EGK-Gesundheitskasse

What EGK-Gesundheitskasse does

EGK-Gesundheitskasse is a Swiss health insurance provider operating as a foundation (Stiftung EGK-Gesundheitskasse) headquartered in Laufen, Switzerland, with a corporate history dating to 1912 (firmographics note 1919). The company sells mandatory basic health insurance under the Swiss KVG/Lamal framework through EGK Grundversicherungen AG, and a portfolio of voluntary supplementary insurance products through EGK Privatversicherungen AG, anchored by EGK-SUN which provides access to over 14,000 registered naturopaths and therapists. Its core differentiator is a 40+ year commitment to complementary medicine initiated in 1978, making it one of the earliest Swiss health insurers to systematically cover naturopathic and empirical treatments; EGK was also the first Swiss health insurer to open its own therapist office in 1991.

EGK distributes through a hybrid channel model combining seven regional agency offices (Laufen HQ, St. Gallen, Zurich, Bellinzona, Lausanne, Lucerne, Solothurn) with a digital self-service stack that includes the myEGK customer portal, an online premium calculator at premium.egk.ch, and a multilingual website available in German, French, Italian, and English. The operational ecosystem is anchored by the SNE Foundation (Stiftung für Naturheilkunde und Erfahrungsmedizin, founded 1995), which manages the EGK Therapist Centre and integrates with the EMR (Empirical Medicine Register) for therapist recognition and referral. Additional revenue lines include provision and risk insurance, travel insurance, pregnancy and birth coverage, young adults' plans, collective group insurance, and pet insurance; the Vituro sub-brand carries content on healthy living and prevention.

The revenue model is subscription-based on monthly premium billing, with pricing varying by deductible (Franchise), accident coverage, and canton. EGK is privately held under a non-profit foundation structure with three affiliated joint-stock companies (EGK Grundversicherungen AG, EGK Privatversicherungen AG, EGK Services AG); it has no disclosed venture capital, private equity, or public ownership and does not publish revenue. The customer base is exclusively B2C individual insureds across Switzerland, with no enterprise anchor accounts disclosed. No AI/ML capabilities, no public API platform, and no mobile application are present in the disclosed technology stack.

Name

EGK-Gesundheitskasse

Legal name

Stiftung EGK-Gesundheitskasse (Fondazione EGK-Cassa della salute)

Website

https://egk.ch

Company type

Private

Founded year

1912

Operating status

Operating

Headcount range

51–100 employees

Short description

EGK-Gesundheitskasse is a Swiss foundation-based health insurer headquartered in Laufen, offering mandatory basic (KVG) and supplementary insurance to Swiss residents, with a 40+ year specialization in complementary medicine and access to over 14,000 registered therapists via its SNE Foundation.

Ownership category

akta.pro rank

Product category

Health Insurance

NAICS

Direct Health and Medical Insurance Carriers (524114), Direct Life, Health, and Medical Insurance Carriers (52411)

SIC

Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)

Keywords

• Health insurance
• Supplementary insurance
• Complementary medicine coverage
• Mandatory basic insurance
• Travel insurance

Headquarters

HQ city

Laufen

HQ country

Switzerland

HQ region

Europe

Offices7 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Basic Health Insurance (Grundversicherung): Mandatory basic health insurance in accordance with KVG (Swiss Health Insurance Act), providing comprehensive coverage under statutory conditions
2. Supplementary Insurance (Zusatzversicherung): Voluntary supplementary insurance covering complementary medicine, travel, pregnancy, young adults, collective insurance, and pet insurance
3. Provision and Risk Insurance: Emergency protection covering disability or death consequences from accidents or illness

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

EGK-Gesundheitskasse is a Swiss health insurer selling mandatory basic insurance under KVG and voluntary supplementary insurance covering complementary medicine, travel, pregnancy, young adults, collective groups, and pets. Coverage is delivered through 7 regional agency offices, the myEGK digital portal, and a network of more than 14,000 registered naturopaths and therapists managed via the EGK Therapist Centre and SNE Foundation.

