Citycounty Insurance Services

What Citycounty Insurance Services does

Citycounty Insurance Services (CIS) is a member-owned public entity insurance trust founded in 1981 by the League of Oregon Cities (LOC) and the Association of Oregon Counties (AOC). CIS provides property, liability, workers' compensation, and employee benefits coverage to Oregon cities, counties, and other eligible local government entities, serving 274 public entities and covering approximately 26,700 employees and dependents. Its coverage footprint reaches 98% of Oregon cities and over 81% of Oregon counties, with membership restricted to LOC and AOC constituents and governance vested in a Board of Trustees appointed by those two associations.

The organization's product portfolio centers on four lines. Property and liability coverage includes general liability, automobile liability, employment practices liability, public official liability, law enforcement liability, and property with guaranteed replacement cost options, supplemented by a two-tier cyber coverage program. Workers' compensation is delivered through a partnership with SAIF Corporation established July 1, 2021, while CIS retains risk management, loss control, and training responsibilities. Employee benefits, operated as a self-insured program since 2009 (dental) and 2010 (medical), offers medical, dental, vision, life, and disability coverage administered through Regence BCBS, Kaiser Permanente, Delta Dental, VSP, Willamette Dental, and The Hartford. Supporting services include risk management consulting, employment risk services, the CIS Learning Center (700+ online courses), the Rapid Care nurse hotline, the Serve Strong public safety wellness platform, wellness grants, and the Risk Resource Library.

Revenue mechanics are based on pooled subscription premiums, with self-insured pooled medical/dental rates for entities under 100 employees and pooled life/disability rates for entities under 25 employees. Distribution combines direct member relationships, local insurance agents compensated through renewal invoicing, and the annual CIS Conference. Underlying technology relies on established platforms: Saba (learning management), Cvent (events), Compass (claims), CIS-Connect and the CIS Benefits Portal (enrollment, billing, COBRA), and BeyondWell/SurgeryPlus (wellness). The member-owned trust structure, regulatory alignment with LOC and AOC, and multi-decade operating history constitute the central elements of CIS's positioning.

Name

Citycounty Insurance Services

Legal name

Citycounty Insurance Services

Website

https://cisoregon.org

Company type

Private

Founded year

1981

Operating status

Operating

Headcount range

101–250 employees

Short description

Citycounty Insurance Services (CIS) is a member-owned insurance trust founded in 1981 by the League of Oregon Cities and Association of Oregon Counties, providing property, liability, workers' compensation, and employee benefits coverage to 274 Oregon public entities.

Ownership category

akta.pro rank

Product category

Public Entity Insurance and Risk Pooling

NAICS

Professional Organizations (81392)

SIC

Insurance Carriers, Nec (6399), Insurance Agents, Brokers & Service (6411), Services-Membership Organizations (8600)

akta.pro primary industry

Workers’ Compensation Insurance (FSAJAKAM)

Keywords

• Public entity insurance
• Workers compensation coverage
• Employee benefits administration
• Risk management consulting
• Property liability insurance

Headquarters

HQ city

Salem

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Others, Technology or R&D, Marketing or Sales

Revenue model

1. Workers' Compensation Coverage: CIS partners with SAIF as the workers' compensation carrier while providing risk management, loss control, and training services. Members receive SAIF coverage plus CIS's public entity expertise.
2. Property and Liability Insurance: Comprehensive property and liability coverage tailored to local public entities including general liability, automobile liability, employment practices liability, public official liability, law enforcement liability, and cyber coverage.
3. Employee Benefits Coverage: Self-insured medical (Regence BCBS administered) and dental (Delta Dental administered) plans, plus vision, life, and disability coverage through partners including Kaiser Permanente, VSP, Willamette Dental, and The Hartford. Covers approximately 26,700 employees and dependents.
4. Risk Management Services: Risk management consulting, loss control, training, and employment risk services provided as part of membership coverage.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

CIS is a member-owned public entity insurance trust providing Workers' Compensation, Property and Liability coverage, and Employee Benefits (medical, dental, vision, life, disability) tailored to Oregon cities and counties. The organization supplements insurance with risk management consulting, employment risk services, claims management, and an online training center with 700+ courses, exclusively serving members of the League of Oregon Cities and Association of Oregon Counties.

