CAFAT

What CAFAT does

CAFAT (Caisse de Prévoyance Sociale de Nouvelle-Calédonie) is the legally mandated unified social security institution of New Caledonia, founded in 1958 and headquartered in Nouméa. It administers mandatory social protection for the territory's population, operating the core health and maternity insurance scheme (RUAMM), family benefits, work accident and occupational illness coverage, retirement pensions (old-age, survivor, orphan), unemployment benefits, medical evacuation (EVASAN), long-term illness coverage, and social action and disability programs. The institution is governed by a Board of Directors with employee and employer representation, led by Director General Xavier Martin (per 2022 reports) and Board President Jean-Pierre Kabar.

The organization serves salaried employees, independent workers, employers, household employers, health professionals, retirees, and students across New Caledonia. It distributes services through a hybrid model combining physical service counters (headquarters in Nouméa, a medical-social center in Rivière-Salée, SAED support office, and provincial/island correspondents) with digital channels including the Espace Assurés self-service portal, the Espace Professionnels employer portal, the EDI DNT electronic declaration system, and the CAFAT Assuré mobile application on iOS and Android.

Revenue is generated entirely through mandatory social contributions collected from employers (calculated on salary basis), self-employed workers (income-based formulas with complete or partial integration options), household employers (with potential 75% abatement), and the Contribution Calédonienne de Solidarité (CCS). Contribution billing operates on a quarterly cadence. As a public institution under New Caledonia law, CAFAT operates on a non-profit social security basis and does not publicly disclose revenue figures.

Name

CAFAT

Legal name

CAFAT - Sécurité Sociale de Nouvelle-Calédonie

Website

https://cafat.nc

Company type

Private

Founded year

1958

Operating status

Operating

Headcount range

501–1,000 employees

Short description

CAFAT is New Caledonia's legally mandated unified social security institution, administering mandatory health insurance (RUAMM), family benefits, work accident coverage, retirement pensions, and unemployment benefits for employees, employers, independents, and retirees across the territory.

Ownership category

akta.pro rank

Headquarters

HQ city

Nouméa

HQ country

New Caledonia

HQ region

Oceania

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Social Contributions from Employers: Mandatory employer contributions calculated on employee salaries, including RUAMM (health insurance), family benefits, work accident insurance, and complementary retirement
2. Social Contributions from Independent Workers: Mandatory contributions from self-employed workers based on declared resources, with optional 'Prestations en espèces' option at 0.5% additional rate
3. Contribution Calédonienne de Solidarité (CCS): Additional solidarity contribution collected from employers and independent workers to fund solidarity programs
4. Household Employee Contributions: Reduced contributions from household employers with potential 75% abatement on both employer and employee shares

Pricing tiers

Distribution channels4 records

Marketing channels5 records

Core offering

CAFAT is the mandatory unified social security institution of New Caledonia, administering health and maternity insurance (RUAMM), family allowances, retirement pensions, work accident and occupational disease coverage, unemployment benefits, medical evacuation (EVASAN), and social action programs for the entire working and resident population. The institution is funded through mandatory employer and employee contributions plus the Contribution Calédonienne de Solidarité (CCS), and delivers services through digital self-service portals, a mobile application, physical service counters, and provincial field correspondents.

Product overview

CAFAT (Caisse de Prévoyance Sociale de Nouvelle-Calédonie) operates as New Caledonia's unified social security system, offering a comprehensive portfolio of protection programs organized into core insurance schemes and digital service platforms. The core offerings include RUAMM (health/maternity insurance), family benefits, retirement pensions, work accident coverage, unemployment insurance, medical evacuation (EVASAN), and social action programs. These are supported by digital channels including the Espace Assurés portal, Espace Professionnels portal, and mobile application. Employer services include simplified employment devices (CES, DSE, TESA) for declaring workers. The system is funded through employer and employee contributions plus the Contribution Calédonienne de Solidarité (CCS).

