3K Investment Partners

What 3K Investment Partners does

3K Investment Partners is an independent mutual fund management company (Α.Ε.Δ.Α.Κ.) established in 1990 in Greece, operating under supervision of the Hellenic Capital Market Commission. The company provides discretionary portfolio management, MiFID II-compliant investment advisory, and wealth management services to Greek retail investors, professional investors, and high-net-worth individuals. Operations span Greece and Cyprus, with a 24-person team headquartered in central Athens following a December 2024 relocation.

The company's product offering comprises proprietary mutual funds spanning Greek domestic equity (3K Greek Value, 3K Domestic Equity), international equity, balanced/multi-asset (3K Balanced Fund), bond funds (3K International Income, 3K Premier Income), and an Alternative Investment Fund (3K Anagennisis). The company also distributes third-party Goldman Sachs Asset Management fund families (Goldman Sachs Funds III and Goldman Sachs Funds V Patrimonial, formerly NN Investment Partners). Technology infrastructure includes the 3KIP e-Funds electronic trading platform for self-directed investors and a nopCommerce-based corporate website, with no proprietary AI or advanced analytics capabilities disclosed.

Revenue is generated through three streams: ongoing management fees calculated daily on assets under management (low single-digit percentage of fund assets), one-time subscription fees on fund purchases (regulatorily capped at 5%, with actual rates lower), and performance fees on selected funds against benchmark thresholds. Go-to-market combines direct sales with specialized investment advisors, a self-service electronic platform (3KIP e-Funds), and a distribution network of appointed intermediaries and banking partners. Notable specialized offerings include the Golden Visa investment program (€350,000 in 3K Balanced Fund) for residency-by-investment applicants and Responsible Investing ESG-aligned funds.

Name

3K Investment Partners

Legal name

3K Investment Partners Μονοπρόσωπη Α.Ε.Δ.Α.Κ.

Website

https://3kip.gr

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

1–10 employees

Short description

3K Investment Partners is an independent Greek mutual fund management company (founded 1990) offering portfolio management, investment advisory, and wealth management services to retail, professional, and high-net-worth investors across Greece and Cyprus. It manages proprietary 3K funds and distributes Goldman Sachs fund families.

Ownership category

akta.pro rank

Headquarters

HQ city

Athens

HQ country

Greece

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Management Fees: Ongoing management fees calculated daily on assets under management (AUM), included in the published net asset value price. These represent the primary revenue stream as a mutual fund management company (AΕΔΑΚ).
2. Subscription Fees: One-time subscription fees charged on mutual fund purchases, derived from net unit price plus a percentage fee in favor of the distribution network and the MFMC. Maximum regulated cap of 5%, with actual fees much lower depending on fund type and amount. At 3K IP, redemption fees are zero.
3. Performance Fees (Performance Fee): Performance fee (αμοιβή υπεραπόδοσης) applicable to some managed funds, where the benchmark index or defined performance threshold is used as the basis for calculating outperformance-based compensation.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

3K Investment Partners is an independent Greek mutual fund management company (Α.Ε.Δ.Α.Κ.) that creates, manages, and distributes a diversified range of proprietary mutual funds spanning domestic Greek equity, international equity, bonds, balanced/multi-asset, and alternative investment strategies, alongside distributed international fund families (Goldman Sachs Funds III and V Patrimonial). It complements these pooled products with discretionary portfolio management and MiFID II-compliant investment advisory for individuals, plus a proprietary electronic trading platform (3KIP e-Funds) for online subscription, redemption, and portfolio monitoring.

Product overview

3K Investment Partners is an independent mutual fund management company offering a broad range of investment products and wealth management services. The core offering consists of proprietary mutual funds (3K brand) covering domestic equity (3K Α/Κ Μετοχικό Εσωτερικού, 3K Greek Value), international equity (3K Α/Κ Μετοχικό Διεθνές), balanced/multi-asset (3K Α/Κ Μικτό), bond funds (3K International Income Ομολογιακό), and the 3K Anagennisis Alternative Investment Fund. The company also distributes Goldman Sachs Funds III (diversified international funds including green bonds, social impact equity) and Goldman Sachs Funds V Patrimonial (multi-asset portfolio funds). Supporting services include discretionary portfolio management, investment advisory (MiFID II compliant), and the electronic trading platform 3KIP e-Funds. Special programs include the Golden Visa investment route (€350,000 in 3K Balanced Fund) and Responsible Investing ESG funds. The company operates under Hellenic Capital Market Commission supervision as a licensed A.E.D.A.K. (Mutual Fund Management Company).

