Simplicity Collection Software

What Simplicity Collection Software does

Simplicity Collection Software, doing business as Simplicity Collect, is a web-based SaaS collections workflow platform operated as a sub-brand of Finvi, a 45-year incumbent in accounts receivable management (ARM), healthcare revenue cycle, and lender technology. The product is purpose-built for small businesses and startup debt collection agencies, providing browser-accessible case management with no on-premise IT requirement, consumer and client self-service portals, custom report building, bulk account handling, skip tracing via LocateSmarter, e-signature, letter fulfillment, and accounting integrations. It is part of a broader Finvi portfolio that includes Velosidy for third-party agencies, Artiva HCx for healthcare RCM, and Katabat for banks and lenders.

The business model is subscription-based with four publicly listed monthly tiers (SimplicityEssential at $399/month through SimplicityEnterprise at $1,999/month), plus one-time onboarding fees of $699–$2,999 and $99 per additional user on selected tiers. The go-to-market blends a self-serve portal (app.simplicitycollect.com) for smaller agencies with a sales-assisted 'Request a Demo' motion routed to Finvi's broader marketing organization, which produces a content library (eBooks, webinars, whitepapers), runs industry events (ACA, HFMA), and surfaces customer testimonials as a referral channel.

Founded in 2010 and headquartered in Idaho Falls, the company lists 1–10 employees and is privately held. No funding rounds, revenue, or management team are disclosed in the source data. The product's stated differentiators are unlimited client management at every tier, predictable monthly pricing, a 12+ partner integration ecosystem, and the Finvi brand's 45-year ARM compliance expertise.

Name

Simplicity Collection Software

Legal name

Finvi

Website

https://simplicitycollectionsoftware.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

Simplicity Collect is a web-based SaaS debt collections platform operated by Finvi, serving small and startup third-party collection agencies with tiered monthly subscriptions, consumer/client portals, skip tracing, and pre-built integrations across dialers, e-signature, and accounting tools.

Ownership category

akta.pro rank

Product category

Debt Collection Software

NAICS

Software Publishers (5132)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Collections Technology, Dialing & Workflow Platforms (FSAKAJAI)

Keywords

• Debt collection software
• Collections management platform
• ARM agency software
• SaaS collections workflow
• Skip tracing integration

Headquarters

HQ city

Idaho Falls

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Subscription Licensing (SaaS): Monthly recurring subscription revenue from four tiered plans (SimplicityEssential, SimplicityScale, SimplicityExpansion, SimplicityEnterprise). Each tier bundles a set number of users, account capacity, and support level, with additional users at per-seat cost ($99/user). Startup/onboarding fees apply per tier.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Simplicity Collect is a web-based SaaS collections workflow platform sold to small businesses and start-up debt collection agencies. It enables agencies to manage unlimited clients, cases, and staff through intelligent workflows, with built-in consumer and client portals, custom report building, bulk account management, and skip tracing — delivered as a cloud-native solution with no on-premise IT required.

Product overview

Simplicity Collection Software offers Simplicity Collect as its primary product, an intelligent collections workflow platform designed for small businesses and start-up debt collection agencies. The platform is part of the Finvi product family, which includes other solutions like Velosidy (for third-party collection agencies), Artiva HCx (for healthcare revenue cycle management), and Katabat (for banks and lenders). Simplicity Collect operates as a web-based SaaS solution with tiered subscription plans (Essential, Scale, Expansion, Enterprise) providing features including consumer portal, client portal, report builder, bulk account manager, and skip tracing integration.

Differentiator

Problem solved

Functional benefit

Brands

• SimplicityEssential: Entry-level plan at $399/month, includes 3 users, 50k accounts, unlimited clients, basic support, $699 start-up cost
• SimplicityScale
• SimplicityExpansion
• SimplicityEnterprise

Products and services

• Simplicity Collect Intelligent collections workflow platform that helps small businesses and start-up debt collection agencies improve agent productivity, collect more from customer accounts, and drive business growth. Delivered as a web-based SaaS solution that enables agencies to manage unlimited clients, cases, and staff with intelligent workflows, available in four subscription tiers (Essential, Scale, Expansion, Enterprise).

Quantifiable outcome

• Customers report multi-year tenure (since 2013) without platform-switching, indicating consistent performance and reliability over time.

Named customers5 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

Feature7 records

Partnerships

One partnership is on record.

• LocateSmarter, LLCcoreTechnology or IntegrationLocateSmarter is the skip tracing partner for Simplicity Collect, providing current party contact information (phone, address, email) directly within the collections workflow. This is a deeply integrated, high-value feature for debt collection operations.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• TransUnion: TransUnion is a major credit reporting agency offering collections-related data, analytics, and skip-tracing services to lenders and collection agencies. As a broad incumbent in credit data, it competes indirectly with portions of Simplicity's integrated ecosystem (e.g., LocateSmarter skip tracing).
• FICO: FICO's Debt Manager and Origination Manager are enterprise debt collection and recovery platforms used by major banks and large ARM firms. While FICO is a much larger incumbent serving primarily enterprise collections, its collections analytics and strategy tooling broadly compete with the workflow layer that Simplicity provides to agencies.
• NICE: NICE provides enterprise compliance, financial crime, and customer engagement software (including ACTimize and CXone) used by banks, lenders, and large collection operations. It is a broad incumbent whose compliance and contact center products overlap with parts of Simplicity's value proposition for regulated collection workflows.
• Equifax: Equifax is a global credit bureau offering consumer and commercial credit reporting plus analytics used across the ARM industry. It competes indirectly with Simplicity on data and decisioning components used by collection agencies.
• Experian: Experian provides consumer credit reporting and collections services (including collection agency software and skip tracing via TLO/Accudata) to creditors and ARM agencies. As a top-tier credit bureau, it is a broad incumbent whose offerings overlap with several of Simplicity's integrated capabilities (skip tracing, data, scoring).

Direct peers

• Ontario Systems: Ontario Systems is a long-established provider of debt collection and ARM agency software (Artiva platform), serving 1st- and 3rd-party collection agencies across credit card, healthcare, student loan, and commercial markets. It directly overlaps Simplicity's customer base of third-party collection agencies but typically targets larger agencies than Simplicity's SMB/startup focus.
• Latitude Software: Latitude Software (formerly CDS Software) provides debt collection software and account-management platforms to ARM agencies. It targets a similar agency customer profile to Simplicity Collect and competes on core case management, dialer integration, and reporting functionality.
• Pace Solutions: Pace Solutions provides debt collection agency software (ProRep and related tools) used by 3rd-party ARM agencies of varying sizes. It directly competes with Simplicity Collect in serving small to mid-sized collection agencies with case management, account workflow, and client servicing capabilities.

Others

• Genesys: Genesys is a leading cloud contact center platform widely used by collection agencies for inbound and outbound consumer engagement. It is an ecosystem participant whose dialer/voice capabilities compete with several of Simplicity's integrated dialer partners (TCN, Vaspian, etc.).
• TCN: TCN is a cloud-based contact center and dialer platform used by collection agencies for outbound calling. It is listed as a Simplicity Collect integration partner and serves many of the same SMB agency customers, making it an adjacent ecosystem participant rather than a direct collections-platform competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/DebtCollection_
• Facebookfacebook.com/debt.collection.software
• LinkedInlinkedin.com/company/simplicity-debt-collection-software

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Simplicity Collection Software