Ingenico

What Ingenico does

Ingenico, founded in 1980 and headquartered in Suresnes, France, is a global provider of payment acceptance hardware, software, and services. The company designs and engineers its products in France and sells through direct enterprise field sales, a tiered partner ecosystem (Business Partner Program and Solutions Partner Program), a developer portal with API access, and regional offices in more than 40 countries across APAC, Europe, the Middle East and Africa, Latin America, and North America. Ingenico is profiled alongside Verifone, PAX Global, NCR Voyix, and Shopify as a key player in the global POS terminals market and is identified as a leading supplier in connected vending and self-service technologies.

The core product platform consists of the AXIUM family of Android 14-based smart terminals with PCI PTS v7 compliance, supporting AI capabilities, digital identity, and stablecoin acceptance across mobile, countertop, self-service, and SoftPOS form factors; the TETRA line of sustainability-focused terminals; SoftPOS acquired from Phos Mobile in 2023; and the Ingenico 360 unified cloud platform, which integrates device management, transaction services, and analytics and is live across Europe, the Americas, and APAC. Adjacent commerce services include alternative payment methods, buy-now-pay-later, digital receipts, gift card programs, dynamic currency conversion, loyalty card-linked offers, and omnichannel payment services.

Ingenico generates revenue through a mix of hardware sales (terminals across multiple form factors), recurring software and cloud subscriptions (Ingenico 360), professional and managed services, transaction-based commerce enhancement services, and developer API access. Customer segments span SMB, large retail, transportation, hospitality and leisure, vending, energy (gas and EV charging), enterprise retail, and restaurants, with strategic partnerships including Visa Acceptance Platform pre-certification and stablecoin payment integrations with MoonPay and WalletConnect. Leadership transitioned in November 2025 with Floris de Kort as CEO, and the company has spun out Ogloba, an enterprise transaction business processing over $45 billion annually, as an independent entity.

Name

Ingenico

Legal name

Ingenico

Website

https://ingenico.cz

Company type

Private

Founded year

1980

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Ingenico is a France-headquartered global provider of payment acceptance hardware, software, and services, selling Android-based AXIUM and TETRA terminals, SoftPOS, and the Ingenico 360 cloud platform to SMBs, retailers, hospitality, transportation, vending, and energy merchants across more than 40 countries.

Ownership category

akta.pro rank

Product category

Payment Terminals

NAICS

Computer and Peripheral Equipment Manufacturing (33411), Computer Terminal and Other Computer Peripheral Equipment Manufacturing (334118)

SIC

Services-Computer Integrated Systems Design (7373)

akta.pro primary industry

Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)

Keywords

• Payment terminals
• Point of sale hardware
• Omnichannel payment services
• Cloud payment platform
• Mobile payment acceptance

Headquarters

HQ city

Suresnes

HQ country

France

HQ region

Europe

Offices33 records

Markets served

GTM type

B2B

Offering type

Hardware or Manufacturing

Cost components

Supply Chain, Technology or R&D, Personnel, Operations, Marketing or Sales

Revenue model

1. Payment Terminal Hardware Sales: Sale of physical payment terminals including AXIUM, TETRA, countertop, portable, self-service, and integrated POS devices across multiple form factors.
2. Software and Cloud Services: Ingenico 360 cloud platform providing device management, transaction services, and analytics. Software subscriptions and cloud services for ongoing platform access.
3. Professional Services: Implementation, consulting, and deployment services for seamless payment solutions.
4. Managed Services: Ongoing managed services providing operational support and maintenance for payment infrastructure.
5. Commerce Enhancement Services: Alternative payment methods, BNPL, digital receipts, gift cards, dynamic currency conversion, and loyalty services that enhance core payment transactions.
6. Developer API Access: Developer portal and API access for third-party integration and custom solution development on Ingenico platform.

