AHI
- Company typePrivate
- Founded1998
- HeadquartersSydney, Australia
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
AHI firmographics
Firmographics- Name
- AHI
- Legal name
- Accident & Health International Underwriting Pty Ltd
- Website
- https://ahiinsurance.com.au
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
AHI industry classification
Industry- Product category
- Accident and Health Insurance Underwriting
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Direct Life, Health, and Medical Insurance Carriers (52411), Other Insurance Related Activities (52429)
- SIC
- Accident & Health Insurance (6321)
- akta.pro primary industry
- Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)
- akta.pro secondary industries
- International/Expat Critical Illness & Hospital Indemnity (FSAIAKAJ), Guaranteed Standard Issue (GSI) Disability Insurance (FSAIAIAF)
Keywords
Where AHI is headquartered
LocationHeadquarters
- HQ city
- Sydney
- HQ country
- Australia
- HQ region
- Oceania
Offices4 records
Markets served
AHI business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Insurance Premiums: AHI collects insurance premiums through its accident, health, and travel insurance product suite, distributed via broker networks. Premiums are collected from businesses and individuals seeking coverage for personal accident, sickness, corporate travel, and expatriate medical expenses.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Custom commercial pricing |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels6 records
AHI product offering
Product offeringCore offering
AHI is an Australian underwriting agency that underwrites and distributes personal accident, health, and travel insurance products exclusively through insurance brokers. Its portfolio spans group and individual personal accident/sickness, corporate and leisure travel, expatriate and inbound medical expense coverage, and the 24/7 AHI Assist emergency assistance service. Insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (TMNF) and bound through AHI's proprietary Broker Portal.
Product overview
AHI (Accident and Health International) operates as an underwriting agency offering a portfolio of accident, health, and travel insurance products distributed through insurance brokers. The product suite consists of ten core insurance products organized into three main categories: Personal Accident & Sickness products (Group, Individual, Directors, Voluntary Workers, and Journey Cover) that protect individuals and businesses against injury and illness; Medical Expenses products (Expatriate and Inbound) providing medical coverage for mobile populations; and Travel products (Corporate Travel and Leisure Travel) offering travel insurance with emergency assistance. The portfolio is unified by the AHI Assist service which provides 24/7 emergency support across all travel products, creating an integrated offering backed by Tokio Marine Group's financial strength. Products are delivered through a proprietary Broker Portal for quoting, binding, and renewals.
Differentiator
Problem solved
Functional benefit
Products and services
- Group Personal Accident and Sickness Insurance coverage that protects teams and businesses against accidents and sickness, providing income protection and death benefits for employees. Designed for medium to large businesses seeking group personal accident and sickness cover for their workforce, distributed via insurance brokers.
- Individual Personal Accident and Sickness Comprehensive personal accident and illness coverage for individuals and sole traders, providing access to world-leading medical experts. Sold via brokers to protect the income and livelihood of individual operators.
- Directors Personal Accident Specialized accident and sickness coverage designed specifically for company directors and executives, providing personal financial protection and executive risk coverage.
- Voluntary Workers Cover Group personal accident coverage for organizations engaging volunteers, covering accidental death, temporary or permanent disablement. Supports non-profits and community organizations with volunteer workforces.
- Journey Cover Personal accident insurance for daily commuters and journey-related activities, functioning as an employee benefit or complementing workers' compensation cover.
- Corporate Travel Business travel insurance providing worldwide support with 24-hour emergency assistance, cover for war and terror acts, life insurance with $50,000 sum insured, and ongoing medical cover for up to 24 months after return to Australia. For organizations with traveling employees.
- Expatriate Medical Expenses Comprehensive medical insurance for individuals working overseas, including medivac to first-world medical facilities. Supports Australians working abroad and expatriate assignments.
- Inbound Medical Expenses Medical expense coverage for international workers employed locally in Australia, fulfilling duty of care obligations for foreign employees.
- Leisure Travel Flexible travel insurance for holidays with 24-hour overseas support and comprehensive coverage options, available to individual leisure travelers via brokers.
- AHI Assist (24/7 Emergency Assistance Service) Emergency assistance service providing 24-hour support for travelers, including emergency phone services, claims support during overseas trips, and evacuation coordination. Underpins AHI's travel insurance products.
