Level Four Group

What Level Four Group does

Level Four Group is a multi-disciplinary, fee-based financial services firm headquartered in Dallas, Texas, founded in 2000 by Edmon "Jake" Tomes and operating as a portfolio company of Carr, Riggs & Ingram (a Top 20 CPA firm). The firm delivers a unified wealth management platform spanning seven integrated divisions: Advisory Services (SEC-registered fee-based RIA), Capital Management (SEC-registered RIA offering equity and fixed income SMAs, asset allocation models, and alternatives), Financial (FINRA-registered Broker/Dealer with custody through Raymond James), Insurance Agency (access to 100+ carriers), Business Solutions (exit planning, succession, key person, executive benefits), Financial Planning, and specialized Sports & Entertainment services. Its underlying technology includes portfolio reporting integrations with Black Diamond and custodial platforms (Schwab, Raymond James), a client portal (eMPlan-based) for consolidated account aggregation, a suite of financial calculators, and proprietary planning methodologies such as the Income Stool retirement income process and the Four-Step Organize/Create/Plan/Communicate client engagement framework.

Name

Level Four Group

Legal name

Level Four Group, LLC

Website

https://levelfourgroup.com

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

101–250 employees

Short description

Level Four Group is a Dallas-based, multi-disciplinary wealth management firm serving 40,000+ households with $9.4B+ in Assets Under Control through seven integrated divisions — advisory, broker/dealer, capital management, insurance, business solutions, financial planning, and sports & entertainment — across 90+ offices in 15+ states.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Finance and Insurance (52), Other Insurance Funds (52519)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Financial Planning–Led RIAs (FSAAACAB)

akta.pro secondary industries

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI), Full-Service Retail Brokerage & Wealth Platforms (FSAAAAAA)

Keywords

• Wealth management services
• Financial planning advisory
• Investment management
• Insurance brokerage services
• Business exit planning

Headquarters

HQ city

Dallas

HQ country

United States

HQ region

North America

Offices36 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Fee-Based Advisory Services: Independent, fee-based wealth management advice through SEC-registered investment advisors. Provides objective financial planning without requiring clients to purchase products or move assets. Compensation based on fees rather than commissions.
2. Broker/Dealer Services: Securities brokerage through FINRA-registered Broker/Dealer (Level Four Financial, LLC). Provides access to stocks, ETFs, bonds, mutual funds, annuities, options, and alternative investments. Accounts carried by Raymond James & Associates.
3. Capital Management: Dedicated portfolio management through Level Four Capital Management, LLC (SEC registered investment advisor). Offers separately managed accounts (SMAs) in equity and fixed income, asset allocation models, and alternative investments.
4. Insurance Services: Insurance agency providing access to 100+ insurance carriers for life insurance, annuities, Medicare, long-term care, and disability insurance products. Processes over $248M in annual insurance premiums.
5. Business Solutions: Consulting services for business owners including exit planning, key person protection, succession planning, executive benefits, and corporate retirement plans.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Level Four Group delivers fee-based wealth management, investment advisory, financial planning, insurance brokerage, capital management, and business consulting services through a multi-disciplinary platform of SEC-registered investment advisors, a FINRA-registered broker/dealer, and an insurance agency. Services are delivered to individuals, families, business owners, ultra-high net worth clients, and financial advisors across 90+ branch offices in 15+ states.

Product overview

Level Four Group is a multi-disciplinary financial services firm offering a unified platform through seven integrated service divisions: Advisory Services (fee-based fiduciary wealth management), Business Solutions (exit planning and business consulting), Capital Management (SEC-registered portfolio management with equity and fixed income SMAs), Financial (FINRA-registered broker/dealer), Financial Planning (fee-only comprehensive planning), Insurance Agency (100+ carrier access for life, LTC, Medicare, annuities), and specialized Sports & Entertainment services. The firm leverages its parent company Carr, Riggs & Ingram's CPA firm infrastructure to provide holistic financial advice combining investment management, insurance, tax planning, and business services under one roof, serving 40,000+ households across 90+ branch offices.

Differentiator

Problem solved

Functional benefit

Products and services

• Level Four Advisory Services (LFAS)
• Level Four Financial (LFF) - Broker/Dealer
• Level Four Capital Management (LFCM)
• Level Four Insurance Agency (LFIA)
• Level Four Financial Planning (LFFP)
• Level Four Business Solutions (LFBS)
• Sports & Entertainment Financial Services
• Private Client Services
• The Medicare Store

Named customers2 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature4 records

Partnerships

One partnership is on record.

• Raymond James & Associates, Inc.coreStrategic or Co-development PartnerSecurities accounts carried by Raymond James, a New York Stock Exchange member/SIPC. Provides custody and clearing services for brokerage accounts.

Scale indicators10 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• Carson Group: Carson Group operates a comparable ensemble practice model combining a broker/dealer, RIA, and insurance solutions under one platform, serving advisors and end clients with holistic wealth management — the closest analog to Level Four's multi-disciplinary structure.
• Mariner Wealth Advisors: Mariner is a large multi-disciplinary wealth management firm offering advisory, tax, retirement plan, and family office services — directly comparable to Level Four's holistic platform and similar in serving HNW/UHNW clients and business owners.
• Creative Planning: Creative Planning is a fast-growing RIA offering fee-based wealth management, tax, estate planning, and business advisory to HNW clients — directly comparable to Level Four's planning-led ensemble model and similar AUM scale.
• Cetera Financial Group: Cetera is a multi-channel IBD platform offering BD, RIA, and insurance affiliation options for independent advisors — analogous to Level Four Financial's broker/dealer and the firm's advisor recruitment model.
• Steward Partners: Steward Partners operates a multi-disciplinary wealth management platform with broker/dealer, RIA, and insurance solutions serving HNW clients through a team-based advisor model — structurally similar to Level Four.
• Commonwealth Financial Network: Commonwealth is a large independent broker/dealer and RIA platform supporting independent advisors with practice management, compliance, and technology — comparable to Level Four's IBD/RIA support infrastructure.
• Sequoia Financial Group: Sequoia Financial Group is a fee-based multi-disciplinary wealth management firm offering investment advisory, financial planning, and tax services — directly comparable to Level Four's ensemble practice approach.
• Plante Moran Wealth Management: Plante Moran Wealth Management is the wealth management affiliate of a top-20 CPA firm, offering advisory and financial planning to HNW clients and business owners — directly comparable to Level Four's CPA-firm-affiliated model under Carr, Riggs & Ingram.

Broad incumbents

• Focus Financial Partners: Focus Financial is a national RIA roll-up platform that acquires and partners with independent wealth management firms — broader in scale but operating in the same multi-disciplinary wealth management category as Level Four.
• Edelman Financial Engines: Edelman Financial Engines is one of the largest independent RIAs offering planning-led wealth management to a broad HNW client base — comparable to Level Four's fee-based planning and advisory model but at much greater scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/levelfourgroup

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles18 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Level Four Group