Intac Actuarial Services Inc.
Intac Actuarial Services Inc. (INTAC) is a third-party administrator providing full-service design, administration, and consulting of employer-sponsored retirement plans for more than 2,800 small-to-mid-sized companies across 35 U.S. states.
- Company typePrivate
- Founded1977
- HeadquartersRidgewood, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Intac Actuarial Services Inc. does
Intac Actuarial Services Inc. (dba INTAC, now operating under the Intac FuturePlan brand) is a third-party administrator (TPA) specializing in the full-service design, implementation, administration, and consulting of employer-sponsored qualified retirement plans. Founded in 1977 by Max Rosenberg in New Jersey, the firm serves more than 2,800 small-to-mid-sized companies across 35 U.S. states, supporting plan types including 401(k), Safe Harbor 401(k), New Comparability/cross-tested, ERISA 403(b), traditional Defined Benefit, and Cash Balance plans. Its services span plan design illustrations, valuation reports, Form 5500/EFast filing, compliance consulting, audit support, participant communications, and outsourced 3(16) fiduciary services.
The firm's technological core is the SMART Pension System, a proprietary actuarial and pension calculation engine built by founder Max Rosenberg and protected as a trade secret. INTAC holds CEFEX certification for Service Provider Excellence for the seventh consecutive year and maintains memberships in the National Institute of Pension Administration (NIPA), the American Society of Pension Professionals & Actuaries (ASPPA), and Actuary Member status in the American Academy of Actuaries. It integrates with 13+ recordkeeping platforms — Empower, Fidelity, Principal, Nationwide, VOYA, John Hancock, Lincoln Financial, Transamerica, Mass Mutual, American Funds, Oppenheimer, Aspire, and Ascensus — to support clients regardless of recordkeeper choice.
INTAC operates on a B2B professional services model with quote-based, undisclosed pricing; revenue is not publicly disclosed. Go-to-market combines direct sales to plan sponsors with channel partnerships through financial advisors, CPAs, accountants, and recordkeepers, and is supported by educational content (blog, Benefit Insights newsletter, webinars, compliance calendars). Since July 2018 the firm has operated as part of the FuturePlan by Ascensus network — the nation's largest retirement TPA platform — and in August 2021 announced a corporate name change to FuturePlan while preserving the same local Woodcliff Lake, NJ team. The firm is in second-generation family ownership under Vice President Charles Rosenberg and Harry Rosenberg following Max Rosenberg's passing in September 2023, and consistently ranks as New Jersey's #1 401(k)/Defined Contribution provider per NJBIZ.
Intac Actuarial Services Inc. firmographics
Firmographics- Name
- Intac Actuarial Services Inc.
- Legal name
- Intac Actuarial Services, Inc.
- Website
- https://intacinc.com
- Company type
- Private
- Founded year
- 1977
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Intac Actuarial Services Inc. (INTAC) is a third-party administrator providing full-service design, administration, and consulting of employer-sponsored retirement plans for more than 2,800 small-to-mid-sized companies across 35 U.S. states.
- Ownership category
- akta.pro rank
Intac Actuarial Services Inc. industry classification
Industry- Product category
- Retirement Plan Administration
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)
- akta.pro primary industry
- Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)) (FSAAACAF)
- akta.pro secondary industry
- Compliance, Reporting & Regulatory Administration (ERISA/ACA/No Surprises) (HLAEALAJ)
Keywords
Where Intac Actuarial Services Inc. is headquartered
LocationHeadquarters
- HQ city
- Ridgewood
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Intac Actuarial Services Inc. business model
Business model- GTM type
- B2B
- Offering type
- Services
Revenue model
- Retirement Plan Administration Services: Full-service consulting and administration of employer-sponsored retirement plans including plan design, implementation, administration, and ongoing compliance consulting
- Actuarial & Defined Benefit Strategy Consulting: Actuarial consulting services for defined benefit plans, compliance consulting for failed or narrowly passed tests, and plan design consulting
Go-to-market motion2 records
Distribution channels4 records
Marketing channels7 records
Intac Actuarial Services Inc. product offering
Product offeringCore offering
INTAC is a third-party administrator (TPA) providing complete administration of employer-sponsored retirement plans for more than 2,800 small to mid-sized companies across 35 states. Services include plan design, implementation, ongoing administration, compliance consulting, actuarial services, audit support, Form 5500/EFast liaison, participant communication, and 3(16) fiduciary services. The firm supports a range of plan types including 401(k), Safe Harbor 401(k), New Comparability/Cross-tested, ERISA 403(b), Defined Benefit, and Cash Balance plans.
