Solutions Capital Management SIM

What Solutions Capital Management SIM does

Solutions Capital Management SIM S.p.A. (SCM SIM) is a Milan-based, independent financial advisory and wealth management firm operating as a Società di Intermediazione Mobiliare (SIM) under CONSOB authorization n. 272 and supervision by Banca d'Italia, CONSOB, and IVASS. Founded in 2009, the firm serves high net worth individuals (and select institutional clients) in Italy, with a stated extension into German markets, providing Wealth Plan financial planning, Gestioni Patrimoniali (discretionary portfolio management), MiFID-compliant advisory, generic financial consulting, and asset protection services under a 100% fee-only model with no retrocessions and no proprietary products. The product shelf includes a set of named discretionary investment lines (Chronos, Deposito+, Ladder, InGermany, Stable Return Fund within SCM SICAV) and an Alternative PIR wrapper for tax-efficient Italian savings, supported by Best Execution infrastructure through depositary banks Mediobanca, Banca Sella, Banca Finnat, and Bank Vontobel Europe AG. Distribution is direct, advisory-led, and content-marketing-driven via five original podcast series and a deep-dive editorial library. Revenue is generated through recurring management and advisory fees on client portfolios; pricing is not publicly disclosed.

Name

Solutions Capital Management SIM

Legal name

Solutions Capital Management SIM S.p.A.

Website

https://scmsim.it

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Solutions Capital Management SIM is a Milan-based, CONSOB-regulated independent wealth management firm offering fee-only financial advisory, discretionary portfolio management, and asset protection to high net worth individuals in Italy and German-market clients.

Ownership category

akta.pro rank

Product category

Independent Wealth Management & Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)

Keywords

• Wealth management services
• Independent financial advisory
• Discretionary portfolio management
• MiFID financial consulting
• Asset protection advisory

Headquarters

HQ city

Milan

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Fee-Only Financial Advisory: SCM SIM operates on a 100% fee-only model with no retrocessions. This means the company does not receive commissions from financial product providers, ensuring unbiased financial advice focused solely on client interests.
2. Wealth Management Services: The company provides wealth management services including discretionary portfolio management (Gestioni Patrimoniali), financial advisory under MiFID, and generic financial consulting, generating revenue through management fees and advisory commissions.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

SCM SIM is an independent Italian financial advisory firm providing personalized wealth planning, discretionary portfolio management (Gestioni Patrimoniali), MiFID-compliant advisory, generic financial consulting, and asset protection services to high net worth individuals. The firm operates on a 100% fee-only model with no retrocessions and no proprietary products, and additionally manages the Stable Return Fund compartment of SCM SICAV and offers specialized lines such as Chronos (USD-equity focused) and InGermany (German equity with Advisory by Georg Geiger).

Product overview

SCM SIM is an independent financial consulting and wealth management firm operating as a SIM (Società di Intermediazione Mobiliare) regulated by CONSOB. The company offers a unified platform of financial advisory and portfolio management services under a fee-only model with no conflicts of interest. The core offerings include: Wealth Plan (personalized financial planning), Gestioni Patrimoniali (discretionary portfolio management with variants InGermany and PIR/Alternative PIR), Consulenza MiFID, Consulenza Generica, and Protezione del Patrimonio (asset protection). The company manages multiple investment lines including Chronos (equity-focused with ~50% USD exposure), Deposito+ and Ladder (fixed-income strategies), InGermany (German market advisory by Georg Geiger), and Stable Return Fund (SCM SICAV). Additionally, SCM SIM produces five original podcasts covering market analysis and financial education. Founded in 2009 with 17+ years of experience, the firm emphasizes independent, transparent financial advice without product commissions.

Differentiator

Problem solved

Functional benefit

Brands

• Chronos: A managed portfolio line focused on equity investments with approximately 50% exposure to USD-denominated assets.
• InGermany
• Wealth Plan
• Gestioni Patrimoniali
• PIR

