Cooperative Teachers Credit Union
Cooperative Teachers Credit Union is a community credit union founded in 1953 in Tyler, Texas, providing loans, savings, checking, mortgages, ATMs, and online and mobile banking to its teacher-focused membership.
- Company typePrivate
- Founded1953
- HeadquartersTyler, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Cooperative Teachers Credit Union does
Cooperative Teachers Credit Union is a community credit union founded in 1953 and headquartered in Tyler, Texas. It provides retail financial services to a defined membership field that, based on its name and charter, centers on teachers and education-sector employees in and around Tyler. Its core products include consumer loans, savings and checking accounts, mortgages, ATM access, and online and mobile banking channels, positioning it as a full-service alternative to mainstream banks for its member base rather than a niche specialty lender.
The business model follows the standard credit union cooperative structure: members are owners, the institution earns revenue primarily through net interest income on its loan portfolio (consumer and mortgage) and through fee income on deposit and transaction accounts. With 11-50 employees and a single Tyler, Texas footprint, it operates at community scale rather than as a regional or national player. No information is available on membership counts, asset size, capital ratios, or financial performance; the company's website returned only a loader page in the source data, limiting visibility into leadership, governance, and product roadmaps.
There is no disclosed evidence of partnerships, M&A, funding activity, technology stack, or strategic positioning beyond the core retail-banking offering. As a result, any forward-looking read on growth, expansion, or competitive positioning must be qualified by the absence of source material on these dimensions.
Cooperative Teachers Credit Union firmographics
Firmographics- Name
- Cooperative Teachers Credit Union
- Website
- https://coopteachers.com
- Company type
- Private
- Founded year
- 1953
- Headcount range
- 11–50 employees
- Short description
- Cooperative Teachers Credit Union is a community credit union founded in 1953 in Tyler, Texas, providing loans, savings, checking, mortgages, ATMs, and online and mobile banking to its teacher-focused membership.
- Ownership category
- akta.pro rank
Cooperative Teachers Credit Union industry classification
Industry- Product category
- Retail Banking
- NAICS
- Credit Unions (522130), Credit Unions (52213)
- SIC
- Savings Institution, Federally Chartered (6035)
- akta.pro primary industry
- Cooperative Banks (Member-Owned Commercial/Retail) (FSABAEAF)
- akta.pro secondary industry
- Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)
Keywords
Where Cooperative Teachers Credit Union is headquartered
LocationHeadquarters
- HQ city
- Tyler
- HQ country
- United States
- HQ region
- North America
Markets served
Cooperative Teachers Credit Union business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Cooperative Teachers Credit Union product offering
Product offeringCore offering
Cooperative Teachers Credit Union provides retail consumer financial services including deposit products (savings and checking accounts), consumer and mortgage loans, ATM access, and online and mobile banking channels. The institution serves individual members, primarily from the local education community in Tyler, Texas.
Differentiator
Problem solved
Functional benefit
Products and services
- Savings Accounts Deposit product for individual members to hold and grow savings; offered through the credit union's branch and digital channels.
- Checking Accounts Day-to-day transactional deposit account for individual members, accessible through branches, ATMs, and digital banking.
- Consumer Loans Personal lending product for individual members to finance consumer borrowing needs such as auto or personal expenses.
- Mortgages Home financing product for individual members seeking to purchase or refinance residential property.
- ATM Access Cash-access service providing members with ATM network coverage for deposits, withdrawals, and balance inquiries.
- Online Banking Web-based banking platform enabling members to view accounts, transfer funds, and manage finances remotely.
- Mobile Banking Mobile banking service enabling members to manage accounts, make transfers, and conduct transactions from mobile devices.
Companies that use Cooperative Teachers Credit Union
Customer profileIdeal customer profiles1 record
Cooperative Teachers Credit Union technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Cooperative Teachers Credit Union partnerships and signals
Strategic signalRecent moves3 records
Cooperative Teachers Credit Union competitors and assessment
Company assessmentRegional players
- Southside Bank: Tyler, Texas-headquartered community bank offering consumer loans, deposits, and mortgages in the same local market — comparable in regional footprint and product mix though structured as a for-profit bank rather than a credit union.
- Austin Bank: East Texas community bank headquartered near Tyler, providing consumer and small-business banking — directly comparable in local geography and retail-banking products, though operating as a chartered commercial bank.
Broad incumbents
- Security Service Federal Credit Union: Large multi-state credit union providing loans, deposits, mortgages, and digital banking — comparable in cooperative retail-banking model but with substantially larger scale and broader membership.
- Randolph-Brooks Federal Credit Union: Large Texas-based credit union offering a full suite of consumer banking products to a broad membership; comparable in product set and digital capabilities but operates at significantly greater scale and a wider field-of-membership.
- Alliant Credit Union: Large national digital-first credit union offering high-yield deposits and consumer loans online — comparable in cooperative structure and product set, with far greater digital scale and a much larger membership base.
Direct peers
- Texas Teachers Credit Union: Statewide Texas credit union serving teachers and education employees with a full retail banking suite; the closest direct peer in both target market (teachers) and geographic footprint.
- EECU (Educators Credit Union): Credit union founded to serve educators with loans, savings, checking, mortgages, and digital banking — directly comparable to Cooperative Teachers Credit Union's education-sector field-of-membership and product mix.
- Texas Trust Credit Union: Texas-based member-owned credit union offering loans, deposits, mortgages, and digital banking to a broad community membership — directly comparable cooperative retail-banking model operating in overlapping Texas geography.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights4 records
Customer concentration
Cooperative Teachers Credit Union social profiles
Digital presenceCooperative Teachers Credit Union financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cooperative Teachers Credit Union leadership team
Management profileNumber of profiles
Cooperative Teachers Credit Union funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cooperative Teachers Credit Union M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cooperative Teachers Credit Union
What does Cooperative Teachers Credit Union do?
Cooperative Teachers Credit Union provides retail consumer financial services including deposit products (savings and checking accounts), consumer and mortgage loans, ATM access, and online and mobile banking channels. The institution serves individual members, primarily from the local education community in Tyler, Texas.
When was Cooperative Teachers Credit Union founded?
Cooperative Teachers Credit Union was founded in 1953. It employs 11 to 50 people.
Where is Cooperative Teachers Credit Union based?
Cooperative Teachers Credit Union is headquartered in Tyler, United States, in the North America region.
Who are Cooperative Teachers Credit Union's main competitors?
Regional players on record are Southside Bank and Austin Bank. Broad incumbents are Security Service Federal Credit Union, Randolph-Brooks Federal Credit Union and Alliant Credit Union. Direct peers are Texas Teachers Credit Union, EECU (Educators Credit Union) and Texas Trust Credit Union.
Does Cooperative Teachers Credit Union have an API?
No public API is recorded for Cooperative Teachers Credit Union.
What industry is Cooperative Teachers Credit Union in?
Cooperative Teachers Credit Union's product category is Retail Banking. Its primary akta.pro industry code is FSABAEAF, Cooperative Banks (Member-Owned Commercial/Retail), with a secondary code of FSABAEAA, Community Credit Unions (Retail/Consumer Focus). Its NAICS code is 522130 and its SIC code is 6035.