ARS Yunen
ARS Yunen is a Dominican Republic-based health risk administrator offering five tiered health insurance plans (Plan Básico de Salud, Selecto, Silver, Elite, Infinity Excess) to individuals, families, and corporate clients, supported by a nationwide provider network and digital service portals.
- Company typePrivate
- Founded1988
- HeadquartersSanto Domingo, Dominican Republic
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
What ARS Yunen does
ARS Yunen is a Dominican Republic-based Administradora de Riesgos de Salud (ARS) — a regulated private health risk administrator — operating since 1988 as part of the Grupo Yunen conglomerate, which also includes Seguros Yunen. The company is headquartered in the Piantini sector of Santo Domingo with a second branch opened in Herrera (Santo Domingo Oeste) in March 2025, and is licensed under Dominican Law 87-01 with oversight from the Consejo Nacional de la Seguridad Social (CNSS). It serves individual citizens, families, and institutional/corporate clients across the Dominican Republic through five tiered health insurance plans — Plan Básico de Salud (entry-level), Selecto, Silver, Elite, and Infinity Excess (premium) — plus optional supplementary coverages (Coberturas Opcionales).
The company's technology platform consists of a set of digital service portals built around health insurance administration: a provider search tool (Buscador de Prestadores) that indexes doctors, hospitals, clinics, laboratories, pharmacies, and diagnostic centers by category, specialty, zone, and plan; an online authorization system (Autorizaciones en Línea) for healthcare providers; an affiliate portal for member self-service; and a broker portal (Portal de Corredores) for distribution partners. Payment processing is handled by Servicios Digitales Popular under its Azul brand. The Prevention & Promotion program portfolio (Por Todos, Por La Familia, Por La Vida Sana, Por Los Niños, Por Ella) covers immunization through the PAI program, diabetes management, hypertension control, and family health education.
Revenue is generated primarily through recurring subscription premiums billed annually across the five plan tiers, with supplementary revenue from optional add-on coverages and reimbursement processing for out-of-network claims (60-day payment timeline). Distribution is omnichannel: the official website, a 24/7 call center (809-334-3030), WhatsApp (+1 829-760-1003), Instagram and Facebook (@arsyunenrd), email customer service, and physical branch offices support both direct-to-consumer enrollment and corporate group sales. The company is privately held, founded by José R. Yunen, and does not disclose financial information.
ARS Yunen firmographics
Firmographics- Name
- ARS Yunen
- Legal name
- ARS Yunen
- Website
- https://arsyunen.com
- Company type
- Private
- Founded year
- 1988
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- ARS Yunen is a Dominican Republic-based health risk administrator offering five tiered health insurance plans (Plan Básico de Salud, Selecto, Silver, Elite, Infinity Excess) to individuals, families, and corporate clients, supported by a nationwide provider network and digital service portals.
- Ownership category
- akta.pro rank
ARS Yunen industry classification
Industry- Product category
- Health Insurance
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)
- SIC
- Hospital & Medical Service Plans (6324), Accident & Health Insurance (6321)
- akta.pro primary industry
- Managed Care Entity Administration for Medicaid (MCO/PHP/PIHP/PAHP) (HLAEAEAJ)
- akta.pro secondary industries
- Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage) (BPAIAKAH), Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK)
Keywords
Where ARS Yunen is headquartered
LocationHeadquarters
- HQ city
- Santo Domingo
- HQ country
- Dominican Republic
- HQ region
- Latin America
Offices2 records
Markets served
ARS Yunen business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Health Insurance Premiums: ARS Yunen generates revenue through monthly or annual premium payments from individuals, families, and corporations enrolled in their health insurance plans. Plans include Basic Health Plan, Selecto, Elite, Silver, and Infinity Excess with varying coverage levels and pricing.
- Optional Coverages: Additional supplementary coverage options (Coberturas Opcionales) offered as add-ons to base health plans, providing supplemental revenue through optional premium charges.
