QV Health Group

What QV Health Group does

QV Health Group (operated as QV Benefícios em Saúde Ltda.) is a privately held Brazilian benefits administrator headquartered in Rio de Janeiro, specializing in collective adhesion health plans (plano coletivo por adesão). The company connects individuals affiliated with professional associations, unions, and representative entities to partner health insurance operators including Assim Saúde, Health Med, Hapvida Intermédica, Nova Saúde, and Unimed-Rio, and earns recurring administrative fees for plan management and member servicing. Founded with over 30 years of operating history in the Rio market, QV ranks as the third-largest benefits administration group in the city and is regulated by ANS (Agência Nacional de Saúde Suplementar).

The core technology is a digital benefits administration platform combining a customer portal (Área do Beneficiário), a mobile application supporting virtual insurance cards and invoice management, and a telemedicine sub-brand called Infinity Doctors offering 24/7 online consultations. QV's group structure also includes Brise Corretora, a wholly-owned insurance brokerage subsidiary specializing in health, dental, and life insurance distribution with more than 10 years of specialization. Complementary product offerings include Plano Dental (dental coverage starting from R$110.78/month), life insurance, and consortium services, with health plans ranging from R$79.69 to R$247.30 per month depending on operator and tier.

The business model is subscription-recurring administrative fees on top of insurance premiums, augmented by brokerage commissions through Brise Corretora and add-on revenue from dental and telemedicine modules. The go-to-market is sales-led, combining direct customer acquisition via phone, WhatsApp, and the corporate website with distribution through a registered broker network, partner operators, and professional association partnerships. The company is LGPD-compliant, was nominated for the fourth consecutive time to the Prémio Reclame Aqui 2025, and serves individual/family members, SMEs (via boletado plans), and professional association members in Southeast Brazil. The firm reports 51-100 employees and has no disclosed external private equity or venture capital backing.

Name

QV Health Group

Legal name

QV Benefícios em Saúde Ltda.

Website

https://qvsaude.com.br

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

51–100 employees

Short description

QV Health Group is a Rio de Janeiro-based benefits administrator specializing in collective adhesion health, dental, and telemedicine plans distributed through professional associations, unions, brokers, and partner operators for individuals, families, and SMEs across Southeast Brazil.

Ownership category

akta.pro rank

Product category

Health Insurance Administration

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Hospital & Medical Service Plans (6324), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Care Navigation, Advocacy & Benefits Guidance Platforms (HLALADAJ)

akta.pro secondary industries

General Medical Virtual Primary Care (Payer-Branded) (HLALACAA), Small Group Health Insurance (2–50/100) (FSAIAFAD)

Keywords

• Health benefits administration
• Collective adhesion plans
• Dental insurance plans
• Telemedicine services
• Insurance brokerage

Headquarters

HQ city

Rio De Janeiro

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Health Plan Administration Fees: QV Health Group acts as a benefits administrator for collective adhesion health plans, earning administrative fees from managing plans between health insurance operators and beneficiaries. The company negotiates plans with partner operators and charges fees for administration services.
2. Dental Plan Administration: Administration of dental insurance plans offered alongside health coverage, with plans starting from R$110.78/month

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

QV Health Group is a benefits administrator that manages collective adhesion health insurance plans, connecting individuals affiliated with professional associations, unions, and representative entities to partner health insurance operators. The group also offers dental plans (Plano Dental), 24/7 telemedicine consultations (Infinity Doctors), and operates an insurance brokerage subsidiary (Brise Corretora) offering health, dental, and life insurance.

Product overview

QV Health Group operates through its benefits administration platform QV Benefícios, which specializes in collective health insurance plans by adhesion. The offering combines a core administration platform with complementary modules including dental insurance (Plano Dental), 24/7 telemedicine services (Infinity Doctors), and a mobile application. The group also includes Brise Corretora as its insurance brokerage subsidiary. Plans are offered through partnerships with major health insurance operators including Nova Saúde, Assim Saúde, Health Med, Hapvida Intermédica, Unimed-Rio, and others, with pricing ranging from R$79.69 to R$247.30 per month.

