KAISER International Healthgroup, Inc.

What KAISER International Healthgroup, Inc. does

KAISER International Healthgroup, Inc. is a Philippines-domiciled, SEC-registered healthcare provider incorporated in 2004 and regulated by the Department of Health - Bureau of Health Facilities and Services, the Insurance Commission, and the SEC. The company operates an HMO platform with two core products: Short-Term Care (Kaiser HealthCard), a traditional HMO plan providing inpatient, outpatient, dental, emergency, and preventive care through a swipe-card/QR admission system, and the Long-Term Care Ultimate Kaiser Health Builder Plan, a hybrid product combining HMO benefits with a Health Savings Account, interest accumulation, and four-way insurance coverage (term life, AD&D, waiver of installment on death/disability), with benefits extending beyond age 60.

The company runs a digital member-servicing stack including the Online Policy Management System (OPMS) portal, native iOS and Android mobile apps, a 24/7 Facebook Messenger live chat, click-to-call support, and a public knowledge base, in addition to a 500+ hospital and 1,000+ physician provider network across the Philippines. Distribution is anchored by an exclusive broker relationship with International Marketing Group (IMG), which uses its KIOSK2 platform for enrollment and premium processing; direct-to-consumer digital channels and corporate group accounts supplement broker-led sales.

Revenue mechanics are subscription-based: short-term plans are sold on annual premiums with yearly rate adjustments, while long-term plans are paid as fixed premiums over a 7-year period, after which accumulated health savings earn interest and can be drawn against hospital benefit limits through year 20, with an estimated 85% of total membership fees convertible into the Long-Term Health Care Experience Incentive Hospital Benefit Limit. Customer segments span individual and family planholders, corporate and group accounts, and government agencies, all within the domestic Philippines market, with no public revenue or membership disclosures.

Name

KAISER International Healthgroup, Inc.

Legal name

KAISER International Healthgroup, Inc.

Website

https://kaiserhealthgroup.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

251–500 employees

Short description

KAISER International Healthgroup, Inc. is a Philippine HMO and healthcare provider offering traditional short-term HMO coverage and a long-term health-builder plan that combines HMO benefits with a savings account and insurance, distributed through an exclusive broker (IMG) and digital channels to individuals, families, corporates, and government agencies across the Philippines.

Ownership category

akta.pro rank

Headquarters

HQ city

Cebu

HQ country

Philippines

HQ region

Asia

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Short-Term HMO Plans: Traditional HMO-style healthcare coverage with annual renewal, providing inpatient care, outpatient care, dental, and emergency services. Premiums are paid annually with yearly rate increases.
2. Long-Term Care Plans (Health Builder): Innovative health savings account combined with HMO coverage. Members pay fixed premiums for 7 years and receive accumulated health benefits, term life insurance, accidental death & dismemberment coverage, and waiver of installment benefits. Benefits extend beyond age 60.
3. Premium Builder Plans: Investment-style healthcare plans where unused health funds accumulate with interest. Members can earn Return of Payment for non-utilization in the first 7 years. Long-Term Health Care Experience Incentive Hospital Benefit Limit (LTHCEIHBL) approximately 85% of total membership fees.

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels8 records

Core offering

KAISER International Healthgroup operates as a Philippine Health Maintenance Organization (HMO) providing two core product lines: Short-Term Care (KAISER HealthCard) delivering traditional HMO coverage (inpatient, outpatient, dental, emergency, preventive care) via a swipe card/QR access system, and Long-Term Care (Ultimate Kaiser Health Builder Plan) which uniquely combines HMO coverage with a Health Savings Account and four-way insurance (term life, accidental death & dismemberment, waiver of premium on death/disability) extending healthcare benefits beyond employment and into retirement years.

Product overview

Kaiser International Healthgroup, Inc. is a Philippine-based HMO company offering a dual-product portfolio consisting of Short-Term Care (KAISER HealthCard) for immediate healthcare needs and Long-Term Care (Ultimate Kaiser Health Builder Plan) for sustained coverage extending beyond employment and into retirement. The Short-Term Care plan provides traditional HMO coverage including inpatient, outpatient, dental, emergency, and preventive care through a network of over 500 accredited hospitals and 1,000+ physicians. The Long-Term Care plan uniquely combines healthcare coverage with savings and investment features, providing four-way insurance protection, health savings account accumulation with interest, and guaranteed benefits from years 8-20 that remain usable up to any age. Both products are supported by self-service digital tools including a mobile app, Online Policy Management System, Knowledge Base, and Click-to-Call support. The company operates as a supplementary layer to traditional HMOs, specifically addressing healthcare needs during post-employment and retirement years.

