FMH Services

What FMH Services does

FMH Services Genossenschaft, founded in 1919 and headquartered in Sursee, Switzerland, is a member-owned cooperative service organization serving physicians practicing in Switzerland. Through its operating arm FMH Consulting Services AG and a nationwide licensed trust-partner network (Vertrauenspartner) of 101 partners across 80+ locations, it delivers a vertically integrated portfolio covering the full physician practice lifecycle: practice founding (Praxisgruendung), management (Praxisfuehrung), succession (Praxisuebergabe), inventory valuation (Inventarbewertung), employed-physician support, and Health Services advisory for hospitals. Complementary service lines include FMH Services (Factoring) and FMH Services (Inkasso) operated by licensed partner mediserv AG, an insurance brokerage line delivered via Roth Gygax & Partner AG, a fiduciary and tax-advisory line, a collective purchasing platform (Einkauf) aggregating contract-supplier discounts of up to 25% with consolidated monthly invoicing, an annual Softwarekatalog of practice information systems, a fee-based seminar and workshop program across German-, French-, and Italian-speaking Switzerland, and the fmhjob.ch online platform for physician job and practice listings. As of January 1, 2026, the cooperative had 42,411 physician members, with 9,000+ advised through the Insurance arm and approximately 2,200 factoring/inkasso customers serviced through mediserv AG.

Name

FMH Services

Legal name

FMH Consulting Services AG

Website

https://fmhservices.ch

Company type

Private

Founded year

1919

Operating status

Operating

Headcount range

11–50 employees

Short description

FMH Services Genossenschaft, founded in 1919, is a Swiss physician-owned cooperative delivering administrative and business services—practice consulting, factoring, debt collection, insurance, procurement, and education—to its 42,411+ physician members across all Swiss language regions.

Ownership category

akta.pro rank

Headquarters

HQ city

Oberkirch

HQ country

Switzerland

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Membership fees (Genossenschaft): FMH Services is structured as a cooperative (Genossenschaft). Physicians become members (Genossenschafter) and pay membership fees. As of 1.1.2026, there are 42,411 members. New members in 2025 numbered 1,566. Membership provides access to all services and contractual benefits.
2. Consulting services: Advisory services covering practice founding, practice management, practice transfer, practice inventory valuation, employed physician support, and Health Services. Services are offered through FMH Consulting Services AG.
3. Insurance brokerage (Insurance): Insurance services including professional liability, accident, cyber, pension, and health insurance for physicians, facilitated through framework contracts offering exclusive discounts to members.
4. Factoring & Inkasso (licensed via mediserv AG): Factoring (honorarium billing, debtor management, pre-financing, loss protection) and debt collection services delivered through licensed partner mediserv AG. mediserv AG serves approximately 2,200 physician customers.
5. Purchasing / procurement services (Einkauf): Collective purchasing service for medical supplies, medications, and equipment through contracted suppliers offering discounts up to 25%. Members receive consolidated monthly invoices from FMH Consulting Services AG.
6. Seminars and education: Fee-based seminars for physicians covering practice administration, tariff systems, radiology, group practice management, healthcare marketing, leadership, and BVG/tax topics.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels8 records

Core offering

FMH Services is a cooperative service organization founded in 1919 that provides business consulting and administrative services exclusively for physicians practicing in Switzerland. Its core offerings span the full lifecycle of a medical practice, including practice establishment (Praxisgründung), practice management (Praxisführung), practice succession (Praxisübergabe), practice inventory valuation, employed physician advisory, factoring and inkasso (collection) services via licensed partner mediserv AG, insurance brokerage, fiduciary services, group purchasing, and a continuing education seminar program.

