E Finances
E-Finances is a French financial management software publisher founded in 2001, offering a modular suite covering banking communication, treasury, reconciliation, financing, and fraud prevention. It serves 450+ companies from SMEs to large international groups via direct sales and an INFOR channel partnership, deployed on-premise or as SaaS.
- Company typePrivate
- Founded2001
- HeadquartersCarquefou, France
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What E Finances does
E-Finances is a French financial management software publisher founded in 2001 and headquartered in Carquefou, in the Nantes metropolitan area. The company self-describes as the '1st French publisher' of financial management software and serves a customer base of 450+ companies, ranging from small and medium enterprises to large international groups, across sectors including food manufacturing, retail, healthcare, construction, waste management, airports, agriculture, and luxury goods. Named customers include Sodebo, Promod, Lindt, Domusvi, Aéroport Nantes Atlantique, Nicolas Feuillatte, Cheminée Poujoulat, Nicollin, In Extenso, Eurial, Léon de Bruxelles, Maison Georges Larnicol, Cougnaud, Arte, and Repetto.
The product portfolio is a modular suite covering the full corporate treasury and financial workflow stack: E-Control Communication (banking communication and payment centralization with multi-protocol support for EBICS TS and SWIFT), E-Trésorerie (cash management and treasury forecasting), E-Rappro (bank reconciliation with up to 90% automation), E-Financements (debt and financing management with IAS/IFRS compliance, including E-Lease for lease restatement), E-Lettrage (accounting reconciliation), E-Credit Management (receivables and collections), and KBF Anti fraude (payment fraud prevention with Isabel and Multiline integration). Supporting modules include KeyGo Secure biometric authentication, EFS Extend BI for KPI dashboards and scheduled exports, Connect Cash, Smart Cash, Follow Cash, and E-Allocation & Posting. The suite is sold as both a pre-configured Pack BFR for working capital optimization and as a broader Treasury Management System (TMS) platform. Technology integrations include Oracle, BAAN, PeopleSoft, and Axapta ERPs.
E-Finances operates as both software editor and integrator, generating revenue from on-premise perpetual licenses (entry modules priced €1,500-€2,350), SaaS subscriptions, and professional services including pre-sales consulting, implementation, training, and ongoing telephone support. The go-to-market is primarily direct via the corporate website with demo requests as the main conversion mechanism, supplemented by a 2019 channel partnership with INFOR for international distribution. The company is privately held as a French SAS, appears bootstrapped with no disclosed funding rounds, and employs 11-50 people. Leadership comprises Elodie Huber as Dirigeant and Fabrice Romero as Data Protection Officer; the firm is GDPR-compliant. The website displays Valsoft branding, suggesting an affiliation or potential acquisition.
E Finances firmographics
Firmographics- Name
- E Finances
- Legal name
- E-Finances
- Website
- https://e-finances.fr
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- E-Finances is a French financial management software publisher founded in 2001, offering a modular suite covering banking communication, treasury, reconciliation, financing, and fraud prevention. It serves 450+ companies from SMEs to large international groups via direct sales and an INFOR channel partnership, deployed on-premise or as SaaS.
- Ownership category
- akta.pro rank
E Finances industry classification
Industry- Product category
- Treasury and Financial Management Software
- NAICS
- Software Publishers (513210), Finance and Insurance (52)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK)
- akta.pro secondary industry
- Budgeting & Cash-Flow Management (FSAGADAA)
Keywords
Where E Finances is headquartered
LocationHeadquarters
- HQ city
- Carquefou
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
E Finances business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Software Licenses: One-time acquisition of software licenses for on-premise installation
- SaaS Subscriptions: Cloud-based access to software solutions with subscription model (both SaaS and License options offered)
- Professional Services: Consulting, training, and support services accompanying software deployment
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Hybrid | Multi-year contract | E-Control Communication - Bank communication software |
| One time/ perpetual license | Multi-year contract | E-Trésorerie - Treasury management software |
| One time/ perpetual license | Multi-year contract | E-Rappro - Bank reconciliation software |
| One time/ perpetual license | Multi-year contract | E-Financements - Funding management software |
| Other | Multi-year contract | E-Allocation & Posting - Accounting allocation |
| Subscription | Annual | E-Credit Management - Credit management |
| Subscription | Annual | KBF Anti fraude - Anti-fraud solution |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
E Finances product offering
Product offeringCore offering
E-Finances is a French software publisher and integrator that develops and sells a modular suite of financial management software for businesses. Its core offerings cover banking communication, treasury and cash management, bank reconciliation, financing and debt management, accounting reconciliation, credit management, and payment fraud prevention. Solutions are available as perpetual on-premise licenses or as SaaS subscriptions, accompanied by consulting, training, and telephone support services.