Differentiator

Problem solved

Functional benefit

Products and services

• Short-Term Care (KAISER HealthCard) Traditional HMO-style immediate healthcare program providing inpatient care, outpatient care, dental care, emergency care, and preventive health services through a swipe card/QR technology system for automatic admission at designated clinics and hospitals. Targeted at individual, family, and corporate/group accounts seeking immediate healthcare benefits with annual renewal.
• Long-Term Care (Ultimate Kaiser Health Builder Plan) An innovative healthcare plan combining HMO, Health Savings Plan, and financial investment features. Members pay fixed premiums for 7 years and receive accumulated health benefits, term life insurance, accidental death and dismemberment coverage, and waiver of installment benefits. Coverage extends beyond age 60 with no exclusions from year 8 onward.
• National Healthcare Shield Specialized healthcare benefit program with associated guidelines documented in the Kaiser knowledge base.

Quantifiable outcome

• Over 500 accredited hospitals and hospital ICU & Operating Room access
• +3 more outcomes

Named customers7 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

One partnership is on record.

• International Marketing Group (IMG)coreChannel Partner/ Reseller/ DistributorIMG is described as KAISER's 'Exclusive Broker' - one of the few companies in the industry dedicated to serving the financial needs of individuals and families. IMG handles sales, distribution, and payment processing through their KIOSK2 platform. IMG maintains its own sales force for direct sales and has multiple offices including one in Cebu City (Salinas Drive). Kaiser and IMG executives work closely together as shown in testimonial ceremonies where IMG CEOs witness claim payouts.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Maxicare Healthcare Corporation: One of the largest HMOs in the Philippines offering group, individual, and corporate plans with a national hospital/doctor network. Directly comparable to Kaiser as a Philippine HMO competitor targeting employers and individuals with similar inpatient/outpatient coverage.
• PhilCare (Philippine Health Care Inc.): Established Philippine HMO providing individual, family, and corporate HMO coverage with a wide accredited provider network. Comparable to Kaiser across product structure (HMO plans), target market (Filipino individuals and corporate accounts), and distribution model.
• Medicard Philippines: Philippine HMO and health maintenance provider offering corporate and individual plans with nationwide hospital coverage. Directly comparable to Kaiser in offering HMO plans to individuals, families, and employer groups in the Philippines.
• Intellicare (Asian Life and General Assurance Corporation): Major Philippine HMO under FWD/Asian Life, providing group and individual healthcare plans through a large accredited hospital network. Directly comparable as a Philippine HMO competitor with overlapping corporate and retail segments.
• Caritas Health Shield: Filipino HMO/healthcare plan provider offering individual and group coverage. Comparable to Kaiser as a Philippine HMO serving retail and corporate accounts with hospital-network-based coverage.
• Insular Life (Insular Health Care): Philippine life and health insurance provider offering group and individual health coverage products including HMO-style plans. Comparable to Kaiser across health insurance product structure and Filipino retail/corporate target market.
• Health Maintenance Systems Asia (HMSi): Philippine HMO provider offering corporate and individual health plans. Comparable to Kaiser as a directly competing Philippine HMO targeting similar employer and individual segments.

Broad incumbents

• Sun Life Philippines (Sun Life Grepa Financial): Large Philippine insurance and financial services company with health/medical insurance riders and group health products. Comparable to Kaiser as a Philippine health insurance provider but operating across a much broader product portfolio beyond HMO.
• Allianz PNB Life Insurance Philippines: Large multinational-affiliated insurance carrier in the Philippines offering health and accident insurance products alongside life insurance. Comparable to Kaiser on the insurance/health coverage axis but serves as a broader financial services incumbent rather than a pure HMO.
• Etiqa Philippines (Etika Insurance): Philippine insurance and HMO provider offering group health and accident plans as part of a broader insurance portfolio. Comparable to Kaiser in the group/corporate health plan segment but with broader financial services scope.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/kaiservismin
• Facebookfacebook.com/kaiser-international-healthgroup-inc-286145417199
• LinkedInlinkedin.com/company/kaiser-international-health-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about KAISER International Healthgroup, Inc.