions (White-Labelled Payment Gateway and White-Labelled Wallet) for clients wanting to operate as their own Payment Service Provider. Supporting services include Managed PCI Services and Cloud-Based PCI Hosting for compliance management. The platform supports 175 currencies and processes over 10 million transactions annually, with capabilities spanning fraud screening, real-time reporting, analytics, and multi-currency wallet functionality.

Differentiator

Problem solved

Functional benefit

Products and services

• Payment Gateway A payment gateway solution connecting merchants to multiple acquirers, offering various technical integration options including customised development, cloud solutions, specialised APIs, and ready-made plugins. Targeted at businesses needing payment processing infrastructure.
• White-Labelled Payment Gateway A rebranded payment gateway that allows clients to operate as their own Payment Service Provider, with full merchant and client management capabilities, customisable screen layout, domain, APIs, and fraud settings. Targeted at resellers and partners wanting to run their own payment business.
• White-Labelled Wallet A multi-currency digital wallet supporting various payment channels including BitCoin, IBAN, and cards, with fraud measures and double-entry accounting capabilities. Allows on-the-fly currency conversion with customisable spread. Targeted at partners wanting to offer wallet services under their own brand.
• Managed PCI Services Server farm management compliant with PCI standards, simplifying PCI attestation and eliminating the need for specialised staff to manage compliance requirements. Targeted at businesses and financial institutions seeking to outsource PCI compliance operations.
• Cloud-Based PCI Hosting Cloud-based PCI Level 1 hosting platform with 24x7 SLA, guaranteed uptimes, and resilient infrastructure. Targeted at enterprises requiring outsourced PCI-compliant cloud hosting for payment systems.

Quantifiable outcome

• 100% Uptime SLA with resilient cloud hosting
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature8 records

Scale indicators5 records

Recent moves4 records

Expansion highlights5 records

Direct peers

• Trust Payments: UK-headquartered payment gateway and white-label PSP offering card acquiring, alternative payments, and merchant management. Comparable to Transactium in offering white-label gateways, multi-currency support, and acquirer-agnostic integration for SMBs to enterprise.
• Mollie: Amsterdam-based payment gateway and PSP serving SMB merchants and platforms across Europe with multi-currency processing and plugins. Closely comparable to Transactium on customer segments (small online shops, mid-market), product scope (gateway, white-label), and regional focus.
• HiPay: European payment service provider offering hosted payment pages, APIs, alternative payment methods, and fraud management for SMB and enterprise merchants. Comparable to Transactium in European geographic focus, hosted checkout, multi-acquirer connectivity, and fraud tooling.
• Sage Pay / Opayo: European payment gateway providing hosted checkout, APIs, and plugins with strong SMB penetration in the UK and Ireland. Comparable to Transactium in gateway-first product philosophy, hosted payment forms, and SME-merchant focus.

Broad incumbents

• Adyen: Global unified payments platform providing gateway, processing, and acquiring across cards and alternative methods for enterprise merchants. Comparable to Transactium in multi-acquirer orchestration, multi-currency wallet, and serving large retailers and financial institutions, but at enterprise scale.
• Checkout.com: Global payment processor offering gateway, acquiring, and orchestration through a unified API for enterprise and digital-first merchants. Comparable to Transactium on API-first delivery, acquirer connectivity, and white-label-style platform flexibility, with broader geographic licenses.
• Stripe: Global payments platform offering hosted checkout, APIs, and a full developer-first stack for online businesses. Comparable to Transactium as a payment gateway with API-first integration, hosted pages, and plugins, though at vastly greater scale and breadth.
• Worldpay: Major global payment processor and acquirer offering gateway, processing, and white-label services to merchants and partners. Overlaps with Transactium on gateway, white-label, and managed-services products, but operates at vastly larger scale and geographic reach.
• Nuvei: Global payment technology provider offering acquiring, gateway, fraud, and white-label payment solutions across SMB and enterprise. Comparable to Transactium on white-label payment platform offering, multi-currency processing, and licensed-institution focus, but at much larger scale.

Emerging players

• Primer: London-based payment orchestration platform that lets merchants route transactions across multiple PSPs and acquirers via a unified API. Comparable to Transactium on multi-acquirer payment routing and gateway-as-infrastructure positioning, though focused on orchestration rather than acquiring.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Transactium