Differentiator

Problem solved

Functional benefit

Products and services

• RUAMM (Régime Unifié d'Assurance Maladie Maternité) Core mandatory health and maternity insurance scheme of New Caledonia, covering medical expenses, surgeries, long-term illness, maternity, and invalidity for employees, civil servants, and independent workers.
• Prestations Familiales (Family Benefits) Family allowance program providing prenatal allowances, maternity allowances, family allowances, and school enrollment allowances for employees and solidarity beneficiaries in New Caledonia.
• Retraite (Pension/Retirement) Retirement pension program offering old-age pensions, survivor (reversion) pensions, orphan pensions, and widowhood allowances for insured individuals and their dependents.
• Accidents du Travail et Maladies Professionnelles (Work Accidents & Occupational Illnesses) Work-related accident and occupational disease coverage providing medical care, daily allowances, permanent disability pensions, and rehabilitation services for affected workers.
• Chômage (Unemployment Benefits) Unemployment insurance program providing total and partial unemployment allowances to support employees during economic difficulties.
• EVASAN (Medical Evacuation) Medical evacuation service coordinating transport for patients requiring specialized care not available in New Caledonia, routing them to metropolitan France or Sydney.
• Action Sociale et Handicap (Social Action & Disability) Social assistance offering the Régime Handicap et Perte d'Autonomie (RHPA) for disability/autonomy loss, plus Operation Cantine, Operation Vacances, and Pass Sports CAFAT programs.
• Longue Maladie (Long-Term Illness) Specialized long-term illness coverage providing 100% reimbursement for treatments, medical record management, and care coordination through a referring physician.
• CAFAT Assuré Mobile App Mobile application for insured individuals to access their accounts, view reimbursements, and manage their social security benefits on the go.
• Espace Assurés (Insured Portal) Online self-service portal for insured individuals to access their accounts, submit forms, view reimbursements, and manage their social security benefits.
• Espace Professionnels (Professional Portal) Online portal for employers and independent workers to manage declarations, pay contributions, and access administrative services.
• Chèque Emploi Service (CES) Simplified employment service for domestic workers, enabling household employers to declare and pay employees through a streamlined administrative process with reduced contribution rates.
• Dispositif Simplifié d'Emploi (DSE) Simplified employment device for occasional or temporary workers that replaces standalone employment contracts, pay slips, and quarterly declarations with a streamlined process.
• TESA (Titre Emploi Simplifié Agricole) Agricultural simplified employment title for seasonal farm workers, designed to simplify recruitment and remuneration procedures for the agricultural sector.
• Contribution Calédonienne de Solidarité (CCS) A solidarity contribution levied on salaries and professional incomes to fund social welfare programs in New Caledonia.
• Centre de Soins Rivière-Salée Medical-social care center at 6 rue Eugène Levesque, Rivière-Salée, providing in-person medical care services open to all insured individuals.
• Assurance Volontaire Accidents du Travail (Voluntary Work Accident Insurance) Voluntary occupational risk insurance allowing professionals not automatically covered to opt into work accident and occupational disease protection, receiving the same guarantees as salaried employees upon payment of contributions.

Quantifiable outcome

• Millions F.CFP in daily health reimbursements
• +2 more outcomes

Segments7 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• URSSAF / Acoss (Agence centrale des organismes de sécurité sociale): France's central agency for collecting mandatory employer and employee social contributions across all French regimes. Closest comparable to CAFAT's contribution-collection function for New Caledonia, sharing the same legislative framework (Code de la Sécurité Sociale applicable outre-mer).
• Caisse de Prévoyance Sociale de Polynésie française (CPS): The unified social security institution of French Polynesia, providing health, retirement, family and work-accident coverage funded by mandatory contributions. Same institutional model as CAFAT and operates under adjacent French overseas territory legislation.
• CNAM (Caisse Nationale d'Assurance Maladie): France's national health insurance fund administering maladie/maternity coverage analogous to CAFAT's RUAMM scheme. Directly comparable on risk pooling, third-party payment (tiers payant), and long-term illness (ALD) management.
• CAF (Caisse d'Allocations Familiales): French national family benefit fund whose prestations familiales and solidarity benefits portfolio closely mirrors CAFAT's Prestations Familiales programme, including child allowances and supplementary aid.
• CNAV (Caisse Nationale d'Assurance Vieillesse): France's national old-age pension fund operating the basic retirement regime; directly comparable to CAFAT's Retraite pillar for old-age, survivor and orphan pensions.
• MSA (Mutualité Sociale Agricole): French agricultural social security scheme combining health, family, retirement and work-accident protection in one mandatory regime for the farming population — the same consolidated regime structure as CAFAT, including TESA-like simplified employment tools.
• Pôle Emploi / France Travail: Operator of France's unemployment insurance (Assurance chômage), providing total and partial unemployment allowances. Directly comparable to CAFAT's Chômage benefit line.
• CPAM (Caisses Primaires d'Assurance Maladie): Regional French health insurance funds handling local insured-person relations, declarations and reimbursements — analogous to CAFAT's territorial front offices in Nouméa and Rivière-Salée.
• AGIRC-ARRCO: French compulsory complementary retirement pension scheme operating on mandatory contributions from employers and employees — comparable to CAFAT's complementary retirement pillar and voluntary retirement for independents.
• Régime Social des Indépendants (ex-RSI, now intégré à la SSI): France's former dedicated social security regime for independent workers (artisans, traders, liberal professions). Directly comparable to CAFAT's Travailleurs Indépendants segment including complete vs. partial integration choices and the optional 'Prestations en espèces' coverage.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/cafat.nc
• LinkedInlinkedin.com/company/cafat.

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CAFAT