What Lighthouse Wealth Management does

Lighthouse Wealth Management is an independent, fee-only registered investment advisory firm headquartered in Ashland, Ohio. Founded in 2011 by Tim Rowsey, the firm provides investment management, retirement planning (including 401(k) rollover guidance), individual tax planning and preparation, and comprehensive financial guidance to high-net-worth individuals (with a $250,000 minimum in investable assets) along with foundations and trusts. The firm operates under the fiduciary standard and charges a recurring percentage of assets under management, with no commissions or performance-based fees.

The firm is staffed by a small, credentialed advisory team: two Certified Public Accountants (Tim Rowsey and Chris Bevington) and two CERTIFIED FINANCIAL PLANNERS (Greg Emmons and Chris Bevington), supported by an Office Manager (Katie Brown). Portfolio construction relies on no-load mutual funds, low-cost ETFs, and individual stocks or bonds held in custody at Charles Schwab. Client engagement is delivered directly by advisors — no automated attendants, with same-day or next-day appointments and unlimited phone/in-person access — with non-advisory workflow tools (client portal via YHL Soft; risk assessment via Riskalyze) integrated from third-party providers rather than built in-house.

The go-to-market is local and relationship-led: client referrals, community involvement (board service at nonprofits, schools, and civic organizations in the Ashland area), and a quarterly educational newsletter. The firm is closely held, with multi-party equity among Tim Rowsey, Aaron Rowsey, Greg Emmons, and Chris Bevington (formalized in 2020), and has no parent company, outside institutional investment, or funding rounds. Service is restricted to U.S. residents, and the firm's regulatory perimeter is governed by its SEC investment advisor registration (and applicable state notice filings).

Name

Lighthouse Wealth Management

Legal name

Lighthouse Wealth Management, Inc.

Website

https://lightwealth.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

11–50 employees

Short description

Lighthouse Wealth Management is an independent, fee-only registered investment advisor in Ashland, Ohio, founded in 2011. It delivers investment management, retirement planning, tax planning, and financial guidance to high-net-worth individuals ($250K+ assets) and foundations/trusts under a recurring AUM-fee model.

Ownership category

akta.pro rank

Product category

Wealth Management & Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940), Trusts, Estates, and Agency Accounts (52592)

SIC

Investment Advice (6282)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industries

Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE), Endowments (Universities, Foundations, Nonprofits) (FSAAAGAC), Estate Planning, Trust Structuring & Governance (FSAAADAF)

Keywords

• Investment management services
• Retirement planning
• Financial advisory services
• Tax planning services
• Wealth management consulting

Headquarters

HQ city

Ashland

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Assets Under Management (AUM) Fees: Lighthouse Wealth Management operates as a fee-only advisor that charges a percentage of assets under management. They receive no commissions or performance-based fees. Revenue is entirely dependent on client investment success and long-term relationships, aligning advisor interests with client outcomes.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Lighthouse Wealth Management is an independent, fee-only registered investment advisor that delivers personalized wealth management through Investment Management (using no-load mutual funds, ETFs, and individual securities), Retirement Planning including 401(k) rollovers, Individual Tax Planning and Preparation, and ongoing Financial Guidance across major life transitions. The firm charges a percentage of assets under management, has no commissions or product affiliations, and operates under the fiduciary standard.

Product overview

Lighthouse Wealth Management is an independent, fee-only investment advisory firm offering a unified suite of wealth management services. The firm provides Investment Management (using no-load mutual funds, ETFs, and individual securities), Retirement Planning (including 401(k) rollovers), Individual Tax Planning and Preparation (for investment clients), and comprehensive Financial Guidance across all financial matters. The services are delivered through a team of advisors including CFPs and CPAs, with assets custodied at Charles Schwab. All services operate under a fiduciary standard where the firm charges a percentage of assets under management with no commissions.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Management Comprehensive investment advisory services using a long-term conservative approach to preserve and grow client wealth through diversified portfolios of no-load mutual funds, ETFs, and individual stocks or bonds. Available to individuals with a minimum of $250,000 in investable assets as well as foundations and trusts.
• Retirement Planning Planning services including 401(k) rollover guidance to help clients transition employer-sponsored retirement plans into appropriate investment strategies and prepare for retirement readiness.
• Individual Tax Planning and Preparation Tax planning and preparation services exclusively available for investment clients, helping minimize tax liabilities on investments and financial decisions. Leverages the CPA credentials on the advisory team.
• Financial Guidance Comprehensive financial advisory services covering all areas of personal finance, including assistance during major life events such as job changes, retirement, and family bereavement, as well as inheritance management.

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

One partnership is on record.

• Charles SchwabcoreOthersCharles Schwab serves as the custodian for client assets. They were chosen for their excellent client services, resources, and wide array of investment products. Lighthouse receives no commissions or kickbacks from Schwab and is not forced to sell any specific Schwab products.

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• Buckingham Strategic Wealth: National fee-only RIA supporting individuals with retirement, tax, and investment planning. Comparable fiduciary-only structure and planning-led offering, though operating at significantly greater scale and with advisor-network distribution.
• Edelman Financial Engines: Large national RIA combining workplace retirement plan services with personal wealth management. Comparable fee-only fiduciary positioning and overlap in retirement/401(k) rollover advisory, though at substantially greater scale.
• Mercer Advisors: National fee-only RIA with deep tax-planning integration serving HNW clients. Highly comparable service mix (investment, tax, retirement, estate) and fiduciary model, though substantially larger and geographically diversified.
• Stratos Wealth Partners: Large independent RIA and wealth management platform serving clients across the U.S. Comparable as an independent, fee-aligned RIA channel but materially larger scale and broader geographic reach than Lighthouse.
• Mariner Wealth Advisors: Large national RIA consolidator offering wealth advisory, retirement plan, and tax services to HNW clients. Comparable fee-only fiduciary positioning and broad service suite, but vastly larger scale and aggressive roll-up strategy.
• Carson Group (Carson Wealth): National RIA and coaching platform supporting independent advisors serving retail HNW clients. Similar fee-only planning orientation but extends through a partnership/affiliated advisor model rather than single-firm delivery.

Direct peers

• Budros, Ruhlin & Roe: Columbus-based fee-only wealth management firm serving high-net-worth individuals, families, and institutions. Directly comparable as an Ohio-headquartered, independent, fee-only RIA with similar holistic financial planning value proposition.
• Sequoia Financial Group: Akron, Ohio-based fee-only RIA serving individuals, families, and institutions across the Midwest. Highly comparable given overlapping Ohio footprint, similar fee-only fiduciary model, and analogous mix of investment, retirement, and tax services.

Others

• Commonwealth Financial Network: Independent advisor support platform providing custody, technology, and practice management to RIAs. Relevant ecosystem peer because Lighthouse relies on similar third-party infrastructure (Schwab custody, YHL, Riskalyze).
• Sanctuary Wealth: Wealth management platform partnering with high-end independent advisors to deliver investment, planning, and family office services. Comparable in advisor-client relationship intensity but accesses Lighthouse-type firms through partnership rather than direct competition.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/lightwealth

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lighthouse Wealth Management