What National Data Center does

National Data Center (NDC) is a 501(c)(6) non-profit organization incorporated in Delaware that operates a national web platform consolidating Chapter 12 and Chapter 13 bankruptcy case and claims data from nearly 200 court-appointed Trustees across all 50 U.S. states and Puerto Rico. The platform transmits data nightly from trustee offices via integrated case management providers (EPIQ, BSS, SATORI) into a single hosted environment managed on Rackspace infrastructure. It exposes this data through dedicated portals — free for debtors and their attorneys, and on subscription tiers for creditors and servicers — and an API stack returning JSON/XML payloads. NDC was conceptualized in 1999 by Chapter 13 Trustees Jimmy Bone and Rick Yarnall, incorporated in 2002 with seed funding and technical support from Chase Bankruptcy Information Systems (CBIS, a JP Morgan Chase subsidiary) before severing those ties in 2003, and has been governed since by a board composed of Chapter 13 Trustees.

The product set consists of core portals (Debtor Portal, Debtor Attorney Portal, Creditor Services, Trustee Portal) and add-on modules including Voucher Services, Reporting & Business Intelligence, Bulk Data Services (scales up to ~1,000,000 cases), API Access, the NDC 341 Zoom Portal for remote court meetings, SMS Notifications, Scrub/Diligence File Processing, and Portfolio Based Access for automated portfolio onboarding. Security features include SSL encryption, biometric authentication (FaceID/TouchID), and a Zoom Web SDK integration for video attendance at 341 meetings of creditors.

The business model combines freemium access for verified parties-in-interest with subscription recurring revenue from creditors and servicers, structured as Regional Creditor Starter ($100 one-time, up to 50 cases), Regional Creditor Professional ($0.20/case/month, up to 999 cases), and National Creditor Enterprise (custom, unlimited with bulk data and API). Go-to-market is sales-led, relying on trustee referrals, word-of-mouth within the bankruptcy practitioner community, and self-serve registration for free users rather than broad-based marketing. Distribution is single-country (U.S.) via the ndc.org web platform and direct API/bulk-data delivery to enterprise subscribers. NDC operates with 1–10 employees from Pleasant Hill, California.

Name

National Data Center

Legal name

National Data Center

Website

https://ndc.org

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1–10 employees

Short description

National Data Center operates a 501(c)(6) non-profit web platform consolidating Chapter 12 and Chapter 13 bankruptcy case and claims data from nearly 200 U.S. Trustees, offering free access to debtors and attorneys and tiered subscriptions to creditors and servicers.

Ownership category

akta.pro rank

Headquarters

HQ city

Pleasant Hill

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Infrastructure, Technology or R&D, Operations, Personnel, Marketing or Sales

Revenue model

1. Creditor Subscription Services: Creditors and servicers pay subscription fees based on portfolio size and service tier. Regional Creditor Starter (up to 50 cases) has one-time $100 setup with no monthly fee. Regional Creditor Professional (up to 999 cases) charges $100 one-time plus $0.20/case/month. National Creditor Enterprise offers unlimited cases with custom pricing. Additional fees apply for reporting module and API access.
2. Debtor and Attorney Access: Free access provided to debtors and their attorneys to view case information. Registration requires verification through case number, last four SSN, and trustee information.
3. Bulk Data and Scrub Services: Enterprise subscribers receive bulk data export for entire portfolio. Scrub/diligence file processing allows creditors to match their accounts against bankruptcy cases for due diligence purposes.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

National Data Center (NDC) operates a unified web-based platform that consolidates Chapter 12 and Chapter 13 bankruptcy case and claims data transmitted nightly from approximately 200 U.S. Trustee offices into a single national database. Creditors and servicers access the data on tiered subscriptions for portfolio management, while debtors and debtor attorneys receive free read-only access to case status, payments, vouchers, and trustee communications. Enterprise subscribers also receive API access, bulk data exports, scrub/diligence processing, and reporting tools.

Product overview

NDC is a not-for-profit organization providing a unified platform for Chapter 12 and Chapter 13 bankruptcy case and claims data. The platform consists of dedicated portals for debtors (free access), debtor attorneys (free), creditors/servicers (subscription tiers), and trustees. Core offerings include the NDC Debtor Portal for individual case monitoring, NDC Creditor Services with three subscription tiers (Regional Creditor Starter, Professional, and National Creditor Enterprise), and the NDC Debtor Attorney Portal. The platform integrates specialized modules including Voucher Services for check disbursement details, Reporting & Business Intelligence for portfolio analytics, Bulk Data Services for large-scale data access, API Access for programmatic integration, NDC 341 Zoom Portal for video conferencing, SMS Notifications for payment alerts, Scrub/Diligence File Processing for case matching, and Portfolio Based Access for automated case management. Data is consolidated from approximately 200 Chapter 13 Trustees and updated nightly.