- Medical Reimbursement Processing: Revenue derived from processing reimbursement claims for covered medical services not provided within the network, with reimbursement timelines of 60 days post-service.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Plan Básico de Salud - Entry-level health coverage plan |
| Subscription | Annual | Selecto - Mid-tier health coverage plan |
| Subscription | Annual | Elite - Premium health coverage plan |
| Subscription | Annual | Silver - Senior-focused health coverage plan |
| Subscription | Annual | Infinity Excess - Maximum coverage plan with excess benefits |
| Subscription | Annual | Alternative Health Plans - Annual premium plans with installment payment options |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels7 records
ARS Yunen product offering
Product offeringCore offering
ARS Yunen is a Dominican Republic-based Health Risk Administrator (ARS) that underwrites and administers tiered private health insurance plans for individuals, families, and corporate clients. Its offering spans five plan tiers (Plan Básico de Salud, Selecto, Silver, Elite, Infinity Excess) plus optional supplementary coverages, delivered through a national provider network of hospitals, clinics, laboratories, pharmacies, and physicians, with digital self-service portals, online authorizations, prevention and wellness programs, and out-of-network reimbursement processing.
Product overview
ARS Yunen is a Dominican Republic-based Health Risk Administrator (ARS) offering a tiered portfolio of health insurance plans for individuals, families, and institutional clients. The core product lineup includes five named health plans—Plan Básico de Salud (entry-level), Selecto, Silver, Elite, and Infinity Excess (premium)—each offering progressively enhanced coverage. These are complemented by optional supplementary coverages. The company also provides a suite of digital service platforms including a provider search tool (Buscador de Prestadores), online authorization portal, member portal, and broker portal. Prevention and wellness programs, including the Expanded Immunization Program (PAI) and chronic disease management, round out the service offering.
Differentiator
Problem solved
Functional benefit
Brands
- Plan Básico de Salud: Health insurance plan tier
- Selecto
- Elite
- Silver
- Infinity Excess
Products and services
- Plan Básico de Salud (Basic Health Plan) Entry-level health insurance plan offering fundamental medical coverage for individuals and families within ARS Yunen's tiered health plan portfolio. Quote-based annual subscription.
- Selecto Mid-tier health insurance plan providing enhanced coverage and benefits beyond the basic plan for individuals, families, and corporate clients.
- Silver Health insurance plan positioned between Selecto and Elite tiers, offering moderate-to-enhanced coverage levels for individuals and families.
- Elite Premium health insurance plan offering comprehensive coverage with exclusive benefits and broader provider network access.
- Infinity Excess Top-tier health insurance plan offering the most comprehensive coverage and highest benefit limits within ARS Yunen's portfolio.
- Coberturas Opcionales (Optional Coverages) Optional supplementary coverage add-ons that can be purchased in addition to the core health plans for expanded protection.
- Prevención & Promoción (Prevention and Wellness Programs) Health prevention and promotion service that runs wellness initiatives such as the Expanded Immunization Program (PAI), diabetes management (PYP), hypertension control, and family health campaigns for ARS Yunen affiliates.
- Solicitud de Reembolso (Medical Reimbursement Service) Medical expense reimbursement service allowing ARS Yunen affiliates to submit claims for covered services received outside the provider network, with online forms and downloadable PDF documentation.
Quantifiable outcome
- Vaccination coverage through the Extended Immunization Program (PAI) for children up to 12 years old
Companies that use ARS Yunen
Customer profileSegments3 records
Ideal customer profiles2 records
ARS Yunen technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
ARS Yunen partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Servicios Digitales Popular (Azul)coreThird-party payment processor used for online transactions. Servicios Digitales Popular and its Azul brand handle all payment processing for the ARS Yunen portal, ensuring secure online payment transactions for health insurance premiums and services.
- Consejo Nacional de la Seguridad Social (CNSS)coreRegulatory oversight body for the Dominican Social Security System. ARS Yunen operates under the framework of Law 87-01 which created the Dominican Social Security System, with CNSS providing guidelines for health insurance benefits including the Seguro Familiar de Salud.
- Grupo YunencoreParent company and affiliated group that includes Seguros Yunen. ARS Yunen is part of the Grupo Yunen, a healthcare and insurance group operating in the Dominican Republic. The headquarters is located in Edificio Grupo Yunen.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
ARS Yunen competitors and assessment
Company assessmentDirect peers
- ARS Renacer: Dominican health risk administrator offering similar individual and corporate health plans. Operates in the same CNSS regulatory framework and competes directly with ARS Yunen for the same customer segments.
