OVRI
- Company typePrivate
- Founded2020
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
OVRI firmographics
Firmographics- Name
- OVRI
- Legal name
- IPS INTERNATIONNAL S.A.S
- Website
- https://ovri.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
OVRI industry classification
Industry- Product category
- Payment Processing Platform
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199), Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)
Keywords
Where OVRI is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
OVRI business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales
Revenue model
- Gateway (Technical): Monthly subscription (9€ HT) plus per-transaction technical fee (0.07€ HT) for merchants who already have an acquiring contract and use OVRI as a technical gateway. Requires 12-month commitment.
- Payment Processing (Acquiring): Transaction-based revenue from card acquiring, SEPA transfers, and direct debits. Fees range from 0.79%–2.9% plus fixed fees per transaction, depending on card type (personal/business/international/AMEX), geography, and volume. Includes monthly subscriptions for Advanced (19€) and Enterprise tiers.
- High-Risk Processing: Customized pricing for high-risk and special activities (ISO+ acquiring), typically IC+1% to IC+6%, with 500€ HT setup fee. Requires minimum monthly card turnover of 10,000€.
- Virtual IBAN & Additional Services: Revenue from virtual IBAN issuance, currency conversion (+1.99%), electronic billing (+0.3%, max 2€), Mo/To terminal (+0.30%), chargeback protection (+0.40%), firewall/routing (+0.10€), payout fees (0.2%–0.5% + 1.50€).
- API & SDK Licensing: API access is provided as part of the service; no separate licensing fee mentioned. Direct server-to-server API payment customization is available for PCI DSS-certified merchants.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Hybrid | Monthly | Ovri.Gateway: 0.07€ per transaction + 9€/month for merchants with existing acquiring contracts |
| Transaction based/ take rate | Pay-as-you-go | Ovri.Starter: Annual sales < 100,000€ — 1.20%+0.15€ per European personal card transaction, no monthly fee |
| Hybrid | Monthly | Ovri.Advanced: Annual sales > 100,000€ — 0.79%+0.15€ per European personal card transaction + 19€/month |
| Transaction based/ take rate | Multi-year contract | Ovri.Enterprise: Annual sales > 5,000,000€ — custom interchange+ pricing, multi-entity support |
| Transaction based/ take rate | Pay-as-you-go | Ovri.HighRisk: For special/high-risk activities — IC+1% to IC+6%, 500€ setup fee, minimum 10,000€ monthly card turnover |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
OVRI product offering
Product offeringCore offering
OVRI is a universal payment gateway and processing platform operated by IPS INTERNATIONNAL S.A.S. that aggregates multiple payment methods (cards, SEPA transfers, direct debits, virtual IBANs) into a unified API and dashboard for e-commerce merchants. The platform provides both technical gateway routing for merchants with existing acquiring contracts and full payment acquiring services, including specialized high-risk merchant support across 35+ European Economic Area countries with instant account opening.
Product overview
OVRI is a universal payment gateway and processing platform that aggregates multiple payment methods (cards, SEPA transfers, direct debits, virtual IBANs) for e-commerce businesses. The platform operates on a modular architecture with three core product lines: Ovri.Gateway (technical routing for merchants with existing acquiring contracts at 0.07€ per transaction), Ovri.Processing (full payment processing with integrated gateway and instant account opening), and Ovri.HighRisk (specialized acquiring for high-risk industries from IC+1% to IC+6%). Each processing tier offers three pricing levels (Starter, Advanced, Enterprise) with escalating features. The platform is enhanced by add-on services including virtual IBAN management (VirtualIBAN), mobile payment terminals (OVRI Terminal), wallet services (WalletSimplified), instant payouts (FasterPayout), BNPL financing, electronic billing, chargeback protection (Ovri.ChargebackProtect), and fraud prevention tools (OVRI Prevent Fraud). OVRI differentiates through AI-powered payment optimization that tailors payment pages and methods to individual customer behavior, claiming up to +20% conversion rate improvement.
Differentiator
Problem solved
Functional benefit
Brands
- Ovri.Gateway: Technical gateway solution for merchants with existing acquiring contracts
- Ovri.Processing
- Ovri.HighRisk
- Ovri.Advanced
- Ovri.Enterprise
- Ovri.Starter
- Ovri.Prevent Fraud
- WalletSimplified by Ovri
- FasterPayout by Ovri
- PaybyBank by Ovri
- VirtualVCC by Ovri
- VirtualVIBAN by Ovri
Products and services
- Ovri.Gateway
- Ovri.Processing
- Ovri.HighRisk
- OVRI Prevent Fraud
- WalletSimplified by Ovri
- FasterPayout by Ovri
- PaybyBank by Ovri
- VirtualVCC Generate
- VirtualIBAN
- OVRI Terminal
- Ovri Electronic Billing
- Ovri.ChargebackProtect
Quantifiable outcome
- +20% conversion rate improvement claimed for merchants using OVRI's adaptive payment platform
Companies that use OVRI
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles3 records
OVRI technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
AI capability4 records
Feature9 records
OVRI partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- ShopifycoreOVRI has a Shopify App Store listing enabling Shopify merchants to install the OVRI payment module directly from their admin panel. The integration is free, instant, and automated — requiring no developer involvement.
