Ourominas

What Ourominas does

Ourominas (legal name OM Distribuidora de Títulos e Valores Mobiliários Ltda, CNPJ 11.495.073/0001-18) is a privately held Brazilian financial services company headquartered in São Paulo and operating as a DTVM regulated by the Banco Central do Brasil (Banco Central do Brasil) and the CVM (Comissão de Valores Mobiliários). Founded in 2012, the company runs five core revenue streams on a transaction-fee / spread basis: gold bar trading (1g to 1kg, 999-purity, sourced from ANM-authorized PLG mining areas with NF-e Ouro electronic invoicing), foreign currency exchange for tourism and international business, international remittances via MoneyGram, prepaid international cards (OuroFácil Card), and B2B gold supply to jewelry manufacturers and designers. It is the only Brazilian DTVM offering standard (non-laminated) 1g and 2g gold bars, supported by a Metal Origin Certificate with QR code and a three-dimensional holographic seal.

The platform combines an in-house digital channel — the website and the Ourominas App for 24/7 custodial gold trading with real-time NY Exchange parity pricing — with a multi-state authorized-store and exchange-correspondent network spanning AL, MT, PA, PR, RJ, ES, and SP, plus dedicated customer-service desks for gold, FX, jewelry, app support, and partnerships, and WhatsApp sales channels. Distribution and pricing are hybrid: quoted spreads on gold vary by weight (e.g., 1g/2g bars at a premium due to exclusivity; 25g–1kg at standard tier pricing), IOF is included, and authorized partners may adopt different prices, with all quotations published and updated in real time.

Commercial go-to-market is multi-channel (website, blog, email rate alerts, Threads social, WhatsApp, press office, and in-person via correspondents) and is segmented across four groups: individual gold investors (primary), jewelry businesses (primary B2B), international travelers, and international business customers. The company holds ISO 9001/14001/45001, ANBIMA, ABRACAM, IBF, ABTI, SGI, and GPTW certifications, is LGPD-compliant, and lists no parent, subsidiaries, or disclosed funding rounds in the source data.

Name

Ourominas

Legal name

OM DISTRIBUIDORA DE TITULOS E VALORES MOBILIARIOS LTDA

Website

https://ourominas.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

101–250 employees

Short description

Ourominas is a Brazilian DTVM-regulated financial services firm that buys and sells physical gold bars, trades foreign currencies, and offers international remittances and prepaid cards to individual investors, jewelry businesses, and international travelers via its app, website, and a multi-state authorized-store network.

Ownership category

akta.pro rank

Product category

Precious Metals Trading & Foreign Exchange

NAICS

Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers (42394), Commodity Contracts Intermediation (52316)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Card Issuing & Virtual Cards (lodge cards, single-use, tokenization) (THALAHAB)

akta.pro secondary industries

Travel Money Cards & Multi-Currency Prepaid (FSAMANAI), Loyalty, Points Currency & Stored Value Payments (THALAHAK), International / Multi-Currency Wallets (FSAMAEAL)

Keywords

• Gold trading services
• Foreign currency exchange
• International remittances
• Precious metals investment
• Prepaid travel cards

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Supply Chain, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Gold Trading (Buy/Sell): Revenue from buying and selling gold bars at different quotation prices. The spread between purchase and sales quotation forms the primary revenue. OM trades gold bars in weights from 1g to 1kg, with exclusive 1g and 2g standard bar offerings in Brazil.
2. Foreign Currency Exchange: Revenue from currency exchange operations including cash foreign currencies, with margins applied to buy/sell rates for tourism and international business purposes.
3. International Remittances and Money Transfers: Fees and margins from international money transfers through MoneyGram service and direct international remittance services.
4. Prepaid International Cards: Revenue from OuroFácil prepaid card sales for international travel, including issuance fees and currency conversion margins.
5. Gold for Business (B2B): Gold products and services for jewelry businesses, manufacturers, and designers including gold bars, laminated gold, and jewelry scrap purchases.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels6 records

Core offering

Ourominas is a Brazilian DTVM (securities distributor) that buys and sells physical 999-purity gold bars in weights from 1g to 1kg, exchanges foreign currencies (USD, EUR, GBP) for tourism and business, and provides international remittances, prepaid multi-currency travel cards, and digital custodial gold trading via its mobile app. The firm also supplies wholesale gold (bars, laminated gold, jewelry scrap) to jewelry manufacturers and offers ancillary international travel services such as DHL shipping, travel insurance, and international SIM cards.

Product overview

Ourominas is a Brazilian financial services company (OM Distribuidora de Títulos e Valores Mobiliários Ltda) offering a comprehensive suite of gold investment and foreign exchange products. The core offering centers on digital and physical gold trading through the Ourominas App and gold bars in various weights (1g to 1kg), complemented by international prepaid cards (OuroFácil Card), foreign currency exchange services, international remittances via MoneyGram, and ancillary services like travel insurance and international SIM cards. The portfolio is designed for both retail investors and business customers, spanning from simple gold purchase/simulation tools to full-service international banking capabilities.

