CoinCare Group

What CoinCare Group does

CoinCare Group is a privately held, Delaware-incorporated fintech startup headquartered in Hermosa Beach, USA, employing 11-50 people. The company operates in the banking, financial technology, cryptocurrency, and digital currency domains, positioning itself as an education-first neo-bank targeting unbanked and underbanked individuals and small-to-medium businesses. Its stated addressable market references the approximately 1.7 billion unbanked adults globally.

The company's product suite centers on the CoinCare Neo-Bank, complemented by CoinCare University (a "Learn & Earn" financial-education offering), the CoinCare Card (a Visa-branded debit card enabled through a partnership with Visa), and an OSIS platform. The neo-bank product is still pre-launch, with a planned USA launch in 2025. The model blends banking services, OTC crypto/digital-currency access, and financial education to onboard and retain underserved customer segments.

On business model and traction, CoinCare reports a community of 100,000+ members and a track record from 2021 of helping secure $50 million-plus in funding for 2,500+ clients (including PPP loans and COVID relief), with 3,000+ businesses funded. The company is currently raising an $11 million seed round with a $100,000 minimum buy-in. No proprietary revenue figures, pricing mechanics, or in-house technology stack details beyond the product names are disclosed in the input data.

Name

CoinCare Group

Legal name

CoinCare Group

Website

https://coincaregroup.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

CoinCare Group is a Delaware-incorporated, education-first neo-bank startup serving unbanked and underbanked individuals and small businesses, offering banking, OTC crypto access, a Visa debit card, and financial education via its CoinCare University "Learn & Earn" platform.

Ownership category

akta.pro rank

Product category

Digital Banking

NAICS

Credit Unions (522130)

SIC

Finance Services (6199)

akta.pro primary industry

Digital Banking & Neobank Platforms (BPAMAFAD)

akta.pro secondary industries

Customer Experience & Engagement (CRM, Support, Rewards, Loyalty) (FSAGAAAM), Virtual Prepaid & Single-Use / Tokenized Cards (FSAMANAJ)

Keywords

• Mobile banking services
• Digital currency debit cards
• Neobanking platform
• Small business funding
• Financial literacy education

Headquarters

HQ city

Hermosa Beach

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Business Funding Services: Facilitating PPP loans and business grants for small businesses. The company guided clients to successfully submit loan/grant applications and helped secure over $50 Million in funding for clients in 2021.
2. Neo-Bank Services: Mobile banking services with digital currency debit cards. Revenue likely derived from transaction fees, card interchange, and potentially subscription premiums for advanced banking features.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

CoinCare Group is building an education-first neo-bank that combines mobile banking features with digital currency technology, targeting unbanked and underbanked populations globally. The company offers a Visa debit card for digital currency spending, a financial literacy program (CoinCare University) with a Learn & Earn rewards model, and business funding facilitation services for PPP loans and grants. Founded in 2021, the company facilitated over $50 million in funding for 2,500+ small business clients during the COVID-19 pandemic and is now developing its mobile banking platform with planned launches in the USA (2025), Europe/UK (2026), and LATAM (2027).

Product overview

CoinCare Group operates as a financial services platform offering multiple integrated products: CoinCare Neo-Bank serves as the core mobile banking platform combining traditional banking features with digital currency technology. CoinCare University provides financial education through a 'Learn & Earn' model where users receive fiat or digital currency rewards for completing courses. The CoinCare Card, issued in partnership with VISA, enables users to spend digital currencies anywhere in the world via standard card payments. OSIS supports the educational platform. The company targets the underbanked population and those relying on services like PayPal and CashApp, aiming to bring financial literacy and accessible banking to 1.7 billion unbanked adults globally.

Differentiator

Problem solved

Functional benefit

Brands

• CoinCare University: Financial literacy and education program providing courses to members with Learn & Earn rewards for completing courses and becoming experts in personal and business finances.
• CoinCare Card
• CoinCare Credit Union

Products and services

• CoinCare Neo-Bank An education-first neo-bank providing mobile banking with all features of a traditional bank combined with digital currency technology. Targets unbanked and underbanked populations globally, including the 1.7 billion adults worldwide without access to financial services and small business owners relying on alternative services like PayPal and CashApp.
• CoinCare University Financial literacy and education program providing courses to members with a Learn & Earn model that incentivizes course completion with fiat or digital currency rewards. Designed to help members become experts in personal and business finances.
• CoinCare Card Digital currency debit card issued in partnership with Visa that allows users to spend digital currencies like a normal card anywhere in the world with global acceptance.
• Business Funding Services Business funding facilitation service that guides small business owners through loan and grant application processes, including PPP loans through the SBA and other institutional lenders. CoinCare helped secure more than $50 Million in funding for 2,500+ clients in 2021.

Quantifiable outcome

• Over $50 Million in funding secured for clients in 2021
• +1 more outcomes

Named customers5 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature1 record

Partnerships

One partnership is on record.

• VisacoreTechnology or IntegrationVisa is a key strategic partner for CoinCare's neo-bank offering. CoinCare issues Visa debit cards allowing users to spend digital currencies like a normal card, anywhere in the world. This partnership enables international market reach and global card acceptance.

Scale indicators6 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Varo Bank: Chartered digital bank serving underbanked consumers with no-fee banking, savings, and credit products — directly comparable business model and target segment to CoinCare's planned credit-union-backed offering.
• Cash App (Block): Mobile-first financial platform combining P2P payments, banking, and Bitcoin trading; competes directly with CoinCare's underbanked, multicultural, digital-currency-friendly positioning and is explicitly named in CoinCare's market analysis.
• Chime: US neobank serving underbanked consumers with fee-free mobile banking, early direct deposit, and a secured credit card — directly comparable in target customer and core banking feature set to CoinCare's planned offering.
• Current: US challenger bank targeting underbanked and Gen Z consumers with mobile banking, early direct deposit, and debit card features — a direct analog to CoinCare's planned US product.

Broad incumbents

• SoFi: Chartered digital bank offering checking, savings, lending, and investing to underbanked and mass-affluent consumers; comparable end-state vision for CoinCare's planned chartered banking entities.
• PayPal: Incumbent digital-payments platform relied on by 30%+ of CoinCare's identified underbanked SMBs; represents the incumbent CoinCare is positioning to displace through deeper banking functionality.

Emerging players

• Step: US teen-focused neobank and Visa-issued debit card with a financial-literity emphasis — closely comparable to CoinCare's education-first, Visa-issued, underbanked-segment proposition.
• Greenlight: Youth and family-focused fintech offering debit cards, financial education, and parental controls — overlaps with CoinCare's education-first 'Learn & Earn' model and underbanked-family mission.

Regional players

• Nubank: LATAM-focused neobank with 90M+ customers across Brazil and Mexico — directly relevant to CoinCare's planned 2027 LATAM banking entity and its underbanked value proposition.
• Revolut: UK/EU-headquartered digital bank offering multi-currency accounts and crypto trading — directly comparable to CoinCare's planned 2026 Europe/UK launch and cross-border digital-currency debit card.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CoinCare Group