Stateside Underwriting Agency (SUA)

What Stateside Underwriting Agency (SUA) does

Stateside Underwriting Agency (SUA) is a Managing General Agent (MGA) founded in 1995 and operating as a division of Johnson & Johnson, Inc. The firm underwrites specialty professional liability and management liability insurance products — including Errors & Omissions for Architects & Engineers, Mortgage Bankers & Brokers, Title/Escrow/Closing Agents, and Quasi Financial Institutions, as well as D&O, Employment Practices Liability, Fiduciary Liability, and Cyber Liability coverage. Underwriting capacity is sourced through designated in-house authority at Lloyd's of London and contracts with A.M. Best A+ Class XV domestic carriers, enabling SUA to split programs across multiple layers and price hard-to-place risks.

The company distributes exclusively through independent insurance brokers, who submit specialty risks for competitive quoting. SUA differentiates through consultative broker engagement, including coverage walk-throughs, conference calls, backdating of lapsed policies, and replacement of impaired primary limits with prior acts cover. Coverage is offered across all 50 states, with a California operating entity (JJINS Insurance Services, License #0F74450) supporting western broker distribution, and dual operational offices in Crystal Lake, Illinois and Chagrin Falls, Ohio handle submissions and quotes respectively.

The revenue model is commission-based MGA underwriting: SUA receives commission on premium bound through its delegated authority from carriers. The customer base is fragmented across multiple specialty verticals with Mortgage Bankers & Brokers flagged as the primary segment; end-insureds are predominantly SMB and mid-market professional service firms. There is no disclosed AI/ML infrastructure, no external funding, and revenue figures are not publicly available; the platform is described in operational terms as an underwriting management function supported by a standard web presence.

Name

Stateside Underwriting Agency (SUA)

Legal name

Stateside Underwriting Agency, A Division of Johnson & Johnson, Inc.

Website

https://statesideunderwriting.com

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

11–50 employees

Short description

Stateside Underwriting Agency is a specialty insurance Managing General Agent, underwriting professional and management liability products for independent brokers across the United States through Lloyd's of London and A+ rated domestic carriers.

Ownership category

akta.pro rank

Headquarters

HQ city

Chagrin Falls

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. MGA Underwriting Management: SUA acts as a Managing General Agent, underwriting specialty insurance products on behalf of insurance carriers (both domestic and Lloyd's of London markets). Revenue is generated through underwriting authority and commissions from insurance premium volume.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Stateside Underwriting Agency (SUA) is a Managing General Agent (MGA) that underwrites and distributes specialty risk insurance products on behalf of domestic A+ rated carriers and Lloyd's of London markets. Its core offering spans professional liability programs for mortgage bankers and brokers, title/escrow/closing agents, architects and engineers, miscellaneous E&O classes, quasi financial institutions, D&O and EPL, and cyber liability, all delivered through independent insurance brokers.

Product overview

Stateside Underwriting Agency (SUA) is a Managing General Agent (MGA) offering specialty risk insurance products since 1995. The company operates as a platform of distinct professional liability and specialty insurance products, including Mortgage Bankers Bond, Mortgage Company Professional Liability, Crime Bonds, Specialty Professional Liability for financial institutions (FI) and Quasi FI Risks, Employment Practices Liability, Title Agents E&O and Bonds, Architects & Engineers (A&E), Lawyers, Property Managers, Directors and Officers Liability, and Cyber Liability. SUA provides these products through underwriting contracts with Domestic (Best Rated A+ Class XV) and London Underwriters, functioning as both a core product provider and program administrator with capacity to split programs into multiple layers for competitive placement.

Differentiator

Problem solved

Functional benefit

Products and services

• Architects & Engineers, Design-Build Contractors and Manufacturers E&O Professional Liability

Quantifiable outcome

• Replaced $5 million primary limit after a claim impaired the entire primary limit with prior acts cover
• +1 more outcomes

Segments7 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered parent company and core.

• Johnson & Johnson, Inc.parent companyOthersSUA is a Division of Johnson & Johnson, Inc. This parent relationship provides the backing and market relationships that enable SUA to access various Lloyd's and domestic markets for specialty insurance products.
• Domestic Insurance Carriers (Best Rated A+ Class XV)coreTechnology or IntegrationSUA has underwriting contracts with highly-rated domestic insurance carriers (A.M. Best A+ rated, Class XV), providing stable capacity for specialty insurance products.
• London Underwriters (Lloyd's of London)coreTechnology or IntegrationSUA has designated in-house underwriting authority at Lloyd's of London, providing access to international reinsurance capacity and specialty insurance markets for complex risks.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• RPS (Risk Placement Services): National specialty MGA serving retail brokers across professional liability, management liability, and specialty property/casualty lines. Direct MGA analog with similar underwriting authority structure.
• Burns & Wilcox: Large national MGA specializing in specialty commercial and personal lines, distributed through independent agents. Highly comparable to SUA in business model, broker-distribution channel, and specialty-risk focus.
• Brown & Riding Insurance Services: Specialty wholesale/MGA firm focused on hard-to-place commercial and professional risks, with both domestic and London market access. Closely mirrors SUA's specialty-plus-London-market approach.
• CRC Insurance Services: Specialty wholesale broker/MGA providing professional and management liability solutions to retail agents. Similar in distributing specialty E&O/D&O/EPL programs through independent agents.
• NSM Insurance Group: Specialty MGA building underwriting programs across niche verticals including professional liability and financial lines. Comparable program-administration model targeting underserved risks.
• Executive Risk Indemnity: MGA specializing in management liability (D&O/EPL/Fiduciary) with similar targeted financial institution and quasi-financial institution focus as SUA's Quasi FI/WS program.
• Amwins Brokerage: One of the largest specialty wholesalers/MGAs in the U.S., providing specialty placement and underwriting for agents and brokers nationwide. Comparable in offering specialty E&O and management liability access to agents.
• Professional Indemnity Insurance Agency (PIIA): Specialty MGA focusing on professional liability for real estate-related professionals including title agents and mortgage bankers - direct overlap with SUA's title/escrow and mortgage banker verticals.

Broad incumbents

• NFP (Aon) Specialty MGA Programs: Large diversified insurance brokerage with dedicated specialty MGA/program administration capabilities. Overlaps with SUA across professional lines but operates across a much broader portfolio.

Emerging players

• McGowan Insurance Group (ProCorre): Specialty broker/MGA focused on professional liability for healthcare, financial institutions, and misc E&O. Comparable niche product mix including financial institution E&O.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/stateside-underwriting

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stateside Underwriting Agency (SUA)