Differentiator

Problem solved

Functional benefit

Brands

• OuroFácil Card: A gold-backed card product offered by Ourominas for purchasing gold financial assets.
• OM App
• OuroStar Consortium

Products and services

• Ourominas App Mobile application enabling custodial gold trading (buy, sell, hold) with 24/7 access to real-time NYSE-parity gold quotations and market tracking; targeted at individual investors seeking digital gold custody.
• OuroFácil Prepaid International Card (Cartão OuroFácil) Prepaid multi-currency card for international travel and online purchases abroad, loadable with foreign currencies; targeted at Brazilian travelers and consumers making cross-border transactions.
• Physical Gold Bars (Barras de Ouro) Physical 999-purity (24k) gold bars in weights from 1g to 1kg, individually sealed with three-dimensional holographic certification, accompanied by NF-e Ouro electronic invoice and Metal Origin Certificate; targeted at individual investors and jewelry businesses.
• Foreign Currency Exchange (Câmbio de Moedas Estrangeiras) Cash foreign currency exchange (USD, EUR, GBP, and other major currencies) for tourism and international business, offered in-store, online, and through authorized exchange correspondents; targeted at international travelers and cross-border businesses.
• International Global Account (Conta Global) International bank account enabling global transactions, multi-currency management, and cross-border financial operations; targeted at Brazilian individuals and businesses with international financial needs.
• International Remittances (MoneyGram and Direct Wire) International money transfer services, including MoneyGram agent-based remittances and direct international wire transfers; targeted at individuals sending funds abroad and businesses executing cross-border payments.
• Gold Pyramid (Piramidação de Ouro) Structured gold savings product allowing customers to accumulate gold over time through scheduled payment plans; targeted at individual investors building a gold position incrementally.
• Gold Jewelry Scrap Buyback Purchase of gold jewelry scrap, including broken or damaged pieces, at prevailing market rates; targeted at consumers and jewelry businesses liquidating unwanted gold.
• OuroStar Consortium (Grupo Ourostar) Group purchasing consortium for gold investment, allowing participants to pool resources for periodic gold acquisition via the Ourostar platform; targeted at individual investors who prefer structured pooled-investment mechanisms.
• International Travel Insurance Travel insurance for international trips covering medical emergencies, trip cancellations, and other travel-related risks; targeted at Brazilian travelers.
• International Express Shipping (DHL) International express shipping service via DHL partnership for urgent document and package delivery worldwide; targeted at customers with cross-border shipping needs.
• International SIM Card International mobile phone SIM card service providing connectivity while traveling abroad; targeted at Brazilian international travelers.

Quantifiable outcome

• Gold investment returns of 253.84% over 10 years (2015-2025), outperforming savings, Ibovespa, CDI, and Dollar

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Five partnerships are on record, tiered core and minor.

• MoneyGramcoreStrategic or Co-development PartnerMoneyGram international money transfer service partnership allowing OM customers to send and receive international remittances through the MoneyGram network globally.
• DHL ExpressminorOthersInternational express shipping service available for international delivery needs of OM customers.
• Ourostar ConsortiumcoreStrategic or Co-development PartnerPartnership offering consortium (group purchasing) services for gold investments, allowing scheduled gold purchases through the Ourostar platform.
• National Mining Agency (ANM)coreOthersBrazilian regulatory agency for mining activities. OM sources all gold from PLG (Garimpeira Mining Permit) areas authorized by ANM, ensuring legal provenance of all traded gold.
• CONVERSÃO CÂMBIO E TURISMO LTDAcoreChannel Partner/ Reseller/ DistributorAuthorized exchange correspondent operating in Maceió, Alagoas. Offers foreign currency exchange services including coins, bills, international payments, and MoneyGram transfers as an authorized OM partner.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• MoneyGram: Global cross-border P2P payments and money transfer operator; already a strategic partner of Ourominas. Comparable as a remittance infrastructure provider competing for the same Brazilian consumer remittance wallet and serving as a benchmark for international transfer economics.
• GoldMoney: Online precious metals and multi-currency platform offering allocated gold/silver/platinum storage combined with FX services. Direct functional peer to Ourominas's combined gold custody plus FX service bundle, with comparable regulated custody positioning.
• BullionVault: Online gold and silver trading platform enabling retail investors to buy, sell, and store allocated precious metals in professional vaults. Direct competitor to Ourominas's digital gold custody offering (Ourominas App) with a different geographic base but the same gold-as-financial-asset thesis.
• Confidence Câmbio: One of Brazil's largest dedicated currency exchange operators, offering cash FX, prepaid travel cards, international remittances, and travel services through a national branch network. Direct competitor to Ourominas in the Brazilian FX and travel-money segment with overlapping regulated financial services positioning.
• APMEX: One of the largest U.S. precious metals retailers, offering gold bars and coins across weight denominations with buyback programs. Comparable as a precious-metals-as-financial-asset retailer competing for the same gold-investor customer mindset that drives Ourominas's primary segment.

Broad incumbents

• Western Union: Global incumbent in international money transfers with extensive Brazilian agent network for cash pickup. Competes with Ourominas's MoneyGram-based remittance offering and broader FX services, while offering a much wider corridor and brand footprint.
• XP Inc. Brazilian financial services platform offering investments, securities distribution, FX, and wealth management through both digital channels and an extensive advisor network. Competes for the same Brazilian retail investor wallet as Ourominas, with gold typically available as one product within a broader platform.
• BTG Pactual: Brazil's largest independent investment bank offering wealth management, FX, securities distribution, and a digital banking platform. Indirect competitor across nearly all of Ourominas's product lines (gold, FX, cards, remittances) with vastly greater scale and balance sheet capacity.

Emerging players

• Wise: Digital-first multi-currency platform offering near-spot FX rates and low-cost international transfers. Increasingly relevant competitor for Brazilian customers needing FX and remittances, particularly the digital-native segment Ourominas targets via its mobile app.

Regional players

• Inter & Co: Brazilian digital super-app combining banking, investments, FX, credit, and commerce. Comparable as a multi-product Brazilian fintech competing for the same digitally engaged consumer and small-business segments that Ourominas targets with its app and authorized store network.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/OurominasBrasil
• LinkedInlinkedin.com/company/ourominasbrasil

Compliance12 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ourominas