What Corpia Group AB does

Corpia Group AB is a privately held Swedish company that operates corpia.se, a self-service web platform aggregating information and resources for Swedish individuals dealing with personal debt. The platform exposes seven service pages: skuldupplysning (consolidated view of registered debts and Kronofogden claims), kreditupplysning (credit report information), skuldsanering (debt restructuring preparation), omstartslån (fresh-start consolidation loan education), skuldrådgivning (a free municipal debt counseling directory covering all 290 Swedish municipalities), försörjningsstöd (welfare benefits guidance), and fritidskortet (state recreation benefit information), supported by a library of 41 educational articles.

The underlying technology is a static-to-lightweight content management web build (Next.js image components are visible in the page markup) with no disclosed APIs, SDKs, integrations, mobile applications, or AI components. Distribution is purely SEO-driven content marketing targeting Swedish-language debt-related queries; there is no app store presence, no paid acquisition, and no social media footprint disclosed. The company explicitly states it does not sell products or services, does not receive commissions from lenders or credit providers, and is operationally independent from banks, creditors, and collection agencies.

Note on source-material conflict: the firmographics tag describes Corpia as an SME lender providing long-term loans, but the company website, all product descriptions, the value proposition, and the privacy/GDPR detail all describe a free consumer debt-information platform with no lending activity and no disclosed revenue model. Per the first-party precedence rule, the company description above is grounded in the website and supplementary data, not in the conflicting firmographics tag.

Leadership comprises CEO Andrew Karmy, founder Jacob Malmborg, and CTO/CXO Ola Sambergs. The company is headquartered in Stockholm, Sweden, and operates as a private limited company under Swedish jurisdiction with no disclosed parent, subsidiaries, investors, or funding rounds.

Name

Corpia Group AB

Legal name

Corpia Group AB

Website

https://corpia.se

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

11–50 employees

Short description

Corpia Group AB operates corpia.se, a free Swedish web platform that aggregates debt information, credit reports, debt restructuring guidance, and a directory of free municipal debt counseling across all 290 Swedish municipalities for individuals seeking help with personal debt.

Ownership category

akta.pro rank

Product category

Consumer Debt Information & Advisory Services

NAICS

Credit Bureaus (561450)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Bureaus & Consumer Credit Reporting Agencies (FSAKAKAA)

akta.pro secondary industries

Collections, Recovery & Debt Management Platforms (FSAGAHAI), Multi-Loan / Multi-Creditor Consolidation Loans (FSAKAIAD)

Keywords

• Debt counseling information
• Credit report services
• Debt restructuring guidance
• Consumer debt education
• Financial advisory resources

Headquarters

HQ city

Stockholm

HQ country

Sweden

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Not disclosed: Corpia operates as an independent information project. The company explicitly states it does not sell products or services and does not receive commissions from lenders or credit providers. The revenue model is not disclosed in the source material.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Corpia Group AB operates a free, web-based information platform (corpia.se) that helps Swedish consumers understand their debt and credit situations. The platform provides consolidated debt and credit report overviews, guidance on debt restructuring through Kronofogden, information on consolidation/refresh loans, and a directory connecting users to free municipal budget and debt counseling services across all 290 Swedish municipalities.

Product overview

Corpia Group AB is an independent information project that provides a unified platform for Swedish citizens to understand debts, credits, and paths to financial freedom. The offering consists of seven core services: Skuldupplysning (debt information) and Kreditupplysning (credit reports) as the foundational inquiry tools; Skuldsanering (debt restructuring) and Omstartslån (consolidation loans) as resolution pathways; Skuldrådgivning (debt counseling directory) as the advisory layer connecting users to free municipal services; and Försörjningsstöd (welfare benefits) and Fritidskortet (recreation card) as supplementary financial support resources. An extensive library of 41 articles and guides provides educational content on these topics. The platform does not provide personal financial advice but serves as an aggregator of publicly available information and municipal services.

Differentiator

Problem solved

Functional benefit

Products and services

• Skuldupplysning (Debt Information)

Quantifiable outcome

• 100% anonymous debt overview that does not affect creditworthiness
• +1 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves4 records

Expansion highlights3 records

Direct peers

• UC AB: UC is Sweden's largest credit information bureau (kreditupplysning), providing consumer and business credit reports. Corpia's Kreditupplysning product competes in the same Swedish credit-report consumer space, although UC operates as a formal credit bureau while Corpia is an informational aggregator.
• Syna AB: Syna is a Swedish credit information company offering consumer credit reports and credit-monitoring services. It directly overlaps with Corpia's Kreditupplysning and Skuldupplysning product categories for Swedish consumers seeking debt and credit visibility.
• Sambla (Sambla Group): Sambla is a leading Swedish loan-brokerage and comparison platform focused on refinancing, consolidation loans, and consumer credit — directly comparable to Corpia's Omstartslån content and consumer debt-counseling audience.
• Lendo: Lendo is a well-known Swedish loan-comparison platform connecting consumers to multiple banks for refinancing and consolidation loans. It targets the same Swedish consumer audience exploring omstartslån and debt resolution that Corpia serves via informational content.
• Compricer: Compricer is a Swedish comparison platform for financial products including loans, insurance, and banking. It overlaps with Corpia's content around omstartslån, consumer credit, and debt-related decision-making, though with a broader product scope.

Regional players

• MoneyFit (Suomen Asiakastieto / MoneyFit.fi): MoneyFit is a Finnish consumer debt and credit information service with comparable skuldsanering/kulutusluotto educational content. It serves as a Nordic-region analogue to Corpia's Sweden-specific platform.

Broad incumbents

• Bisnode (now Dun & Bradstreet): Bisnode was a major Nordic business and consumer credit information bureau, now part of Dun & Bradstreet. It operated in the same credit/debt information category as Corpia but at enterprise scale across multiple Nordic countries.
• Creditsafe: Creditsafe is a global credit information and business information provider with Nordic operations. It overlaps with Corpia's credit-report information services but serves primarily business customers with broader geographic reach.

Others

• Kronofogden (Swedish Enforcement Authority): Kronofogden is the Swedish government authority administering skuldsanering (debt restructuring). Corpia's Skuldsanering product essentially directs users to Kronofogden's process — making it a critical ecosystem participant and adjacent rather than direct competitor.

Emerging players

• Budgetkoll.se: Budgetkoll is a smaller Swedish consumer budget-and-debt advisory site. It targets the same audience of indebted Swedish consumers and overlaps with Corpia's skuldrådgivning and privatekonomi content, but with smaller scale and more limited topical coverage.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Corpia Group AB