Product overview

FMH Services is a cooperative service organization for physicians in Switzerland offering the most comprehensive portfolio of services for the entrepreneurial and administrative needs of medical practices. The portfolio is organized into distinct service lines: (1) FMH Services (Factoring) and FMH Services (Inkasso) — accounts receivable factoring and debt collection operated by licensed partner mediserv AG; (2) Consulting services covering practice establishment (Praxisgründung), practice management (Praxisführung), practice succession (Praxisübergabe), employed physician support, practice inventory valuation, and Health Services for hospitals; (3) Insurance services for occupational liability, accident, pension, and cyber risk; (4) Einkauf (Purchasing) — a group procurement platform offering contract supplier discounts and consolidated monthly invoicing; (5) fmhjob.ch — a job and practice marketplace platform; (6) Softwarekatalog — an annual catalog of practice information system (PIS) providers; (7) Seminars and workshops. The purchasing service also resells third-party medical products including Doc Dialog (AI-powered medical documentation), SMD Medical AG (radiology/ultrasound), and STAPES GmbH (diagnostics equipment). The organization serves over 42,000 cooperative members and 9,000+ physicians across 80+ locations in Switzerland.

Differentiator

Problem solved

Functional benefit

Brands

• FMH Services (Insurance): Insurance, pension, and wealth management services for physicians
• FMH Services (Treuhand)
• FMH Services (Factoring)
• FMH Services (Inkasso)
• FMH Services (Consulting)
• Health Services

Products and services

• FMH Services (Factoring) Accounts receivable management and factoring service for physicians, including honorarium billing, debtor management, pre-financing with loss protection, and collection services. Operated by licensed partner mediserv AG serving approximately 2,200 physician customers.
• FMH Services (Inkasso) Debt collection service for physicians including pre-litigation and legal collection, representation in conciliation proceedings, and judgment debt (Verlustschein) management. Operated by licensed partner mediserv AG.
• Praxisgründung (Practice Establishment Consulting)

Quantifiable outcome

• Over 100 practice inventory valuations created annually, recognized by banks, hospitals, and investors
• +3 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability6 records

Partnerships

14 partnerships are on record, tiered minor.

• Doc Dialog (Spyglass Ventures GmbH)minorChannel Partner/ Reseller/ Distributor · 1 January 2026New contract supplier for FMH Services' purchasing service for physicians. Doc Dialog is a Swiss AI-powered medical documentation solution supporting medical practices and organizations with efficient creation of conversations, reports, referrals, forms, progress notes, and administrative documents. Members receive 10% discount on the Doc Dialog license fee in the first contract year.
• SMD Medical AGminorChannel Partner/ Reseller/ Distributor · 1 January 2026New contract supplier for FMH Services' purchasing service. SMD Medical AG, based in St. Gallen, specializes in radiology, ultrasound, and consumables. Offers a 15% discount on SAMSUNG and SIEMENS ultrasound systems for FMH Services members.
• STAPES GmbHminorChannel Partner/ Reseller/ Distributor · 1 January 2026Contract supplier for FMH Services' purchasing service. STAPES GmbH is a long-standing partner for small businesses and healthcare providers, distributing Medizintechnik products including MediBalance Pro, Brainboy, and Audiotrainer via Meditech Electronic. Offers 8% customer discount on medical products for FMH Services members.
• SAC Studio Assistenza Commerciale SAminorChannel Partner/ Reseller/ DistributorRecommended independent consulting company for FMH Services in Italian-speaking Switzerland (Ticino). Located in Chiasso, it represents FMH Services for the Italian-speaking region and is described as independent in both legal and economic terms.
• Galexis AGminorChannel Partner/ Reseller/ DistributorContract supplier in the FMH Services purchasing service. Galexis AG offers pharmaceutical and medical supplies with a 10% customer discount on practice equipment and MedTech products (excluding Galexis focus assortment).
• Heureka Health AGminorImplementation/ SI/ Consulting PartnerFMH Services collaborates with Heureka Health AG to provide IT and digital practice consulting to physicians. Heureka provides neutral advisory support from analyzing the current state to practical implementation in the practice workflow, covering topics such as interoperability, digitalization, and practice software selection.
• Gesellschaft Schweizer Tierärztinnen und Tierärzte (GST)minorStrategic or Co-development PartnerPartnership through which FMH Services supports GST members in practice founding and acquisition, finance, and personnel management. Leverages FMH Services' long-standing healthcare expertise to serve the veterinary community.
• TBO Treuhand AG and Willimann Treuhand AGminorChannel Partner/ Reseller/ DistributorRecommended independent fiduciary consulting companies recommended by FMH Services for tax advisory and financial planning for physicians. Listed as recommended companies in FMH Services (Treuhand) service area.
• Roth Gygax & Partner AG (FMH Insurance)minorChannel Partner/ Reseller/ DistributorFMH Services (Insurance) partner providing professional liability, accident, cyber, and other insurance solutions for physicians through FMH Services' framework contracts.
• CornèrcardminorGTM or Marketing PartnerPartnership providing Golden credit card benefits to FMH Services cooperative members free of charge (valued at CHF 190 per year) as a membership benefit.
• Haag-Streit AGminorChannel Partner/ Reseller/ DistributorContract supplier for purchasing service, specialized in ophthalmology supplies. Part of FMH Services' collective purchasing network offering discounted medical products to members.
• Aichele Medico AGminorChannel Partner/ Reseller/ DistributorContract supplier for purchasing service offering 5% customer discount on medical products. Part of the FMH Services collective purchasing network.
• Medicare AGminorChannel Partner/ Reseller/ DistributorContract supplier for purchasing service, offering 15% customer discount. Part of FMH Services collective purchasing network.
• SYSTEM4 Streng Swiss AGminorChannel Partner/ Reseller/ DistributorContract supplier for purchasing service offering 25% customer discount on merchandise value (excluding delivery and installation). Highest discount rate among FMH Services purchasing suppliers.

