P3 Financial Group

What P3 Financial Group does

P3 Financial Group, Inc. is a privately held, founder-owned financial services and accounting firm headquartered in Cordova, Tennessee (Memphis area) with a secondary office in Knoxville. Founded by Reginald D. Clark, CFP in 2015, the firm operates with 1-10 employees and serves individuals, families, small businesses, and restaurant owners across the Southeast. Its service portfolio spans tax preparation and accounting (forms 1040, 1065, 1120, 1120s, 990), financial planning, retirement planning, investment management, education planning, legacy/estate planning, cash flow and debt management, and risk management/insurance products. The firm packages these offerings under a six-step "PLAN, PROTECT, PROSPER" process and operates a specialized restaurant accounting and auditing practice covering food cost analysis, inventory audits, and Department of Labor compliance.

The company's revenue model combines professional services fees (tax preparation, bookkeeping, payroll, restaurant accounting), subscription/recurring advisory fees (financial planning, investment management), and insurance commissions/royalties from a network of partner carriers (Dairyland, Safeco, Foremost, Encompass, Titan, Victoria). Investment advisory services are delivered through a wholly-owned registered investment advisory subsidiary, P3 Wealth Management, Inc. Technology is web-based with limited proprietary capability: the firm relies on the third-party Canopy Tax client portal for tax document management and an embedded Safeco quote tool for insurance lead capture.

Go-to-market is sales-led and relationship-driven, with direct phone outreach, email inquiries, and an online contact form as primary intake channels. Marketing includes a content blog, email newsletters, and a presence across Facebook, Twitter/X, Pinterest, LinkedIn, and Google+. There is no disclosed revenue, no funding history, and most website content is dated 2015, indicating a small, regionally focused practice with limited digital freshness and no disclosed AI/ML capability.

Name

P3 Financial Group

Legal name

P3 Financial Group, Inc.

Website

https://p3retirement.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

P3 Financial Group is a small, founder-owned Tennessee-based financial services and accounting firm serving individuals, small businesses, and restaurant owners with tax preparation, retirement and financial planning, investment advisory (via P3 Wealth Management, Inc.), and insurance products.

Ownership category

akta.pro rank

Headquarters

HQ city

Cordova

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Tax Preparation & Accounting Services: Tax preparation for individuals and businesses including federal, state, and local returns. Competitive pricing model for professional services.
2. Financial Planning & Investment Advisory: Ongoing financial planning services and investment management. Advisory services offered through P3 Wealth Management, Inc.
3. Insurance Products: Sale of insurance products including annuities, life insurance, long-term care, and property & casualty insurance through partner carriers.
4. Restaurant Accounting Services: Specialized bookkeeping, payroll, and accounting services for restaurant businesses.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

P3 Financial Group is a full-service financial services and accounting firm that provides tax preparation, bookkeeping, payroll, retirement planning, investment management, insurance, education planning, legacy/estate planning, and cash flow and debt management services to individuals and small businesses in Tennessee. The firm operates a six-step PLAN, PROTECT, PROSPER process and offers a specialized restaurant accounting and auditing practice. Investment advisory services are delivered through its wholly-owned subsidiary P3 Wealth Management, Inc.

Product overview

P3 Financial Group is a full-service financial services and accounting firm offering a comprehensive suite of financial products and services for individuals and businesses. The company's offerings center on core financial planning services (Tax Preparation, Financial Planning, Retirement Planning, Investment Management, Legacy Planning, Cash Flow and Debt Management, Education Planning) delivered alongside specialized Restaurant Accounting Services and Home & Auto Insurance products. All investment advisory services are offered through affiliated company P3 Wealth Management, Inc. The firm serves clients from locations in Memphis and Knoxville, Tennessee, with a focus on tax planning, wealth protection, and investment strategies.

