Clear Title Agency of Arizona

What Clear Title Agency of Arizona does

Clear Title Agency of Arizona is a privately held, Phoenix-based title and escrow agency founded in 2007 by Bart Patterson. The company provides title insurance, title examinations, escrow services, and closing support for residential, commercial, builder, lender, and for-sale-by-owner (FSBO) real estate transactions across Arizona, operating nine branch locations concentrated in the Phoenix metropolitan area (Phoenix/Biltmore, Apache Junction, Arrowhead, Goodyear, Gilbert x2, Mesa, and Scottsdale x2). The commercial division has demonstrated capacity for large deals, including a $103 million multifamily closing in 2022 ranked in the top 1% of Phoenix-metro multifamily sales. Clear Title is underwritten by First American Title Insurance Company and ranks in the top 1% of all First American agents nationally.

The company runs on SoftPro production software, which it hosts privately on dedicated servers in an Arizona-based isolated environment — a deliberate choice emphasizing security and data control over cloud-based shared platforms. Its service portfolio extends beyond core title and escrow into value-added tools: the Zoccam mobile app for instant earnest money deposits, Closinglock for wire fraud protection, Altos Research integration for market data, a Learning Center with buyer/seller guides, the Real Tools marketing-services offering for real estate professionals, FinCEN compliance resources, and a Commercial Real Estate Data Center. Go-to-market is multi-channel: direct sales at the branch level, referral relationships with major brokerages (RE/MAX Solutions, Realty ONE Group, Homesmart, EQUITY Realty) and lenders (Nova Home Loans), enterprise field sales for commercial transactions, mobile signing services, and a self-serve digital layer via Zoccam. Marketing is content-led, with weekly social posts, monthly market reports, quarterly webinars with analysts, and philanthropic community involvement.

Revenue is generated primarily through transaction fees for title insurance policies and escrow services, with a typical take-rate pricing model referenced via an Arizona Rate Card; ancillary income streams include Real Tools marketing services. Strategic milestones include 200% compounded annual growth during the Great Recession via an REO pivot, three Inc. 5000 recognitions, 13 consecutive years as a Top Company to Work for in Arizona (91% employee engagement), and the September 2023 acquisition of First Arizona Title's operating assets. Ownership remains with the founding partners (Patterson as CEO, Jim Clifford as President/COO since 2011, and Nick Velimirovich as CFO since 2011); the company is bootstrapped with no disclosed venture capital or private equity backing.

Name

Clear Title Agency of Arizona

Legal name

Clear Title Agency of Arizona

Website

https://cleartitleaz.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

101–250 employees

Short description

Clear Title Agency of Arizona is a privately held Phoenix-based title and escrow agency serving residential, commercial, builder, lender, and FSBO real estate transactions across nine Phoenix-metro branches, underwritten by First American Title Insurance Company.

Ownership category

akta.pro rank

Product category

Title and Escrow Services

NAICS

Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance (FSAJACAL)

akta.pro secondary industries

Title Search & Examination (BPAJAOAB), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG), Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF)

Keywords

• Title insurance services
• Escrow services
• Real estate closing
• Title examination
• Commercial title agency

Headquarters

HQ city

Phoenix

HQ country

United States

HQ region

North America

Offices10 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Title Services: Title insurance and examination services for residential and commercial real estate transactions, including title searches, title commitments, and title insurance policies
2. Escrow Services: Escrow processing and settlement services for real estate transactions
3. Marketing Services (Real Tools): Marketing tools and services provided to real estate professionals including property postcards, social media assistance, and brand presence development
4. Mobile Earnest Money Deposits: Zoccam mobile app enabling instant earnest money transfers (free service for customers)

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels8 records

Core offering

Clear Title Agency of Arizona provides title examination, title insurance underwriting (via First American Title Insurance Company), and escrow services for residential and commercial real estate transactions across the Phoenix metro area. The firm serves homebuyers, sellers, builders, mortgage lenders, and for-sale-by-owner clients through nine branch offices.