Product overview
INTAC (Intac Actuarial Services Inc.) is a third-party administrator (TPA) providing full-service retirement plan design, implementation, administration, and consulting for employer-sponsored retirement plans. The company's core offering is Retirement Plan Administration, which encompasses actuarial and defined benefit strategy consulting, compliance consulting, audit support, and EFast liaison services. INTAC supports multiple plan types including 401(k) Plans, Safe Harbor 401(k), New Comparability/Cross-tested Plans, ERISA 403(b) Plans, Defined Benefit Plans, and Cash Balance Plans. Additional services include the INTAC Secure Client Portal for data submission and document access, Plan Design Illustrations, Plan Documents, Valuation Reports, and 3(16) Fiduciary Services. The company serves more than 2,800 small to mid-sized companies across 35 states.
Differentiator
Problem solved
Functional benefit
Products and services
- Retirement Plan Administration Complete administration of employer-sponsored retirement plans for small to mid-sized companies, including plan design, implementation, consulting, and ongoing management.
- 401(k) Plans Defined contribution plans with cash or deferred arrangements as described in section 401(k) of the Internal Revenue Code, allowing participants to elect to defer compensation through payroll withholding.
- Safe Harbor 401(k) 401(k) plan design that satisfies IRC nondiscrimination requirements through required non-elective employer contributions that are 100% immediately vested.
- New Comparability/Cross-Tested Plans Hybrid plans combining features of both defined benefit and defined contribution plans to skew employer contributions in favor of older, higher paid employees.
- ERISA 403(b) Plans Tax-sheltered annuity plans offered by public schools and certain 501(c)(3) tax-exempt organizations for employees to save for retirement.
- Defined Benefit Plans Traditional pension plans guaranteeing a monthly pension benefit for the life of the participant, defining a benefit formula and how benefits are accrued.
- Cash Balance Plans Type of Defined Benefit plan providing hypothetical account balances for participants which accrue interest at a pre-defined government rate.
- Actuarial & Defined Benefit Strategy Consulting Expert actuarial services and defined benefit strategy consulting to ensure plans receive consistent attention from experienced actuaries and plan administration professionals.
- Audit Support Qualified consultant support for plan sponsors during audits, including necessary documentation and expert guidance.
- Compliance Consulting Consulting services for failed or narrowly passed nondiscrimination tests to ensure plan designs meet specific goals of plan sponsors.
- EFast Liaison Services Assistance for the online registration process and/or the signing of Form 5500 filings through the EFast system.
- Plan Design Illustrations Customized plan design services to fit business needs, align with corporate goals, and deliver successful retirement outcomes.
- Valuation Reports Actuarial valuation reports for defined benefit and cash balance plans.
- Plan Document & Summary Plan Description Services
Quantifiable outcome
- Client retention rate exceeds 95%
- +2 more outcomes
Companies that use Intac Actuarial Services Inc.
Customer profileNamed customers4 records
Segments4 records
Intac Actuarial Services Inc. technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration13 records
Feature1 record
Intac Actuarial Services Inc. partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered core and flagship.
- American FundscoreRecordkeeping platform partner providing investment options for INTAC-administered retirement plans
- Mass MutualcoreRecordkeeping platform partner for retirement plan administration
- AscensusflagshipParent company FuturePlan by Ascensus; INTAC joined this network in July 2018. Ascensus is the nation's largest retirement third-party administrator.
- Nationwide FinancialcoreRecordkeeping platform partner; Charles Rosenberg sits on TPA Advisory Board for Nationwide
- EmpowercoreRecordkeeping platform partner for INTAC-administered plans
- OppenheimercoreRecordkeeping platform partner for retirement plan administration
- FidelitycoreRecordkeeping platform partner for INTAC-administered plans
- Principal Financial GroupcoreRecordkeeping platform partner for retirement plan administration
- AspirecoreRecordkeeping platform partner for INTAC-administered plans
- Lincoln FinancialcoreRecordkeeping platform partner for retirement plan administration
- John HancockcoreRecordkeeping platform partner for INTAC-administered plans
- VoyacoreRecordkeeping platform partner; Charles Rosenberg sits on TPA Advisory Board for VOYA Financial
- Transamerica Retirement ServicescoreRecordkeeping platform partner for retirement plan administration
- National Institute of Pension Administration (NIPA)coreCharles Rosenberg serves as committee member with NIPA; INTAC is a NIPA member firm
- ASPPAcoreINTAC is an ASPPA member firm; staff hold ASPPA credentials including QKA and QPA designations
- American Academy of ActuariescoreINTAC has Actuary Member status with the American Academy of Actuaries
Scale indicators5 records
Recent moves7 records
Expansion highlights5 records
Intac Actuarial Services Inc. competitors and assessment
Company assessmentDirect peers
- PenServ Plan Services: PenServ is a third-party administrator offering retirement plan administration and actuarial consulting for small-to-mid-sized plan sponsors. Highly comparable to INTAC in customer segment, plan types (401(k), DB, cash balance), and revenue model.
