Goldmoney
Goldmoney is a TSX-listed precious metal custody and trading platform that enables clients in 100+ countries to buy, sell, and store fully allocated physical gold, silver, platinum, and palladium in a global non-bank vault network, charging transaction and recurring storage fees.
- Company typePublic
- Founded2001
- HeadquartersToronto, Canada
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Goldmoney does
Goldmoney Inc. is a Toronto Stock Exchange-listed (TSX: XAU) financial services group founded in 2001, incorporated in Tortola, British Virgin Islands, that operates a precious metal custody, trading, and storage platform serving clients in over 100 countries. Through its flagship Goldmoney Holding platform, the company enables individuals, corporates, trusts, and pension plan holders to purchase, sell, and store fully allocated physical gold, silver, platinum, and palladium bullion in a global network of non-bank, fully insured vaults operated by Loomis International, Brink's, and the Royal Canadian Mint across Canada, Hong Kong, Singapore, Switzerland, the UK, and the US. A patented daily settlement technology underpins one-to-one allocated ownership, with clients' metal never recorded on Goldmoney's balance sheet; military-grade encryption (RSA 4096 / AES 256), mobile-linked transfer validation, and bank account locking provide security layers. The platform integrates UK SIPP access via Standard Life and US IRA access via Entrust Group.
Revenue is generated through a 0.5% buy/sell transaction fee, annual storage fees of 0.25% (gold, platinum, palladium) and 0.50% (silver) billed monthly with a $10 USD minimum, optional bar registration fees, and pass-through wire withdrawal fees. Beyond the core custody platform, Goldmoney operates a wholly owned UK property investment subsidiary (Goldmoney Properties Limited) that historically produced ~$11M in annual net rental income from three properties (one of which, St James Place, was sold for $70.1M in February 2026) and holds a 36% minority stake in Menē (TSXV: MENE), a 24 karat gold and platinum jewelry brand. Fiscal 2026 (ended March 31, 2026) results showed total operating income of $65.4M CAD and net income of $64.1M, a sharp turnaround from a $22.1M net loss in fiscal 2024, with $209M of Group Tangible Equity and zero corporate debt.
Goldmoney firmographics
Firmographics- Name
- Goldmoney
- Legal name
- Goldmoney Inc.
- Website
- https://goldmoney.com
- Company type
- Public
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Goldmoney is a TSX-listed precious metal custody and trading platform that enables clients in 100+ countries to buy, sell, and store fully allocated physical gold, silver, platinum, and palladium in a global non-bank vault network, charging transaction and recurring storage fees.
- Ownership category
- akta.pro rank
Goldmoney industry classification
Industry- Product category
- Precious Metal Custody and Investment Services
- NAICS
- Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers (42394)
- SIC
- Wholesale-Jewelry, Watches, Precious Stones & Metals (5094)
- akta.pro primary industry
- Precious Metals Bullion & Concentrates Trading (Gold, Silver, PGM) (IMAKAJAD)
- akta.pro secondary industry
- Precious Metals Minting & Bullion Products (IMAKAEAJ)
Keywords
Where Goldmoney is headquartered
LocationHeadquarters
- HQ city
- Toronto
- HQ country
- Canada
- HQ region
- North America
Offices4 records
Markets served
Goldmoney business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Technology or R&D, Personnel, Infrastructure, Marketing or Sales
Revenue model
- Precious Metal Buy/Sell Transaction Fees: Goldmoney charges a 0.5% fee each time a client buys or sells precious metal bullion (gold, silver, platinum, palladium) on the Goldmoney platform. This is the primary revenue driver.
- Storage Fees: Annual storage fees are charged for vaulted precious metals: 0.25% for gold, 0.50% for silver, 0.25% for platinum, and 0.25% for palladium. A $10 monthly minimum storage fee applies. Storage is fully insured.
- Bar Registration Fees: Clients may register specific bars in their name with the vault custodian for a corresponding metal fee, charged per bar type and size.
- Withdrawal Fees: Currency withdrawal fees are charged by banks and passed on to clients transparently. Fees vary by currency (e.g., $25 USD per wire, £20 GBP per wire).
