International Credit Brokers Alliance

What International Credit Brokers Alliance does

International Credit Brokers Alliance (ICBA) is a Paris-headquartered, private international network of independent trade credit insurance brokers founded in 2000. The organization coordinates 50 specialist broker partner firms operating in 50 countries plus 18 local correspondents in 25 additional countries, collectively employing approximately 900 trade credit specialists across five regional headquarters (Singapore for Asia, Paris for Europe, New York for America, Dubai for Africa & Middle East, Sydney for Oceania). ICBA's legal entity, ICBA (International Credit Brokers Alliance) Limited, is governed by Washington State law and functions primarily as a coordination and brand-licensing layer over independently owned partner brokers; each partner is selected as a top-ranking broker in its domestic market and operates as a separate legal entity.

The core product is Trade Credit Insurance (protection of accounts receivable against buyer non-payment), supported by a portfolio of add-on services: Receivable Finance/Factoring (funding against insured receivables), Commercial Debt Recovery (multilingual collection specialists in 80 countries with pre-legal relationships in 112 countries), Bonding and Sureties (performance, advance, customs, and decommissioning bonds), Information Reports (commercial credit reports across 46 countries), and Compliance Risk Software (the ARC platform for automated policy monitoring and debtor grading). ICBA does not develop proprietary technology; the ARC tool is a third-party compliance product deployed across the partner network. The organization is privately held with no disclosed funding rounds, no parent company, no subsidiaries, and no mergers, acquisitions, or leadership changes in the available data. The legal name is ICBA (International Credit Brokers Alliance) Limited, and the company is EU-U.S. and Swiss-U.S. Privacy Shield certified.

The business model is commission-based B2B professional services: each broker partner earns commissions from placing trade credit insurance policies, receivable finance arrangements, bonding solutions, and debt recovery services with underwriters. Pricing is not publicly disclosed and is negotiated based on client turnover, coverage requirements, buyer risk profiles, and country. Primary customer segments are multinational corporates (with documented clients in manufacturing, electronics, commodities, and consumer goods at turnover levels from $10M to over €1.5B) and large corporates with turnover exceeding €250M, with secondary targeting of SMEs in markets such as the UK (turnover starting at £20M). Customer concentration risk at the network level is dispersed across industries and geographies, though no revenue breakdown is disclosed. The go-to-market relies entirely on the partner network: 50 country-level direct sales channels, cross-border partner referrals, and regional headquarters for coordination. Marketing is conducted through the icba.com website, ICBA Hub portal, client case studies, news/earned media, and the annual ICBA conference.

Name

International Credit Brokers Alliance

Legal name

ICBA (International Credit Brokers Alliance) Limited

Website

https://icba.com

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

501–1,000 employees

Short description

ICBA is a Paris-headquartered private network of 50 independent trade credit insurance broker partners operating in 50 countries with 900 specialists. It serves multinational corporates and SMEs with trade credit insurance, receivable finance, debt recovery, bonding, credit information reports, and compliance risk software.

Ownership category

akta.pro rank

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices57 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: ICBA brokers earn commissions from placing trade credit insurance policies, receivable finance arrangements, bonding solutions, and debt recovery services on behalf of clients. Revenue is generated through commissions paid by insurance underwriters and potentially service fees for specialized services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

ICBA operates as an international network of independent Trade Credit Insurance Brokers connecting clients with 50 specialist broker partners across 50 countries. The company arranges trade credit insurance policies that protect accounts receivable against buyer default, complemented by receivable finance/factoring, commercial debt recovery, bonding and sureties, and credit information reports.

Product overview

The International Credit Brokers Alliance (ICBA) operates as a network of independent Trade Credit Insurance Brokers offering a comprehensive suite of risk management and financial services. The core offering is Trade Credit Insurance, which protects companies against non-payment of domestic or foreign accounts receivable. This core product is supported by complementary services including Receivable Finance/Factoring (enabling funding against insured receivables), Commercial Debt Recovery (with multilingual collection specialists in 80 countries), Bonding and Sureties (various bond types for contract and regulatory compliance), Information Reports (credit risk assessments and commercial reports), and Compliance Risk Software (automated policy monitoring tools). The ICBA Hub serves as an online platform for clients to access the network's services. The organization coordinates 50 Specialist Broker Partners operating in 50 countries with 18 local correspondents in 25 additional countries, providing global reach with local expertise.