Product overview

CIS operates as a member-owned risk pooling organization structured through three trusts: the Property/Casualty Trust, the EBS Trust (for cities), and the AOCIT Trust (for counties). The core product portfolio centers on insurance coverage—Property & Liability, Workers' Compensation (via SAIF partnership), and Employee Benefits (medical, dental, vision, life, disability)—supplemented by a Risk Management platform including consulting services, Employment Risk Services, and the CIS Learning Center with 700+ courses. Supporting offerings include the Serve Strong wellness platform for public safety professionals, two-tier Cyber Coverage, Wellness Grants, the Rapid Care nurse hotline, Public Safety Program, and the CIS-Connect member portal. The Risk Resource Library provides additional self-service resources. Together, these products enable Oregon cities and counties to pool risks, manage exposures, and provide employee benefits through a unified trust structure.

Differentiator

Problem solved

Functional benefit

Products and services

• CIS Property & Liability Coverage Comprehensive property and liability insurance coverage tailored for Oregon cities and counties, including general liability, automobile liability, employment practices liability, public official liability, law enforcement liability, and property coverage with guaranteed replacement cost options.
• CIS Workers' Compensation (SAIF Servicing Group) Workers' compensation coverage administered through a partnership with SAIF, providing coverage alongside CIS's risk management, loss control, and training services tailored to Oregon public entities, with OGSERP discount eligibility for qualifying entities.
• CIS Benefits Self-insured employee benefits program covering medical, dental, vision, life, and disability for approximately 26,700 employees and dependents across 274 Oregon public entities, administered through partnerships with Regence BCBS, Kaiser Permanente, Delta Dental, ODS, VSP, Willamette Dental, and The Hartford.
• Cyber Coverage Two-tier cyber coverage program: Tier One provides $100,000 in coverage with no application required for members with CIS property coverage; Tier Two offers excess cyber coverage up to $2 million with application and specific cybersecurity requirements.
• Serve Strong Confidential online wellness platform for public safety professionals and their families, offering 24/7 access to mental health resources, stress management tools, and resilience training at no cost to eligible users.
• Risk Management Consulting Risk Management Consultants provide on-site hazard inspections, best practice evaluations covering 129 specific practices, claims history analysis, and development of individualized Risk Management Plans for member entities.
• Employment Risk Services (ERS) Free human resource consulting services covering HR policies, personnel file audits, recruitment processes, ADA requirements, veterans' preference guidelines, onboarding, leave management, and performance management.
• CIS Learning Center On-demand training hub with over 700 free online courses aligned with CIS lines of coverage, including liability, workers' compensation, property, and employee benefits training, plus instructor-led and webinar options.
• Risk Resource Library Free resources including articles, sample policies, and checklists covering topics such as accident reporting, emergency planning, employment liability, ergonomics, fleet management, public safety, and workplace substance abuse.
• Wellness Grants Worksite wellness funding program offering Basic Worksite Wellness Funds and grants for targeted wellness programs, requiring engagement with BeyondWell and SurgeryPlus platforms.
• Rapid Care Hotline 24/7 workplace injury nurse hotline (855-959-2741) connecting injured workers with registered nurses who provide immediate care instructions, collect state-required 801 information, and coordinate medical appointments.
• Public Safety Program Specialized risk management expertise for law enforcement agencies and fire departments, including best practices assistance, risk management reviews, policy reviews, Lexipol policy grants, and accreditation grants.
• CIS-Connect Member portal for online enrollment, billing, COBRA/retiree administration, and healthcare/dependent care flexible spending account management.

Quantifiable outcome

• Average annual rate change of 5.4% for cities and 6.2% for counties since 2010, trending downward
• +4 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature5 records

Partnerships

Seven partnerships are on record, tiered core.

