International Medical Group

What International Medical Group does

International Medical Group (IMG) is a Indianapolis-based international health and travel insurance company operating as a wholly-owned subsidiary of SiriusPoint (NYSE: SPNT). Founded in 1990, IMG specializes in annually renewable international private medical insurance (IPMI) and travel insurance for globally mobile populations, including expatriates, international travelers, study-abroad students, and aviation professionals (pilots and cabin crew). The company's product portfolio spans four core categories: Global Health Insurance (Global Prima, Expat, Flying Colours), Short-Term Insurance (GlobeHopper series), Student Health Insurance (WorldStudy), and Travel Insurance (iTravelInsured series), with underwriting provided by SiriusPoint America Insurance Company (A- AM Best) and United States Fire Insurance Company.

IMG's technology platform integrates online quote-to-issue capabilities (imglobal.com), a member portal for claims and renewals, a producer/broker portal for agent-assisted sales, and third-party telehealth integration via Teladoc. The company also provides non-insurance assistance services including 24/7 crisis support, in-house medical team, emergency translations, and medical referrals. Distribution operates through a hybrid model combining direct-to-consumer online sales with a network of contracted insurance producers and brokers. In February 2026, IMG announced the $67.5 million acquisition of World Nomads from nib Group, targeting material expansion of its travel insurance portfolio.

The business model is subscription-based recurring revenue from annually renewable insurance premiums, with revenue concentrated in international health and travel insurance segments. Customer concentration is low, relying on high-volume distribution of individual policies across diverse global consumer segments rather than enterprise contracts. IMG maintains offices in Indianapolis (headquarters) and Cardiff, UK, and has earned brand recognition through a 4.6/5 Trustpilot rating across 16,000+ customer reviews and earned media coverage in Forbes, The New York Times, and USA Today.

Name

International Medical Group

Legal name

International Medical Group, Inc.

Website

https://imgeurope.co.uk

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

251–500 employees

Short description

International Medical Group provides annually renewable international private medical insurance and travel insurance for expatriates, global travelers, international students, and aviation professionals, operating as a subsidiary of SiriusPoint with global distribution via direct-to-consumer and producer/broker channels.

Ownership category

akta.pro rank

Product category

International Health Insurance

NAICS

Direct Health and Medical Insurance Carriers (524114), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Accident & Health Insurance (6321), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

International/Expatriate Individual Health Insurance (FSAIAEAH)

akta.pro secondary industries

International / Expatriate Group Health Plans (FSAIAFAJ), Medical Travel Insurance (Emergency Medical, Evacuation & Repatriation) (FSAJAJAB), Travel Medical Insurance (Individual) (FSAIAEAI), Emergency Assistance & Medical Evacuation Services (EDAIAMAB), International Student Health & Travel Insurance (EDAIAMAA)

Keywords

• International health insurance
• Travel medical insurance
• Expatriate health coverage
• Student health insurance
• Aviation crew insurance

Headquarters

HQ city

Indianapolis

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. International Health Insurance Premiums: IMG generates revenue through annually renewable international private medical insurance premiums. Customers pay recurring premiums for coverage spanning global health insurance, short-term travel insurance, and student health insurance. The business model relies on collecting premiums and managing risk across a diversified customer base of expats, travelers, and international students.
2. World Nomads Acquisition Revenue: Acquired World Nomads international travel insurance business from nib Group for $67.5 million in cash. This acquisition will expand IMG's portfolio of travel insurance products and customer base, with expected net cash realization of approximately $70 million.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

International Medical Group provides annually renewable international private medical insurance and short-term travel medical insurance for expatriates, global citizens, international travelers, students, and aviation professionals. Plans cover medical care, emergency evacuation, dental emergency, telehealth, teletherapy, mental health, and 24/7 crisis assistance, underwritten through SiriusPoint America Insurance Company and United States Fire Insurance Company.

Product overview

International Medical Group (IMG) offers a multi-product insurance platform providing internationally-focused health and travel insurance. The portfolio consists of four core product categories: Global Health Insurance (annually renewable international private medical insurance for expats, including Global Prima Medical Insurance, Expat, and Flying Colours plans), Short-Term Insurance (including GlobeHopper, GlobeHopper Platinum, and GlobeHopper Multi-Trip), Student Health Insurance (WorldStudy and WorldStudy Platinum), and Travel Insurance (iTravelInsured Travel Lite, SE, LX, and GT). IMG operates as a subsidiary of SiriusPoint and offers coverage including medical care, emergency evacuation, dental, telehealth, teletherapy, mental health coverage, and 24/7 crisis support. The company recently announced acquisition of World Nomads international travel insurance business for $67.5 million.

