What Alliant Capital Management does

Alliant Capital Management LLC is a privately held, US-based third-party debt collection agency operating from a 20,000-square-foot headquarters in Buffalo, NY and a secondary office in Chandler, AZ, with 51–100 employees. The company partners with local and national lenders, credit providers, retail credit providers, and other creditors to recover delinquent and non-performing consumer accounts on a contingency/performance basis, while working with consumer debtors to arrange repayment plans through phone, mail, or its secure online payment portal. Its core technology stack centers on a 24/7/365 consumer-facing payment portal built in partnership with Concepts2Code, backed by SSAE18 SOC 2 Type 2 audited infrastructure, PCI DSS-compliant credit card handling, and automated compliance controls aligned with FDCPA, TCPA, and state-level regulations. Alliant generates revenue through contingency fees on recovered balances via multi-year B2B contracts with creditor clients, and supplements its collection activity with consumer-facing financial literacy resources (Money Chat video series, FinancialLiteracy.Rocks, KnowMyDebt.com) that support brand differentiation in a heavily stigmatized industry. The company is certified by ACA International and RMAI, holds a Nevada collection agency license (CAD11494) along with multiple state credentials, and has maintained an A+ Better Business Bureau rating.

Name

Alliant Capital Management

Legal name

Alliant Capital Management LLC

Website

https://alliantcapital.net

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

51–100 employees

Short description

Alliant Capital Management is a US-based third-party debt collection agency that recovers delinquent consumer accounts on a contingency basis for lenders, credit providers, and retail creditors, using a SOC 2 Type 2 compliant digital platform and multi-channel consumer outreach.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (56144)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Loan Servicing & Special Servicing (Delinquency Management) (FSAKAJAG)

Keywords

• Debt collection services
• Accounts receivable management
• Third-party collections
• Consumer debt recovery
• Creditor collection agency

Headquarters

HQ city

Amherst

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D

Revenue model

1. Debt Collection Services for Creditors: Third-party collection agency providing account recovery solutions for creditor clients. Works on contingency/performance basis to recover delinquent and non-performing accounts, earning fees based on successful recovery.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Alliant Capital Management is a professional third-party debt collection agency that recovers delinquent and non-performing accounts on behalf of creditor clients, including local and national lenders, credit providers, and retail credit providers. The company operates on a contingency/performance fee model and supports recovery through outbound calls, letters, and text communications, complemented by a secure 24/7 online payment portal and custom payment plan arrangements for consumers.

Product overview

Alliant Capital Management offers a unified debt collection and receivables management platform centered on professional third-party debt collection services. The core offering includes account recovery solutions for creditor clients, supported by a secure online payment portal enabling 24/7 consumer access to account management, document retrieval, and payment processing. Custom payment plans are provided to accommodate diverse consumer financial situations. The company also offers financial literacy resources including the Money Chat video series and partnerships with external educational platforms. Non-performing account management services target fintech, installment loans, credit cards, and retail sectors. The overall portfolio is built on compliance-focused operations with SOC 2 Type 2 certification and partnerships for digital portal enhancement.

Differentiator

Problem solved

Functional benefit

Products and services

• Debt Collection Services Professional third-party debt collection services providing account recovery solutions for creditor clients, including non-performing account management, with a focus on compliance, respectful consumer interactions, and amicable resolutions.
• Secure Online Payment Portal A secure, 24/7 online payment portal allowing consumers to view account balances, retrieve documents, update contact details, make one-time or recurring payments via debit card or check, exchange secure messages, and manage paperless options.
• Custom Payment Plans Flexible, personalized payment arrangements designed to accommodate different consumer financial situations, working with consumers one-on-one to create manageable repayment options.
• Non-Performing Account Management Specialized services supporting creditors with recovery of delinquent and non-performing accounts in a cost-effective and dependable manner, serving sectors including fintech, installment loans, credit cards, and retail.
• Financial Literacy Resources Educational resources for consumers including Money Chat (financial literacy video series), FinancialLiteracy.Rocks platform, KnowMyDebt.com, and MyMoney.gov links covering budgeting, credit management, and debt resolution topics.

Quantifiable outcome

• BBB A+ rating maintained for nearly 1.5+ years with 31 consumer questions resolved through BBB in the last year

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Two partnerships are on record, tiered minor and core.

• ConnectLife Blood and Organ Donor NetworkminorOthers · 24 November 2020Local blood bank partnership for community blood drives. Alliant organized a blood drive with ConnectLife to celebrate their new office opening and support critically low blood supplies in the Buffalo area.
• Concepts2CodecoreTechnology or IntegrationAlliant Capital Management partnered with Concepts2Code to enhance its digital offerings. Concepts2Code provides a cutting-edge platform enabling agencies to build intuitive, secure, and highly efficient online portals. This partnership helps Alliant deliver seamless consumer access to account management tools with automated processes that drive efficiency and compliance.

Scale indicators3 records

Recent moves1 record

Expansion highlights4 records

Direct peers

• CBE Companies: CBE Companies is a US-based third-party debt collection agency of comparable size and scope to Alliant, providing contingency-based recovery services across consumer debt categories for creditors nationwide.
• Enhanced Recovery Company: Enhanced Recovery Company is a mid-sized third-party collection agency serving creditor clients across financial services, retail, and healthcare — directly comparable in service offering and target customer base.
• Convergent Resources: Convergent Resources is a US accounts receivable management and contact center services provider, offering first-party and third-party collection programs similar to Alliant's contingency debt recovery model.
• IC System: IC System is a long-standing US debt collection agency serving creditors of all sizes with consumer and commercial recovery services — overlapping with Alliant in target customer base and contingency-based business model.
• EOS Solutions: EOS Solutions is an international receivables management group with US operations providing third-party debt collection and BPO services to creditors, comparable in business model and target verticals.
• Delta Management Associates: Delta Management Associates is a US-based accounts receivable management firm providing third-party debt collection and servicing — directly comparable in offering and customer profile to Alliant Capital Management.

Emerging players

• TrueAccord: TrueAccord is a digital-first, AI-driven debt collection platform targeting fintech and online lenders — competing for the same creditor clients as Alliant but using automated, consumer-friendly digital engagement instead of traditional call-center collections.

Broad incumbents

• Encore Capital Group: Encore Capital Group is a leading publicly-traded debt buyer and recovery company operating at global scale (multiple subsidiaries including Midland Funding) — far larger than Alliant but operating in the same accounts receivable management category.
• PRA Group: PRA Group is a major publicly-traded debt buyer and collection firm with global operations across consumer nonperforming loans — competing for the same creditor placements as Alliant but at significantly larger scale.

Regional players

• Williams & Fudge: Williams & Fudge is a US-based collection agency specializing in student loan and education debt recovery — comparable third-party collection services model but focused on the education vertical where Alliant also serves credit provider clients.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/AlliantM
• YouTubeyoutube.com/channel/UCQUy_h28fCjCuHjba5iiE9g
• Facebookfacebook.com/alliantcapital
• LinkedInlinkedin.com/company/alliant-capital-management-llc

Compliance10 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Alliant Capital Management