La Fiduciaria

What La Fiduciaria does

La Fiduciaria S.A. is a Peruvian fiduciary services company that structures and administers trust contracts (fideicomisos) for corporate, financial, and high-net-worth clients. Founded in 2000/2001 by Grupo Crédito, Interbank, and Banco Sudamericano (now Scotiabank Peru), it was the first company dedicated to trust services in Peru and is regulated by the Superintendencia de Banca, Seguros y AFP (SBS) under the General Law of the Financial System (Ley 26702) and SBS Resolution 1010-99. The company has built a portfolio of more than 2,200 trust contracts over 24+ years and maintains a market share above 50% in the Peruvian fiduciary market.

The company offers eight core trust products (Asset/Flow Guarantees, Conditional Escrow, Real Estate Bridge, Real Estate Development, Project Cash Flow Control, Shareholders Agreement, Family Trust, and Debt Management) plus four add-on agent roles (Guarantee Agent, Administrative Agent, Common Representative, and General Trust Commissions). Its technology stack centers on a proprietary trust administration platform — described as the first specialized fiduciary software implemented in Peru, developed and maintained in-house — supplemented by two client portals (FIDUNET and Mi Información/Extranet) and a separate auction platform (remates.lafiduciaria.com.pe) for extrajudicial sales of real estate and movable assets. No public APIs, SDKs, or AI/ML capabilities are disclosed.

La Fiduciaria generates revenue through fees on trust structuring and administration, agent/professional services, and transaction fees from auction activity. Pricing is fully quote-based with no public tiers, and contracts are typically multi-year and tailored per client. The go-to-market is a B2B enterprise field-sales model targeting large corporations, banks, real estate developers, mining companies, and infrastructure projects in Peru, supported by a single domestic office in San Isidro (Lima), a 50+ person professional team, and presence at industry events such as COLAFI, ENASEI, and CADE Ejecutivos.

Name

La Fiduciaria

Legal name

La Fiduciaria S.A.

Website

https://lafiduciaria.com.pe

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

51–100 employees

Short description

La Fiduciaria S.A. is a Peruvian SBS-regulated fiduciary services firm that structures and administers trust contracts for corporations, financial institutions, real estate developers, and high-net-worth families. It was the first trust services company in Peru, with 2,200+ contracts and over 50% market share.

Ownership category

akta.pro rank

Product category

Fiduciary Trust Services

NAICS

Trust, Fiduciary, and Custody Activities (523991), Trusts, Estates, and Agency Accounts (52592)

akta.pro primary industry

Trust Administration & Fiduciary Accounting Services (FSAAANAF)

akta.pro secondary industries

Fiduciary Agency & Trustee-for-Hire Services (FSAAANAL), Corporate & Institutional Trust Services (FSAAANAB)

Keywords

• Fiduciary services
• Trust administration
• Trust structuring
• Asset guarantee trusts
• Escrow services

Headquarters

HQ city

Lima

HQ country

Peru

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Trust Administration Fees: Fees charged for structuring and administering trust agreements (fideicomisos). Services include guarantee trusts, escrow services, real estate trusts, cash flow control, shareholder agreements, family trusts, and debt management.
2. Agent Services: Fees for acting as Guarantee Agent, Administrative Agent, and Common Representative in security contracts
3. Auction Services: Extrajudicial sale services for real estate and movable assets through their remates.lafiduciaria.com.pe platform

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

La Fiduciaria is a Peruvian trust services company that structures and administers fiduciary trusts (fideicomisos) for corporate, financial, and high-net-worth clients. Its portfolio covers eight core trust types (asset/flow guarantees, conditional escrow, real estate bridge, real estate project development, project cash flow, shareholders' agreements, family patrimony, and debt management) plus auxiliary trust roles (guarantee agent, administrative agent, common representative in movable guarantees), extrajudicial auctions of real estate and movable assets, and KYC due-diligence services. The company serves sectors including real estate, mining, infrastructure, energy, construction, banking, and family wealth preservation.