Scale indicators12 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• mediserv AG: Swiss healthcare factoring and debt collection specialist headquartered in Biel/Bienne, operating under an exclusive 20-year licensing partnership with FMH Services. Serves approximately 2,200 physician customers across honorarium billing, debtor management, prefinancing with loss protection, and collection — directly mirroring FMH Services' (Factoring) and (Inkasso) product lines.

Others

• McKesson: One of the largest global healthcare supply chain and pharmaceutical distribution companies. Touches the same procurement and pharmacy distribution value chain as FMH Services' purchasing service, though at enterprise scale and across many segments beyond physician offices.
• Cardinal Health: Major US-headquartered healthcare distributor and medical products company serving physician offices, hospitals, and pharmacies. Adjacent to FMH Services through the medical supply and pharmaceutical distribution channel but with a much broader portfolio and global footprint.
• Henry Schein: Global distributor of healthcare products and services to office-based dental and medical practitioners. Comparable to FMH Services' procurement (Einkauf) service line as a medical supply distribution channel for physician practices, though operating at vastly larger global scale.
• American Medical Association (AMA): Largest US physician membership organization, providing member benefits, practice management resources, advocacy, insurance programs, and a publishing platform (JAMA). Broadly comparable mission of supporting physician practice operations, though operating at much larger scale and in a different regulatory environment.

Regional players

• Medical Protection Society: UK-based medical defense organization providing professional liability, advice, and risk management services to over 300,000 healthcare professionals worldwide. Comparable to FMH Services' insurance advisory and liability coverage offerings, though operating primarily in the UK and internationally rather than Switzerland.
• Canadian Medical Association (CMA): National physician association in Canada providing member services including practice management, insurance, financial planning, and advocacy. Structurally similar member-services portfolio to FMH Services, but serving Canadian physicians across multiple provinces.
• British Medical Association (BMA): UK-wide professional association and trade union for doctors, providing member services including legal advice, employment support, publishing, and commercial partnerships. Comparable in its role as a member-owned physician services body, though geographically and structurally different (also a trade union).
• Kassenärztliche Bundesvereinigung (KBV): German federal association of statutory health insurance physicians, providing administrative, billing, IT, and consulting services to its ~185,000 members. Closely comparable institutional role to FMH Services as the central services organization for office-based physicians, but operating in Germany rather than Switzerland.

Emerging players

• athenahealth: US-based cloud practice management, EHR, and billing platform serving physician practices. Represents the kind of integrated digital platform that could over time disintermediate parts of FMH Services' consulting, billing advisory, and procurement value proposition.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/fmh-services
• Facebookfacebook.com/profile.php

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FMH Services