Product overview

EGK-Gesundheitskasse is a Swiss health insurance provider specializing in complementary medicine with over 40 years of experience. The company operates a multi-product portfolio consisting of mandatory Basic Insurance (KVG) as the core offering, supplemented by EGK-SUN Supplementary Insurance providing comprehensive complementary medicine coverage with access to over 14,000 registered therapists and naturopaths. Additional products include Provision and Risk Insurance, Travel Insurance, and specialized coverages for pregnancy, young adults, collective groups, and pets. The company supports its insurance offerings with digital services including the myEGK customer portal and app, plus a Premium Calculator. EGK's wellness initiatives are branded through Vituro (healthy living programs) and the SNE Foundation (naturopathy education and therapist services). The EGK Therapist Centre, managed by SNE, provides therapist finder services integrated with the EMR register.

Differentiator

Problem solved

Functional benefit

Brands

• SNE Foundation: Foundation for Naturopathy and Empirical Medicine, manages therapist recognition and referral services
• EGK Therapist Centre
• Vituro

Products and services

• Basic Insurance (KVG)

Quantifiable outcome

• Over 14,000 registered naturopaths and therapists available through complementary insurance coverage
• +1 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature3 records

Partnerships

Three partnerships are on record, tiered core and minor.

• SNE Foundation (Stiftung für Naturheilkunde und Erfahrungsmedizin)coreStrategic or Co-development PartnerSNE Foundation was founded by EGK-Gesundheitskasse in 1995 to promote naturopathy and empirical medicine. It manages the EGK Therapist Centre on behalf of EGK, recognizing and arranging therapists and naturopaths in cooperation with EMR. The foundation also offers education programs for health industry professionals and interested lay persons.
• EMR (Empirical Medicine Register)coreTechnology or IntegrationEMR (Empirical Medicine Register) cooperates with SNE Foundation and EGK for therapist recognition and arrangement. The EMR database is used through the therapist finder service to help customers find qualified complementary medicine practitioners.
• BetterDocminorOthersBetterDoc is referenced as an additional service available to EGK customers, providing health-related support services.

Scale indicators4 records

Recent moves1 record

Expansion highlights5 records

Direct peers

• Helsana: One of Switzerland's largest health insurers offering basic and supplementary coverage across all regions. Comparable to EGK in product breadth and Swiss-market focus.
• Atupri: Swiss basic and supplementary health insurer with comparable scale to EGK and similar nationwide Swiss distribution model.
• Swica: Major Swiss health insurer with strong eastern-Switzerland presence and broad basic/supplementary product suite. Comparable to EGK in offering structure, agency distribution, and Swiss regulatory environment.
• Visana: Swiss health and accident insurer with strong position in basic insurance and corporate group plans. Comparable to EGK in basic/supplementary product offering and collective insurance segment.
• CSS Versicherung: Switzerland's largest basic health insurer offering KVG and supplementary products across all language regions. Directly comparable to EGK in product structure, distribution model, and Swiss-market regulatory exposure.
• Groupe Mutuel: Swiss insurance group offering basic and supplementary health insurance particularly strong in French-speaking Switzerland. Comparable to EGK in product mix and multi-regional Swiss presence.
• Sanitas: Swiss health insurer offering basic and supplementary plans with strong digital capabilities and competitive premium positioning. Comparable to EGK across KVG and supplementary products.
• Concordia: Swiss health insurer headquartered in Lucerne offering basic and supplementary insurance nationwide. Comparable in scale, customer segments, and product portfolio to EGK-Gesundheitskasse.

Emerging players

• Barmenia Krankenversicherung: German health insurer notable for strong complementary and alternative medicine coverage in supplementary plans. Comparable to EGK's complementary-medicine differentiation, though operating in a different national market.

Others

• EMR (Empirical Medicine Register): Swiss registry for complementary medicine practitioners that integrates with EGK's therapist finder. While not a competitor, EMR is a key infrastructure partner and ecosystem comparator for understanding EGK's therapist-network advantage.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/egkgesundheitskasse
• LinkedInlinkedin.com/company/egk-gesundheitskasse

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about EGK-Gesundheitskasse