Heubeck
- Company typePrivate
- Founded1946
- HeadquartersKöln, Germany
- Headcount51–100
- GTM typeB2B
- OfferingServices
Heubeck firmographics
Firmographics- Name
- Heubeck
- Legal name
- HEUBECK GmbH
- Website
- https://heubeck.de
- Company type
- Private
- Founded year
- 1946
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Heubeck industry classification
Industry- Product category
- Actuarial Consulting and Pension Administration
- NAICS
- Professional, Scientific, and Technical Services (54)
- SIC
- Services-Engineering, Accounting, Research, Management (8700)
- akta.pro primary industry
- Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)
Keywords
Where Heubeck is headquartered
LocationHeadquarters
- HQ city
- Köln
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
Heubeck business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Actuarial Services: Actuarial expert opinions (versicherungsmathematische Gutachten) for companies, including responsible actuary functions, actuarial services for pension funds, and international actuarial services. Provided on a fee-only basis (Honorarbasis).
- Consulting Services: Advisory services for employers, supplementary pension funds, professional pension schemes, pension funds, and pension foundations on design, implementation and ongoing management of occupational pension schemes.
- Administration Services: Outsourcing of pension administration including claimant management, pensioner administration, pension splitting, and employee support services.
- Seminars and Education: Certificate program 'Fachberater/in für betriebliche Altersversorgung' and individual seminars on labor law, tax law, and design of occupational pensions. Pricing from €1,440 to €5,990.
- Actuarial Publications: Sale of Richttafeln (actuarial tables) and related publications for use in pension calculations.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | One time | Full Certificate Program (Fachberater bAV) |
| Other | One time | 3-Day Seminar (Labor Law, Design of bAV) |
| Other | One time | 2-Day Seminar (Tax Law, GGF-Pension) |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels7 records
Heubeck product offering
Product offeringCore offering
Heubeck is an independent actuarial consulting firm providing three integrated service areas for occupational pension provision in Germany: Analysis (actuarial opinions, responsible actuary, global actuary functions), Consulting (employer, pension fund, and professional scheme advisory), and Administration (applicant, pensioner, and pension-splitting administration). The firm also publishes the Heubeck-Richttafeln, the recognized standard calculation basis for German pension obligations, and offers related HEURIKA calculation software and certified bAV training.
Product overview
HEUBECK GmbH is an independent actuarial consulting firm specializing in occupational retirement provision (bAV) in Germany. The company operates a unified consulting and administration platform organized into three core service areas: Analysis (actuarial reports, responsible actuary services, and global actuary services), Consulting (employer, pension fund, and professional scheme advisory), and Administration (participant administration, pensioner administration, and employee portals). Key products include the HEUBECK-Richttafeln (actuarial mortality tables that are the standard for German pension valuation) and the HEURIKA calculation software. The company also offers professional training through its Fachberater bAV certificate program, webinars, and the annual Kolloquium conference. Subsidiaries include HEUBECK pen@min GmbH (administration services), the Aktuariat Heubeck und Partner (responsible actuary partnership), and the Heubeck-Richttafeln-GmbH (actuarial table publishing).
Differentiator
Problem solved
Functional benefit
Brands
- HEUBECK-Richttafeln: Allgemein anerkannte Rechnungsgrundlagen für die betriebliche und berufsständische Altersversorgung in Deutschland
- HEUBECK pen@min
- AKTUARIAT HEUBECK UND PARTNER
- Fachberater/in für betriebliche Altersversorgung (HEUBECK)
Products and services
- Versicherungsmathematische Gutachten (Actuarial Opinions) Actuarial opinions (Gutachten) for valuation of pension obligations under German commercial law (HGB), tax law (EStG), IFRS, and US-GAAP, provided to corporate employers and pension institutions on a fee-only basis.
- Verantwortlicher Aktuar (Responsible Actuary) and Versicherungsmathematische Funktion Statutory responsible actuary (Verantwortlicher Aktuar) and actuarial function (Versicherungsmathematische Funktion) services for life insurance companies, Pensionskassen, and Pensionsfonds, delivered through the Aktuariat Heubeck und Partner association.