Products and services

• Wealth Plan Personalized financial planning and wealth management advisory service that places the client's assets at the center of every decision, offering transparent strategy development for HNW individuals and families.
• Gestioni Patrimoniali (Portfolio Management) Discretionary portfolio management service for client assets, including specialized variants InGermany (German market with Advisory by Georg Geiger) and PIR (Italian tax-efficient individual savings plans).
• Consulenza MiFID Financial advisory service compliant with MiFID (Markets in Financial Instruments Directive), providing independent investment recommendations aligned with client risk profiles.
• Consulenza Generica General financial consulting service offering broad advisory support for various financial planning needs beyond MiFID-regulated recommendations.
• Protezione del Patrimonio (Asset Protection) Asset protection service focusing on safeguarding and preserving client wealth through various financial instruments and strategies, including heritage and generational wealth transfer planning.
• InGermany Investment Line Specialized equity portfolio line focused on the German market, with investment Advisory provided by Georg Geiger, achieving 24.6% return in 2025 and outperforming its benchmark.
• PIR (Piani Individuali di Risparmio / Alternative PIR) Italian tax-advantaged Individual Savings Plan (Piani Individuali di Risparmio) portfolio management service structured as Alternative PIR for qualifying HNW investors.
• Stable Return Fund (SCM SICAV) Multi-asset fund managed within the SCM SICAV structure, with depositary services provided by Mediobanca S.p.A. for the stable return strategy.

Quantifiable outcome

• InGermany advisory service beat benchmark with 24.6% return

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core.

• Mediobanca S.p.A.coreTechnology or IntegrationMediobanca S.p.A. provides depositary banking services for SCM SIM's portfolio management operations, including Best Execution for discretionary wealth management mandates. Also serves as depositary for the Stable Return Fund compartment of SCM SICAV.
• Banca Sella S.p.A.coreTechnology or IntegrationBanca Sella S.p.A. provides depositary banking and brokerage execution services for SCM SIM's wealth management operations, supporting Best Execution requirements for client portfolios.
• Banca Finnat Euramerica S.p.A.coreTechnology or IntegrationBanca Finnat Euramerica S.p.A. serves as depositary bank for SCM SIM's portfolio management services, providing Best Execution capabilities for client investment portfolios.
• Bank Vontobel Europe AGcoreTechnology or IntegrationBank Vontobel Europe AG provides depositary and brokerage execution services for SCM SIM's discretionary wealth management mandates, ensuring Best Execution for client portfolios.

Scale indicators4 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Ersel: Independent Italian wealth management and asset management firm serving HNW and institutional clients. Highly comparable to SCM SIM in being a fee-centric, privately controlled Italian advisory house with discretionary portfolio management and a long operating history.
• Banca Sella Private: Private banking arm of Banca Sella, an Italian independent banking group, offering discretionary portfolio management and advisory services. Highly comparable as a mid-sized Italian independent/private wealth platform with similar client focus.

Broad incumbents

• Banca Mediolanum: Major Italian retail and wealth bank serving HNW families through its network of financial advisors. Overlaps SCM SIM in discretionary wealth management and MiFID advisory, but at vastly larger scale and with bank-affiliated product distribution.
• Fideuram – Intesa Sanpaolo Private Banking: Italy's largest private banking network, part of the Intesa Sanpaolo group, serving HNW clients via financial advisors. Directly comparable service set (discretionary portfolio management, advisory, asset protection) but with materially greater AUM and product breadth.
• Azimut Holding: Italian-led independent asset management and wealth advisory group operating across multiple countries. Overlaps SCM SIM on Italian HNW advisory, portfolio management lines, and product distribution, but at significantly larger scale.
• Banca Generali: Italian private bank specializing in HNW advisory and discretionary wealth management via a network of private bankers. Closely comparable in service offering and target client, but with bank backing and a much larger AUM base.
• Allianz Bank Financial Advisors: Italian bank within the Allianz group focused on wealth advisory and asset management through tied advisors. Comparable on MiFID advisory and portfolio management for HNW clients, with broader product shelf and a stronger brand.
• Indosuez Wealth Management (Italy): European wealth management arm of the Crédit Agricole group serving HNW and family-office clients across Italy. Overlaps SCM SIM on discretionary portfolio management and cross-border advisory, with broader international capabilities.
• UBS Wealth Management (Italy): Global wealth manager's Italian coverage providing advisory, portfolio management, and investment solutions to UHNW/HNW clients. Comparable services and target client to SCM SIM, but with global scale and broader product set.
• Deutsche Bank Wealth Management (Italy): Italian wealth unit of Deutsche Bank Private Bank offering advisory, portfolio management and wealth planning to high-net-worth clients. Comparable in service mix and MiFID-driven advisory, with substantially greater resources and international reach.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubespreaker.com/user/11387635
• LinkedInlinkedin.com/company/scmsim
• Xx.com/ScmSim

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Solutions Capital Management SIM