Differentiator

Problem solved

Functional benefit

Brands

• Infinity Doctors: 24/7 telemedicine platform offering online medical consultations and prescription services

Products and services

• QV Benefícios Health Plans Collective adhesion health insurance plan administration connecting members of professional associations, unions, and representative entities with partner health insurance operators. Plans start from R$79.69/month and extend up to R$247.30/month, with options from Assim Saúde, Health Med, Hapvida Intermédica, Nova Saúde, and Unimed-Rio.
• Plano Dental (Dental Plan) Dental insurance plan offering comprehensive dental care coverage including consultations, procedures, and oral health maintenance, with plans starting from R$110.78/month.
• Infinity Doctors Telemedicine 24/7 online medical consultation platform enabling beneficiaries to conduct virtual medical appointments and request medical certificates and exam orders remotely.
• Brise Corretora Insurance Brokerage Insurance brokerage firm specializing in health insurance plans, dental plans, and life insurance, operating as part of the QV Health Group. Part of the 3rd largest benefits administration group in Rio de Janeiro.
• Life Insurance Life insurance products offered through Brise Corretora as part of the QV Health Group portfolio.
• Consortium Services Consortium services offered through Brise Corretora as part of the QV Health Group portfolio.

Quantifiable outcome

• Fourth consecutive nomination for Prêmio Reclame Aqui 2025

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Six partnerships are on record, tiered core.

• Assim SaúdecoreTechnology or IntegrationPartner health insurance operator providing health plan coverage to QV beneficiaries. QV acts as administrator for Assim Saúde collective adhesion plans.
• Health MedcoreTechnology or IntegrationPartner health insurance operator. QV facilitates Health Med plans through their collective adhesion network.
• Hapvida IntermédicacoreTechnology or IntegrationLargest health operator in Latin America, providing coverage through QV's collective adhesion plans.
• Nova SaúdecoreTechnology or IntegrationPartner health insurance operator offering plans through QV's distribution network.
• Unimed-RiocoreTechnology or IntegrationPartner cooperative health operator providing coverage through QV's administration services.
• Brise CorretoracoreChannel Partner/ Reseller/ DistributorInsurance brokerage subsidiary of QV Health Group with over 10 years of specialized experience in health plans, dental plans, and life insurance. Part of the 3rd largest benefits administration group in Rio de Janeiro.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Plural Saúde / Plural Benefícios: Brazilian benefits administrator focused on collective health plans and adhesion, with similar operator-brokerage model and SMB/individual distribution channels.
• Allcare Administradora de Benefícios: Brazilian benefits administrator administering corporate, PME and adhesion health plans through a multi-carrier platform, competing head-on with QV in the brokerage/administration segment.
• Qualicorp: Brazil's largest dedicated collective-adhesion health benefits administrator and QV's most direct competitor, distributing adhesion plans through professional associations and unions with similar operator partnerships.

Broad incumbents

• Amil: Major Brazilian health plan carrier and operator serving individuals, families and corporate clients; overlaps with QV in adhesion distribution while operating its own provider network.
• SulAmérica: Major Brazilian health insurer with group, individual and corporate products; overlaps with QV across administration, brokerage and value-added health services at national scale.
• Bradesco Seguros / Bradesco Saúde: Large bank-affiliated insurance carrier with group health, dental and life products; competes broadly with QV in employer-sponsored and SME channels through an integrated financial-services distribution machine.
• Unimed: Brazilian cooperative health system and a QV partner through Unimed-Rio; competes via its own member-cooperative distribution while partnering with administrators on adhesion plans.
• Hapvida NotreDame Intermédica (GNDI): Largest health operator in Latin America and an active QV partner; competes via its own vertically integrated provider network and increasingly direct administration of group plans.
• Porto Seguro Saúde: Insurance group with health, dental and life products distributed through broker networks; competes with QV's Brise Corretora in multi-line personal lines brokerage.

Regional players

• Assim Saúde: Regional Rio de Janeiro-area health operator and active QV partner; competes in the same metro market as QV while also serving as a supply-side carrier relationship.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xfacebook.com/qvbeneficios
• YouTubeyoutube.com/channel/UCmuS8sULg4d8VG6L8bKlLPg
• Facebookfacebook.com/qvbeneficios
• LinkedInlinkedin.com/company/qvsaude
• Instagraminstagram.com/qvbeneficios

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about QV Health Group