• SAIF CorporationcoreStrategic or Co-development Partner · 1 July 2021CIS partnered with SAIF to provide workers' compensation coverage to CIS members starting July 1, 2021. SAIF serves as the workers' compensation carrier providing financial strength, coverage, and claims management services, while CIS provides expert risk management, loss control, and training tailored to Oregon's cities and counties. The agreement includes an OGSERP discount group within the servicing group for eligible entities.
• Regence BlueCross BlueShield of OregoncoreTechnology or IntegrationRegence BCBS administers CIS's self-insured medical plan and provides unlimited reinsurance to assure safety even in bad years. Regence is the primary medical plan partner for CIS Benefits.
• Kaiser PermanentecoreTechnology or IntegrationKaiser Permanente provides HMO plan options for CIS Benefits members. Offered as an alternative to the self-insured Regence BCBS plans.
• Delta DentalcoreTechnology or IntegrationDelta Dental administers CIS's self-insured dental coverage since 2009. CIS moved to self-insured dental in 2009 to take advantage of large size and healthy reserves.
• The HartfordcoreTechnology or IntegrationThe Hartford provides life and disability insurance coverage for CIS Benefits members, particularly pooled rates for groups covering up to 25 employees.
• League of Oregon Cities (LOC)coreStrategic or Co-development PartnerCIS was formed by LOC and the Association of Oregon Counties to meet risk management and employee benefit needs. LOC appoints trustees to the CIS Board of Trustees. CIS supports 98% of Oregon cities.
• Association of Oregon Counties (AOC)coreStrategic or Co-development PartnerCIS was formed by AOC and the League of Oregon Cities. AOC appoints trustees to the CIS Board of Trustees. CIS serves over 81% of Oregon counties.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Washington Cities Insurance Authority (WCIA): Washington-state public entity insurance pool providing property, liability, and related coverages to member cities and towns. Closely comparable to CIS in structure, governance, and product mix, just operating in a different Pacific Northwest state.
• CSAC Excess Insurance Authority: California State Association of Counties-affiliated risk pool providing liability, property, and workers' comp coverage to California public entities. Directly comparable pooled model serving counties and special districts with a multi-line portfolio.
• Michigan Municipal Risk Management Authority (MMRMA): Member-owned Michigan municipal risk pool offering liability, property, and related coverages. Shares the same self-insured pooling structure, member-owned governance, and municipal focus as CIS Oregon.
• Texas Municipal League Intergovernmental Risk Pool (TMLIRP): Texas municipal league-affiliated risk pool providing property, liability, and workers' comp to Texas cities. Directly comparable as a state-level public entity insurance pool with member-owned governance.
• New York Municipal Insurance Reciprocal (NYMIR): New York municipal reciprocal insurance pool offering property, liability, and related coverages to cities and towns. Operates the same pooled/risk-sharing structure as CIS but in a different state with broader municipal scope.
• Florida League of Cities Insurance: Florida League of Cities-affiliated insurance programs providing property, liability, and workers' comp to Florida municipalities. Closely comparable as a state-level league-sponsored public entity coverage program.
• Colorado Intergovernmental Risk Sharing Agency (CIRSA): Colorado intergovernmental risk-sharing pool providing property, liability, and workers' comp coverage to Colorado cities, counties, and special districts. Same member-owned pooled structure as CIS in a different western state.

Others

• League of Oregon Cities (LOC): Founding partner and member organization of CIS Oregon, appointing trustees to the CIS Board. While not a direct insurance competitor, LOC is the parent membership body that constitutes CIS's exclusive city-member base.
• Association of Oregon Counties (AOC): Founding partner and member organization of CIS Oregon alongside LOC, appointing trustees and constituting the county-member base. Governance partner rather than competitive peer, but central to CIS's exclusive distribution model.
• SAIF Corporation: Oregon's state-chartered workers' comp carrier and CIS's exclusive WC partner since 2021. Serves as the underwriting carrier for CIS's workers' comp line, making SAIF both a strategic partner and a structural counterparty risk for CIS.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/cisoregon

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Citycounty Insurance Services