Differentiator

Problem solved

Functional benefit

Brands

• 3KIP e-Funds: Electronic transactions platform for mutual fund investments
• 3K Premier Income Bond Fund
• 3K Greek Value Domestic Equity Fund
• 3K Balanced Fund (Golden Visa)
• Responsible Investing Funds
• 3KIP Mind The Business

Products and services

• 3K Greek Value Domestic Equity Fund (3K Α/Κ Greek Value Μετοχικό Εσωτερικού) Value-oriented domestic equity mutual fund investing in Greek enterprises with strong export activity, healthy balance sheets, liquidity, profitability, reliable management, and hidden-value potential, targeting investors seeking long-term capital appreciation through Greek equities.
• 3K International Income Bond Fund (3K Α/Κ International Income Ομολογιακό) International bond mutual fund offering investors a smart solution targeting higher returns than time deposits, with portfolio adjustments to changing market conditions.
• 3K Balanced Fund (3K Α/Κ Μικτό) Multi-asset balanced mutual fund providing diversified investment across different asset classes for investors seeking a one-fund balanced allocation.
• 3K Domestic Equity Fund (3K Α/Κ Μετοχικό Εσωτερικού) Domestic equity mutual fund investing in Greek businesses with strong export activity, healthy balance sheets, liquidity, profitability, and reliable management.
• 3K International Equity Fund (3K Α/Κ Μετοχικό Διεθνές) International equity mutual fund investing across global markets outside Greece for investors seeking diversified foreign-equity exposure.
• 3K Anagennisis Alternative Investment Fund (3K Αμοιβαίο Κεφάλαιο Αναγέννησις OEE) Alternative Investment Fund (AIF) managed by 3K Investment Partners, offered to professional investors seeking alternative / non-traditional investment strategies outside the UCITS framework.
• NN Hellas Greek Equity Fund (NN Hellas Α/Κ Μετοχικό) Greek equity mutual fund distributed by 3K Investment Partners on behalf of a third-party management brand, offering investors exposure to Greek equities within a distributed fund family.
• NN Hellas Greek Bond Fund (NN Hellas Α/Κ Ομολογιακό) Greek bond mutual fund distributed by 3K Investment Partners, providing fixed income exposure to the Greek debt market through a third-party fund brand.
• Goldman Sachs Funds III (formerly NN (L) Funds III) International mutual fund family distributed by 3K Investment Partners under partnership with Goldman Sachs Asset Management, offering diversified funds including Greater China Equity, Green Bond, Japan Equity, and Global Social Impact Equity.
• Goldman Sachs Funds V Patrimonial (formerly NN (L) Patrimonial) Multi-asset Patrimonial fund family distributed by 3K Investment Partners, providing balanced, defensive, and aggressive multi-asset portfolio strategies managed by Goldman Sachs Asset Management.
• Wealth Management Services Comprehensive wealth management service combining discretionary portfolio management, MiFID II-compliant investment advisory, and reception and transmission of orders, tailored to the financial requirements, risk profile, and goals of high-net-worth individuals and professional investors.
• 3KIP e-Funds Electronic Platform Proprietary electronic trading platform (www.3kip-efunds.gr) enabling self-directed investors to access multiple markets, subscribe to and redeem mutual funds and UCITS, create and manage portfolios online, and monitor real-time investment performance.
• 3K Balanced Fund — Golden Visa (Share Class X) Golden Visa qualifying investment program requiring a €350,000 subscription into the 3K Balanced Fund (share class X), providing the applicant and family with a Greek residence permit as an alternative to direct real estate investment.
• Responsible Investing Funds Sustainable and responsible investment fund range allowing investors to participate in international ESG-aligned investment strategies that aim for effective capital management and potentially improved long-term risk-adjusted returns, aligned with UN PRI, SASB, and EU Taxonomy standards.