- UK Property Investment: Goldmoney's wholly owned subsidiary Goldmoney Properties Limited earns net rental income from UK real estate. The portfolio consists of three properties totaling approximately 412,763 sq. ft. producing approximately $11 million in net rental income per annum.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Buy/Sell Transaction Fee: 0.5% per transaction |
| Subscription | Monthly | Annual Storage Fees: Gold 0.25%, Silver 0.50%, Platinum 0.25%, Palladium 0.25% (plus $10/month minimum) |
| Unit Pricing | Monthly | Bar Registration Fees: per bar type (e.g., 100g Gold = 2g metal fee; 1kg Gold = 1.5g metal fee; 1kg Silver = 1.6 oz metal fee) |
| Transaction based/ take rate | Pay-as-you-go | Wire Withdrawal Fees: Currency-specific (e.g., USD $25, GBP £20, EUR €25, CAD $35, CHF 25) |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
Goldmoney product offering
Product offeringCore offering
Goldmoney operates a precious metal custody and trading platform enabling clients globally to purchase, sell, and store fully allocated physical bullion (gold, silver, platinum, palladium) in a network of non-bank, fully insured vaults across Canada, Hong Kong, Singapore, Switzerland, the UK, and the US. The company also provides SIPP/IRA-compatible pension custody, a proprietary research platform, and operates a UK property investment subsidiary.
Product overview
Goldmoney operates a platform-plus-services model organized around three business segments: (1) Goldmoney.com / Goldmoney Holding — the core precious metal custody and investment platform enabling clients to purchase, sell, and store allocated gold, silver, platinum, and palladium in a global network of non-bank insured vaults across Canada, Hong Kong, Singapore, Switzerland, the UK, and the US; (2) Goldmoney Properties Limited — a wholly owned UK subsidiary owning three properties (~412,763 sq. ft.) generating ~$11M annual net rental income; and (3) Menē — a 36%-owned luxury jewelry brand offering 24k gold and platinum jewelry priced by weight. The Goldmoney Holding platform also integrates pension offerings including UK SIPPs (via Standard Life) and US IRAs (via Entrust), as well as a proprietary research platform providing macroeconomic and precious metals market analysis. The company charges a 0.5% buy/sell fee and annual storage fees ranging from 0.25% (gold, platinum, palladium) to 0.50% (silver).
Differentiator
Problem solved
Functional benefit
Brands
- Goldmoney Holding: Premier precious metal custody and investment platform serving clients in over 100 countries, safeguarding $5 billion in assets
- Goldmoney Properties Limited
- Menē
Products and services
- Goldmoney Holding Flagship platform enabling clients globally to purchase, sell, and store fully allocated physical precious metal bullion (gold, silver, platinum, palladium) in secure, insured, non-bank vaults. Clients maintain real ownership of allocated metal in their own name.
- Goldmoney.com Primary consumer web platform through which Goldmoney operates its precious metal custody and investment services, serving clients in over 100 countries with approximately $5 billion CAD in safeguarded assets.
- Goldmoney Research
- Goldmoney SIPP Self-Invested Personal Pension plan offering available to UK residents through partnership with Standard Life, enabling gold and silver investment within tax-advantaged pension accounts.
- Goldmoney IRA Individual Retirement Account offering available to US residents through partnership with Entrust Group, enabling investment in gold, silver, platinum, and palladium within self-directed retirement accounts.
- Menē 24 Karat Jewelry Luxury jewelry brand offering 24 karat gold and platinum jewelry priced by gram weight under a vertically integrated business model.
Quantifiable outcome
- $5 billion CAD of precious metal assets safeguarded for clients
- +3 more outcomes
Companies that use Goldmoney
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles4 records
Goldmoney technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Goldmoney partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- Standard LifecoreStandard Life, a leading UK SIPP provider with over 100,000 customers, partners with Goldmoney to offer gold bullion storage within Standard Life's Active Money SIPP. Goldmoney provides the custody and storage backend while Standard Life handles the SIPP administration and client relationship.
- Entrust GroupcoreEntrust Group enables US residents to invest in precious metals as part of their Individual Retirement Accounts (IRAs). Goldmoney serves as the custody and storage provider for IRA-held precious metals, with Entrust handling IRS reporting, administration, and compliance.
- Loomis International (Nasdaq OMX: LOOM)coreLoomis International is one of Goldmoney's primary vault operators, providing secure, fully insured physical storage of precious metals in the company's global vault network.
- Brink's (NYSE: BCO)coreBrink's is a leading professional vault operator serving as one of Goldmoney's vaulting partners, providing secure storage of client precious metals across its global vault network.
- Royal Canadian MintcoreThe Royal Canadian Mint is one of Goldmoney's vaulting partners, providing secure, fully insured storage for client precious metals held in Canadian vaults.
