Alltrust Credit Union

What Alltrust Credit Union does

Alltrust Credit Union is a non-profit, member-owned cooperative financial institution headquartered in Fairhaven, Massachusetts. Founded in 1922, it provides consumer and commercial financial services to its membership, including auto loans, personal mortgage loans, home loans, commercial loans, and savings products. Its scale is small, with a workforce of 51-100 employees, consistent with a community credit union serving a defined local field-of-membership.

The institution operates under the standard credit union model, where members are simultaneously owners and customers, and earnings are reinvested into member benefits rather than distributed as profit. Revenue is generated through net interest income on the loan portfolio (auto, personal mortgage, home, and commercial) and from deposit-related fees and service charges on savings products. Distribution is anchored by a local physical presence in the Fairhaven market, supplemented by standard online banking channels via the institutional website (alltrustcu.org). Leadership is headed by Carmen Sylvester in the combined role of President & CEO, indicating a flat governance structure typical of small community credit unions.

The available data does not disclose total assets, member count, loan-portfolio composition, or any technology stack information. The firmographic source page was inaccessible beyond a verification/loader screen, and the remaining aggregated sources contained no substantive product, revenue, or strategic content. As a result, deeper analysis of competitive positioning, product depth, or growth dynamics is constrained by the limited public footprint.

Name

Alltrust Credit Union

Website

https://alltrustcu.org

Company type

Private

Founded year

1922

Operating status

Operating

Headcount range

11–50 employees

Short description

Alltrust Credit Union is a non-profit, member-owned cooperative founded in 1922 and headquartered in Fairhaven, Massachusetts. It serves its local membership with auto, personal mortgage, home, and commercial loans, alongside savings products.

Ownership category

akta.pro rank

Product category

Retail Banking

NAICS

Credit Unions (52213)

SIC

Personal Credit Institutions (6141)

akta.pro primary industry

Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)

akta.pro secondary industry

Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL)

Keywords

• Credit union services
• Consumer lending
• Mortgage loans
• Savings accounts
• Commercial loans

Headquarters

HQ city

Fairhaven

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Core offering

Alltrust Credit Union is a non-profit, member-owned credit union that provides personal and commercial lending, savings products, and home loans. It offers auto loans, personal mortgage loans, commercial loans, and savings accounts to its members. The institution has been operating since 1922 and serves the Fairhaven, United States area.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Loans Auto lending products offered by the credit union to members for vehicle financing.
• Personal Mortgage Loans Mortgage loan products provided to individual members for personal home financing.
• Home Loans Residential home loan products offered to credit union members.
• Commercial Loans Business lending products extended to commercial borrowers and small business members.
• Savings Accounts Deposit and savings products available to credit union members.

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• Digital Federal Credit Union (DCU): One of the largest credit unions in Massachusetts with a strong digital platform and full consumer/commercial product set — represents the larger, more digitized competitive benchmark Alltrust must measure against.
• Rockland Trust: Massachusetts-based community-commercial bank with a much larger branch network and broader digital offering — overlapping consumer and small-business banking products across a wider geography.

Direct peers

• Jeanne D'Arc Credit Union: Massachusetts-based member-owned credit union offering consumer loans, mortgages, and deposit products — direct cooperative-peer comparison to Alltrust's structure and product set.
• BayCoast Bank: Community bank headquartered in the same SouthCoast Massachusetts region as Alltrust, offering consumer and commercial lending plus deposit products to a comparable local member/customer base.
• Workers' Credit Union: Massachusetts credit union providing personal loans, mortgages, auto financing, and savings products to member households — comparable size and product breadth to Alltrust.
• Metro Credit Union: Massachusetts-based cooperative credit union offering consumer and mortgage lending plus deposit accounts — operates under the same member-owned model with overlapping product categories.
• Bristol County Savings Bank: Massachusetts community savings bank serving the same SouthCoast region with consumer mortgages, commercial loans, and deposit accounts — direct overlap in geography and product mix.

Regional players

• HarborOne Bank: Southeastern Massachusetts community-oriented bank serving a similar regional footprint with consumer and commercial lending plus deposit products.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/AlltrustCU

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Alltrust Credit Union