Product overview
E-Finances is a French financial management software publisher offering a modular suite of treasury, cash management, and financial workflow solutions. The core portfolio includes six integrated products: E-Control Communication (banking communication and payment security), E-Trésorerie (treasury forecasting), E-Rappro (bank reconciliation), E-Financements (financing/debt management), E-Lettrage (accounting reconciliation), and KBF Anti-fraude (fraud prevention). These are complemented by specialized modules such as E-Lease (lease restatement), EFS Extend (BI/reporting), KeyGo Secure (biometric authentication), and E-Credit Management (receivables management). The company also offers pre-configured packs including Pack BFR (combining treasury, reconciliation, and credit management for working capital optimization) and a broader Treasury Management System (TMS) platform. Solutions are available as on-premise licenses or SaaS, serving SMEs and large international groups.
Differentiator
Problem solved
Functional benefit
Brands
- E-Control Communication: Banking communication software for centralizing payment emissions and receptions
- E-Trésorerie
- E-Rappro
- E-Financements
- E-Lettrage
- E-Credit Management
- KBF Anti fraude
- KeyGo Secure
- Pack BFR
- EFS Extend
Products and services
- E-Control Communication Banking communication software that centralizes and secures all payment emissions and receptions with multi-protocol support (EBICS TS, SWIFT), electronic signature, biometric authentication via KeyGo Secure, and configurable workflow validation rules. Target users are finance and treasury teams at SMEs and large international groups needing secure multi-bank payment orchestration.
- E-Trésorerie Cash management and treasury forecasting software providing daily cash management, balance analysis, budget tracking, accounting entry generation, and automatic balancing proposals. Target users are treasurers and finance directors at SMEs and large international groups who need a global view of cash position.
- E-Rappro Bank reconciliation software offering automatic, proposed, and manual matching modes with detailed and synthetic reconciliation reports in PDF or Excel formats, achieving up to 90% automation. Target users are accountants and treasury teams needing fast, accurate matching of bank statements with internal accounting records.
- E-Financements
- E-Lettrage Automatic accounting reconciliation software that matches client and supplier accounts with payments, generates accounting entries, and supports multi-bank format integration. Target users are accountants handling high volumes of receivables and payables matching.
- KBF Anti fraude Payment fraud prevention solution securing payment workflows with multi-format support, multilingual capabilities, and integration with Isabel and Multiline platforms. Target users are treasurers and finance teams needing to safeguard payment processes from fraud.
- E-Credit Management Customer credit and receivables management software for automating collections, managing credit risk, disputes, and litigation with documentary management and analytics. Target users are credit managers and finance teams optimizing working capital and receivables performance.
Quantifiable outcome
- Up to 90% automation of bank reconciliation
- +2 more outcomes
Companies that use E Finances
Customer profileNamed customers15 records
Segments6 records
Ideal customer profiles2 records
E Finances technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
Feature5 records
E Finances partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- INFORcoreINFOR, recognized as the third largest global business software publisher, has integrated E-Finances' complete solution suite into their catalog. This partnership enables E-Finances to reach international markets through INFOR's extensive distribution network.
- SWIFTcoreE-Finances integrates SWIFT Alliance LITE protocol into their solutions, enabling secure international banking communication and transactions for their customers.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
E Finances competitors and assessment
Company assessmentDirect peers
- Diapason: Diapason is a French software vendor specializing in treasury management and financing/debt management solutions, directly overlapping with E-Finances' E-Trésorerie and E-Financements products and competing in the same French mid-market and large-enterprise segment.
