MDDUS
MDDUS is a UK mutual founded in 1902 providing unlimited occurrence-based medico-legal and dento-legal indemnity, advice, and representation to medical and dental professionals across the United Kingdom.
- Company typePrivate
- Founded1902
- HeadquartersGlasgow, United Kingdom
- Headcount101–250
- GTM typeB2C
- OfferingServices
What MDDUS does
MDDUS (The Medical and Dental Defence Union of Scotland) is a UK mutual defence organisation founded in 1902, providing unlimited occurrence-based medico-legal and dento-legal indemnity to medical and dental professionals. Its core product is an annual subscription membership covering clinical negligence defence, GMC/GDC representation, support at coroner's inquests and fatal accident inquiries, and 24/7 access to qualified medico-legal advisers. Members include GPs, hospital doctors, consultants, specialty trainees, foundation doctors, medical students, general dental practitioners, dental care professionals, and hospital/community dentists across the UK. The mutual structure means there are no shareholders and subscription income is reinvested into member services and reserves.
The commercial platform includes an online quote and application system, a member mobile app (iOS and Android), a corporate sub-brand (MDDUS Solutions) for group and incorporated-entity indemnity, and a set of tiered add-on products: an HR & Employment Advisory package (delivered in partnership with BTO Solicitors LLP), Income Protection Plus (via partnership with PG Mutual), and HA | Wisdom Wellbeing (via partnership with Health Assured). The technology stack is conventional — a digital membership portal, mobile apps, and a UK GDPR-compliant consent layer — with no disclosed AI/ML capabilities. Revenue is generated primarily through annual recurring subscriptions, supplemented by referral arrangements with PG Mutual and Health Assured. The organisation is headquartered in Glasgow with offices in London and Guernsey, and operates through FCA-authorised MDDUS Services Limited and Guernsey-registered MDDUS Insurance Limited.
MDDUS firmographics
Firmographics- Name
- MDDUS
- Legal name
- The Medical and Dental Defence Union of Scotland
- Website
- https://mddus.com
- Company type
- Private
- Founded year
- 1902
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- MDDUS is a UK mutual founded in 1902 providing unlimited occurrence-based medico-legal and dento-legal indemnity, advice, and representation to medical and dental professionals across the United Kingdom.
- Ownership category
- akta.pro rank
MDDUS industry classification
Industry- Product category
- Medical Professional Indemnity
- NAICS
- Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Accident & Health Insurance (6321), Hospital & Medical Service Plans (6324)
- akta.pro primary industry
- Professional Umbrella / Excess (E&O/D&O Wrap) (FSAJANAH)
Keywords
Where MDDUS is headquartered
LocationHeadquarters
- HQ city
- Glasgow
- HQ country
- United Kingdom
- HQ region
- Europe
Offices3 records
Markets served
MDDUS business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Membership Subscriptions: Annual subscription-based membership providing unlimited indemnity against claims arising from medical and dental practice. Subscriptions are priced based on profession, role type, and practice setting. As a mutual organisation, MDDUS does not pay dividends to members and reinvests income into the organisation and member services.
- Corporate Membership (MDDUS Solutions): Bespoke indemnity solutions for groups, incorporated entities, and businesses, making it easier and more affordable to protect against malpractice and vicarious liability claims.
- HR & Employment Advisory Product: Enhanced HR and employment law support package available in two tiers to MDDUS practice scheme members, providing additional support beyond core membership.
- Income Protection Plus Partnership: Partnership with PG Mutual offering income protection insurance to members, with MDDUS receiving a referral arrangement and members receiving a 20% discount for the first two years.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Medical Professional Membership |
| Subscription | Annual | Dental Professional Membership |
| Subscription | Annual | HR & Employment Advisory Product |
| Subscription | Annual | Income Protection Plus |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels8 records
MDDUS product offering
Product offeringCore offering
MDDUS is a mutual defence organisation that provides unlimited occurrence-based medico-legal and dento-legal indemnity cover to UK medical and dental professionals. Its core offering includes expert advice and legal representation for clinical negligence claims, GMC/GDC hearings, coroner's inquests, and fatal accident inquiries, delivered as an annual membership subscription product.