Go-to-market motion5 records

Distribution channels5 records

Marketing channels7 records

Core offering

Ingenico designs, manufactures and sells payment terminals (AXIUM, TETRA, SoftPOS and a range of countertop, portable, self-service and integrated POS devices) along with the Ingenico 360 cloud platform for device management, transaction services and analytics. The company delivers these products plus commerce enhancement services (Alternative Payment Methods, Buy Now Pay Later, Digital Receipts, Gift Card services, Dynamic Currency Conversion, Loyalty Card Linked Offers, Omnichannel Payment Services) and managed services to merchants, retailers, hospitality, transportation, vending and energy operators across 40+ countries.

Product overview

Ingenico is a global leader in payment acceptance solutions offering a comprehensive platform-plus-modules architecture. The core product lines include AXIUM (Android-based smart terminals with AI capabilities and PCI PTS v7 compliance) and TETRA (sustainability-focused payment terminals). These hardware platforms are complemented by SoftPOS for software-based payment acceptance. The Ingenico 360 unified cloud platform provides integrated device management, transaction services, and analytics across Europe, Americas, and APAC. Commerce enhancement services include Alternative Payment Methods, Buy Now Pay Later, Digital Receipts, Gift Card Services, Dynamic Currency Conversion, Loyalty Card Linked Offers, and Omnichannel Payment Services. The company also provides managed services including Device Management, Security Solutions, Professional Services, and Managed Services for enterprise payment operations.

Differentiator

Problem solved

Functional benefit

Brands

• AXIUM: Next-generation Android-based smart payment terminals with PCI PTS v7 compliance, supporting AI capabilities, digital identity, and stablecoin acceptance across mobile, countertop, self-service, and SoftPOS form factors.
• TETRA
• Ingenico 360
• SoftPOS

Products and services

• AXIUM Next-generation Android 14-based smart payment terminal family with PCI PTS v7 compliance supporting AI capabilities, digital identity, and stablecoin acceptance across mobile, countertop, self-service and SoftPOS form factors, engineered in France.
• TETRA Payment terminal line optimizing payments while enhancing sustainability for merchants seeking environmentally conscious point-of-sale hardware.
• SoftPOS Software-based payment acceptance solution enabling smartphones and tablets to function as payment terminals, integrated following Ingenico Group's acquisition of Phos Mobile S.A.S.
• Ingenico 360 Unified cloud-native platform integrating device management, transaction services and analytics, live across Europe, the Americas and APAC.
• Countertop / PIN Pad Terminals Fixed-position payment terminals with secure PIN entry designed for retail checkout counters and attended environments.
• Portable Payment Devices Wireless payment devices enabling transactions on-the-go within retail, hospitality and transportation environments.
• Retail Mobility Solutions Mobile payment solutions for retail associates enabling transactions throughout the store, including line-busting and queue reduction.
• Self-Service Terminals Payment terminals designed for self-checkout and unattended environments such as vending, fuel and EV charging stations.
• Integrated POS Integrated point-of-sale solutions combining payment processing with broader POS functionality for retail and hospitality operators.
• Device Management Integrated management service for payment devices, software and related estate operations, enabling centralized visibility and control across a merchant's terminal fleet.
• Security Solutions Business security solutions designed to enhance protection of payment environments without adding operational complexity.
• Professional Services Advisory and implementation services for the deployment of seamless payment solutions, including integration consulting and project delivery.
• Managed Services Outsourced management of payment operations providing ongoing operational support and maintenance for merchant payment infrastructure.
• Alternative Payment Methods Commerce service bringing in-store payment diversity through digital and alternative payment options, including support for stablecoins via MoonPay and WalletConnect integrations.
• Buy Now Pay Later Installment payment solution enabling customers to spread purchase costs at the point of sale.
• Dynamic Currency Conversion Real-time currency conversion at the point of sale to boost international sales for cross-border merchants.
• Omnichannel Payment Services Solutions connecting payment experiences across all sales channels, enabling unified commerce for merchants.