Differentiator

Problem solved

Functional benefit

Brands

• Global Prima: Global health insurance plan offering annually renewable international private medical coverage for expats and global citizens.
• Flying Colours
• Expat
• GlobeHopper
• WorldStudy
• iTravelInsured

Products and services

• Global Prima Medical Insurance Annually renewable international private medical insurance cover for expats and global citizens living or working internationally, available in tiered options such as Silver.
• Flying Colours International health insurance plan designed specifically for pilots and cabin crew members, available in Bronze, Silver, and other tiers; requires paper application submission via the UK office rather than online purchase.
• Expat Global health insurance plan for expats living and working internationally, providing annually renewable coverage.
• GlobeHopper Short-term international private medical cover for individuals, families, and groups away from their country of habitual residence.
• GlobeHopper Platinum Enhanced short-term international private medical cover with additional benefits and higher coverage limits for travelers.
• GlobeHopper Multi-Trip Short-term international medical insurance covering multiple trips within the policy period.
• WorldStudy Health insurance plan designed specifically for international and study abroad students and scholars.
• WorldStudy Platinum

Quantifiable outcome

• 4.6/5 star Trustpilot rating based on 16,000+ reviews
• +1 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Two partnerships are on record, tiered core and minor.

• nib GroupcoreStrategic or Co-development Partner · 13 February 2026nib Group entered a binding agreement to sell its World Nomads international travel insurance business to IMG for $67.5 million in cash. The transaction is targeted for calendar year 2026, pending regulatory approvals and customary closing conditions. This acquisition significantly expands IMG's travel insurance portfolio and customer base.
• United States Fire Insurance CompanyminorStrategic or Co-development PartnerUSF underwrites certain IMG travel insurance plans (iTravelInsured Lite, SE, LX, GT plans) under form series T7000, T210, and TP-401. IMG markets these travel insurance products on behalf of USF. IMG does not receive compensation from USF for providing non-insurance components.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Others

• International SOS: International SOS is a global medical and travel security assistance services firm that partners with insurers to provide evacuation, case management, and medical referrals. It is comparable to IMG's in-house assistance services and telehealth layer, and operates as both an adjacent service provider and occasional partner/competitor in the international assistance space.

Direct peers

• AXA Global Healthcare: AXA Global Healthcare provides international health insurance plans for individuals, families, and corporate clients across multiple geographies. It directly competes with IMG for expat and global citizen customers, with comparable product tiers and a similar distribution model combining direct sales and brokers.
• HCC Medical Insurance Services: HCCMIS (part of Tokio Marine HCC) offers international travel medical insurance products aimed at travelers, expatriates, and students. It competes directly with IMG's GlobeHopper, WorldStudy, and iTravelInsured lines with comparable individual travel medical coverage.
• GeoBlue: GeoBlue specializes in international health and travel medical insurance for expatriates, frequent travelers, and students. It is one of the most direct competitors to IMG, with similar expat-focused product positioning, comparable provider networks, and overlapping distribution through brokers and producer channels.
• World Nomads: World Nomads is a leading international travel insurance brand for backpackers and adventure travelers, which IMG is acquiring from nib Group for $67.5M. It directly competes with IMG's iTravelInsured and GlobeHopper travel lines and, post-acquisition, will become part of IMG's portfolio.
• Allianz Care: Allianz Care offers international health insurance for individuals, families, and groups, with strong presence in Europe and globally. It is a direct competitor to IMG in the expat IPMI space and competes for the same annually renewable individual and group expatriate customers.
• Now Health International: Now Health International is a specialist IPMI provider offering plans for individuals, families, and groups living abroad. It competes directly with IMG in the mid-market expat segment with similar product structures, geographic coverage, and broker-driven distribution.
• Bupa Global: Bupa Global provides international private medical insurance for individuals and corporate clients living and working abroad. It competes directly with IMG's Global Prima and Expat product lines, with comparable plan tiers, geographic coverage, and customer segmentation.

Broad incumbents

• Cigna Global Health: Cigna Global Health offers international health insurance for individuals and groups living abroad, directly overlapping IMG's core expat IPMI segment. As part of The Cigna Group, it is a much larger, scaled incumbent with broader provider networks and deeper employer relationships, but competes head-to-head with IMG for mid-market expat and global citizen customers.
• Aetna International (CVS Health): Aetna International provides global health benefits for expatriates and globally mobile employees as part of CVS Health's broader portfolio. It is a scaled incumbent competing with IMG primarily in the corporate group and expatriate employer segment, with substantially larger resources and brand recognition.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/imglobal
• Facebookfacebook.com/IMGinsurance

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about International Medical Group