- Kyriba: Kyriba is a global cloud-native treasury management system (TMS) provider offering cash management, bank connectivity, payments, and fraud prevention — a direct functional competitor to E-Finances' E-Control Communication, E-Trésorerie, and KBF Anti-fraude modules, particularly for international mid-market and large customers.
- TIS (Treasury Intelligence Solutions): TIS is a cloud-native treasury and payment platform providing bank connectivity, cash management, and payment workflow automation — directly comparable to E-Finances' banking communication, treasury, and fraud-prevention offerings, with stronger cloud-native and AI positioning.
- HighRadius: HighRadius offers AI-powered treasury, cash application, and credit management software as a SaaS platform — directly comparable to E-Finances' E-Credit Management and reconciliation products, with embedded AI/ML capabilities.
- GTreasury: GTreasury provides a SaaS treasury management platform covering cash visibility, bank connectivity, payments, and risk management — competing with E-Finances' full suite in international large-enterprise deals.
Broad incumbents
- Cegid: Cegid is a major French ERP and financial management software publisher whose portfolio includes treasury and cash management modules, competing with E-Finances in French enterprises and offering broader finance/HR suites that can substitute E-Finances' standalone products.
- Sage: Sage offers broad accounting and financial management software for SMEs in France (Sage 100, Sage X3) that includes treasury and bank reconciliation capabilities, providing indirect competition to E-Finances in the SME segment.
- SAP: SAP's S/4HANA Finance includes integrated treasury management, bank communication, and cash positioning capabilities, serving as a broad incumbent alternative for large enterprises evaluating E-Finances' modules.
Emerging players
- Cashforce: Cashforce is a Belgian cash flow forecasting and working capital analytics provider focused on mid-market treasurers — overlapping with E-Finances' E-Trésorerie and Pack BFR offerings in a more focused, cloud-native form.
Regional players
- Ondap (formerly Amalto / b-process): Ondap provides order-to-cash and treasury/financing software for European mid-market enterprises, with overlap in bank reconciliation, financing management, and B2B payment workflows comparable to E-Finances' portfolio.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
E Finances social profiles
Digital presenceE Finances compliance and trust
Trust signalCompliance1 record
E Finances financial estimates
Financial estimateRevenue estimate
Valuation estimate
E Finances leadership team
Management profileNumber of profiles
Profiles2 records
E Finances funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
E Finances M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about E Finances
What does E Finances do?
E-Finances is a French software publisher and integrator that develops and sells a modular suite of financial management software for businesses. Its core offerings cover banking communication, treasury and cash management, bank reconciliation, financing and debt management, accounting reconciliation, credit management, and payment fraud prevention. Solutions are available as perpetual on-premise licenses or as SaaS subscriptions, accompanied by consulting, training, and telephone support services.
Is E Finances a public or private company?
E Finances is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was E Finances founded?
E Finances was founded in 2001. It employs 11 to 50 people.
Where is E Finances based?
E Finances is headquartered in Carquefou, France, in the Europe region.
How does E Finances make money?
Three revenue lines are on record. Software Licenses are the primary driver. The others are saaS Subscriptions and professional Services.
Who are E Finances's main competitors?
Direct peers on record are Diapason, Kyriba, TIS (Treasury Intelligence Solutions), HighRadius and GTreasury. Broad incumbents are Cegid, Sage and SAP. Cashforce is listed as an emerging player. Ondap (formerly Amalto / b-process) is listed as a regional player.
Does E Finances have an API?
No public API is recorded for E Finances.
What industry is E Finances in?
E Finances's product category is Treasury and Financial Management Software. Its primary akta.pro industry code is FSAGABAK, Cross-Border FX, Multi-Currency & Treasury for Payments, with a secondary code of FSAGADAA, Budgeting & Cash-Flow Management. Its NAICS code is 513210 and its SIC code is 6199.