- ARS Universal: Major Dominican ARS offering health insurance plans across individual, family, and corporate segments. Competes head-to-head with ARS Yunen for the same Dominican market under the same CNSS regulatory regime, with similar tiered plan architecture.
- Seguros Yunen: Affiliate company within Grupo Yunen, offering general insurance products in the Dominican Republic. Shares corporate parent, brand, and operational infrastructure with ARS Yunen, making it a directly comparable and structurally tied peer for cross-sell and synergy analysis.
- Mapfre Salud (ARS Palic): Dominican ARS operated by Mapfre, a major international insurance group. Comparable to ARS Yunen as a regulated Dominican health insurer, with the added backing of a global insurance parent enabling deeper provider network access.
- ARS Humano: One of the largest Dominican health risk administrators (ARS), offering multi-tier health plans to individuals, families, and corporate clients. Directly comparable to ARS Yunen in product structure, regulatory framework under Law 87-01, and target customer base, but at significantly greater scale.
- ARS Futuro: Dominican ARS focused on individual and corporate health plan coverage. Directly comparable business model, product tiers, and regulatory positioning to ARS Yunen within the Dominican health insurance market.
- ARS Monumental: Mid-sized Dominican ARS providing health insurance plans to individuals and corporate clients. Comparable to ARS Yunen in scale, regulatory environment, and product positioning within the Dominican private health insurance market.
Broad incumbents
- Humano Seguros: Dominican insurance group affiliated with ARS Humano, offering broader life, health, and general insurance products. Comparable to ARS Yunen as part of an integrated Dominican insurance group offering health coverage, but with wider product scope.
- Pan-American Life Insurance Group (PALIG): International life and health insurer with significant Caribbean and Latin American operations, including the Dominican Republic. Comparable to ARS Yunen in offering individual and group health coverage, but with broader geographic reach and a wider product portfolio.
Regional players
- Sagicor Life Insurance Company: Caribbean-based life and health insurer with regional presence across multiple Caribbean nations. Comparable to ARS Yunen in offering health and life insurance products to individuals and groups, though operating in different geographies within the Caribbean.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
ARS Yunen social profiles
Digital presenceARS Yunen financial estimates
Financial estimateRevenue estimate
Valuation estimate
ARS Yunen leadership team
Management profileNumber of profiles
Profiles1 record
ARS Yunen funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ARS Yunen M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ARS Yunen
What does ARS Yunen do?
ARS Yunen is a Dominican Republic-based Health Risk Administrator (ARS) that underwrites and administers tiered private health insurance plans for individuals, families, and corporate clients. Its offering spans five plan tiers (Plan Básico de Salud, Selecto, Silver, Elite, Infinity Excess) plus optional supplementary coverages, delivered through a national provider network of hospitals, clinics, laboratories, pharmacies, and physicians, with digital self-service portals, online authorizations, prevention and wellness programs, and out-of-network reimbursement processing.
Is ARS Yunen a public or private company?
ARS Yunen is a private company. It is classified as unknown and is currently operating.
When was ARS Yunen founded?
ARS Yunen was founded in 1988. It employs 51 to 100 people.
Where is ARS Yunen based?
ARS Yunen is headquartered in Santo Domingo, Dominican Republic, in the Latin America region.
How does ARS Yunen make money?
Three revenue lines are on record. Health Insurance Premiums are the primary driver. The others are optional Coverages and medical Reimbursement Processing.
Who are ARS Yunen's main competitors?
Direct peers on record are ARS Renacer, ARS Universal, Seguros Yunen, Mapfre Salud (ARS Palic), ARS Humano, ARS Futuro and ARS Monumental. Broad incumbents are Humano Seguros and Pan-American Life Insurance Group (PALIG). Sagicor Life Insurance Company is listed as a regional player.
Does ARS Yunen have an API?
No public API is recorded for ARS Yunen.
What industry is ARS Yunen in?
ARS Yunen's product category is Health Insurance. Its primary akta.pro industry code is HLAEAEAJ, Managed Care Entity Administration for Medicaid (MCO/PHP/PIHP/PAHP), with a secondary code of BPAIAKAH, Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage). Its NAICS code is 524114 and its SIC code is 6324.