Product overview

Clear Title Agency of Arizona is a locally owned title and escrow services company offering a unified portfolio of core title and escrow products across residential, commercial, builder, lender, and for-sale-by-owner segments. The core offering consists of residential and commercial title and escrow services, underwritten by First American Title Insurance Company. Supporting the core services, Clear Title provides an array of value-added modules and tools: Zoccam (mobile earnest money deposit app for iOS/Android), Real Tools marketing services, Closinglock (wire fraud protection), market data tools via Altos Research, a Learning Center with buyer/seller guides, a Commercial Real Estate Data Center, and FinCEN information resources. The company operates nine branch locations across the Phoenix metro area and Gilbert.

Differentiator

Problem solved

Functional benefit

Products and services

• Residential Title & Escrow Services Full-service residential title examination, title insurance, and escrow services for home buyers and sellers across Arizona.
• Commercial Title & Escrow Services Award-winning commercial title and escrow services for complex commercial real estate transactions, including multifamily, industrial, retail, and office properties.
• Builder Services Title and escrow services tailored for residential and commercial builders and developers, including construction lending title issues, development approvals, and builder warranty coordination.
• Lender Services

Quantifiable outcome

• 13 consecutive years recognized as Top Company to Work for in Arizona with 91% employee engagement scores
• +2 more outcomes

Named customers10 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature4 records

Partnerships

Six partnerships are on record, tiered core and minor.

• First American Title Insurance CompanycoreTechnology or IntegrationPrimary underwriter for title insurance policies. Clear Title is underwritten by First American Title Insurance Company and ranks in the top 1% of all First American agents nationally.
• ZoccamcoreTechnology or IntegrationMobile application partnership enabling real estate agents and buyers to send earnest money checks instantly, securely, and at no additional cost through the Zoccam platform.
• Valley of the Sun United WayminorOthersCharitable partnership; Clear Title has donated to United Way and partnered on community events.
• Boys & Girls Clubs of the East ValleyminorOthersPhilanthropic partnership raising funds for youth programs; Clear Title has raised over $15,000 for the organization.
• Maricopa Health FoundationminorOthersHealthcare philanthropy partnership benefiting Maricopa Integrated Health System programs.
• Valleywise Health FoundationminorOthersCharitable contributions to support emergency preparedness, research and medical education programs at Valleywise Health.

Scale indicators9 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• ServiceLink: National title, closing, and valuation services provider serving lenders and consumers; competes with Clear Title's lender services and default title operations.
• Stewart Title: National title insurance underwriter with an agency model similar to First American; competes directly for Arizona agent/lender referrals and offers comparable residential and commercial title products.
• WFG National Title: Independently owned national title underwriter that, like Clear Title, leans heavily on agent-driven relationships and serves regional markets — a comparable independent agency-style peer.

Broad incumbents

• First American Title Insurance Company: Clear Title's primary title insurance underwriter and the largest U.S. title underwriter. Provides title policies that Clear Title issues through its agency relationship and is also a broad competitor with its own direct and agency network nationwide.
• Chicago Title: One of the oldest U.S. title underwriters, part of the Fidelity National family. Competes in Arizona for residential and commercial title work through its agency network.
• Fidelity National Title: One of the largest U.S. title underwriters (parent of FNF). Operates an agency network competing for the same Arizona real estate agent and lender relationships as Clear Title.
• Old Republic Title: Major national title insurance underwriter with an agency network serving residential and commercial markets; competes with Clear Title in Arizona through independent agents and direct operations.

Emerging players

• Title365: Title and escrow provider operating in multiple states with technology-forward closings; a comparable regional/multi-state peer, particularly on the escrow and lender-services side.
• Doma (now Doma Enterprises / Domain Title): Tech-enabled title and escrow platform pursuing instant-title issuance and direct-to-lender channels; represents the emerging competitive threat to traditional agencies like Clear Title.

Regional players

• Pacific Coast Title: Regional title underwriter primarily serving California and Western U.S. markets; an analogous Western U.S. regional title peer for cross-market benchmarking.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights8 records

Customer concentration

• YouTubeyoutube.com/c/ClearTitleAgencyofArizonaPhoenix
• Facebookfacebook.com/cleartitleofarizona
• LinkedInlinkedin.com/company/clear-title-agency
• Instagraminstagram.com/cleartitle.az

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Clear Title Agency of Arizona