- AHI Assist Mobile App Mobile application available on iOS and Android providing travelers with on-the-go access to AHI's emergency assistance service, claims information, and policy documents.
Quantifiable outcome
- 98.02% claims paid rate
- +7 more outcomes
Companies that use AHI
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles4 records
AHI technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
AHI partnerships and signals
Strategic signalScale indicators6 records
Recent moves5 records
Expansion highlights5 records
AHI competitors and assessment
Company assessmentDirect peers
- Guild Insurance: Australian specialty insurer focused on accident, health, and professional indemnity for trade and association groups. Closely comparable as an Australian accident & health underwriting specialist serving affinity groups and professional intermediaries.
- Hollard Insurance Australia: Large Australian underwriting agency and insurer with significant personal accident and group disability offerings. Comparable as an underwriting-agency-style operator with multi-product accident/health capabilities distributed through brokers.
- Cover-More Travel Insurance: Australia's largest dedicated travel insurer (Zurich-owned), with strong corporate and leisure travel products. Directly comparable on AHI's Corporate Travel and Leisure Travel lines, distributed through similar partner and broker channels.
- Now Health International: Specialist international private medical insurance provider focused on expatriates and globally mobile individuals. Directly comparable to AHI's Expatriate Medical Expenses product on customer profile and product design.
Broad incumbents
- Allianz Care Australia: International health and travel insurer operating in Australia through Allianz Partners. Comparable on expatriate medical and corporate travel, though broader in product portfolio than AHI's specialist focus.
- Cigna Australia: Global health services company offering individual and group health cover in Australia including expatriate and corporate plans. Directly overlaps with AHI's expatriate medical and group personal accident products as part of a broader health portfolio.
- nib Health Funds: Listed Australian health insurer with growing international student and workers cover. Overlaps with AHI's inbound medical product but operates as a much larger vertically integrated health fund rather than a specialist underwriting agency.
- Chubb Australia: Major global insurer with Australian operations offering accident & health, travel, and group personal accident products to corporate clients. Overlaps on multiple AHI product lines as part of a broader commercial P&C portfolio.
- Berkshire Hathaway Specialty Insurance (Australia): Global specialty insurer with Australian operations offering accident, health, and travel lines through brokers. Comparable broker-led distribution model and product mix, but with much larger balance sheet and broader geographic reach.
Emerging players
- World Nomads (Battleface-owned): Travel insurance provider targeting backpackers and adventure travelers globally, with a digital-first distribution model. Comparable on travel insurance product line but reaches customers via direct-to-consumer digital channels rather than brokers.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks5 records
Key highlights6 records
Customer concentration
AHI social profiles
Digital presenceAHI financial estimates
Financial estimateRevenue estimate
Valuation estimate
AHI leadership team
Management profileNumber of profiles
Profiles8 records
AHI funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AHI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AHI
What does AHI do?
AHI is an Australian underwriting agency that underwrites and distributes personal accident, health, and travel insurance products exclusively through insurance brokers. Its portfolio spans group and individual personal accident/sickness, corporate and leisure travel, expatriate and inbound medical expense coverage, and the 24/7 AHI Assist emergency assistance service. Insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (TMNF) and bound through AHI's proprietary Broker Portal.
Is AHI a public or private company?
AHI is a private company. It is classified as corporate owned and is currently operating.
When was AHI founded?
AHI was founded in 1998. It employs 51 to 100 people.
Where is AHI based?
AHI is headquartered in Sydney, Australia, in the Oceania region.
How does AHI make money?
One revenue line is on record: insurance Premiums.
Who are AHI's main competitors?
Direct peers on record are Guild Insurance, Hollard Insurance Australia, Cover-More Travel Insurance and Now Health International. Broad incumbents are Allianz Care Australia, Cigna Australia, nib Health Funds, Chubb Australia and Berkshire Hathaway Specialty Insurance (Australia). World Nomads (Battleface-owned) is listed as an emerging player.
Does AHI have an API?
No public API is recorded for AHI.
What industry is AHI in?
AHI's product category is Accident and Health Insurance Underwriting. Its primary akta.pro industry code is FSAIAEAD, Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident), with a secondary code of FSAIAKAJ, International/Expat Critical Illness & Hospital Indemnity. Its NAICS code is 524114 and its SIC code is 6321.