Differentiator

Problem solved

Functional benefit

Products and services

• NDC Debtor Portal Free 24/7 web portal for Chapter 13 debtors to view their bankruptcy case information, claim summaries, payment history, and transaction status, with identity verification through security questions and case monitoring alerts.
• NDC Creditor Services Subscription platform for creditors and servicers to track bankruptcy claims, view ledger information, manage disbursements, and access portfolio reporting across three tiers (Regional Creditor Starter up to 50 cases, Regional Creditor Professional up to 999 cases, and National Creditor Enterprise unlimited).
• NDC Debtor Attorney Portal Free portal for debtor attorneys to access client case and claim data, view electronic disbursement check vouchers, and manage portfolios spanning multiple trustees.
• NDC Voucher Services Service providing detailed check disbursement information from trustees, including payment summaries and linked case and claim references, enabling accurate payment posting for bankruptcy claims.
• NDC Reporting and Business Intelligence Module Reporting module providing KPIs, dashboards, tabular reports, and custom report building with scheduled email delivery in Excel, Word, PDF, CSV, or HTML formats for bankruptcy portfolio analytics.
• NDC Bulk Data Services Portfolio-based bulk data delivery for entire case portfolios, available for National Creditor Enterprise subscribers, enabling automated portfolio building and large-scale data exports.
• NDC API Access Programmatic access to NDC case and portfolio data via API returning JSON/XML format; supports 7- and 8-digit case numbers; specification files available for download at ndc.org/downloads.
• NDC Trustee Portal Platform for Chapter 13 trustees to manage case data, upload documents, configure user alerts, and access reporting tools, supporting Chapter 12 and Chapter 13 cases.
• NDC 341 Zoom Portal Video conferencing portal enabling debtors and attorneys to attend 341 meetings of creditors directly from the NDC platform using Zoom Web SDK with audio/video and identity verification.
• NDC Scrub and Diligence File Processing Service allowing creditors to upload scrub or diligence files for matching against bankruptcy cases in NDC's database, supporting CSV and Excel formats with 4-column data matching (Account Number, Case Number, Last 4 SSN, Last Name).
• NDC Portfolio Based Access (PBA) System enabling creditors to securely upload portfolio files to grant automatic access to their bankruptcy cases across all NDC systems simultaneously, processed daily.

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature7 records

Partnerships

Five partnerships are on record, tiered core and strategic.

• EPIQ (Data Provider)coreTechnology or IntegrationEPIQ serves as a data provider for multiple Chapter 13 Trustee offices, transmitting bankruptcy case and claims data to NDC's platform. Trustees using EPIQ include offices in Alabama, Arkansas, Colorado, Connecticut, Hawaii, Idaho, Kansas, Massachusetts, Michigan, Mississippi, Montana, Nebraska, New York, North Dakota, Ohio, South Dakota, and Virginia.
• BSS (Bankruptcy Software Specialists)coreTechnology or IntegrationBSS (Bankruptcy Software Specialists) provided technical design and development for the original NDC platform and continues as a data provider for many trustee offices. BSS/TNG provides PlanCalc integration allowing attorneys to access payment calculations within NDC.org. Many trustees use BSS case management systems for trustee operations.
• SATORI (Data Provider)coreTechnology or IntegrationSATORI serves as a data provider for multiple Chapter 13 Trustee offices, transmitting bankruptcy case and claims data to NDC's platform. Trustees using SATORI include offices in Alaska, Arizona, Florida, Georgia, Illinois, Indiana, Maine, Minnesota, Mississippi, Nevada, Oklahoma, Oregon, Tennessee, and Wisconsin.
• Rackspace (Hosting Provider)coreTechnology or IntegrationNDC uses Rackspace managed data center hosting service for its infrastructure. Rackspace is a multinational publicly listed corporation. During COVID-19, Rackspace datacenters remained at full service levels despite staff transitions to remote work.
• 13network (BSS/TNG)strategicTechnology or Integration13network, operated by BSS/TNG, provides PlanCalc integration with NDC.org allowing debtor attorneys to access payment schedule calculations without leaving the NDC platform. The integration is available for trustees using BSS case management systems.

Scale indicators3 records

Recent moves8 records

Expansion highlights5 records

Broad incumbents

• TransUnion: Major credit bureau offering consumer credit reporting and bankruptcy-related data services. Like Equifax and Experian, it competes indirectly by providing creditor-side access to bankruptcy-relevant information.
• Experian: Global credit bureau and consumer-credit data provider with bankruptcy-related data products. Comparable in function (credit-data aggregation and distribution) though serving a far broader consumer-credit market.
• Equifax: Major consumer credit bureau aggregating consumer credit data for lenders, landlords, and other permitted users. Overlaps with NDC where creditor bankruptcy portfolios intersect with mainstream credit reporting.
• LexisNexis (Bankruptcy & Public Records): Aggregates legal and public-record data, including bankruptcy filings and party-in-interest information, for legal, financial, and compliance professionals. Adjacent to NDC's national bankruptcy dataset.

Direct peers

• BSS (Bankruptcy Software Specialists) / 13network: Provides trustee case-management software (including PlanCalc) and feeds data to NDC nightly. Operates in the same Chapter 13 bankruptcy-software ecosystem and is one of NDC's core technology partners.
• Epiq Systems: Provider of bankruptcy administration and data services, including Chapter 7 and Chapter 11 case management. Epiq is a trustee-side technology and data vendor and one of NDC's named integration partners.
• SATORI: Bankruptcy case-management software vendor used by multiple Chapter 13 Trustees. SATORI transmits trustee data to NDC nightly, making it a parallel infrastructure provider in the same vertical.
• Stretto: Bankruptcy administration and case-management platform serving Chapter 7 and Chapter 11 trustees and creditors. Operates a competing data and workflow layer in adjacent bankruptcy chapters.
• Kroll Restructuring Administration: Provides bankruptcy noticing, claims administration, and creditor servicing. Overlaps with NDC's creditor-facing disbursement-tracking and case-information services, particularly in larger Chapter 11 engagements.

Others

• PACER (U.S. Federal Courts): Public federal court records system providing underlying access to bankruptcy case dockets. Functions as a complementary data source rather than a direct competitor, but improvements in PACER access could pressure NDC's debtor/attorney-side traffic.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/NDC

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about National Data Center