Differentiator

Problem solved

Functional benefit

Products and services

• Trade Credit Insurance The primary service covering accounts receivable against non-payment risks from domestic or foreign buyers, providing claim payouts to protect cash flow and enable confident trading. It is arranged through ICBA's network of broker partners in 50 countries and provided to businesses engaged in domestic and international trade.
• Receivable Finance/Factoring Trade finance solutions enabling companies to pledge existing Trade Credit Insurance Policies for funding, benefit from off-balance-sheet treatment, or optimize cash positions through independent funders. Targeted at businesses seeking working capital backed by insured receivables.
• Commercial Debt Recovery Overseas debt collection services utilizing ICBA Partners located in the country where debts were incurred, offering multilingual support and collections partnerships in 80 countries with pre-legal relationships in 112 countries. For businesses with overdue domestic or cross-border receivables.
• Bonding and Sureties Bonds and guarantees including Advance/Stage Payment Bonds, Performance Bonds, Retention Bonds, Decommissioning Bonds, Duty Deferment/Customs Bonds, and Payment Guarantees/Letters of Credit Replacement. For businesses requiring contract and regulatory surety instruments.
• Information Reports Commercial credit reports and buyer risk assessments with monitoring, leveraging a global network across 46 countries to provide accurate and timely market and buyer intelligence. For businesses assessing buyer creditworthiness before extending trade credit.
• Compliance Risk Software (ARC) Technologically driven compliance monitoring software enabling around-the-clock policy monitoring, showing insurer limit satisfaction levels, flagging overtrading customers, generating accounts reports, and highlighting at-risk customers. For insured businesses and broker partners managing trade credit insurance policies.
• ICBA Hub Online client portal providing access to services, partner directory, and tools for managing trade credit insurance policies and related services across the global network. For insured clients and broker partners.

Quantifiable outcome

• Companies can increase insured sales through broker-facilitated credit limits
• +2 more outcomes

Named customers6 records

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• ICBA Broker Partners NetworkcoreStrategic or Co-development Partner · 1 January 2000ICBA operates as a network of 50 independent specialist broker partners across 50 countries, selected for being top-ranking brokers in their local markets. Partners work in non-competitive collaboration, sharing expertise, local market intelligence, and underwriter relationships to provide clients with global coverage delivered locally. Each partner demonstrates strong local relationships with Senior Risk Underwriters and embraces the ICBA philosophy of working together as one team.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Regional players

• Credendo: European credit insurance and guarantee specialist owned by the Belgian government. Credendo overlaps with ICBA's European book and competes for cross-border trade credit placements with a stronger regional underwriting base.

Broad incumbents

• Marsh: Global insurance brokerage and risk advisory firm with a significant trade credit practice. Marsh competes with ICBA for multinational TCI placements and offers broader risk consulting as a cross-sell advantage.
• Atradius: Major global trade credit insurer serving multinational exporters. ICBA's broker partners place business with Atradius and compete with its in-house broker relationships for multinational credit insurance programs.
• Aon: Global professional services firm with a large credit and political risk practice. Aon competes with ICBA on trade credit brokerage mandates and bundles credit insurance with broader risk solutions.
• Coface: One of the three global trade credit insurance underwriters alongside Euler Hermes and Atradius. ICBA competes with Coface's direct sales channel for the same enterprise export-credit insurance mandates.
• Tokio Marine HCC: Specialty insurance group with a trade credit division underwriting credit insurance globally. ICBA partners place business with Tokio Marine HCC as an alternative to the dominant European underwriters.
• Willis Towers Watson: Global advisory and brokerage firm with a credit and political risk specialty. WTW competes with ICBA for large multinational TCI placements and brings integrated risk and analytics capabilities.
• Liberty Specialty Markets: Lloyd's-based insurer with a credit and political risk specialty. Liberty is referenced indirectly in disclosed ICBA client work (Lloyds-backed insurer) and competes for the same multinational TCI programs.
• Euler Hermes (Allianz Trade): The world's largest trade credit insurer, now part of Allianz. ICBA brokers regularly place business with Euler Hermes as referenced in disclosed client engagements, making it the network's most important underwriter counterpart.

Direct peers

• Worldwide Broker Network: Global network of independent insurance and reinsurance brokers across 100+ markets. WBN mirrors ICBA's federation-of-independents model and competes for the same multinational clients seeking locally-rooted broker access.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/tradecrediticba
• LinkedInlinkedin.com/company/international-credit-brokers-alliance

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles17 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about International Credit Brokers Alliance