- Globaler Aktuar (Global Actuary) International actuarial services for global pension plans and multinational corporations, delivered in cooperation with BUCK for foreign pension system expertise.
- Arbeitgeber-Beratung (Employer Consulting) Advisory services for corporate employers on the design, implementation, and ongoing management of occupational pension schemes (bAV), covering Direktzusage, Unterstützungskasse, Pensionskasse, Pensionsfonds, and Direktversicherung.
- Zusatzversorgungskassen-Beratung (Supplementary Pension Fund Consulting) Advisory services for Zusatzversorgungskassen (public-sector supplementary pension funds) administering collectively agreed occupational pensions, including actuarial, regulatory, investment, and risk management topics.
- Berufsständische Versorgungswerke-Beratung (Professional Pension Scheme Consulting) Advisory services for Berufsständische Versorgungswerke (statutory professional pension schemes for self-employed professionals) covering actuarial, regulatory, and strategic topics.
- Pensionskassen-Beratung (Pension Fund Consulting) Advisory services for Pensionskassen covering actuarial oversight, governance, and consulting.
- Pensionsfonds-Beratung (Pension Fund Structure Consulting) Advisory services for Pensionsfonds (pension fund structures) on actuarial, governance, and consulting topics.
- Anwärterverwaltung (Pension Applicant Administration) Administration of pension plan participants (applicants / insured employees), including data management and ongoing servicing.
- Rentnerverwaltung (Pensioner Administration) Administration of pension recipients and retirees, including ongoing benefit management.
- Versorgungsausgleich (Pension Adjustment for Divorce) Administration of pension equalization (Versorgungsausgleich) for divorce proceedings under German law.
- Mitarbeiterbetreuung (Employee Support Services) Employee-facing support and servicing for company pension scheme participants, including inquiry handling and advisory.
- Serviceline (Dedicated Service Hotline) Dedicated service hotline for ongoing client and employee inquiries on pension administration matters.
- Heubeck-Richttafeln (Actuarial Mortality and Turnover Tables) Proprietary actuarial mortality and turnover tables serving as the recognized standard calculation basis for occupational and professional pension valuation in Germany.
- HEURIKA Calculation Software Calculation software for computing commutation and present values based on the Heubeck-Richttafeln, used in pension obligation accounting.
- HEUBECK pen@min GmbH — bAV Administration Subsidiary providing specialized administration solutions for company pension systems, including applicant/beneficiary administration, portal solutions, and digital bAV communication.
- Fachberater bAV Certificate Program Certified four-module training program (Fachberater/in für betriebliche Altersversorgung) covering labor law, tax and social security law, design options, and shareholder-manager (GGF) provisions; priced at EUR 5,990 plus VAT, with early-bird discounts and exam fees.
- bAV Seminars (Labor Law, Tax Law, Design of bAV) Paid seminars on labor law, tax law, and design of occupational pensions, including 3-day seminars at EUR 2,090 and 2-day seminars at EUR 1,440 with early-bird discounts.
Quantifiable outcome
- Nearly 80 years of market practice experience in occupational pension provision
- +1 more outcomes
Companies that use Heubeck
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles4 records
Heubeck technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Heubeck partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- BUCKcoreInternational cooperation partner for international pension questions, offering solutions for human resource development, design of pension plans, and legal consulting on occupational pension matters. Through the partnership with BUCK, Heubeck can offer services on an international level and provide solutions for foreign pension systems.
- HEUBECK pen@min GmbHcoreHeubeck's subsidiary with over 40 years of practical experience in bAV administration offers comprehensive administration solutions for company pension systems.
- Heubeck-Richttafeln-GmbHcore100% subsidiary that creates and publishes the Heubeck-Richttafeln - the generally recognized calculation basis for occupational and professional pensions in Germany. Founded in 1983.
- AKTUARIAT HEUBECK UND PARTNERminorAssociation of responsible actuaries founded in 1995 following the amendment of the Insurance Supervision Act (VAG) and introduction of the 'Responsible Actuary' role. Committed to the high standards of the profession and ensures independence of the responsible actuary.