Product overview

La Fiduciaria is a Peruvian trust services company offering a comprehensive portfolio of fiduciary products. The core offering consists of trust contract structuring and administration services, including eight main trust types: Garantía de Activos y/o Flujos (asset/flow guarantees), Escrow-Condicionado, Puente Inmobiliario (real estate bridge), Fideicomiso para desarrollo de Proyectos Inmobiliarios (real estate development), Control de Flujos para Obras (project cash flow), Acuerdo de Accionistas (shareholders agreement), Patrimonio Familiar (family trust), and Gestión de Deuda (debt management). Additional trust roles include Guarantee Agent, Administrative Agent, Common Representative in Movable Guarantees, and General Trust Commissions. The company also provides auction services for real estate and movable assets, and KYC client due diligence services. La Fiduciaria serves diverse sectors including education, tourism, mining, infrastructure, and real estate, maintaining a market share above 50% since 2003.

Differentiator

Problem solved

Functional benefit

Brands

• Fidunet: Client portal for La Fiduciaria customers to access their trust-related information and services

Products and services

• Garantía de Activos y/o Flujos (Asset and/or Flow Guarantee Trust) Trust structure serving as guarantee for fulfillment of corporate obligations such as repayment of financing, bond issuances, or compliance with agreements. The patrimony can be composed of assets (land, buildings, shares), flows (collection rights and cash flows), or mixed structures. Targeted at companies needing to secure obligations to third parties.
• Escrow - Condicionado (Conditional Escrow) Trust structure providing confidence in asset purchase and sale transactions (usually companies) so they can be carried out with greater transparency and ease. The assets to be sold and the purchase price are held until agreed conditions are met. Designed for M&A and asset transfer transactions.
• Puente Inmobiliario (Real Estate Bridge Trust) Trust structure guaranteeing that land will be used for real estate project development while necessary studies and municipal procedures are being carried out. The property is composed of land acquired by a developer thanks to financing from an investor who will participate in the project. Targeted at real estate developers and investors.
• Fideicomiso para desarrollo de Proyectos Inmobiliarios (Real Estate Development Trust) Trust structure ensuring real estate project development with transparency, ease, and order, managing all project payments including construction costs and financing payments. Requires a bank sponsor and supervisor that approves disbursements according to construction progress. Designed for real estate developers.
• Control de Flujos para Obras (Project Cash Flow Trust) Trust structure widely used in public and private tendered works, administering funds granted by the contracting entity to the winning bidder for construction execution. Minimizes risk of execution of letters of guarantee and ensures funds are used exclusively for the specific work. Targeted at construction companies and public works.
• Acuerdo de Accionistas (Shareholders Agreement Trust) Trust structure administering company shares as established in a Shareholders' Agreement, ensuring compliance with agreed terms. The patrimony is composed of company shares assigned by a group of shareholders with decisions regulated by an agreement committee. Designed for corporations and shareholder groups.
• Patrimonio Familiar (Family Trust) Trust structure similar to a Shareholders' Agreement, administering family group shares in one or several companies for the benefit of shareholders. The objective is to keep the family estate together and ensure heirs benefit from the trust without receiving shares directly, preventing disposition of shares by heirs. Targeted at high-net-worth families seeking estate planning.
• Gestión de Deuda (Debt Management Trust) Trust structure where the Management Trust takes on debt directly by subscribing to credit, promissory note, or leasing contracts in place of the settlor. Isolates compliance with financing obligations from the settlor to the autonomous patrimony. Involves both a Management Trust and a Guarantee Trust. Targeted at companies with structured financing needs.
• Servicios de Confianza (Trust Agent Services: Guarantee Agent, Administrative Agent, Common Representative) Roles in which La Fiduciaria acts as a Guarantee Agent, Administrative Agent, or Common Representative in Movable Guarantees (under Ley N° 28677), and provides general trust commissions. These are ancillary trust services that support the structuring and administration of trust contracts by other parties. Targeted at financial institutions, syndicates, and corporate counterparties.
• Subastas Extrajudiciales (Real Estate and Movable Asset Auctions) Extrajudicial sale of real estate through execution of Negotiable Mortgage Credit Titles (TCHN) in compliance with Ley de Títulos Valores - Ley N° 27287 and SBS Regulation, and extrajudicial sale of movable assets under Decreto Legislativo N° 1400. Targeted at financial institutions, creditors, and asset buyers in default or collateral recovery scenarios.
• KYC Clientes (Know Your Customer) Client knowledge form complying with SBS Regulation for Risk Management of Money Laundering and Terrorist Financing (Resolución SBS N° 2660-2015), establishing minimum information parameters for due diligence. Targeted at clients onboarding to fiduciary services.