Differentiator

Problem solved

Functional benefit

Products and services

• Tax Preparation and Accounting Tax preparation services for individuals and businesses including federal, state, and local tax returns (Forms 1040, 1065, 1120, 1120s, 990) along with strategic tax planning for individuals and small business clients.
• Bookkeeping Services
• Payroll Services
• Business Formation and Consulting
• Retirement Planning
• Investment Management
• Education Planning
• Legacy Planning
• Cash Flow and Debt Management
• Financial Planning
• Family Risk Management
• Business Planning
• Restaurant Accounting Services
• Home and Auto Insurance
• Additional Financial Products

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Partnerships

Seven partnerships are on record, tiered minor and core.

• Dairyland InsuranceminorChannel Partner/ Reseller/ DistributorInsurance partner providing property and casualty insurance products. Part of P3's home and auto insurance offerings for clients.
• Safeco InsuranceminorChannel Partner/ Reseller/ DistributorInsurance partner providing auto, home, and renters insurance products through Safeco agency channel. P3 provides quote services for Safeco products.
• Foremost InsuranceminorChannel Partner/ Reseller/ DistributorInsurance partner providing specialty insurance products. Part of the insurance carrier network P3 accesses for client coverage.
• Encompass InsuranceminorChannel Partner/ Reseller/ DistributorInsurance partner providing personal insurance solutions. One of the carriers in P3's insurance partner network.
• Titan InsuranceminorChannel Partner/ Reseller/ DistributorInsurance partner providing auto and property coverage. Part of P3's insurance carrier network.
• Victoria InsuranceminorChannel Partner/ Reseller/ DistributorInsurance partner providing property and casualty coverage. Included in P3's network of insurance providers.
• P3 Wealth Management, Inc.coreStrategic or Co-development PartnerRegistered investment advisory firm affiliated with P3 Financial Group. Investment Advisory services are offered through this entity. Related entity under common branding.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Moneta Group: Mid-sized independent RIA offering comprehensive financial planning, tax, and investment advisory to individuals and business owners. Closely comparable in full-service, owner-led wealth advisory positioning.

Broad incumbents

• Cetera Financial Group: Independent broker-dealer and RIA network supporting independent financial advisors with wealth management and advisory infrastructure. Comparable in independent advisory positioning to P3's RIA subsidiary model.
• Ameriprise Financial: National diversified financial services firm offering financial planning, investments, insurance, and banking through affiliated advisors. Overlapping offering breadth with P3's planning, insurance, and investment advisory stack.
• Edward Jones: Large U.S. advisor network focused on individual investors, retirement planning, and insurance. Highly comparable consultative, branch-based advisory model serving individuals and small businesses in regional markets like P3's Tennessee footprint.
• H&R Block: National consumer tax preparation chain with adjacent small business and self-employed advisory offerings. Comparable in the tax preparation and bookkeeping services that constitute a major revenue stream for P3.
• Cambridge Investment Research: Independent broker-dealer and RIA supporting thousands of financial advisors with compliance, technology, and product access. Similar affiliated-RIA structure to P3 Wealth Management, Inc., serving as a model P3 could scale into.
• Mariner Wealth Advisors: Large national RIA offering comprehensive financial planning, tax, and investment advisory services to individuals and businesses. Comparable to P3 in service mix (tax, retirement, estate, investment management) though at vastly greater scale.
• Baird: Employee-owned diversified financial services firm with wealth management, investment banking, and insurance. Comparable integrated wealth and risk-management service offering for individuals and business owners.
• Waddell & Reed Financial: Mid-size financial advisory firm providing investment management, financial planning, and insurance products through affiliated advisors. Similar multi-product, advisor-led delivery model.
• LPL Financial: Largest independent broker-dealer in the U.S., providing advisors with investment, insurance, and compliance infrastructure. Represents the scaled equivalent of P3's affiliated-entity distribution model.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/home?status=Market Update
• Facebookfacebook.com/p3financial
• LinkedInlinkedin.com/shareArticle?mini=true&url=http://www.p3retirement.com
• Pinterestpinterest.com/pin/create/button/?url=http://www.p3retirement.com

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about P3 Financial Group