Quantifiable outcome

• Zero redemption fees across all managed funds, enabling cost-effective portfolio restructuring for investors
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and supporting.

• Goldman Sachs Asset ManagementcoreChannel Partner/ Reseller/ Distributor3K Investment Partners serves as a distributor of Goldman Sachs Asset Management fund families (Goldman Sachs Funds III and Goldman Sachs Funds V Patrimonial, formerly NN Investment Partners). The company provides access to these international fund families alongside its own proprietary fund range, offering Greek investors a comprehensive multi-manager platform covering equity, bond, balanced, and specialty funds.
• CSR Hellas (National Corporate Social Responsibility Network)supportingStrategic or Co-development Partner3K IP is an official member of CSR Hellas, collaborating to promote sustainability and responsible investment principles in the Greek business community, at national and European levels. The partnership supports the company's sustainability policy implementation and ESG integration in investment processes.
• Hellenic Capital Market CommissioncoreOthersRegulatory supervisory authority overseeing 3K Investment Partners' operations as a licensed Mutual Fund Management Company (Α.Ε.Δ.Α.Κ.). Authorizes and supervises all fund management activities, ensuring compliance with Greek and EU financial regulations.
• RDC InformaticssupportingTechnology or IntegrationWebsite design and development partner responsible for the 3KIP.gr website and digital platform infrastructure (powered by nopCommerce).
• Custodian Banks (Τράπεζα Αττικής, Attica Bank)supportingOthersPartnership with Attica Bank for the co-managed fund '3K/Τράπεζα Αττικής Premier Income Ομολογιακό 2026' (now wound up), demonstrating historical distribution partnership with custodian banks for specialized bond funds.

Scale indicators5 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Alpha Asset Management (Alpha ΑΕΔΑΚ): Greek mutual fund management company (ΑΕΔΑΚ) part of Alpha Bank Group, offering a similar range of Greek equity, bond, balanced, and money market funds. Directly comparable as a domestic licensed MFMC competing for the same retail and intermediary distribution channels in Greece.
• Eurobank Asset Management (EFG Asset Management): Greek ΑΕΔΑΚ affiliated with Eurobank, managing mutual funds across Greek and international asset classes. Direct peer sharing the same regulatory framework, distribution model through a Greek banking group, and customer base of Greek retail and HNW investors.
• Piraeus Asset Management: Asset management arm of Piraeus Bank offering Greek mutual funds (ΑΕΔΑΚ) and discretionary portfolio management. Comparable in product set (equity, bond, balanced), regulatory status, and reliance on Greek bank distribution network.
• Optima asset management: Greek independent mutual fund manager offering similar diversified fund range and wealth management services. Closely comparable as a non-bank-affiliated domestic MFMC with overlapping retail and HNW target segments.
• NN Hellas (NN Investment Partners Greece branch): Greek operations of NN Investment Partners (now part of Goldman Sachs Asset Management), historically distributed via 3K IP itself. Comparable as a Greek-licensed foreign fund distributor offering UCITS to Greek retail investors through similar channels.

Broad incumbents

• HSBC Global Asset Management (Greece): Greek branch of a global asset manager offering mutual funds, discretionary portfolio management, and wealth services. Comparable in offering breadth but significantly larger scale and broader international product shelf than 3K IP.
• Amundi: Europe's largest asset manager with extensive UCITS and mutual fund offerings distributed across Greece. Comparable product category (mutual funds, multi-asset portfolios) but vastly larger scale, broader geography, and more institutional focus.
• BlackRock: Global asset management leader offering mutual funds and UCITS distributed across European markets including Greece. Comparable in the mutual fund and discretionary portfolio management categories but operates at a fundamentally different scale.
• Schroders: Established UK-headquartered asset manager with significant European mutual fund and wealth offerings. Comparable in product categories (multi-asset funds, sustainability-focused strategies) but competes from a much larger institutional base.
• Invesco: Global asset manager with broad UCITS and mutual fund range distributed across Europe. Comparable in mutual fund distribution and portfolio management offerings but with much larger scale and international footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCfeK03Atpq9pQsaNWqpC3Vw
• Facebookfacebook.com/3kipOfficial
• LinkedInlinkedin.com/company/3k-investment-partners
• Xx.com/3kipOfficial

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 3K Investment Partners