Quantifiable outcome

• Over 2,200 trust contracts signed since 2001
• +2 more outcomes

Named customers18 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• Superintendencia de Banca, Seguros y AFP (SBS)coreOthers · 1 January 2021Regulatory oversight body that supervises La Fiduciaria under the General Law of the Financial System (Law 26702) and specific trust regulations (SBS Resolution 1010-99 and amendments).
• Magia - Cura el CancerminorStrategic or Co-development Partner · 1 January 2015La Fiduciaria administers free of charge through a trust fund the donations for Magia - Cura el Cancer association. This ensures funds are used exclusively for construction, maintenance and management of a shelter for cancer patients receiving treatment in Lima.
• Hogar Clínica San Juan de Dios (Teletón)coreStrategic or Co-development Partner · 1 January 2008La Fiduciaria administers free of charge through a trust fund the donations collected for Teletón since 2008. This guarantees transparent and efficient use of funds for rehabilitation of children, infrastructure, and clinical care.
• Cuerpo de Bomberos del PerúminorStrategic or Co-development Partner · 1 January 2006La Fiduciaria contracts life insurance for members of the Fire Department of Peru at cost, providing protection and peace of mind to firefighters and their families. This partnership addresses a 100-year gap in insurance coverage for firefighters.
• ESAN Graduate School of BusinessminorStrategic or Co-development Partner · 1 January 2006CEO Paulo Comitre serves as professor in the Finance department and is Director of the Corporate Law and Finance Master's program at ESAN. La Fiduciaria has an ongoing academic partnership for thought leadership development.
• Grupo CréditocoreStrategic or Co-development Partner · 1 January 2000One of three founding partners who established La Fiduciaria as Peru's first trust services company. Grupo Crédito, along with Interbank and Banco Sudamericano, created the company to introduce and promote trust services in Peru.
• InterbankcoreStrategic or Co-development Partner · 1 January 2000One of three founding partners who established La Fiduciaria. Interbank contributed to the creation of Peru's first fiduciary services company in 2000.
• Banco Sudamericano (now Scotiabank Perú)coreStrategic or Co-development Partner · 1 January 2000One of three founding partners who established La Fiduciaria as Peru's first trust services company. Now operating as Scotiabank Perú.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• TMF Group: Global provider of trust, fiduciary, and corporate services with a strong Latin American footprint (including Peru); offers comparable guarantee agent, administrative agent, and trust structuring roles to institutional clients.
• JTC Group: UK-listed global provider of fund, corporate, and private client services including trust administration — directly comparable in offering corporate trust and fiduciary services to financial institutions and corporates.
• SGG Group: Luxembourg-headquartered but Latin-America-focused corporate, fund, and fiduciary services provider; competes for cross-border LatAm trust mandates that could expand into Peru.
• Cititrust (Perú) S.A. Peruvian trust company affiliated with Citibank, providing trust administration, escrow, and corporate trust services in Peru — direct head-to-head competitor for trust structuring mandates alongside La Fiduciaria.
• Vistra: Global corporate services and trust/fiduciary specialist; offers trust administration, escrow, and corporate agent roles for multinational corporate clients in Latin America, comparable to La Fiduciaria's Peruvian mandate.
• CSC Global Financial Services (formerly Intertrust): Global trust, fiduciary, and corporate services firm with LatAm presence providing administration, trustee, and agent services to institutional clients — same role-based (guarantee agent, administrative agent) offering as La Fiduciaria.
• Apex Group: Global financial services provider offering fund administration, corporate services, and trust/fiduciary services across the Americas; competes for institutional trustee mandates similar to La Fiduciaria's enterprise clients.
• BDO Trust (Peru): Accounting and advisory network with trust and fiduciary services in Peru; competes for corporate trust structuring mandates from a Big-Four-adjacent advisory platform.
• Maples Group: Global fiduciary, fund, and corporate services firm offering trust administration and trustee services comparable to La Fiduciaria's structuring and administration model for high-value corporate transactions.

Broad incumbents

• Banco de Crédito del Perú (BCP) Trust Services: Largest Peruvian bank offering in-house trust and fiduciary services alongside a full commercial banking platform — competes with La Fiduciaria for enterprise trust mandates from a much broader balance-sheet-led position.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

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Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about La Fiduciaria