Product overview
MDDUS offers a comprehensive medico-legal defence and indemnity portfolio centred on its core MDDUS Membership product, which provides unlimited occurrence-based indemnity cover for medical and dental professionals across the UK. The offering extends through subsidiary brands including MDDUS Solutions for corporate/group indemnity, and is complemented by value-added services such as the HR & Employment Advisory Product, HA | Wisdom Wellbeing mental health support, and Income Protection Plus insurance. Members also receive access to Training & CPD resources including risk toolboxes, online courses, webinars, and Medical Advisory Guides. The MDDUS member app provides mobile access to these services.
Differentiator
Problem solved
Functional benefit
Brands
- MDDUS Solutions: Bespoke indemnity solutions for groups and incorporated entities, offering protection against malpractice and vicarious liability claims.
- HA | Wisdom Wellbeing
Products and services
- MDDUS Membership
- MDDUS Solutions Bespoke indemnity solutions for groups, incorporated entities, and healthcare businesses, providing protection against malpractice and vicarious liability claims. Distributed under FCA-authorised MDDUS Services Limited. Sold via direct sales and application with quote-based pricing.
- HR & Employment Advisory Product Two-tier HR and employment law support package for MDDUS practice scheme members, providing assistance with grievances, disciplinaries, mediation, discrimination, absence management, redundancy, TUPE, settlement agreements, and employment tribunal complaints. Priced by quotation based on tier and practice information.
- Income Protection Plus Income protection insurance providing ongoing income to members when they are unable to work due to accident or illness. Offered in partnership with PG Mutual, with MDDUS members receiving a 20% discount off their premium for the first two years.
- HA | Wisdom Wellbeing Confidential wellbeing and mental health support service offered in partnership with Health Assured, providing MDDUS members with a 24/7 confidential helpline, enhanced psychological support, structured professional support, critical incident stress management, wellbeing workshops, and financial wellbeing coaching. Includes access to a wellbeing mobile app with mood tracking, breathing techniques, health plans, mini health checks, live chat, and video counselling. Extended to partners and young adults aged 16-24 residing at the member's address.
- Training & CPD Training and continuing professional development portfolio including a GP risk toolbox, dental risk toolbox, online courses, risk checklists, team training, video presentations, and webinars to help members reduce risk and improve patient safety.
- Medical Advisory Guides Downloadable guidance documents for MDDUS members covering claims, complaints, coroner's inquests, employment law, fatal accident inquiries, GMC investigations, and writing statements.
Quantifiable outcome
- Successfully defended more than 75% of claims notified over the past 10 years
- +2 more outcomes
Companies that use MDDUS
Customer profileNamed customers10 records
Segments3 records
Ideal customer profiles3 records
MDDUS technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
MDDUS partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered minor and core.
- NHS Wales Shared Services Partnership Legal and Risk ServicesminorFrom 30 June 2020, MDDUS migrated personal data relating to the Existing Liabilities Scheme for General Practice in Wales to NHS Wales Shared Services Partnership Legal and Risk Services, in accordance with The National Health Service (Existing Liabilities Scheme for General Practice) (Wales) Regulations 2020.
- NHS ResolutionminorFrom 6 April 2020, MDDUS migrated personal data relating to the Existing Liabilities Scheme for General Practice to NHS Resolution (operating name of NHS Litigation Authority). This migration was by way of a scheme of arrangement under the Companies Act 2006, agreed by membership on 11 February and sanctioned by the court on 5 March 2020.
- Health AssuredcoreMDDUS partners with Health Assured to offer HA | Wisdom Wellbeing – a comprehensive support service providing MDDUS members with 24/7 confidential helpline, enhanced psychological support, structured professional support, critical incident stress management, wellbeing workshops, and financial wellbeing coaching. The service is free to members and extended to their partners and young adults aged 16-24 residing at their address.
- PG MutualminorPartnership offering Income Protection Plus insurance to MDDUS members. Members receive a 20% discount off their premium for the first two years. MDDUS acts as a referral partner, directing members to PG Mutual for income protection coverage.
