What Surety Solutions does

Surety Solutions LLC is a U.S. online surety bond marketplace and licensed surety agency, founded in 2004 in Salem, Oregon, and operating today as "Surety Solutions, A Gallagher Company" following its February 2019 acquisition by Arthur J. Gallagher & Co. (NYSE: AJG). The company distributes more than 50,000 surety bond types across all 50 states, organized into 11 primary categories including contractor license bonds, motor vehicle dealer bonds, mortgage lender/broker bonds, court and probate bonds, ERISA bonds, fidelity bonds, payment and performance bonds, notary bonds, private investigator bonds, and collection bonds. Its core customers are individual contractors, small and mid-sized businesses (auto dealers, mortgage brokers, cleaning/service companies), and legal/fiduciary professionals who need bonds to satisfy state licensing and statutory requirements.

The company's primary technology asset is a custom-built bond processing platform developed in partnership with Agency Multiplied, which powers its eProducer payment portal and client login system. The platform aggregates quotes from 30+ insurance carriers and 34 surety companies (including CapSpecialty, Hanover, Hartford, Liberty Mutual, Merchants Bonding, and others), enabling customers to select state, bond type, and amount, receive instant comparative quotes, and complete purchase in under five minutes for many bond types. A phone-based support line (866-722-9239) supplements the digital self-serve experience. Beyond surety bonds, Surety Solutions cross-sells five complementary insurance lines (Business Owners, Cyber, General Liability, Real Estate, Workers' Compensation) via its Gallagher Small Business partnership channel.

The business operates as a transactional agency, earning commissions from surety carriers on bonds placed rather than carrying underwriting risk on its own balance sheet. Pricing is percentage-based — typically 1–15% of the bond amount, scaled by credit quality (good credit 700+: 1–4%; fair 650–699: 4–10%; bad credit under 650: 5–20%) — with one-time payment rather than recurring premiums. The go-to-market is digital-first product-led growth, driven by organic SEO across 50+ state landing pages, educational blog content, social media presence on YouTube/Facebook/LinkedIn/X, and 297 Google Reviews averaging 4.9/5. Following the 2019 acquisition, the business operates within Gallagher's U.S. retail property/casualty brokerage under the direction of Jay Eshelman, with founder Corban Enns continuing as President.

Name

Surety Solutions

Legal name

Surety Solutions LLC

Website

https://suretysolutions.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Surety Solutions is an online surety bond marketplace and licensed agency (a Gallagher company) that distributes 50,000+ bond types across all 50 U.S. states to SMBs, contractors, vehicle dealers, mortgage professionals, and fiduciaries via a custom multi-carrier digital platform.

Ownership category

akta.pro rank

Product category

Surety Bond Services

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Surety Insurance (6351)

akta.pro primary industry

Surety & Bond Brokerage (FSAEADAI)

akta.pro secondary industries

Contract Surety Bonds (FSAJAIAA), Commercial Surety Bonds (FSAJAIAB), Notary / Bail / Miscellaneous Consumer Bonds (FSAJAIAK)

Keywords

• Surety bond services
• Contractor license bonds
• Motor vehicle dealer bonds
• Mortgage broker bonds
• Court fiduciary bonds

Headquarters

HQ city

Salem

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Surety Bond Distribution: Surety Solutions acts as a surety bond agency and distributor, earning commissions from surety carriers for placing bond policies. The company connects customers seeking bonds with underwriting carriers, providing quotes from multiple providers through their automated platform.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Surety Solutions operates an online surety bond marketplace and licensed agency that distributes more than 50,000 bond types across all 50 U.S. states, including contractor bonds, motor vehicle dealer bonds, mortgage broker bonds, court bonds, notary bonds, and fidelity bonds. The company earns commissions by connecting bond purchasers with multiple underwriting surety carriers through a proprietary quote-aggregation platform that delivers instant online quotes and bond issuance in under five minutes.

Product overview

Surety Solutions is an online surety bond marketplace and licensed agency, now a Gallagher company, offering over 50,000 bond types across all 50 states. The core product is the online surety bond marketplace where customers can obtain instant quotes and purchase bonds (including Collection Bonds, Contractor Bonds, Court Bonds, ERISA Bonds, Fidelity Bonds, Mortgage Lender & Broker Bonds, Motor Vehicle Dealer Bonds, Notary Bonds, Payment and Performance Bonds, Private Investigator Bonds, and Probate Bonds). The platform connects customers with multiple surety carrier partners including CapSpecialty, The Hanover Insurance Group, The Hartford, IFIC Surety, Lexington National, Liberty Mutual, Merchants Bonding, One Beacon Surety Group, and Westfield. Through Gallagher partnerships, the company also offers complementary insurance products (Business Owners, Cyber, General Liability, Real Estate, and Worker's Compensation). Additional tools include a Bond Cost Calculator and Video Library.