- Mensch & Kuhnert GmbHminorEconomic mathematics institute majority owned by MRH Trowe Benefits, Pensions & Compensation GmbH. Specialist for shareholder-manager pensions and management pensions, actuarial opinions for tax and commercial accounting as well as international accounting standards, and administration of support funds.
Scale indicators3 records
Recent moves7 records
Expansion highlights5 records
Heubeck competitors and assessment
Company assessmentBroad incumbents
- Aon: Global consulting and brokerage firm with a major pension/benefits practice in Germany, competing head-on with Heubeck for corporate pension scheme advisory and outsourcing work.
- Willis Towers Watson (WTW): Multinational advisory firm with strong actuarial consulting in Germany. Overlaps directly with Heubeck on bAV valuation, HGB/IFRS opinions and pension scheme advisory.
- PwC: Big Four firm with significant occupational pension advisory and outsourcing capability in Germany, including actuarial opinions and pension accounting under HGB/IFRS — directly comparable lines of work to Heubeck.
- Mercer: Global consulting leader with a large German pension actuarial and bAV advisory practice. Competes with Heubeck for multinational employer mandates and large Zusatzversorgungskassen / Pensionskasse advisory work.
- KPMG: Big Four firm with an established German actuarial and pension consulting practice, serving employers, Pensionskassen and Zusatzversorgungskassen with valuation and advisory services.
- Deloitte: Big Four firm offering pension actuarial consulting, tax and bAV advisory in Germany. Competes with Heubeck for mid- and large-cap employer pension engagements alongside audit/outsourcing.
Direct peers
- Horn & Company: German management and actuarial consulting firm active in bAV, Pensionskassen strategy and actuarial services — comparable in scale and specialization to Heubeck.
- Lurse: Germany-headquartered actuarial and pensions consulting firm focused on bAV, Pensionskassen and Pensionsfonds — the most direct specialized competitor to Heubeck in the German market.
- Funk Gruppe: German insurance and benefits advisory group with a strong occupational pensions practice (and notably the previous employer of Heubeck MD Rainald Meyer). Competes for employer bAV consulting mandates.
Others
- MRH Trowe Group: Parent organization of Heubeck GmbH since 2025, offering a 360-degree Insurance, Finance and Benefits proposition in Germany. Strategic ally and now parent rather than direct competitor, but increasingly a co-marketed benefits platform.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Heubeck social profiles
Digital presenceHeubeck compliance and trust
Trust signalCompliance1 record
Heubeck financial estimates
Financial estimateRevenue estimate
Valuation estimate
Heubeck leadership team
Management profileNumber of profiles
Profiles2 records
Heubeck subsidiaries and ownership
Company hierarchySubsidiaries4 records
Heubeck funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Heubeck M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Heubeck
What does Heubeck do?
Heubeck is an independent actuarial consulting firm providing three integrated service areas for occupational pension provision in Germany: Analysis (actuarial opinions, responsible actuary, global actuary functions), Consulting (employer, pension fund, and professional scheme advisory), and Administration (applicant, pensioner, and pension-splitting administration). The firm also publishes the Heubeck-Richttafeln, the recognized standard calculation basis for German pension obligations, and offers related HEURIKA calculation software and certified bAV training.
Is Heubeck a public or private company?
Heubeck is a private company. It is classified as corporate owned and is currently operating.
When was Heubeck founded?
Heubeck was founded in 1946. It employs 51 to 100 people.
Where is Heubeck based?
Heubeck is headquartered in Köln, Germany, in the Europe region.
How does Heubeck make money?
Five revenue lines are on record. Actuarial Services are the primary driver. The others are consulting Services, administration Services, seminars and Education and actuarial Publications.
Who are Heubeck's main competitors?
Broad incumbents on record are Aon, Willis Towers Watson (WTW), PwC, Mercer, KPMG and Deloitte. Direct peers are Horn & Company, Lurse and Funk Gruppe. MRH Trowe Group is listed as an others.
Does Heubeck have an API?
No public API is recorded for Heubeck.
What industry is Heubeck in?
Heubeck's product category is Actuarial Consulting and Pension Administration. Its primary akta.pro industry code is FSAEABAE, Employer Retirement Plan Advisory (401(k)/Pension). Its NAICS code is 54 and its SIC code is 8700.