- Apple Pay / Google Pay / Samsung PaycoreOVRI's platform supports Apple Pay, Google Pay, and Samsung Pay for mobile and web payments. OVRI's SDKs are pre-configured to enable these payment methods out of the box.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
OVRI competitors and assessment
Company assessmentDirect peers
- PayPlug: French SMB-focused online payment gateway owned by Natixis Payments, providing card acquiring, SEPA, and instant onboarding for e-commerce merchants. Directly comparable to OVRI on geography, customer size, and product set (gateway + acquiring).
- HiPay: French-headquartered payment service provider offering unified online payment processing, fraud management, and marketplace/local payment-method coverage across Europe. Comparable to OVRI as a mid-tier European PSP with gateway + acquiring + value-added services.
- Mollie: Amsterdam-based payment service provider popular with European SMBs and Shopify merchants, offering cards, SEPA, and a plugin ecosystem. Direct competitor to OVRI in the Shopify/CMS-based SMB gateway segment.
- Nuvei: Montreal-headquartered payment processor that explicitly serves online gambling, crypto, and high-risk verticals. Directly comparable to OVRI's Ovri.HighRisk book in business model and risk appetite.
- EBANX: Cross-border payments specialist focused on emerging markets, offering localised payment methods and acquiring to global merchants. Comparable to OVRI on the cross-border / alternative-payment-methods aggregation thesis.
Broad incumbents
- Stripe: Global online payment-processing incumbent with full gateway, acquiring, and developer-API stack. Comparable as the dominant broad-spectrum competitor OVRI is up against in European SMB e-commerce, though at vastly larger scale.
- Adyen: Amsterdam-headquartered global payments platform serving enterprise merchants with unified online and in-store processing. Relevant as the European benchmark for unified commerce and as the principal acquirer competing with OVRI's gateway + acquiring proposition.
- Checkout.com: London-based global payment processor serving enterprise and high-growth digital merchants. Comparable as a unified gateway + acquiring + alternative-payment-methods platform competing for European e-commerce volume.
- Worldline: France-based tier-1 European payment processor with full merchant acquiring, gateway, and omnichannel capability. Comparable to OVRI on French/European footprint and the breadth of payment products offered to e-commerce merchants.
Others
- LemonWay: European payment institution providing payment-account and marketplace-payout infrastructure. Listed in OVRI's CGU as a partner for accounts associated with a LemonWay payment account, and is comparable as a European regulated payments partner in the same ecosystem.
Market position
Strengths5 records
Weaknesses6 records
Competitive moat5 records
Key risks7 records
Key highlights6 records
Customer concentration
OVRI social profiles
Digital presenceOVRI compliance and trust
Trust signalCompliance4 records
OVRI financial estimates
Financial estimateRevenue estimate
Valuation estimate
OVRI leadership team
Management profileNumber of profiles
Profiles1 record
OVRI funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
OVRI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about OVRI
What does OVRI do?
OVRI is a universal payment gateway and processing platform operated by IPS INTERNATIONNAL S.A.S. that aggregates multiple payment methods (cards, SEPA transfers, direct debits, virtual IBANs) into a unified API and dashboard for e-commerce merchants. The platform provides both technical gateway routing for merchants with existing acquiring contracts and full payment acquiring services, including specialized high-risk merchant support across 35+ European Economic Area countries with instant account opening.
Is OVRI a public or private company?
OVRI is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was OVRI founded?
OVRI was founded in 2020. It employs 11 to 50 people.
Where is OVRI based?
OVRI is headquartered in Paris, France, in the Europe region.
How does OVRI make money?
Five revenue lines are on record. Gateway (Technical) is the primary driver. The others are payment Processing (Acquiring), high-Risk Processing, virtual IBAN & Additional Services and API & SDK Licensing.
Who are OVRI's main competitors?
Direct peers on record are PayPlug, HiPay, Mollie, Nuvei and EBANX. Broad incumbents are Stripe, Adyen, Checkout.com and Worldline. LemonWay is listed as an others.
Does OVRI have an API?
Yes. OVRI provides APIs (version 3.0) for payment processing integration. Developers can build custom payment solutions, create server-to-server integrations, and interface OVRI's payment layer with their order processes. Direct server-to-server API payment is available for merchants with valid PCI DSS certification. Developer documentation is at api.ovri.app/documentation.
What industry is OVRI in?
OVRI's product category is Payment Processing Platform. Its primary akta.pro industry code is FSAMABAA, Integrated Payment Processors (PSP/Acquirer). Its NAICS code is 522320 and its SIC code is 6199.