- BTO Solicitors LLPcoreThe MDDUS in-house HR and employment law advisory team works in partnership with BTO Solicitors LLP to provide comprehensive HR support services. BTO provides legal expertise to supplement MDDUS's advisory capabilities for employment matters.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
MDDUS competitors and assessment
Company assessmentBroad incumbents
- Allianz Insurance: Major UK general insurer writing medical malpractice and professional indemnity cover. A broad incumbent competitor at the commercial-insurer end of the same UK medical indemnity market MDDUS serves.
- Wesleyan: UK mutual financial services provider for doctors, dentists, and other healthcare professionals, offering income protection, savings, and insurance products. Comparable as a UK healthcare-professional-specialist mutual with overlapping wellbeing/income-protection extension products.
- Howden Insurance Brokers: Large UK insurance broker providing professional indemnity and medical malpractice placements. Comparable to MDDUS Solutions in the corporate/group placement market for healthcare organisations.
Direct peers
- Medical Defence Union (MDU): The largest UK medical defence organisation providing occurrence-based indemnity and medico-legal advice to doctors, dentists, and other healthcare professionals. Most direct comparable to MDDUS, offering the same mutual-style indemnity model across the same UK professional segments.
- Medical Protection Society (MPS): UK and international medical defence organisation providing professional indemnity, medico-legal advice, and education to doctors, dentists, and healthcare professionals. Direct mutual-style competitor to MDDUS with overlapping membership segments.
- Dental Defence Union (DDU): A division of the Medical Defence Union focused specifically on dental professionals, offering dento-legal advice and indemnity in the same UK market where MDDUS actively serves General Dental Practitioners, dental care professionals, and hospital dentists.
- HPS Insurance (Healthcare Professional Services): Specialist UK insurance broker focused on healthcare professionals, providing medical malpractice, professional indemnity, and practice insurance. Closely comparable to MDDUS's corporate/group offering (MDDUS Solutions) for vicarious liability cover to incorporated practices.
Emerging players
- PG Mutual: UK mutual income protection insurer that partners with professional membership organisations including MDDUS itself. Comparable to MDDUS's Income Protection Plus partnership line and a relevant peer in adjacent financial protection for healthcare professionals.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
MDDUS social profiles
Digital presenceMDDUS financial estimates
Financial estimateRevenue estimate
Valuation estimate
MDDUS leadership team
Management profileNumber of profiles
Profiles7 records
MDDUS subsidiaries and ownership
Company hierarchySubsidiaries4 records
MDDUS funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MDDUS M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MDDUS
What does MDDUS do?
MDDUS is a mutual defence organisation that provides unlimited occurrence-based medico-legal and dento-legal indemnity cover to UK medical and dental professionals. Its core offering includes expert advice and legal representation for clinical negligence claims, GMC/GDC hearings, coroner's inquests, and fatal accident inquiries, delivered as an annual membership subscription product.
Is MDDUS a public or private company?
MDDUS is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was MDDUS founded?
MDDUS was founded in 1902. It employs 101 to 250 people.
Where is MDDUS based?
MDDUS is headquartered in Glasgow, United Kingdom, in the Europe region.
How does MDDUS make money?
Four revenue lines are on record. Membership Subscriptions are the primary driver. The others are corporate Membership (MDDUS Solutions), HR & Employment Advisory Product and income Protection Plus Partnership.
Who are MDDUS's main competitors?
Broad incumbents on record are Allianz Insurance, Wesleyan and Howden Insurance Brokers. Direct peers are Medical Defence Union (MDU), Medical Protection Society (MPS), Dental Defence Union (DDU) and HPS Insurance (Healthcare Professional Services). PG Mutual is listed as an emerging player.
Does MDDUS have an API?
No public API is recorded for MDDUS.
What industry is MDDUS in?
MDDUS's product category is Medical Professional Indemnity. Its primary akta.pro industry code is FSAJANAH, Professional Umbrella / Excess (E&O/D&O Wrap). Its NAICS code is 52411 and its SIC code is 6321.