Tilitoimisto Lemon Tree

Name

Tilitoimisto Lemon Tree

Legal name

Tilitoimisto Lemon Tree Oy

Website

https://lemontree.fi

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Helsinki

HQ country

Finland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Recurring Monthly Subscriptions: Fixed monthly subscription fees for accounting services based on company type (Toiminimi, Osakeyhtiö, or Kasvu packages). Price determined by company form and document volume. All packages include Lemonaid software and consulting.
2. Payroll Processing Fees: Per-paycheck fees for payroll processing: 14 EUR/paycheck for self-service via Lemonaid, 20 EUR/paycheck for full-service outsourced payroll.
3. Financial Statement Preparation: Additional fees for financial statement preparation for growth companies, starting from 200 EUR.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

Tilitoimisto Lemon Tree provides outsourced bookkeeping, tax filing, and financial management services to small entrepreneurs and limited companies in Finland, delivered through fixed monthly service packages combined with its proprietary Lemonaid cloud software. Each customer receives a personal named accountant who handles statutory accounting, VAT returns, financial statements, and tax consultation, while the Lemonaid platform automates invoicing, receipt capture, accounts payable, and payroll.

Product overview

Tilitoimisto Lemon Tree operates as a next-generation accounting firm and software company serving small business entrepreneurs in Finland. The company offers a unified portfolio combining professional bookkeeping services with its proprietary Lemonaid financial management software platform. Service packages (Toiminimi starting at 65 €/month, Osakeyhtiö at 99 €/month, and Kasvu at 199 €/month) are tailored by business entity type and include fixed monthly pricing with personal named accountants. Lemonaid, included in all packages at no extra cost, provides invoicing, receipt capture via mobile app, accounts payable automation, financial reporting, and payroll processing capabilities. Additional payroll services (Lemon Tree Palkat) are available as add-ons. The company has expanded through acquisitions including Tulosnurkka (bringing Netvisor expertise) and Sukkela/Huovila (bringing Procountor and Mepco expertise), though these acquired brands are being integrated into the Lemon Tree ecosystem.

Differentiator

Problem solved

Functional benefit

Brands

• Lemonaid: Proprietary financial management software for entrepreneurs, included free with all service packages. Features include invoicing, receipt capture, accounts payable management, payroll, and financial reporting.

Products and services

• Toiminimi (Sole Proprietorship) Service Package Cost-effective bookkeeping service package for sole proprietors (toiminimi) starting at 65 EUR per month. Includes a personal named accountant, cash-basis accounting, VAT reporting, and the Lemonaid software at no additional cost.
• Osakeyhtiö (Limited Company) Service Package Standard bookkeeping and statutory financial management package for entrepreneur-led limited companies starting at 99 EUR per month. Includes financial statements, statement registration, reduced dividend calculations and reporting, personal accountant service, and Lemonaid software.
• Kasvu (Growth) Service Package Comprehensive financial management package for growth-oriented companies starting at 199 EUR per month. Includes accrual-based accounting, monthly accruals, advance tax monitoring, financial statement meeting, business tax return filing, and Lemonaid software. Financial statement preparation billed separately from 200 EUR.
• Lemon Tree Palkat (Payroll) Service Payroll processing add-on for Lemon Tree accounting customers. Self-service option at 14 EUR per paycheck via Lemonaid, or full outsourced payroll at 20 EUR per paycheck. Includes consulting, vacation pay, collective agreement interpretations, garnishments, union fees, and pay certificates.
• Lemonaid Financial Management Software Proprietary cloud-based financial management software included free with all Lemon Tree accounting service packages. Features include unlimited online and email invoicing with customer and product registry, mobile receipt capture via photo, accounts payable management and payment processing, payroll processing for entrepreneurs and employees with payslip storage, and financial reporting dashboards.

Quantifiable outcome

• NPS 83 - High customer satisfaction
• +2 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature5 records

Scale indicators9 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Talenom: Publicly listed Finnish accounting and software firm serving SMEs with bundled bookkeeping and proprietary cloud software. Closest direct competitor to Lemon Tree in the Finnish SMB accounting market, with a similar software-plus-service model.
• Accountor: Major Finnish and Nordic accounting, payroll, and software services group. Competes directly with Lemon Tree across SMB bookkeeping, payroll, and financial management software.
• Fortnox: Swedish cloud-based business platform for SMB accounting, invoicing, and payroll. Closely comparable in product philosophy (cloud software for small entrepreneurs) and a benchmark for what scaled Nordic SMB accounting-software businesses look like.
• Liinos: Finnish cloud-based accounting and financial management software aimed at SMBs and accountants. Direct competitor for Lemon Tree's Lemonaid offering with a similar SaaS-first positioning.

Broad incumbents

• Visma: Nordic business software and services conglomerate owning Procountor, Netvisor, Mepco, and other Finnish accounting/HR platforms. An incumbent broad-line competitor whose stack Lemon Tree's customers and acquired firms have historically used.
• Procountor: Finnish mid-market financial management software (now part of Visma). Brought into Lemon Tree's ecosystem via the Sukkela acquisition; competes for the same Osakeyhtiö and Kasvu tier customers.
• Netvisor: Finnish ERP and accounting platform for SMBs (now part of Visma). Brought into Lemon Tree's stack via the Tulosnurkka acquisition; overlapping customer base in owner-operated limited companies.
• Mepco: Finnish HR and payroll software provider (now part of Visma). Adjacent competitor in the payroll processing market where Lemon Tree Palkat operates, with deeper enterprise HR functionality.

Emerging players

• Bokio: Swedish fintech offering simple, low-cost bookkeeping and invoicing software for sole proprietors and very small businesses. Targets Lemon Tree's Toiminimi tier with a more self-serve, lower-priced model.

Regional players

• e-conomic: Danish cloud accounting software owned by Visma, serving SMBs and accountants in the Nordics. Comparable in target customer and product category but operates in Denmark rather than Finland.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/TilitoimistoLemonTree
• LinkedInlinkedin.com/company/tilitoimisto-lemon-tree-oy
• Instagraminstagram.com/tilitoimistolemontree

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tilitoimisto Lemon Tree