- Menē (TSXV: MENE)minorGoldmoney founded Menē in 2018, a luxury jewelry brand offering 24 karat gold and platinum jewelry priced by gram weight. Goldmoney holds a 36% ownership stake in Menē. Menē operates a vertically integrated business model.
Scale indicators8 records
Recent moves7 records
Expansion highlights5 records
Goldmoney competitors and assessment
Company assessmentDirect peers
- BullionVault: UK-based online platform enabling users to buy, sell, and store allocated physical gold, silver, platinum, and palladium in professional vaults — Goldmoney's closest direct competitor in the allocated-physical custody model.
- OneGold: Digital precious metals platform backed by Asahi Refining and Sprott, offering allocated gold and silver storage and trading online — directly comparable to Goldmoney's holding and storage offering.
- Glint: UK fintech allowing users to buy, sell, and spend gold as a digital store of value, with allocated physical backing — competes directly with Goldmoney for digitally native, allocated-gold users.
- GoldBroker.com: Online platform offering allocated physical gold and silver storage in vaults outside the banking system — closely comparable to Goldmoney's allocated, non-bank custody model for individual investors.
- Kitco: Established North American precious metals retailer and market information platform offering both retail bullion products and storage — comparable to Goldmoney across both buy/sell transactions and thought-leadership research.
- APMEX: One of the largest US online precious metals dealers offering gold, silver, platinum, and palladium products to retail investors — competes with Goldmoney in the bullion purchase experience.
- JM Bullion: Major US online precious metals retailer offering gold, silver, and other bullion products with vault and storage options — comparable to Goldmoney on the retail bullion distribution side.
Broad incumbents
- Perth Mint (GoldPass): Australian government-backed precious metals refiner and operator of the GoldPass digital gold program, which enables allocated gold ownership — competes with Goldmoney in the trust-anchored allocated gold segment.
- SPDR Gold Shares (GLD): Largest gold-backed ETF (State Street) offering low-cost, high-liquidity paper gold exposure — the primary indirect competitor for Goldmoney's premium allocated-metal positioning.
- iShares Gold Trust (IAU): BlackRock's gold ETF providing low-fee, paper gold exposure to retail and institutional investors — competes with Goldmoney for 'store of value' allocations, especially among cost-sensitive investors.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Goldmoney social profiles
Digital presenceGoldmoney compliance and trust
Trust signalCompliance3 records
Goldmoney financial estimates
Financial estimateRevenue estimate
Valuation estimate
Goldmoney leadership team
Management profileNumber of profiles
Profiles8 records
Goldmoney subsidiaries and ownership
Company hierarchySubsidiaries3 records
Goldmoney funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Goldmoney M&A and investment
M&A and investmentM&A2 records
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Goldmoney
What does Goldmoney do?
Goldmoney operates a precious metal custody and trading platform enabling clients globally to purchase, sell, and store fully allocated physical bullion (gold, silver, platinum, palladium) in a network of non-bank, fully insured vaults across Canada, Hong Kong, Singapore, Switzerland, the UK, and the US. The company also provides SIPP/IRA-compatible pension custody, a proprietary research platform, and operates a UK property investment subsidiary.
Is Goldmoney a public or private company?
Goldmoney is a public company. It is classified as public and is currently operating.
When was Goldmoney founded?
Goldmoney was founded in 2001. It employs 51 to 100 people.
Where is Goldmoney based?
Goldmoney is headquartered in Toronto, Canada, in the North America region.
How does Goldmoney make money?
Five revenue lines are on record. Precious Metal Buy/Sell Transaction Fees are the primary driver. The others are storage Fees, bar Registration Fees, withdrawal Fees and UK Property Investment.
Who are Goldmoney's main competitors?
Direct peers on record are BullionVault, OneGold, Glint, GoldBroker.com, Kitco, APMEX and JM Bullion. Broad incumbents are Perth Mint (GoldPass), SPDR Gold Shares (GLD) and iShares Gold Trust (IAU).
Does Goldmoney have an API?
No public API is recorded for Goldmoney.
What industry is Goldmoney in?
Goldmoney's product category is Precious Metal Custody and Investment Services. Its primary akta.pro industry code is IMAKAJAD, Precious Metals Bullion & Concentrates Trading (Gold, Silver, PGM), with a secondary code of IMAKAEAJ, Precious Metals Minting & Bullion Products. Its NAICS code is 42394 and its SIC code is 5094.