Cummings & Co. Realtors

What Cummings & Co. Realtors does

Cummings & Co. Realtors is a privately-held residential real estate brokerage founded in 2006 and headquartered in Baltimore, Maryland, operating 13 owned offices across Maryland and Pennsylvania. The firm delivers traditional commission-based brokerage services — residential sales, rentals, and property management — through a network of field agents distributed across its branch footprint, with offices in Canton, Roland Park, Bel Air, Ruxton, Timonium, Perry Hall, Columbia, Federal Hill, Westminster, Millersville, and Phoenix in Maryland, plus Shrewsbury and Hanover in Pennsylvania. Founder Dave Cummings serves as Broker & Founder, and the company has sustained 8 consecutive years of Top Workplace recognition from The Baltimore Sun (2016–2023).

The core product surface consists of a property search and listings portal (cummingsrealtors.com), an internal Agent Tools portal with Google sign-in authentication, and BrightMLS integration for multiple listing service distribution. This platform is extended by ancillary in-house service modules: C&C Title (a wholly-owned title and settlement subsidiary), Key Transaction Management (transaction coordination), and Staging Services. The firm integrates third-party tooling including SmartPay/ProfitStars for online escrow deposits, RentSpree for rental application processing, and VisitHome.ai for virtual tours on select listings.

Commercially, the brokerage operates a standard residential real estate commission model at the market-clearing 5–6% total rate, split between listing and buyer's agents, with the brokerage retaining a share after agent payouts. Customer segments span residential home buyers and sellers (primary), residential renters, commercial land buyers, and agricultural property participants. Go-to-market is sales-led and relationship-driven, relying on physical branch presence, agent-to-agent referral networks, MLS exposure, an educational blog/content library, and organic social and SEO channels to drive top-of-funnel demand. The firm holds no venture capital or private equity backing, operates as an independent regional brokerage, and discloses no financials.

Name

Cummings & Co. Realtors

Legal name

Cummings & Co. Realtors

Website

https://cummingsrealtors.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Cummings & Co. Realtors is a privately-held residential real estate brokerage operating 13 owned offices across Maryland and Pennsylvania. The firm provides commission-based sales, rental, property management, and title services through its affiliated C&C Title subsidiary to individual buyers, sellers, and renters.

Ownership category

akta.pro rank

Product category

Real Estate Brokerage

NAICS

Offices of Real Estate Agents and Brokers (53121)

SIC

Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Traditional Residential Brokerage (Existing Homes) (BPAJAAAA)

akta.pro secondary industries

Residential Real Estate Brokerage (Buy/Sell) (FSAEAJAA), Land & Development Site Brokerage (BPAJABAG)

Keywords

• Residential real estate brokerage
• Property listings platform
• Real estate sales
• Title services
• Home staging

Headquarters

HQ city

Baltimore

HQ country

United States

HQ region

North America

Offices13 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Real Estate Commission: Traditional real estate brokerage earning commissions on residential property sales and purchases. Also generates revenue through rental listings and ancillary services including title services through C&C Title Company.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Cummings & Co. Realtors is a traditional residential real estate brokerage serving buyers and sellers across Maryland and Pennsylvania through a network of 13 office locations. Its core offerings include residential property sales, rental listings, and ancillary services such as home staging, transaction management, and title services delivered through its affiliated C&C Title Company.

Product overview

Cummings & Co. Realtors is a residential real estate brokerage operating 13 office locations across Maryland and Pennsylvania, positioning itself among the east coast's largest owned independent brokerages. The core offering is a property search and listings platform that enables buyers and sellers to search, list, and transact real estate. This core platform is supplemented by integrated service modules including C&C Title (title and settlement services), Key Transaction Management (transaction coordination), Staging Services, Buyer Resources, and Seller Services. The company also maintains an Agent Tools portal for internal agent operations.

Differentiator

Problem solved

Functional benefit

Brands

• C&C Title: Title company offering title services for real estate transactions, mentioned as part of the company's service offerings.

Products and services

• Property Search and Listings Platform

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Partnerships

One partnership is on record.

• C&C Title CompanycoreStrategic or Co-development PartnerAffiliated title company offering title services to facilitate seamless real estate transactions. C&C Title provides title insurance and closing services as part of the comprehensive service offering to clients of Cummings & Co. Realtors.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Long & Foster Real Estate: The dominant independent-style residential brokerage across the Mid-Atlantic (Maryland, DC, Virginia, Delaware, Pennsylvania). Most directly comparable peer given overlapping geographies, similar full-service residential brokerage model, and equivalent commission-based economics.
• Berkshire Hathaway HomeServices PenFed Realty: Large residential brokerage with deep Maryland and DC-area footprint. Directly comparable on residential sales focus, agent-network model, and commission-based revenue, with similar title/settlement partner relationships.
• Coldwell Banker Residential Brokerage: Major franchised residential brokerage with multiple offices across Maryland. Comparable on transaction model, agent-compensation structure, and full-service offering including affiliations with title and mortgage partners.
• RE/MAX Gateway: Maryland-based franchise brokerage serving Baltimore and surrounding counties with a residential-heavy agent model. Comparable in scale, geographic overlap with Cummings' core markets, and traditional commission economics.
• Keller Williams Realty (Maryland market centers): Large franchised residential brokerage with multiple market centers across Maryland and Pennsylvania. Comparable on agent-network economics, residential focus, and regional office model.
• Century 21 (Maryland franchisees): Established franchised residential brokerage with several Maryland offices. Comparable on commission-based transactions, agent recruitment model, and residential sales focus with Mid-Atlantic presence.
• Howard Hanna Real Estate Services: Family-owned residential brokerage serving Mid-Atlantic and Northeast markets including Maryland and Pennsylvania. Comparable as a similarly positioned independent full-service brokerage with regional depth.

Emerging players

• Compass: Tech-enabled residential brokerage actively expanding in Mid-Atlantic markets including Baltimore. Comparable as a competing residential brokerage but differentiated by proprietary technology platform and agent-centric compensation model.
• Redfin: Tech-enabled residential brokerage operating in Baltimore and other Mid-Atlantic markets. Comparable as a competing residential brokerage but differentiated by lower-fee model and integrated technology platform.
• eXp Realty: Cloud-based residential brokerage with significant agent count in Mid-Atlantic. Comparable as a competing agent-network brokerage but differentiated by remote operations model and higher commission splits.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks4 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/cummingsandcorealtors
• LinkedInlinkedin.com/company/2660223

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cummings & Co. Realtors