Quantifiable outcome

• 11.7 million connected vending machines expected globally by 2030, with Ingenico among leading suppliers
• +1 more outcomes

Named customers1 record

Segments8 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability5 records

Feature9 records

Partnerships

Four partnerships are on record, tiered core and flagship.

• Banco del BajíocoreStrategic or Co-development Partner · 23 July 2026Ingenico and Banco del Bajío convened a panel at Open Finance 2050 event to present vision for transforming payment terminals from simple transaction devices into intelligent commerce ecosystems. Industry leaders discussed how modern terminals can handle inventory management, loyalty programs, omnichannel sales, and data analytics, moving beyond traditional payment processing.
• MoonPayflagshipTechnology or Integration · 9 April 2026MoonPay partnered with WalletConnect and Ingenico to enable stablecoin payments at physical retail stores globally, allowing consumers to use stablecoins like USDC, USDT, and DAI for transactions through Ingenico terminals. The system secures transactions via QR codes, device communication, and real-time conversion to fiat currency, potentially reducing costs and increasing accessibility.
• WalletConnectcoreTechnology or Integration · 9 April 2026WalletConnect partnered with MoonPay and Ingenico to enable stablecoin payments at physical retail stores globally, providing the infrastructure for wallet-to-terminal communication in the stablecoin payment ecosystem.
• VisacoreTechnology or Integration · 18 March 2026Ingenico collaboration with Visa to expand and strengthen payment solutions combining AXIUM Android-based smart terminals with Visa Acceptance Platform (gateway and risk management services) to provide scalable omnichannel payment solutions. The collaboration offers pre-technical certification with the Visa Acceptance Platform while meeting multiple industry and payment ecosystem requirements, covering use cases in enterprise retail, SMB, and restaurants. Significantly reduces time-to-market.

Scale indicators6 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• Shopify POS: Integrated commerce platform with bundled POS hardware (Shopify Tap, Kit) and payment processing; listed as a peer in global POS terminals and competes with Ingenico for retail and SMB merchants.
• Stripe Terminal: Modern developer-first payment terminal product bundled with Stripe's payment processing platform, increasingly competing for integrated merchant stacks where Ingenico targets enterprise and SMB retailers.
• SumUp: European-headquartered mobile POS and payment acceptance provider with broad SMB reach across Europe — competing directly with Ingenico's SoftPOS and SMB terminal offerings.
• Verifone: Global payment terminal manufacturer and payment acceptance solutions provider; named alongside Ingenico as a key player in the global POS terminals market with overlapping enterprise retail, hospitality and SMB customer base.
• Block (Square): Integrated payments and POS platform with hardware (Square Reader, Square Terminal) and software ecosystem targeting SMB merchants — a direct competitor to Ingenico's SMB and retail segments with stronger software/services attach.
• PAX Global Technology: Manufacturer of Android-based POS terminals competing directly with Ingenico's AXIUM line; listed as a co-competitor in the global POS terminals market and growing rapidly in both hardware and integrated software.
• NCR Voyix: Provider of POS hardware, self-service kiosks and enterprise payment solutions; named as a peer in both global POS terminals and global self-service technologies alongside Ingenico.
• Diebold Nixdorf: Provider of self-service kiosks, ATMs and POS solutions for retail and banking; explicitly named alongside Ingenico as a leading player in global self-service technologies.

Broad incumbents

• Worldpay: Global merchant acquiring and payment processing incumbent; broader payments scope than Ingenico but overlapping enterprise and SMB merchant customer base, and relevant given Ingenico's new CEO was previously CEO of Worldpay eCommerce.
• Fiserv: Large-scale payments and financial technology incumbent offering merchant acquiring, POS software (Clover) and hardware; broader portfolio than Ingenico but directly overlapping in enterprise retail and SMB payment acceptance.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/ingenico
• Facebookfacebook.com/IngenicoBrand
• LinkedInlinkedin.com/company/ingenico

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries1 record

Funding overview

Funding rounds3 records

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A18 records

Investments5 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ingenico