Differentiator

Problem solved

Functional benefit

Products and services

• Contractor Bonds License and permit bonds required for contractors to obtain business licenses, guaranteeing compliance with state and federal rules and regulations. Available to artisan contractors, specialty trades, and construction companies nationwide.
• Motor Vehicle Dealer Bonds Bonds required for car, motorcycle, and wholesale vehicle dealers to obtain state dealer licenses, protecting customers from fraud or misrepresentation. Premiums typically range 1-15% of bond amount based on credit, with good-credit pricing around $500-$1,500 and bad-credit pricing around $2,000-$7,500 on a $50,000 bond.
• Mortgage Lender & Broker Bonds Bonds required for mortgage brokers, lenders, and loan originators to obtain NMLS-compliant state licensing, protecting consumers from fraud or misrepresentation. Surety Solutions supports NMLS Electronic Surety Bond (ESB) submission.
• Court Bonds Court-required bonds guaranteeing payment of court costs or faithful performance of fiduciary duties during trials, appeals, and other litigation. Includes Probate/Fiduciary Bonds as a sub-line.
• Probate Bonds Court-ordered bonds for fiduciaries such as executors, administrators, and guardians, guaranteeing faithful performance of their fiduciary duties in estate and guardianship proceedings.
• Notary Bonds Bonds required for notary publics to obtain state licensing, guaranteeing ethical performance of notarial duties in accordance with law. Annual premiums typically range from $50 to $150.
• Collection Bonds Bonds required for collection agencies to operate legally, protecting consumers from unethical collection practices and providing regulatory compliance for state licensing.
• Private Investigator Bonds Bonds required for private investigators to obtain licensing in most states, providing regulatory compliance for PI businesses.
• Payment and Performance Bonds Contract bonds for construction projects including Bid Bonds, Payment Bonds, and Performance Bonds, guaranteeing contract fulfillment and payment to suppliers and subcontractors.
• Fidelity Bonds Bonds protecting businesses and their clients from losses caused by employee dishonest actions, including Commercial Crime Fidelity Bonds and Employee Dishonesty Bonds.
• ERISA Bond Bonds required by the U.S. Department of Labor for plan administrators of employee 401k, benefit, and pension plans, protecting plan participants against fiduciary breaches.
• Business Owners Insurance Business owners policy (BOP) insurance offered through Gallagher partnerships, providing bundled property and liability coverage for small businesses as a complementary product to surety bonds.
• Cyber Insurance Cyber liability insurance offered through Gallagher partnerships, providing protection against digital threats such as data breach, ransomware, and related losses for small business customers.
• General Liability Insurance General liability coverage offered through Gallagher partnerships, protecting small businesses against third-party bodily injury, property damage, and personal/advertising injury claims.
• Real Estate Insurance Real estate insurance products offered through Gallagher partnerships, providing coverage tailored to real estate professionals and property-related businesses.
• Worker's Compensation Insurance Worker's compensation coverage offered through Gallagher partnerships, providing statutory benefits to employees injured on the job for small business customers.

Quantifiable outcome

• Purchase bonds in under 5 minutes for many bond types
• +3 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Emerging players

• NEXT Insurance: Digital-first SMB insurer targeting contractors and small businesses with online policy purchase; an emerging competitor for the same customer base now that Surety Solutions is cross-selling general liability and BOP via Gallagher.
• CoverWallet (Aon): Digital SMB insurance broker inside Aon offering online quotes for multiple commercial lines; competes with Surety Solutions' cross-sell ambitions into general liability, cyber, and BOP products.
• Simply Business: Online SMB insurance marketplace aggregating multiple carriers for small business buyers; adjacent emerging competitor as Surety Solutions expands into broader SMB insurance products.

Broad incumbents

• Merchants Bonding Company: Top US surety underwriter offering contract, commercial, and court bonds through agency partners; listed carrier partner of Surety Solutions and a parallel distribution competitor for the same SMB bond buyers.
• Liberty Mutual Insurance: Major P&C carrier with a sizable surety division (also a carrier partner of Surety Solutions), offering contract and commercial surety bonds across the US alongside broader commercial insurance.
• Travelers: Large national insurance carrier with a dedicated Surety & Bond division serving contract and commercial surety customers; broad incumbent competing for the same contractor and commercial bond buyers.
• The Hartford: Large incumbent carrier and Surety Solutions carrier partner offering surety, commercial, and small business insurance at scale; competing broadly via its own SMB bond and insurance products.

Direct peers

• Colonial Surety: Direct surety provider and agency offering license, permit, court, and fidelity bonds to SMBs and individuals across the US, with comparable product breadth to Surety Solutions.
• SuretyBonds.com: Direct online surety bond agency operating across the US with a similar multi-state, multi-bond-type platform and instant-quote digital experience; closest head-to-head competitor to Surety Solutions.
• Niche Surety: Online-focused surety bond agency specializing in license, permit, and commercial bonds for SMBs, overlapping directly with Surety Solutions' contractor, dealer, and professional bond lines.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/BondsMadeEasy
• YouTubeyoutube.com/suretysolutionsllc
• Facebookfacebook.com/SuretySolutionsLLC
• LinkedInlinkedin.com/company/surety-solutions-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Surety Solutions