- CPS HR Consulting: CPS HR is a TPA focused on public-sector and government retirement plans with compliance and actuarial services. Comparable to INTAC in TPA delivery model and regulatory administration focus, though skewed to government clients.
- DWC - The 401(k) Plan Specialists: DWC is a niche TPA specializing in 401(k) and defined contribution plan administration for SMB plan sponsors. Directly comparable to INTAC in plan-type specialization, customer segment, and TPA service model.
Broad incumbents
- Ascensus: Ascensus is the nation's largest retirement TPA and parent of FuturePlan, INTAC's parent. Operates a national network of TPAs with broader services including education savings, ABLE, and government benefits administration.
- Newport Group: Newport is a national retirement plan consulting and administration firm offering recordkeeping, advisory, and TPA services. Comparable in retirement-only focus but materially larger scale than INTAC.
- OneDigital: OneDigital is a large employee benefits and retirement plan consulting firm built via acquisitions. Overlaps with INTAC in retirement plan administration but offers a much broader benefits brokerage portfolio.
- SageView Advisory Group: SageView is a retirement plan consulting and advisory firm serving mid-to-large plan sponsors. Comparable in retirement focus but skewed toward advisory/consulting rather than pure TPA administration.
- Milliman: Milliman is a global actuarial and consulting firm with a strong retirement plan practice. Comparable to INTAC in actuarial capability but vastly larger scale and broader service portfolio.
- Empower: Empower is one of the largest U.S. retirement recordkeepers, now offering integrated TPA and advisory services. Overlaps with INTAC as a recordkeeper partner and increasingly as a competitor in bundled plan administration.
- Schwab Retirement Plan Services: Schwab provides recordkeeping and integrated administration for employer-sponsored retirement plans. Comparable through its recordkeeper integration with INTAC and increasingly as a vertically integrated competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Intac Actuarial Services Inc. social profiles
Digital presenceIntac Actuarial Services Inc. compliance and trust
Trust signalCompliance4 records
Intac Actuarial Services Inc. financial estimates
Financial estimateRevenue estimate
Valuation estimate
Intac Actuarial Services Inc. leadership team
Management profileNumber of profiles
Intac Actuarial Services Inc. funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Intac Actuarial Services Inc. M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Intac Actuarial Services Inc.
What does Intac Actuarial Services Inc. do?
INTAC is a third-party administrator (TPA) providing complete administration of employer-sponsored retirement plans for more than 2,800 small to mid-sized companies across 35 states. Services include plan design, implementation, ongoing administration, compliance consulting, actuarial services, audit support, Form 5500/EFast liaison, participant communication, and 3(16) fiduciary services. The firm supports a range of plan types including 401(k), Safe Harbor 401(k), New Comparability/Cross-tested, ERISA 403(b), Defined Benefit, and Cash Balance plans.
Is Intac Actuarial Services Inc. a public or private company?
Intac Actuarial Services Inc. is a private company. It is currently operating.
When was Intac Actuarial Services Inc. founded?
Intac Actuarial Services Inc. was founded in 1977. It employs 11 to 50 people.
Where is Intac Actuarial Services Inc. based?
Intac Actuarial Services Inc. is headquartered in Ridgewood, United States, in the North America region.
How does Intac Actuarial Services Inc. make money?
Two revenue lines are on record. Retirement Plan Administration Services are the primary driver. The others are actuarial & Defined Benefit Strategy Consulting.
Who are Intac Actuarial Services Inc.'s main competitors?
Direct peers on record are PenServ Plan Services, CPS HR Consulting and DWC - The 401(k) Plan Specialists. Broad incumbents are Ascensus, Newport Group, OneDigital, SageView Advisory Group, Milliman, Empower and Schwab Retirement Plan Services.
Does Intac Actuarial Services Inc. have an API?
No public API is recorded for Intac Actuarial Services Inc..
What industry is Intac Actuarial Services Inc. in?
Intac Actuarial Services Inc.'s product category is Retirement Plan Administration. Its primary akta.pro industry code is FSAAACAF, Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)), with a secondary code of HLAEALAJ, Compliance, Reporting & Regulatory Administration (ERISA/ACA/No Surprises). Its NAICS code is 524292.